Index › HR › Compensation and total rewards › Flexible benefits › Enterprise · November 2026 Edition
Flexible benefits and lifestyle spending accounts for enterprise buyers
Asked as “lifestyle spending account platform”, and as “flexible employee benefits platform”, on behalf of an enterprise B2B company. 45 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
47%
Clear leader
47Forma31Compt07Benepass16others
47% of first choices, clear leader.
Since October 2026▲+2Since October 2026: 45% → 47%, +2 points. Inside the 13-point floor: within noise.Forma held the lead, +2 points on 45%, inside the 13-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Compt41%Clear leader▲+4Since October 2026: 37% → 41%, +4 points. Inside the 13-point floor: within noise.Standing →Mid-market
Forma36%Contested↗new leaderNew leader since October 2026: Forma (36%) replaces Compt (40% then, 18% now), 18 points clear, past the 13-point floor.Standing →EnterpriseForma47%Clear leader▲+2Since October 2026: 45% → 47%, +2 points. Inside the 13-point floor: within noise.This page
Compt41%Clear leader▲+4Since October 2026: 37% → 41%, +4 points. Inside the 13-point floor: within noise.Standing →Mid-marketForma36%Contested↗new leaderNew leader since October 2026: Forma (36%) replaces Compt (40% then, 18% now), 18 points clear, past the 13-point floor.Standing →EnterpriseForma47%Clear leader▲+2Since October 2026: 45% → 47%, +2 points. Inside the 13-point floor: within noise.This pageThe standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01Forma47%9%64endorsed leader▲+2Since October 2026: 45% → 47%, +2 points. Inside the 13-point floor: within noise.45% → 47%
Forma47%9%64endorsed leader▲+2Since October 2026: 45% → 47%, +2 points. Inside the 13-point floor: within noise.45% → 47%02Compt31%3%39endorsed leader▲+10Since October 2026: 21% → 31%, +10 points. Inside the 13-point floor: within noise.21% → 31%
Compt31%3%39endorsed leader▲+10Since October 2026: 21% → 31%, +10 points. Inside the 13-point floor: within noise.21% → 31%03
Benepass7%19%43accepted challenger▼−8Since October 2026: 15% → 7%, −8 points. Inside the 13-point floor: within noise.15% → 7%
Benepass7%19%43accepted challenger▼−8Since October 2026: 15% → 7%, −8 points. Inside the 13-point floor: within noise.15% → 7%04
Alight Solutions4%6%17accepted challenger▲+2Since October 2026: 2% → 4%, +2 points. Inside the 13-point floor: within noise.2% → 4%
Alight Solutions4%6%17accepted challenger▲+2Since October 2026: 2% → 4%, +2 points. Inside the 13-point floor: within noise.2% → 4%05
Benefitfocus2%31%16criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 13-point floor: within noise.0% → 2%
Benefitfocus2%31%16criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 13-point floor: within noise.0% → 2%06
bswift2%27%11criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 13-point floor: within noise.0% → 2%
bswift2%27%11criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 13-point floor: within noise.0% → 2%Show the five products at 0%, ordered by negative rate
10
Rippling0%20%10accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 13-point floor: within noise.2% → 0%
Rippling0%20%10accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 13-point floor: within noise.2% → 0%09
ADP Workforce Now0%19%16accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%
ADP Workforce Now0%19%16accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%11
ThrivePass0%17%12accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 13-point floor: within noise.2% → 0%
ThrivePass0%17%12accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 13-point floor: within noise.2% → 0%08
Workday0%11%19accepted challenger▼−4Since October 2026: 4% → 0%, −4 points. Inside the 13-point floor: within noise.4% → 0%
Workday0%11%19accepted challenger▼−4Since October 2026: 4% → 0%, −4 points. Inside the 13-point floor: within noise.4% → 0%07
Espresa0%4%23accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%
Espresa0%4%23accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%The floor is 13 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
Head to headHead-to-head pages are published for mid-market buyers, so these open on mid-market figures, not enterprise.
All ten head-to-head pages: the top five products, each against each
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
0102030405060708091011Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative60%
Key
01Forma47%
Forma47%02Compt31%
Compt31%03Benepass7%
Benepass7%04Alight Solutions4%
Alight Solutions4%05Benefitfocus2%
Benefitfocus2%06bswift2%
bswift2%07Espresa0%
Espresa0%08Workday0%
Workday0%09ADP Workforce Now0%
ADP Workforce Now0%10Rippling0%
Rippling0%11ThrivePass0%
ThrivePass0%What they warned about
Five of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Grok 4.20, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5 and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Benepass19%
8 of 43 labels negative · 8 of 14 models · 1 hard negative
“Platform Categories to Avoid for Large Enterprises ... Examples: Early-stage Benepass deployments” Kimi K2, negative prompt
Forma9%
6 of 64 labels negative · 6 of 14 models · 1 hard negative
“Platform Categories to Avoid for Large Enterprises ... some Forma implementations” Kimi K2, negative prompt
Benefitfocus31%
5 of 16 labels negative · 5 of 14 models · 2 hard negative
“Mixed reviews with reports of poor support... Support becomes nearly non-existent after signing contracts” MiniMax M2.5, negative prompt
Gusto60%
3 of 5 labels negative · 3 of 14 models
“strongly recommend avoiding Gusto for benefits administration due to frustration with issue resolution... suggests caution” GPT-5.4 mini, negative prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
81 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1061 links across 238 sites, every framing counted. Ranked by the number of answers carrying the site or page. 1 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
61 answers · 144 citations · 13 models
vendor site · G249 answers · 109 citations · 14 models
vendor site · Compt36 answers · 98 citations · 13 models
vendor site · Guideflow30 answers · 39 citations · 12 models
vendor site · Espresa26 answers · 37 citations · 11 models
vendor site · Benepass25 answers · 33 citations · 12 models
vendor site · JOON16 answers · 19 citations · 11 models
15 answers · 16 citations · 7 models
11 answers · 11 citations · 6 models
11 answers · 11 citations · 7 models
vendor site · HiBob11 answers · 11 citations · 8 models
10 answers · 11 citations · 8 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
26 answers · 10 models
23 answers · 12 models
18 answers · 9 models
18 answers · 11 models
15 answers · 10 models
14 answers · 7 models
13 answers · 9 models
13 answers · 6 models
13 answers · 8 models
12 answers · 6 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best lifestyle spending account platform”, “flexible benefits platforms”, “lifestyle spending account platform”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Forma forma.ai | 47% | 248 | 49,500 | 43,054 | 6,459 | |||
| Compt compt.io | 31% | 129 | 3,600 | 1,693 | 16,841 | 7 | 2 | |
| Benepass getbenepass.com | 7% | 149 | 14,800 | 99 | 30,964 | 6 | ||
| Alight alight.com Alight Solutions 4% | 4% | 69 | 9,900 | 236 | 530,477 company | $1,663 | 20 | |
| Benefex | 2% | 170 | 3 | |||||
| Benefitfocus benefitfocus.com | 2% | 109 | 4,400 | 142 | 32,082 | 3 | ||
| Ceridian dayforce.com Dayforce 2% | 2% | 339 | 450,000 | 2,983 | 208,252 | 38 | ||
| JOON joon.io | 2% | 56 | 27,100 | 6,564 | 9,721 | |||
| bswift bswift.com | 2% | 69 | 18,100 | 358 | 187,252 | 8 | ||
| Espresa espresa.com | 0% | 59 | 1,600 | 30 | 6,356 | 1 | 3 |
Google's top ten for the three searches hold 21 sites; 5 of them are among the sites the models cited here (compt.io, espresa.com, g2.com, joinforma.com, myshortlister.com). The first result for “best lifestyle spending account platform” is joinforma.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best lifestyle spending account platform for an enterprise B2B company?”Paraphrase“Which flexible employee benefits platform would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade flexible benefits platforms and how do they differ?”Budget-constrained“What is the best lifestyle spending account platform for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a lifestyle spending account platform. What should we look at?”Negative“Which flexible benefits platforms should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5BenepassFormaChangedFormaComptno first choiceagainst: Benefitfocus, Ease, TriNet, TriNet Zenefits, bswift
Three alternatives
Compt, Forma, ThrivePassThree alternatives
Alight Solutions, Ben, WorkdayFour alternatives
ADP Workforce Now, Alight Solutions, Benefitfocus, RipplingTwo alternatives
Benepass, WEX BenefitsGPT-5.4 miniBenepassFormaChangedno first choiceComptno first choiceagainst: Compport, Empyrean, Forma, Gusto
Three alternatives
Awardco, Compt, FormaFive alternatives
ADP Workforce Now, Alight Solutions, Rippling, Workday, bswiftSeven alternatives
ADP Workforce Now, Benepass, Empyrean Benefits Administration, Forma, Rippling, SAP SuccessFactors HCM, WorkdayGemini 3.5 FlashFormaBenefex, FormaChangedFormaComptno first choiceagainst: BambooHR, Gusto, Justworks, Rippling
Four alternatives
Benepass, Compt, Espresa, WEX BenefitsThree alternatives
Businessolver, Darwin, PlanSourceSix alternatives
Benepass, Benify, Compt, Darwin, Espresa, FringeThree alternatives
Benepass, Espresa, FormaPerplexity SonarFormaFormaHeldno first choiceComptno first choiceagainst: Employee Navigator
Two alternatives
Benepass, ComptTwo alternatives
Benefitfocus, bswiftTen alternatives
ADP Workforce Now, Alight Solutions, Ben, Benefex, Benefitfocus, Espresa, Forma, PlanSource, Workday, bswiftTwo alternatives
Benepass, FormaGrok 4.20Formaagainst: Fringe, JOON, ThrivePassAlight SolutionsChangedAlight Solutions, Businessolveragainst: UKG Pro, WorkdayComptagainst: Benepass, Espresano first choiceagainst: Optum LSAagainst: Benefitfocus, Motivosity, Perkup, ThrivePass, Zest Technology, bswift
Four alternatives
Awardco, Benepass, Compt, EspresaSix alternatives
Aon, Benefitfocus, Businessolver, Mercer Marsh Benefits, UKG Pro, WorkdaySeven alternatives
Ben, Benefitfocus, Employee Navigator, Lively, Perkbox, PlanSource, Reward GatewayOne alternative
FormaMistral SmallFormaFormaHeldFormaComptagainst: Benepass, Formano first choiceagainst: Gusto, HiBob, Justworks, TriNet Zenefits
Two alternatives
Benepass, WellhubFour alternatives
Dayforce, Oracle Fusion Cloud HCM, UKG Pro, WorkdayFour alternatives
ADP Workforce Now, Benefex, Benefitfocus, DarwinDeepSeek V4 FlashFormaFormaHeldagainst: UKG ProBenepass, Formaagainst: ADP Workforce NowComptagainst: Benepass, Forma, O.C. Tanner Culture CloudComptagainst: ADP Workforce Now, Benefitfocus, Paycor, Paylocity, Workday
Four alternatives
Awardco, Benepass, Compt, EspresaThree alternatives
Alight Solutions, Businessolver, ThatchFour alternatives
Nilo, Oracle Fusion Cloud HCM, SAP SuccessFactors, WorkdayThree alternatives
Benepass, Espresa, FormaLlama 4 Maverickno first choiceno first choiceHeldFormaFormano first choiceagainst: Benefitfocus, Empyrean, Forma, Paycom
Three alternatives
Benefitfocus, Deel, PlumQwen 3.7 FlashFormaagainst: WEX BenefitsAlight Solutions, FormaChangedFormaComptno first choiceagainst: Benepass, Coverflex
Three alternatives
Benepass, Espresa, JOONTwo alternatives
Rippling, WorkdayFive alternatives
ADP Workforce Now, Alight Solutions, Deel, Rippling, WorkdayTwo alternatives
Benepass, FormaKimi K2FormabswiftChangedFormaComptno first choiceagainst: Ben, Benepass, CERRA Flex, Forma, Navan
Three alternatives
Awardco, Compt, EspresaTwo alternatives
Businessolver, FormaEight alternatives
Alight Solutions, Benify, Businessolver, Compt, Darwin, Espresa, Perkbox, Reward GatewayThree alternatives
Benepass, Espresa, FormaGLM 4.7 FlashXJOONBenefitfocus, DayforceChangedFormaFormano first choicenothing named
Five alternatives
Benepass, Compt, Espresa, Forma, WEX BenefitsTwo alternatives
Lively, WorkdaySeven alternatives
BambooHR, Deel HR, Gusto, Onsurity, Plum, Rippling, ThatchTwo alternatives
Compt, WEX BenefitsMiniMax M2.5BenepassFormaChangedBenepass, FormaComptagainst: Benepassno first choiceagainst: ADP Workforce Now, Benefitfocus, Rippling
One alternative
ComptTwo alternatives
Alight Solutions, WorkdaySix alternatives
ADP Vantage, ADP Workforce Now, Benefitfocus, Compt, SAP SuccessFactors, WorkdayTwo alternatives
Forma, WEX BenefitsGPT-6 LunaFormaFormaHeldFormaComptno first choiceagainst: Benepass, Compt, Forma
Three alternatives
Benepass, Compt, EspresaThree alternatives
Benepass, Compt, bswiftFive alternatives
Benepass, Compt, Espresa, Fringe, ThrivePassTwo alternatives
Benepass, FormaMuse Glimmer 30BCompt, FormaFormaChangedBenepass, FormaComptagainst: Benepassno first choiceagainst: Alight Solutions, Perkbox, Vivup, bswift
Three alternatives
Benepass, Espresa, WEX BenefitsOne alternative
BenefexEight alternatives
ADP Workforce Now, Alight Solutions, Benify, Compt, Dayforce, Oracle Fusion Cloud HCM, UKG Pro, WorkdayOne alternative
JOONBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:19 | yes | 16 | 10 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:50 | yes | 2 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:19 | yes | 11 | 20 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 12:53 | yes | 10 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:03 | yes | 15 | 39 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 08:41 | yes | 5 | 4 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:25 | yes | 20 | 21 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:49 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:08 | yes | 5 | 22 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:21 | yes | 9 | 33 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:38 | yes | 13 | 28 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:20 | yes | 10 | 61 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:15 | yes | 5 | 19 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 08:50 | yes | 19 | 22 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:47 | yes | 9 | 8 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:43 | yes | 3 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:55 | yes | 9 | 22 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 10:34 | yes | 10 | 3 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:21 | yes | 5 | 26 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:27 | yes | 5 | 5 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:08 | yes | 24 | 26 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:28 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:31 | yes | 10 | 46 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:38 | yes | 23 | 27 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:11 | yes | 23 | 99 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:40 | yes | 5 | 29 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:39 | yes | 4 | 15 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:34 | yes | 23 | 28 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:00 | yes | 18 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:22 | yes | 7 | 11 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:26 | yes | 6 | 25 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 10:57 | yes | 18 | 7 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:06 | yes | 15 | 52 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:33 | yes | 20 | 12 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:22 | yes | 21 | 58 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:15 | yes | 5 | 3 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:49 | yes | 20 | 49 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:16 | yes | 25 | 50 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:32 | yes | 22 | 48 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 08:43 | yes | 24 | 82 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:34 | yes | 8 | 39 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:14 | yes | 20 | 36 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:21 | yes | 9 | 9 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:19 | yes | 2 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:59 | yes | 12 | 22 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 08:51 | yes | 10 | 4 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:19 | yes | 14 | 35 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 08:51 | yes | 5 | 4 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:32 | yes | 23 | 20 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:57 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:21 | yes | 9 | 46 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:42 | yes | 17 | 36 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:13 | yes | 24 | 63 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:47 | yes | 24 | 57 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:12 | yes | 3 | 17 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:53 | yes | 20 | 28 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:41 | yes | 19 | 13 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 08:48 | yes | 4 | 8 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:56 | no | 0 | 19 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 12:45 | yes | 10 | 9 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:05 | yes | 15 | 39 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:31 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:20 | yes | 21 | 33 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:08 | yes | 5 | 4 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 08:55 | yes | 16 | 49 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:49 | yes | 10 | 23 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 08:52 | yes | 20 | 65 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:37 | yes | 9 | 25 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:40 | yes | 3 | 15 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:59 | yes | 12 | 24 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:28 | yes | 19 | 9 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:50 | yes | 4 | 6 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:50 | no | 0 | 18 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 11:04 | yes | 10 | 4 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:12 | yes | 24 | 39 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:27 | yes | 5 | 6 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:05 | yes | 25 | 39 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 10:40 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:55 | yes | 15 | 28 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:37 | yes | 24 | 40 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:37 | yes | 23 | 48 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:18 | yes | 24 | 54 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:42 | yes | 5 | 19 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:33 | yes | 25 | 33 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
ADP read as ADP Workforce Now
ADP (Workforce Now / Vantage) read as ADP Workforce Now
Alight read as Alight Solutions
Alight (formerly Hewitt; includes Worklife platform) read as Alight Solutions
Navia read as Navia Benefit Solutions
O.C. Tanner read as O.C. Tanner Culture Cloud
Oracle Cloud HCM read as Oracle Fusion Cloud HCM
WEX read as WEX Benefits
WEX LSA read as WEX Benefits
Workday Benefits read as Workday
Workday HCM read as Workday
Workday Human Capital Management read as Workday
Zenefits read as TriNet Zenefits
Unresolved, counted raw
Bayzat
CERRA Flex
Cobee
Empyrean Benefits Administration
Flair / Forma
Ladder
Mercer Darwin
Navan
Nilo
Onsurity
Optum LSA
Thomsons Online Benefits (now part of WTW)
Zest Technology (ZestBenefits)
Discontinued, still offered
No shut-down product was recommended here.