Flexible benefits and lifestyle spending accounts
Asked as “lifestyle spending account platform”, and as “flexible employee benefits platform”, on behalf of a mid-market B2B company. 50 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
36%
Contested · JOON 20%
36Forma20JOON18Compt26others
36% of first choices, contested.
Since October 2026↗new leaderNew leader since October 2026: Forma (36%) replaces Compt (40% then, 18% now), 18 points clear, past the 13-point floor.Forma leads at 36%, replacing Compt, which led at 40% and stands at 18% now: 18 points clear, past the floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Compt41%Clear leader▲+4Since October 2026: 37% → 41%, +4 points. Inside the 13-point floor: within noise.Standing →Mid-market
Forma36%Contested↗new leaderNew leader since October 2026: Forma (36%) replaces Compt (40% then, 18% now), 18 points clear, past the 13-point floor.This pageEnterpriseForma47%Clear leader▲+2Since October 2026: 45% → 47%, +2 points. Inside the 13-point floor: within noise.Standing →
Compt41%Clear leader▲+4Since October 2026: 37% → 41%, +4 points. Inside the 13-point floor: within noise.Standing →Mid-marketForma36%Contested↗new leaderNew leader since October 2026: Forma (36%) replaces Compt (40% then, 18% now), 18 points clear, past the 13-point floor.This pageEnterpriseForma47%Clear leader▲+2Since October 2026: 45% → 47%, +2 points. Inside the 13-point floor: within noise.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01Forma36%12%50endorsed leader▲+20Since October 2026: 16% → 36%, +20 points. Past the 13-point floor: movement.16% → 36%
Forma36%12%50endorsed leader▲+20Since October 2026: 16% → 36%, +20 points. Past the 13-point floor: movement.16% → 36%02
JOON20%5%21accepted challenger▲+12Since October 2026: 8% → 20%, +12 points. Inside the 13-point floor: within noise.8% → 20%
JOON20%5%21accepted challenger▲+12Since October 2026: 8% → 20%, +12 points. Inside the 13-point floor: within noise.8% → 20%03Compt18%0%40accepted challenger▼−22Since October 2026: 40% → 18%, −22 points. Past the 13-point floor: movement.40% → 18%
Compt18%0%40accepted challenger▼−22Since October 2026: 40% → 18%, −22 points. Past the 13-point floor: movement.40% → 18%04
Benepass12%13%38accepted challenger▼−6Since October 2026: 18% → 12%, −6 points. Inside the 13-point floor: within noise.18% → 12%
Benepass12%13%38accepted challenger▼−6Since October 2026: 18% → 12%, −6 points. Inside the 13-point floor: within noise.18% → 12%05
Rippling4%0%23accepted challenger=heldSince October 2026: 4% → 4%, ±0 points. Inside the 13-point floor: within noise.4% → 4%
Rippling4%0%23accepted challenger=heldSince October 2026: 4% → 4%, ±0 points. Inside the 13-point floor: within noise.4% → 4%Show the four products at 0%, ordered by negative rate
08
Espresa0%22%23accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%
Espresa0%22%23accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%07
Fringe0%11%19accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 13-point floor: within noise.2% → 0%
Fringe0%11%19accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 13-point floor: within noise.2% → 0%09
Deel0%9%11accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%
Deel0%9%11accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%06
Gusto0%6%18accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%
Gusto0%6%18accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise.0% → 0%The floor is 13 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
Head to head
All ten head-to-head pages: the top five products, each against each
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
010203040506070809Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative50%
Key
01Forma36%
Forma36%02JOON20%
JOON20%03Compt18%
Compt18%04Benepass12%
Benepass12%05Rippling4%
Rippling4%06Gusto0%
Gusto0%07Fringe0%
Fringe0%08Espresa0%
Espresa0%09Deel0%
Deel0%What they warned about
Four of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.20, DeepSeek V4 Flash, Qwen 3.7 Flash, Kimi K2, MiniMax M2.5 and GPT-6 Luna changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Benepass13%
5 of 38 labels negative · 5 of 14 models · 1 hard negative
“Platforms to Avoid on a Strict Budget ... Benepass | Quote-based PEPM pricing” Kimi K2, budget prompt
Forma12%
6 of 50 labels negative · 5 of 14 models · 1 hard negative
“Platforms to Avoid on a Strict Budget | Forma | Custom enterprise pricing” Kimi K2, budget prompt
Benefex
50%
4 of 8 labels negative · 4 of 14 models · 1 hard negative
“Also criticized for unreliable reporting, making it difficult to maintain data integrity” Mistral Small, negative prompt
Espresa22%
5 of 23 labels negative · 4 of 14 models · 1 hard negative
“Platforms to Avoid on a Strict Budget ... Espresa | Flexible PEPM pricing but generally oriented toward mid-market” Kimi K2, budget prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
76 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 946 links across 201 sites, every framing counted. Ranked by the number of answers carrying the site or page. 1 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
57 answers · 122 citations · 13 models
vendor site · G243 answers · 100 citations · 13 models
vendor site · Compt41 answers · 103 citations · 13 models
vendor site · Guideflow31 answers · 33 citations · 11 models
vendor site · Benepass20 answers · 28 citations · 11 models
vendor site · JOON17 answers · 23 citations · 10 models
17 answers · 22 citations · 10 models
vendor site · Espresa14 answers · 20 citations · 7 models
11 answers · 15 citations · 5 models
11 answers · 12 citations · 7 models
vendor site · HiBob11 answers · 11 citations · 7 models
vendor site · Lead Change Group10 answers · 15 citations · 5 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
26 answers · 12 models
20 answers · 11 models
20 answers · 10 models
20 answers · 11 models
17 answers · 10 models
17 answers · 10 models
11 answers · 7 models
11 answers · 7 models
11 answers · 7 models
10 answers · 8 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best lifestyle spending account platform”, “flexible benefits platforms”, “lifestyle spending account platform”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Forma forma.ai | 36% | 248 | 49,500 | 43,054 | 6,459 | |||
| JOON joon.io | 20% | 56 | 27,100 | 6,564 | 9,721 | |||
| Compt compt.io | 18% | 129 | 3,600 | 1,693 | 16,841 | 7 | 2 | |
| Benepass getbenepass.com | 12% | 149 | 14,800 | 99 | 30,964 | 6 | ||
| Rippling rippling.com | 4% | 1438 | 301,000 | 17,886 | 712,399 | $42,013 | 115 | |
| Justworks justworks.com | 2% | 279 | 60,500 | 452 | 236,868 | $2,424 | 120 | |
| Holisticly holisticly.co | 2% | 4 | ||||||
| BenefitHub benefithub.com | 2% | 1 | ||||||
| Bene | 2% | |||||||
| bswift bswift.com | 2% | 69 | 18,100 | 358 | 187,252 | 8 |
Google's top ten for the three searches hold 21 sites; 5 of them are among the sites the models cited here (compt.io, espresa.com, g2.com, joinforma.com, myshortlister.com). The first result for “best lifestyle spending account platform” is joinforma.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best lifestyle spending account platform for a mid-market B2B company?”Paraphrase“Which flexible employee benefits platform would you recommend to a mid-sized B2B company?”Comparative“What are the top flexible benefits platforms and how do they differ?”Budget-constrained“What is the best lifestyle spending account platform for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a lifestyle spending account platform. What should we look at?”Negative“Which flexible benefits platforms should I avoid or be cautious about?”
Claude Haiku 4.5Benepass, ComptFormaChangedBenepassJOONno first choiceagainst: WEX Benefits
Two alternatives
JOON, ThrivePassFour alternatives
Nava Benefits, Paycor, Paylocity, RipplingTwo alternatives
Benefitfocus, FormaTwo alternatives
Espresa, FringeGPT-5.4 miniFormaRipplingChangedWEX BenefitsHolisticlyagainst: Benepass, JOONno first choiceagainst: Benefitfocus, BerniePortal, Forma, WEX Benefits
Three alternatives
Benepass, Compt, ThrivePassTwo alternatives
Benepass, Employee NavigatorFour alternatives
Fidelity, Gusto, HealthEquity, Optum FinancialOne alternative
TASCGemini 3.5 FlashFormaBenepassChangedFormaJOONagainst: Benepass, EspresaBenepassagainst: ADP Workforce Now, Gusto, Paychex Flex, Paycom, TriNet, TriNet Zenefits, Workday
Three alternatives
Benepass, Compt, FringeFour alternatives
Ben, Compt, Forma, FringeFive alternatives
Ben, Benepass, Compt, Espresa, FringeThree alternatives
Compt, Fringe, PeopleKeepThree alternatives
Compt, Espresa, FormaPerplexity SonarComptFormaChangedFormaagainst: BambooHRJOONno first choicenothing named
Three alternatives
Benepass, Forma, JOONTwo alternatives
PlanSource, RipplingEight alternatives
Ben, Benepass, Gusto, Justworks, Rippling, TriNet, Workday, Zest BenefitsThree alternatives
Benepass, Compt, FringeGrok 4.20Benepass, Formaagainst: Espresa, FringeFormaChangedagainst: WorkdayCompt, Formaagainst: Deel, JustworksComptagainst: Espresa, FormaFormaagainst: Benefytt Technologies, Forma, Navia Benefits, P&A Group, TASC, WEX Benefits
One alternative
ComptSix alternatives
BambooHR, Benepass, Compt, Employee Navigator, PlanSource, RipplingTwo alternatives
Benepass, ThatchOne alternative
FringeThree alternatives
Benepass, Compt, EspresaMistral SmallFormaFormaHeldZestCompt, JOONagainst: Benepass, Formano first choiceagainst: Ben, Benefex
Two alternatives
Compt, Honeybee BenefitsThree alternatives
ADP Workforce Now, Rippling, WorkdayFour alternatives
Alight Solutions, Edenred, Isio, RipplingDeepSeek V4 FlashComptFormaChangedForma, ThatchBenepassagainst: Awardco, Forma, O.C. Tanner Culture Cloud, Wellhubno first choiceagainst: ADP Workforce Now, Benefex, Edenred, Paychex Flex, Pluxee, Reward Gateway, Zellis
Two alternatives
Benepass, FormaTwo alternatives
Benepass, ComptSix alternatives
Benify, Paylocity, Perkbox, Pluxee, Reward Gateway, ZestOne alternative
ComptFive alternatives
Benepass, Compt, Espresa, Forma, JOONLlama 4 MaverickFormaFormaHeldno first choiceno first choiceno first choicenothing named
Four alternatives
Deel, Gusto, Paycor, RipplingQwen 3.7 FlashComptBenefitHubChangedagainst: BenEnerge, PerkboxBenepass, FormaBeneagainst: Expensifyno first choiceagainst: Justworks, Navia Benefit Solutions, Paylocity, TASC, TriNet Zenefits
Four alternatives
Benepass, Forma, Rippling, WEX BenefitsTwo alternatives
FlexBenefits, WagestreamFour alternatives
Compt, Espresa, Gusto, RipplingFive alternatives
Deel, Gusto, Plectica, Rippling, Stash HealthKimi K2Benepass, JOONRippling, bswiftChangedno first choiceJOONagainst: Benepass, Espresa, Forma, FringeJOONagainst: Kelly Benefits, Navia Benefit Solutions, P&A Group, Verisource Services, WEX Benefits
Three alternatives
Compt, Forma, ThrivePassThree alternatives
Employee Navigator, Forma, PlanSourceFive alternatives
Benepass, Compt, Deel, Forma, ThatchOne alternative
ComptFour alternatives
Benepass, Compt, Espresa, FormaGLM 4.7 FlashXFormaFormaHeldFormaJOONno first choiceagainst: Ben, Benefex, Forma Benefits, Paychex Flex, Vestwell, bswift
Two alternatives
Benepass, ComptFive alternatives
Ameriflex, Espresa, Fringe, Lively, RipplingSeventeen alternatives
ADP Workforce Now, Alight Solutions, Dayforce, Deel, Edenred, Gusto, Justworks, Oracle Fusion Cloud HCM, Oyster HR, Perkbox, Playroll, Pluxee, Reward Gateway, Rippling, Thatch Health, Vivup, WorkdayFive alternatives
Benepass, Compt, Espresa, Fond, GustoMiniMax M2.5FormaJustworksChangedComptComptno first choicenothing named
Three alternatives
Benepass, Compt, JOONFour alternatives
Benefitfocus, Gusto, Namely, TriNetFive alternatives
Forma, Gusto, Paylocity, Rippling, WEX BenefitsThree alternatives
Honeybee Benefits, JOON, ThrivePassGPT-6 LunaFormaComptChangedBenepass, FormaJOONno first choiceagainst: Navia Benefit Solutions
Two alternatives
Benepass, ComptOne alternative
FormaFour alternatives
Compt, Fringe, JOON, ThrivePassTwo alternatives
Compt, FringeMuse Glimmer 30BFormaFormaHeldFormaagainst: Businessolver, PlanSource, bswiftCompt, JOONagainst: Benepass, Espresano first choiceagainst: Ben, Benefex, Flex, Perkbox
Three alternatives
Benepass, Compt, JOONThree alternatives
Employee Navigator, Rippling, bswiftFour alternatives
Benefex, Benefitfocus, Gusto, Reward GatewayTwo alternatives
Fringe, HolisticlyBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:29 | yes | 9 | 9 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:46 | yes | 2 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:20 | yes | 10 | 17 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 11:31 | yes | 10 | 5 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:10 | yes | 13 | 33 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 08:56 | yes | 5 | 3 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:18 | yes | 23 | 28 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:46 | yes | 5 | 3 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:50 | yes | 9 | 29 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:12 | yes | 9 | 21 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 08:49 | yes | 24 | 50 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:18 | yes | 5 | 35 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:31 | yes | 4 | 19 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 08:44 | yes | 21 | 27 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:38 | yes | 16 | 9 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:54 | yes | 4 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:53 | yes | 15 | 25 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 11:24 | yes | 10 | 4 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:32 | yes | 14 | 41 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:41 | yes | 5 | 3 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:13 | yes | 21 | 29 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:41 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:02 | no | 0 | 29 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:31 | yes | 7 | 40 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 12:01 | yes | 20 | 26 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:18 | no | 0 | 15 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:10 | yes | 2 | 15 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:49 | yes | 11 | 16 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:56 | yes | 9 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:58 | yes | 12 | 8 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:28 | yes | 6 | 18 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 10:03 | yes | 10 | 6 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:26 | yes | 13 | 36 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:59 | yes | 14 | 17 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:43 | yes | 23 | 43 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:05 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:59 | yes | 20 | 57 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:19 | yes | 24 | 38 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:29 | yes | 18 | 47 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:12 | yes | 13 | 54 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:00 | yes | 7 | 24 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 08:41 | yes | 15 | 23 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:52 | yes | 17 | 7 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:31 | yes | 2 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:16 | yes | 17 | 27 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 09:53 | yes | 10 | 3 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:29 | yes | 15 | 33 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:32 | yes | 5 | 4 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:32 | yes | 24 | 22 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:40 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:21 | no | 0 | 29 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:02 | yes | 22 | 38 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:42 | yes | 22 | 154 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:10 | yes | 13 | 58 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:15 | yes | 3 | 15 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:23 | yes | 14 | 19 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:53 | no | 0 | 7 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:08 | yes | 7 | 8 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:45 | yes | 12 | 20 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 10:03 | yes | 10 | 8 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:02 | yes | 13 | 36 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:36 | no | 0 | 6 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:19 | yes | 20 | 35 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:33 | yes | 5 | 2 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:35 | no | 0 | 33 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:11 | yes | 14 | 46 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 12:53 | yes | 12 | 70 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:10 | no | 0 | 14 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:34 | yes | 2 | 17 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:48 | yes | 13 | 18 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:37 | yes | 37 | 14 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 08:56 | yes | 5 | 5 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:53 | yes | 18 | 20 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 11:20 | yes | 10 | 4 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:09 | yes | 14 | 38 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:35 | yes | 5 | 5 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:19 | yes | 25 | 29 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:51 | yes | 5 | 2 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:25 | yes | 10 | 40 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 08:57 | yes | 24 | 32 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:45 | yes | 23 | 25 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:53 | no | 0 | 29 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:20 | yes | 2 | 19 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:04 | yes | 23 | 22 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
ADP read as ADP Workforce Now
Alight read as Alight Solutions
Alight (Alight Worklife) read as Alight Solutions
Navia read as Navia Benefit Solutions
O.C. Tanner read as O.C. Tanner Culture Cloud
Oracle Cloud HCM read as Oracle Fusion Cloud HCM
Paychex read as Paychex Flex
WEX read as WEX Benefits
WEX (Benefits) read as WEX Benefits
Workday Benefits read as Workday
Zenefits read as TriNet Zenefits
Unresolved, counted raw
Advanced Benefit Strategies, Inc.
BenEnerge
Bene
Benefit Harmony
Benefytt Technologies
Benifex OneHub
Electric Car Scheme
Enhabit
Expensify
Flex
FlexBenefits
Forma Benefits
Isio
Kota.io
Level
Marsh Benefits
MyBenefit
Nava Benefits
Plectica
Quinbay
Stash Health
Thatch Health
Thomsons (now Mercer Marsh Benefits)
Verisource Services
Wishlist
Workflex
Zencity
Zest Benefits
Discontinued, still offered
No shut-down product was recommended here.