Index › Finance › Receivables and billing › Ecommerce fraud › Small business · November 2026 Edition
Ecommerce fraud prevention for small business buyers
Asked as “ecommerce fraud prevention platform”, and as “online payment fraud detection tool”, on behalf of a small B2B company. 58 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each. Added to the November 2026 Edition.
Standing · first-choice share
34%
Contested · NoFraud 14%
34Stripe Radar14NoFraud12Signifyd40others
34% of first choices, contested.
Since October 2026↗new leaderNew leader since October 2026: Stripe Radar (34%) replaces NoFraud (34% then, 14% now), 20 points clear, past the 10-point floor.Stripe Radar leads at 34%, replacing NoFraud, which led at 34% and stands at 14% now: 20 points clear, past the floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Stripe Radar34%Contested↗new leaderNew leader since October 2026: Stripe Radar (34%) replaces NoFraud (34% then, 14% now), 20 points clear, past the 10-point floor.This pageMid-marketStripe Radar15%Contested↗new leaderNew leader since October 2026: Stripe Radar (15%) replaces SEON (16% then, 11% now), 4 points clear, inside the 10-point floor.Standing →Enterprise
Trustpair25%Contested▲+1Since October 2026: 24% → 25%, +1 point. Inside the 10-point floor: within noise.Standing →
Stripe Radar34%Contested↗new leaderNew leader since October 2026: Stripe Radar (34%) replaces NoFraud (34% then, 14% now), 20 points clear, past the 10-point floor.This pageMid-marketStripe Radar15%Contested↗new leaderNew leader since October 2026: Stripe Radar (15%) replaces SEON (16% then, 11% now), 4 points clear, inside the 10-point floor.Standing →EnterpriseTrustpair25%Contested▲+1Since October 2026: 24% → 25%, +1 point. Inside the 10-point floor: within noise.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a small B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01Stripe Radar34%0%56endorsed leader▲+14Since October 2026: 20% → 34%, +14 points. Past the 10-point floor: movement.20% → 34%
Stripe Radar34%0%56endorsed leader▲+14Since October 2026: 20% → 34%, +14 points. Past the 10-point floor: movement.20% → 34%02
NoFraud14%15%41accepted challenger▼−20Since October 2026: 34% → 14%, −20 points. Past the 10-point floor: movement.34% → 14%
NoFraud14%15%41accepted challenger▼−20Since October 2026: 34% → 14%, −20 points. Past the 10-point floor: movement.34% → 14%03
Signifyd12%35%54criticized challenger▲+5Since October 2026: 7% → 12%, +5 points. Inside the 10-point floor: within noise.7% → 12%
Signifyd12%35%54criticized challenger▲+5Since October 2026: 7% → 12%, +5 points. Inside the 10-point floor: within noise.7% → 12%04
SEON9%11%46accepted challenger▲+4Since October 2026: 5% → 9%, +4 points. Inside the 10-point floor: within noise.5% → 9%
SEON9%11%46accepted challenger▲+4Since October 2026: 5% → 9%, +4 points. Inside the 10-point floor: within noise.5% → 9%05ClearSale9%12%33accepted challenger▲+4Since October 2026: 5% → 9%, +4 points. Inside the 10-point floor: within noise.5% → 9%
06
FraudLabs Pro3%9%11accepted challenger▼−7Since October 2026: 10% → 3%, −7 points. Inside the 10-point floor: within noise.10% → 3%
FraudLabs Pro3%9%11accepted challenger▼−7Since October 2026: 10% → 3%, −7 points. Inside the 10-point floor: within noise.10% → 3%07
Chargeflow2%14%22accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%
Chargeflow2%14%22accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%08
Fingerprint2%12%17accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%
Fingerprint2%12%17accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%09
Shopify Protect2%0%10accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%
Shopify Protect2%0%10accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%10
Riskified2%65%26criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%
Riskified2%65%26criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%Show the four products at 0%, ordered by negative rate
14
Forter0%72%18criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Forter0%72%18criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%13
Kount0%67%15criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Kount0%67%15criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%12
Sift0%41%32criticized challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%
Sift0%41%32criticized challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%11Wyllo0%10%10accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%
The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
For buyers
Head to headHead-to-head pages are published for mid-market buyers, so these open on mid-market figures, not small business.
All twenty-eight head-to-head pages: the top eight products, each against each
Stripe Radar vs NoFraudStripe Radar vs ClearSaleStripe Radar vs FingerprintStripe Radar vs ForterSignifyd vs SEONSignifyd vs SiftSignifyd vs NoFraudSignifyd vs ClearSaleSignifyd vs FingerprintSignifyd vs ForterSEON vs SiftSEON vs NoFraudSEON vs ClearSaleSEON vs FingerprintSEON vs ForterSift vs NoFraudSift vs ClearSaleSift vs FingerprintSift vs ForterNoFraud vs ClearSaleNoFraud vs FingerprintNoFraud vs ForterClearSale vs FingerprintClearSale vs ForterFingerprint vs Forter
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01020304C05
0607080910W11
121314Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative50%
Key
01Stripe Radar34%
Stripe Radar34%02NoFraud14%
NoFraud14%03Signifyd12%
Signifyd12%04SEON9%
SEON9%05ClearSale9%
06FraudLabs Pro3%
FraudLabs Pro3%07Chargeflow2%
Chargeflow2%08Fingerprint2%
Fingerprint2%09Shopify Protect2%
Shopify Protect2%10Riskified2%
Riskified2%11Wyllo0%
12Sift0%
Sift0%13Kount0%
Kount0%14Forter0%
Forter0%What they warned about
Two of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.20, Mistral Small, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5 and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Signifyd35%
19 of 54 labels negative · 12 of 14 models · 3 hard negative
“Avoid or be very cautious about: Enterprise-focused platforms (Signifyd, Riskified, Forter)” Kimi K2, negative prompt
Riskified65%
17 of 26 labels negative · 10 of 14 models · 4 hard negative
“Riskified reviewers noting "unclear value for small companies" and false positives causing financial losses” Kimi K2, negative prompt
Sift41%
13 of 32 labels negative · 9 of 14 models · 1 hard negative
“Avoid for tight budgets: Enterprise tools like Signifyd, Riskified, Sift, or Kount” Grok 4.20, budget prompt
Forter72%
13 of 18 labels negative · 7 of 14 models · 3 hard negative
“Avoid enterprise-focused platforms (Kount, Forter, Accertify)” DeepSeek V4 Flash, scale prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
72 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 831 links across 191 sites, every framing counted. Ranked by the number of answers carrying the site or page. 1 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · G249 answers · 87 citations · 13 models
vendor site · Stripe36 answers · 55 citations · 11 models
vendor site · cside29 answers · 29 citations · 11 models
vendor site · Fraudio25 answers · 32 citations · 11 models
21 answers · 22 citations · 10 models
vendor site · Guideflow20 answers · 20 citations · 11 models
20 answers · 20 citations · 10 models
18 answers · 18 citations · 8 models
vendor site · Whop16 answers · 16 citations · 9 models
15 answers · 15 citations · 7 models
13 answers · 20 citations · 4 models
vendor site · Visa13 answers · 15 citations · 8 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
29 answers · 11 models
24 answers · 11 models
21 answers · 9 models
21 answers · 10 models
20 answers · 10 models
18 answers · 8 models
16 answers · 11 models
16 answers · 9 models
15 answers · 7 models
13 answers · 6 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best ecommerce fraud prevention platform”, “ecommerce fraud prevention platform”, “ecommerce fraud prevention platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Stripe parent site Stripe Radar 34% | 34% | 109 | 823,000 | 102,741 | ||||
| NoFraud nofraud.com | 14% | 68 | 1,300 | 32 | 227 | 0 | ||
| Signifyd signifyd.com | 12% | 195 | 3,600 | 62 | 10,180 | $5,179 | 37 | |
| SEON seon.io | 9% | 124 | 2,900 | 1,709 | 24,522 | 71 | 2 | |
| ClearSale | 9% | 480 | 4 | |||||
| FraudLabs Pro fraudlabspro.com | 3% | 18 | 140 | 0 | 8,465 | 7 | ||
| Chargeflow chargeflow.io | 2% | 171 | 1,600 | 14 | 20,684 | $1,152 | 107 | |
| Fingerprint fingerprint.com | 2% | 49 | 60,500 | 61,275 | 32,146 | 12 | 2 | |
| Shopify shopify.com Shopify Protect 2%, Shopify Fraud Analysis 0% | 2% | 11 | 1,000,000 | 38,067 | 3,486,997 company | $3,351 | 110 | |
| Trustmi trustmi.ai | 2% | 15 | 390 | 4 | 1,371 | 11 |
Google's top ten for the three searches hold 27 sites; 2 of them are among the sites the models cited here (fraudio.com, stripe.com). The first result for “best ecommerce fraud prevention platform” is sift.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best ecommerce fraud prevention platform for a small B2B company?”Paraphrase“Which online payment fraud detection tool would you recommend to a small business that sells to other businesses?”Comparative“What are the top ecommerce fraud prevention platforms for a small team and how do they differ?”Budget-constrained“What is the best ecommerce fraud prevention platform for a small company with a tight budget?”Scale-constrained“We are a 30 person company evaluating an ecommerce fraud prevention platform. What should we look at?”Negative“Which ecommerce fraud prevention platforms should a small business avoid or be cautious about?”
Claude Haiku 4.5FraudNetagainst: NoFraudEftsure, Trustmi, TrustpairChangedNoFraud, SEONNoFraudno first choiceagainst: Arkose, ClearSale, Kount, NoFraud, SEON, Sardine, Signifyd
One alternative
SEONOne alternative
PaySentinelThree alternatives
Fingerprint, Riskified, Stripe RadarThree alternatives
Fingerprint, FraudLabs Pro, SEONGPT-5.4 miniSignifydagainst: ChargeflowStripe RadarChangedRiskified, SignifydFingerprint, SEONno first choiceagainst: ClearSale, Kount, Riskified, Sift, Signifyd
Three alternatives
ClearSale, Riskified, SiftTwo alternatives
Chargeflow, SiftSix alternatives
Chargeflow, Fingerprint, NoFraud, SEON, Sift, WylloTwo alternatives
Chargeflow, NoFraud/WylloGemini 3.5 FlashClearSale, SignifydStripe RadarChangedagainst: Kount, SiftNoFraud, SignifydStripe RadarNoFraud, Riskified, Signifydagainst: Bolt, ClearSale, Kount, LexisNexis ThreatMetrix, NoFraud, Riskified, Sift, Signifyd
Four alternatives
NoFraud, SEON, TreviPay, TwoFour alternatives
Middesk, Plaid, Resolve, SEONThree alternatives
ClearSale, FraudLabs Pro, SEONFive alternatives
FraudLabs Pro, MaxMind minFraud, NoFraud, Shopify Fraud Filter, Shopify ProtectFour alternatives
SEON, Shopify Protect, Sift, Stripe RadarPerplexity SonarNoFraudagainst: SignifydStripe RadarChangedagainst: Forter, Riskified, SiftNoFraud/Wyllo, Stripe RadarNoFraud—now branded Wylloagainst: SEONno first choiceagainst: Kount, Riskified, Shield, Sift, cside
Two alternatives
SEON, Stripe RadarOne alternative
SEONFive alternatives
ClearSale, Fingerprint, SEON, Sift, SignifydTwo alternatives
FraudLabs Pro, Stripe RadarGrok 4.20ClearSale, NoFraudagainst: SiftStripe RadarChangedagainst: Sift, SignifydFingerprint, SEONagainst: Forter, Kount, Riskified, SignifydStripe Radaragainst: Kount, Riskified, Sift, Signifydno first choiceagainst: Basic built-in fraud filters, Forter, Kount, NoFraud, OrderProtection.com, Riskified
Two alternatives
SEON, SignifydOne alternative
PayPal Fraud ProtectionThree alternatives
ArkOwl, Chargeflow, SiftTwo alternatives
IPQualityScore, NoFraudFive alternatives
NoFraud, Riskified, Shield, Signifyd, Stripe RadarMistral SmallClearSale, Stripe RadarStripe RadarChangedno first choiceFraudLabs Pro, NoFraudno first choiceagainst: Fingerprint, RefundCat, SEON, Sift, Signifyd
Three alternatives
NoFraud, SEON, SignifydOne alternative
SEONEight alternatives
Chargeflow, ClearSale, LexisNexis Risk Solutions, NoFraud, SEON, Signifyd, Stripe Radar, WylloTwo alternatives
Fingerprint, Stripe RadarDeepSeek V4 FlashSEONagainst: SignifydSEONHeldagainst: Forter, Riskified, SiftStripe RadarStripe RadarAdyen's risk management, Stripe Radaragainst: Accertify, Forter, Kount, Riskifiedagainst: Equifax, Forter, Kount, LexisNexis ThreatMetrix, NoFraud, Riskified, Signifyd, Wyllo
Three alternatives
NoFraud, PayPal's built-in risk tools, Stripe RadarFive alternatives
Fraudio, Signifyd, Stripe Radar, Trustmi, TrustpairFive alternatives
ClearSale, SEON, Shopify Protect, Signifyd, WylloOne alternative
NoFraudFive alternatives
ClearSale, NoFraud, SEON, Sift, SignifydLlama 4 MaverickClearSaleno first choiceChangedno first choiceNoFraudno first choicenothing named
Three alternatives
Chargeflow, NoFraud, SEONQwen 3.7 FlashSignifydStripe RadarChangedNoFraud, Stripe RadarChargeflowno first choiceagainst: Forter, Signifyd, ThreatMetrixagainst: Forter, MaxMind, Payoneer, Riskified, SEON, Signifyd
Three alternatives
OrderID, SEON, Stripe RadarThree alternatives
NoFraud, PayPal Business Protection, SignifydFive alternatives
Cloudflare, FingerprintJS, Riskified, SEON, SignifydFour alternatives
Fingerprint, SEON, Shopify Fraud Analysis, Stripe RadarSix alternatives
Cera, Cleva, PayPal Protection, Reconciliation.com, Shopify Protect, Stripe RadarKimi K2NoFraud, SEONStripe RadarChangedStripe Radaragainst: Sift, SignifydNoFraudagainst: ClearSale, Forter, Riskified, Signifydno first choiceagainst: Forter, Riskifiedagainst: Fingerprint, Forter, Riskified, Signifyd
Three alternatives
Chargeflow, Signifyd, Stripe RadarTwo alternatives
Sift, TrustmiTwo alternatives
ClearSale, SEONOne alternative
ChargeflowFive alternatives
ClearSale, NoFraud, PayPal Fraud Protection, Shopify Fraud Filter, Stripe RadarGLM 4.7 FlashXSignifydPayPal Business Risk Management, Stripe RadarChangedStripe RadarStripe Radarno first choiceagainst: Authorize.net Advanced Fraud Detection Suite, Chargeflow, FraudLabs Pro, NoFraud, Riskified, Shopify Fraud Filter, Sift, Signifyd
Four alternatives
ClearSale, NoFraud, SEON, Stripe RadarTwo alternatives
FraudNet, TrustpairFive alternatives
ClearSale, NoFraud, SEON, Sift, SignifydFour alternatives
Chargeflow, NoFraud, SEON, Shopify ProtectMiniMax M2.5ClearSale, SignifydStripe RadarChangedNoFraud, SignifydSignifydno first choicenothing named
One alternative
SEONThree alternatives
ClearSale, Signifyd, TrustmiFour alternatives
ClearSale, IPQualityScore, SEON, Stripe RadarFour alternatives
Chargeflow, ClearSale, NoFraud, SEONGPT-6 LunaStripe RadarStripe RadarHeldStripe RadarShopify Protect, Stripe Radarno first choiceagainst: Forter, Riskified, Signifyd
Two alternatives
NoFraud, SignifydTwo alternatives
Authorize.net, PayPal Fraud ProtectionFour alternatives
ClearSale, Shopify Fraud Analysis, Signifyd, WylloMuse Glimmer 30BSEONStripe RadarChangedWylloagainst: Riskified, SignifydFraudLabs Pro, Stripe Radarno first choiceagainst: Chargeflow, Forter, SEON, Sift, Signifyd
Four alternatives
Chargeflow, ClearSale, NoFraud, Stripe RadarOne alternative
Cybersource Fraud Management EssentialsFour alternatives
Chargeflow, Fingerprint, SEON, Stripe RadarTwo alternatives
Chargeflow Insights, NoFraudBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:50 | yes | 16 | 8 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:50 | yes | 4 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:36 | yes | 9 | 23 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 09:08 | yes | 10 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:18 | yes | 9 | 35 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:51 | yes | 5 | 5 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 08:55 | yes | 21 | 29 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:50 | yes | 5 | 3 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:29 | no | 0 | 27 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:41 | yes | 15 | 56 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:54 | yes | 25 | 37 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:31 | yes | 5 | 36 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:06 | yes | 3 | 15 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:38 | yes | 12 | 22 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:04 | yes | 9 | 7 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:28 | yes | 2 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:36 | yes | 3 | 20 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 09:40 | yes | 10 | 3 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:16 | yes | 14 | 27 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:02 | yes | 5 | 4 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 08:50 | yes | 24 | 21 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 08:59 | yes | 5 | 3 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:00 | no | 0 | 28 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 08:39 | yes | 10 | 10 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:05 | yes | 23 | 66 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:45 | yes | 10 | 31 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:25 | yes | 3 | 12 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:18 | yes | 15 | 19 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:33 | yes | 16 | 10 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:53 | yes | 4 | 8 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:48 | yes | 12 | 25 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 09:51 | yes | 10 | 6 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:16 | yes | 14 | 37 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:27 | yes | 5 | 6 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:13 | yes | 22 | 32 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:46 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:18 | yes | 5 | 37 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:04 | yes | 15 | 67 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:49 | yes | 19 | 61 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:28 | yes | 20 | 47 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:31 | yes | 5 | 20 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:16 | yes | 22 | 38 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:19 | yes | 15 | 9 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:12 | yes | 2 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:16 | yes | 7 | 17 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 11:16 | yes | 10 | 3 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:19 | yes | 20 | 35 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:58 | yes | 5 | 4 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:01 | yes | 23 | 22 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:04 | yes | 5 | 3 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 08:56 | yes | 5 | 27 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 08:54 | yes | 10 | 30 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:02 | yes | 24 | 27 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:48 | yes | 10 | 26 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 08:40 | yes | 3 | 12 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:28 | yes | 14 | 23 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 08:59 | no | 0 | 7 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:12 | no | 0 | 7 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:38 | no | 0 | 15 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 08:53 | yes | 10 | 8 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:30 | yes | 5 | 33 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:10 | no | 0 | 6 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:20 | yes | 22 | 31 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 10:30 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 08:45 | no | 0 | 28 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:20 | no | 0 | 73 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:20 | yes | 20 | 35 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:17 | no | 0 | 31 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:02 | yes | 5 | 21 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:25 | yes | 13 | 19 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:19 | yes | 17 | 11 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:39 | yes | 2 | 6 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:02 | no | 0 | 19 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 12:44 | yes | 9 | 4 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:08 | yes | 15 | 28 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:11 | yes | 5 | 5 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:38 | yes | 24 | 33 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:51 | yes | 5 | 2 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:20 | no | 0 | 36 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:15 | yes | 24 | 32 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 08:42 | yes | 23 | 157 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:38 | no | 0 | 14 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:29 | yes | 4 | 18 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 08:46 | yes | 24 | 27 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
ShowHide
Category-scoped readings
Bureau read as Bureau ID
PayPal read as PayPal Fraud Protection
Shopify read as Shopify Fraud Analysis
Stripe read as Stripe Radar
Unresolved, counted raw
Adyen's risk management
Approov
ArkOwl
Arkose
Authorize.net Advanced Fraud Detection Suite (AFDS)
Basic built-in fraud filters (e.g., on Shopify, BigCommerce, or similar platforms)
Cera
Chargeflow Insights
Cleva (formerly Sift)
Cloudflare
Cybersource Fraud Management Essentials
FingerprintJS
Google reCAPTCHA
Mamo Business
Mastercard Identity 360
NoFraud—now branded Wyllo
OrderID
OrderProtection.com
PayPal Business Protection
PayPal Business Risk Management
PayPal Fraud Management
PayPal Merchant Services
PayPal Protection
PayPal fraud tools
PayPal's built-in risk tools
PayPal's protections
PayPal's seller protection
PaySentinel
Reconciliation.com
RefundCat
RevenueProtect
ShieldLabs
Shopify Fraud Protect
Shopify's built-in fraud detection
Shopify's built-in tools
Shopify's fraud filters
Square Fraud Detection
Square Virtual Terminal
The KYB
Visa Protect
Discontinued, still offered
No shut-down product was recommended here.