Index › HR › Compensation and total rewards › Financial wellness › Enterprise · November 2026 Edition
Financial wellness platforms for enterprise buyers
Asked as “financial wellness platform”, and as “employee financial wellness benefit”, on behalf of an enterprise B2B company. 40 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each. Added to the November 2026 Edition.
Standing · first-choice share
45%
Clear leader
45Financial Finesse15BrightPlan10LearnLux30others
45% of first choices, clear leader.
Since October 2026↗new leaderNew leader since October 2026: Financial Finesse (45%) replaces LearnLux (23% then, 10% now), 35 points clear, past the 13-point floor.Financial Finesse leads at 45%, replacing LearnLux, which led at 23% and stands at 10% now: 35 points clear, past the floor. The verdict moved from contested to clear leader.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Your Money Line28%Contested↗new leaderNew leader since October 2026: Your Money Line (28%) replaces ZayZoon (23% then, 21% now), 7 points clear, inside the 13-point floor.Standing →Mid-market
Financial Finesse34%Contested↗new leaderNew leader since October 2026: Financial Finesse (34%) replaces LearnLux (24% then, 7% now), 27 points clear, past the 13-point floor.Standing →EnterpriseFinancial Finesse45%Clear leader↗new leaderNew leader since October 2026: Financial Finesse (45%) replaces LearnLux (23% then, 10% now), 35 points clear, past the 13-point floor.This page
Your Money Line28%Contested↗new leaderNew leader since October 2026: Your Money Line (28%) replaces ZayZoon (23% then, 21% now), 7 points clear, inside the 13-point floor.Standing →Mid-marketFinancial Finesse34%Contested↗new leaderNew leader since October 2026: Financial Finesse (34%) replaces LearnLux (24% then, 7% now), 27 points clear, past the 13-point floor.Standing →EnterpriseFinancial Finesse45%Clear leader↗new leaderNew leader since October 2026: Financial Finesse (45%) replaces LearnLux (23% then, 10% now), 35 points clear, past the 13-point floor.This pageThe standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01Financial Finesse45%4%45endorsed leader▲+37Since October 2026: 8% → 45%, +37 points. Past the 13-point floor: movement.8% → 45%
Financial Finesse45%4%45endorsed leader▲+37Since October 2026: 8% → 45%, +37 points. Past the 13-point floor: movement.8% → 45%02
BrightPlan15%2%42accepted challenger▼−2Since October 2026: 17% → 15%, −2 points. Inside the 13-point floor: within noise.17% → 15%
BrightPlan15%2%42accepted challenger▼−2Since October 2026: 17% → 15%, −2 points. Inside the 13-point floor: within noise.17% → 15%03
LearnLux10%0%21accepted challenger▼−13Since October 2026: 23% → 10%, −13 points. Inside the 13-point floor: within noise.23% → 10%
LearnLux10%0%21accepted challenger▼−13Since October 2026: 23% → 10%, −13 points. Inside the 13-point floor: within noise.23% → 10%04
Origin5%0%10accepted challenger▼−1Since October 2026: 6% → 5%, −1 point. Inside the 13-point floor: within noise.6% → 5%
Origin5%0%10accepted challenger▼−1Since October 2026: 6% → 5%, −1 point. Inside the 13-point floor: within noise.6% → 5%05Your Money Line2%0%21accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 13-point floor: within noise.0% → 2%
Your Money Line2%0%21accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 13-point floor: within noise.0% → 2%06
Stream2%10%10accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 13-point floor: within noise.0% → 2%
Stream2%10%10accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 13-point floor: within noise.0% → 2%Show the six products at 0%, ordered by negative rate
12Best Money Moves0%40%10criticized challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 13-point floor: within noise.2% → 0%
10
DailyPay0%20%15accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 13-point floor: within noise.2% → 0%
DailyPay0%20%15accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 13-point floor: within noise.2% → 0%11
Payactiv0%17%12accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%
Payactiv0%17%12accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%08
Enrich0%15%20accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%
Enrich0%15%20accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%07
SmartDollar0%11%35accepted challenger▼−6Since October 2026: 6% → 0%, −6 points. Inside the 13-point floor: within noise.6% → 0%
SmartDollar0%11%35accepted challenger▼−6Since October 2026: 6% → 0%, −6 points. Inside the 13-point floor: within noise.6% → 0%09
Brightside0%10%10accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 13-point floor: within noise.2% → 0%
Brightside0%10%10accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 13-point floor: within noise.2% → 0%The floor is 13 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
For buyers
Head to headHead-to-head pages are published for mid-market buyers, so these open on mid-market figures, not enterprise.
All twenty-eight head-to-head pages: the top eight products, each against each
Financial Finesse vs LearnLuxFinancial Finesse vs EnrichFinancial Finesse vs OriginFinancial Finesse vs PayactivYour Money Line vs ZayZoonYour Money Line vs SmartDollarYour Money Line vs LearnLuxYour Money Line vs EnrichYour Money Line vs OriginYour Money Line vs PayactivZayZoon vs SmartDollarZayZoon vs LearnLuxZayZoon vs EnrichZayZoon vs OriginZayZoon vs PayactivSmartDollar vs LearnLuxSmartDollar vs EnrichSmartDollar vs OriginSmartDollar vs PayactivLearnLux vs EnrichLearnLux vs OriginLearnLux vs PayactivEnrich vs OriginEnrich vs PayactivOrigin vs Payactiv
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
0102030405060708091011B12
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative60%
Key
01Financial Finesse45%
Financial Finesse45%02BrightPlan15%
BrightPlan15%03LearnLux10%
LearnLux10%04Origin5%
Origin5%05Your Money Line2%
Your Money Line2%06Stream2%
Stream2%07SmartDollar0%
SmartDollar0%08Enrich0%
Enrich0%09Brightside0%
Brightside0%10DailyPay0%
DailyPay0%11Payactiv0%
Payactiv0%12Best Money Moves0%
What they warned about
Two of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Perplexity Sonar, Grok 4.20, Mistral Small, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
SmartDollar11%
4 of 35 labels negative · 4 of 14 models · 1 hard negative
“Why avoid/cautious? Frequently criticized in G2 reviews for high fees (questionable ROI for enterprises), limited customization” Grok 4.20, negative prompt
DailyPay20%
3 of 15 labels negative · 3 of 14 models · 1 hard negative
“Earned Wage Access/Payday Apps to Avoid ... DailyPay, EarnIn, and similar apps often function as unregulated payday loans” Kimi K2, negative prompt
Best Money Moves
40%
4 of 10 labels negative · 3 of 14 models
“Low-Scoring or Under-Featured Options (e.g., BrightPlan in some comparisons, Best Money Moves” Grok 4.20, negative prompt
Enrich15%
3 of 20 labels negative · 3 of 14 models
“Platforms with Known Fragmentation or Limited Integration (e.g., some standalone tools like older versions of Enrich, Nudge, or My Secure Advantage)” Grok 4.20, negative prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
74 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 891 links across 247 sites, every framing counted. Ranked by the number of answers carrying the site or page. 35 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · Lead Change Group42 answers · 117 citations · 10 models
vendor site · G238 answers · 58 citations · 12 models
vendor site · BrightPlan23 answers · 36 citations · 10 models
vendor site · Financial Finesse22 answers · 35 citations · 8 models
20 answers · 20 citations · 11 models
17 answers · 17 citations · 10 models
15 answers · 28 citations · 7 models
vendor site · Guideflow15 answers · 15 citations · 8 models
15 answers · 15 citations · 10 models
vendor site · LearnLux12 answers · 14 citations · 6 models
vendor site · ResearchandMarkets.com11 answers · 14 citations · 9 models
vendor site · Vantage Fit11 answers · 13 citations · 6 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
36 answers · 10 models
33 answers · 10 models
28 answers · 11 models
28 answers · 10 models
20 answers · 11 models
17 answers · 10 models
15 answers · 8 models
15 answers · 10 models
12 answers · 8 models
10 answers · 8 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best financial wellness platform”, “financial wellness platform”, “financial wellness platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Financial Finesse financialfinesse.com | 45% | 102 | 720 | 6 | 2,211 | |||
| BrightPlan brightplan.com | 15% | 83 | 880 | 9 | 804 | 0 | ||
| LearnLux learnlux.com | 10% | 69 | 720 | 14 | 1,294 | 0 | ||
| Origin useorigin.com | 5% | 42 | 201,000 | 2,574,135 | 26,001 | 9 | ||
| Your Money Line yourmoneyline.com | 2% | 80 | 720 | 119 | 6,683 | $8,667 | 3 | 5 |
| Morgan Stanley at Work | 2% | 22,200 | 298 | |||||
| Questis questis.co | 2% | 13 | ||||||
| Stream stream.co | 2% | 21 | ||||||
| SoFi at Work | 2% | |||||||
| AWorld Evolve | 2% |
Google's top ten for the three searches hold 25 sites; 2 of them are among the sites the models cited here (guideflow.com, vantagefit.io). The first result for “best financial wellness platform” is myshortlister.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best financial wellness platform for an enterprise B2B company?”Paraphrase“Which employee financial wellness benefit would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade financial wellness platforms and how do they differ?”Budget-constrained“What is the best financial wellness platform for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a financial wellness platform. What should we look at?”Negative“Which financial wellness platforms should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5Morgan Stanley at Workno first choiceChangedMorgan Stanley at WorkLearnLuxno first choicenothing named
Four alternatives
Addition Wealth, Enrich, Financial Finesse, QuestisFour alternatives
Enrich, LearnLux, Northstar, OriginThree alternatives
BrightPlan, Savology, SmartDollarGPT-5.4 miniStreamno first choiceChangedBrightPlanBrightPlanno first choiceagainst: Blackbaud, MoneyLion
Three alternatives
BrightPlan, SmartDollar, Your Money LineSeven alternatives
Betterment at Work, DailyPay, EY Navigate, Payactiv, Rain, SmartDollar, StreamGemini 3.5 FlashOriginOriginHeldBrightPlanagainst: Fidelity Financial Wellness, Morgan Stanley at Work, SoFi at WorkLearnLuxno first choicenothing named
Five alternatives
Brightside, Financial Finesse, LearnLux, Nudge Global, SoFi at WorkTwo alternatives
Financial Finesse, NorthstarSix alternatives
Brightside, Financial Finesse, LearnLux, Nudge Global, Origin, SmartDollarFour alternatives
Brightside, Northstar, Origin, SmartDollarPerplexity SonarFinancial Finesseno first choiceChangedBrightPlan, Financial FinesseBrightPlanno first choicenothing named
Three alternatives
BrightPlan, Morgan Stanley at Work, SmartDollarFive alternatives
Brightside, HoneyBee, LearnLux, Morgan Stanley at Work, SmartDollarOne alternative
Financial FinesseGrok 4.20Financial FinesseBrightDollars, Financial Finesse, SoFi at WorkChangedFinancial FinesseFinancial Finesseagainst: Betterment at WorkFinancial Finesseagainst: Best Money Moves, BrightPlan, Enrich, Fidelity, My Secure Advantage, Nudge, Payactiv, Prudential, SmartDollar
Four alternatives
BrightPlan, Enrich, LearnLux, NudgeFive alternatives
BrightPlan, Enrich, LearnLux, Mercer, SmartDollarTwo alternatives
BrightPlan, Your Money LineFour alternatives
BrightPlan, Brightside, LearnLux, SmartDollarMistral SmallFinancial Finesseno first choiceChangedFinancial FinesseBrightPlan, Financial Finesseno first choiceagainst: Betterment, Brightside, Enrich, FinanceBuzz, Financeify, Financial Finesse, Monarch Money, MoneyPilot, My Secure Advantage, Nudge
Two alternatives
BrightPlan, SmartDollarFour alternatives
BrightPlan, Enrich, Mercer, SmartDollarTwo alternatives
Brightside Financial Care, Morgan Stanley at WorkDeepSeek V4 FlashFinancial FinesseFinancial FinesseHeldFinancial FinesseBrightPlanno first choicenothing named
Two alternatives
BrightPlan, SmartDollarThree alternatives
BrightPlan, Chime Workplace, SmartDollarFour alternatives
BrightPlan, LearnLux, SmartDollar, Your Money LineThree alternatives
Brightside Financial Care, Financial Finesse, LearnLuxLlama 4 MaverickFinancial Finesseno first choiceChangedno first choiceno first choiceno first choiceagainst: DailyPay, Payactiv
Five alternatives
BrightPlan, Enrich, My Secure Advantage, Nudge, SmartDollarQwen 3.7 FlashFinancial FinesseGoPoundsSmart, MoneyFitChangedWellingaagainst: Fidelity InvestmentsFinancial Finesseno first choiceagainst: Betterment, Brigit, Paychex, Paylocity, Vantage Circle, Wagestream
Five alternatives
BrightPlan, DailyPay, Enrich, SmartDollar, StreamThree alternatives
Aligned, Brightside, ZetaTwo alternatives
BrightPlan, Enrich Financial WellnessKimi K2Financial Finesse, LearnLuxagainst: Best Money MovesFinancial FinesseChangedFinancial Finesse, OriginFinancial Finesseno first choiceagainst: Best Money Moves, Financial Finesseagainst: DailyPay, EarnIn, Empower Retirement
One alternative
BrightPlanThree alternatives
BrightPlan, SmartDollar, Your Money LineFive alternatives
BrightPlan, Enrich, LearnLux, SmartDollar, Your Money LineThree alternatives
BrightPlan, Questis, YNABGLM 4.7 FlashXFinancial FinesseAWorld EvolveChangedFinancial FinesseBrightPlanno first choiceagainst: AvantGo, Juno, MoneyLion, SmartDollar, Yotta
Three alternatives
BrightPlan, SmartDollar, Your Money LineFour alternatives
BrightPlan, Chime Workplace, SmartDollar, Your Money LineTwo alternatives
Financial Finesse, SavologyMiniMax M2.5Financial Finesseno first choiceChangedFinancial Finesseagainst: Best Money MovesQuestis, Your Money Lineno first choicenothing named
Five alternatives
BrightPlan, DailyPay, Payactiv, Questis, SmartDollarFour alternatives
Betterment at Work, BrightPlan, SmartDollar, Your Money LineOne alternative
Financial FinesseGPT-6 LunaLearnLuxno first choiceChangedno first choiceagainst: SmartDollarBrightDime Coreno first choiceagainst: DailyPay, EarnIn
Three alternatives
BrightPlan, Financial Finesse, Your Money LineSeven alternatives
BrightPlan, Brightside, Enrich, Financial Finesse, Goldman Sachs Ayco, LearnLux, OriginOne alternative
Financial FinesseMuse Glimmer 30BFinancial Finesseno first choiceChangedFinancial FinesseBrightPlanno first choiceagainst: Enrich, My Secure Advantage, Nudge, SmartDollar, Stream
Two alternatives
BrightPlan, LearnLuxFour alternatives
BrightPlan, LearnLux, SmartDollar, Your Money LineTwo alternatives
Financial Finesse, QuestisBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 08:57 | yes | 10 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:01 | yes | 3 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:44 | yes | 7 | 17 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 09:10 | yes | 10 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:05 | yes | 12 | 39 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:29 | yes | 5 | 5 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:54 | yes | 19 | 30 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 10:46 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:45 | yes | 5 | 27 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:48 | yes | 14 | 37 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 12:02 | yes | 22 | 31 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:34 | yes | 5 | 114 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:21 | yes | 4 | 14 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:56 | yes | 12 | 18 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:59 | no | 0 | 5 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:52 | yes | 2 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:17 | yes | 6 | 22 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 12:41 | yes | 10 | 5 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:15 | yes | 5 | 29 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:22 | yes | 5 | 5 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 08:53 | yes | 22 | 24 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 10:31 | yes | 5 | 3 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:14 | no | 0 | 26 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:15 | yes | 10 | 19 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:44 | yes | 13 | 78 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:05 | no | 0 | 15 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:04 | yes | 3 | 13 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:13 | yes | 14 | 24 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:19 | yes | 10 | 7 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:24 | yes | 6 | 8 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:47 | yes | 10 | 23 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 10:24 | yes | 10 | 6 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:02 | yes | 8 | 33 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:04 | yes | 14 | 17 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:35 | yes | 22 | 45 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:20 | yes | 5 | 3 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:27 | no | 0 | 32 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:41 | yes | 24 | 47 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:58 | yes | 17 | 27 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:47 | yes | 5 | 38 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:05 | yes | 8 | 23 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:36 | yes | 11 | 26 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:03 | yes | 17 | 9 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:33 | yes | 3 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:37 | yes | 6 | 20 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 09:51 | yes | 10 | 3 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:26 | yes | 22 | 33 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:44 | yes | 5 | 4 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:16 | yes | 24 | 20 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:58 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:57 | yes | 5 | 31 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:54 | yes | 21 | 46 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:32 | yes | 21 | 35 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:31 | yes | 22 | 77 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:46 | yes | 2 | 15 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:53 | yes | 22 | 30 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:51 | yes | 18 | 13 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:23 | no | 0 | 7 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:31 | no | 0 | 20 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 10:21 | yes | 10 | 9 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:19 | yes | 15 | 39 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:33 | no | 0 | 8 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:23 | yes | 25 | 28 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:12 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:39 | no | 0 | 28 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 08:52 | yes | 13 | 26 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:41 | yes | 23 | 172 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:38 | no | 0 | 17 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:04 | yes | 5 | 29 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:23 | yes | 22 | 29 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:27 | yes | 18 | 10 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:21 | yes | 5 | 5 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:02 | yes | 9 | 22 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 10:42 | yes | 10 | 5 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:22 | yes | 15 | 37 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 08:37 | yes | 15 | 9 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 08:55 | yes | 21 | 13 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:31 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:00 | yes | 20 | 47 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:47 | yes | 25 | 39 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 12:24 | yes | 24 | 40 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:50 | no | 0 | 38 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:28 | yes | 3 | 20 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:53 | yes | 22 | 36 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
None. Every name in this category resolved on its own.
Unresolved, counted raw
AWorld Evolve
Aligned
American Express
AvantGo
BrightDime Core
BrightDollars
EY Navigate
Fidelity Financial Wellness
FinanceBuzz
Financeify
Finity
GoPoundsSmart
Goldman Sachs Ayco
HoneyFi
MoneyFit
MoneyPilot
PNC Financial Wellness Solutions
Purch
Securian Financial
SoFi Technologies
Step Up Savings
Wellinga
Yotta
Zeta
Discontinued, still offered
No shut-down product was recommended here.