Business banking for enterprise buyers
Asked as “business bank account for a company”, and as “banking platform for a startup”, on behalf of an enterprise B2B company. 49 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
27%
Contested · Rho 14%
27Brex14Rho10Chase Business Banking49others
27% of first choices, contested.
Since October 2026↗new leaderNew leader since October 2026: Brex (27%) replaces Rho (19% then, 14% now), 13 points clear, past the 10-point floor.Brex leads at 27%, replacing Rho, which led at 19% and stands at 14% now: 13 points clear, past the floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Mercury41%Clear leader▲+6Since October 2026: 35% → 41%, +6 points. Inside the 10-point floor: within noise.Standing →Mid-marketMercury17%Contested▼−6Since October 2026: 23% → 17%, −6 points. Inside the 10-point floor: within noise.Standing →Enterprise
Brex27%Contested↗new leaderNew leader since October 2026: Brex (27%) replaces Rho (19% then, 14% now), 13 points clear, past the 10-point floor.This page
Mercury41%Clear leader▲+6Since October 2026: 35% → 41%, +6 points. Inside the 10-point floor: within noise.Standing →Mid-marketMercury17%Contested▼−6Since October 2026: 23% → 17%, −6 points. Inside the 10-point floor: within noise.Standing →EnterpriseBrex27%Contested↗new leaderNew leader since October 2026: Brex (27%) replaces Rho (19% then, 14% now), 13 points clear, past the 10-point floor.This pageThe standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01Brex27%26%54criticized challenger▲+10Since October 2026: 17% → 27%, +10 points. Inside the 10-point floor: within noise.17% → 27%
Brex27%26%54criticized challenger▲+10Since October 2026: 17% → 27%, +10 points. Inside the 10-point floor: within noise.17% → 27%02
Rho14%8%26accepted challenger▼−5Since October 2026: 19% → 14%, −5 points. Inside the 10-point floor: within noise.19% → 14%
Rho14%8%26accepted challenger▼−5Since October 2026: 19% → 14%, −5 points. Inside the 10-point floor: within noise.19% → 14%03
Chase Business Banking10%16%49accepted challenger▼−5Since October 2026: 15% → 10%, −5 points. Inside the 10-point floor: within noise.15% → 10%
Chase Business Banking10%16%49accepted challenger▼−5Since October 2026: 15% → 10%, −5 points. Inside the 10-point floor: within noise.15% → 10%04
Bank of America8%25%44criticized challenger=heldSince October 2026: 8% → 8%, ±0 points. Inside the 10-point floor: within noise.8% → 8%
Bank of America8%25%44criticized challenger=heldSince October 2026: 8% → 8%, ±0 points. Inside the 10-point floor: within noise.8% → 8%05PNC Bank8%25%20criticized challenger▲+8Since October 2026: 0% → 8%, +8 points. Inside the 10-point floor: within noise.0% → 8%
06Mercury6%32%38criticized challenger▼−2Since October 2026: 8% → 6%, −2 points. Inside the 10-point floor: within noise.8% → 6%
Mercury6%32%38criticized challenger▼−2Since October 2026: 8% → 6%, −2 points. Inside the 10-point floor: within noise.8% → 6%07
Ramp6%36%25criticized challenger▲+2Since October 2026: 4% → 6%, +2 points. Inside the 10-point floor: within noise.4% → 6%
Ramp6%36%25criticized challenger▲+2Since October 2026: 4% → 6%, +2 points. Inside the 10-point floor: within noise.4% → 6%08
Citibank2%26%27criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%
Citibank2%26%27criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%09
HSBC2%12%16accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%
HSBC2%12%16accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%10
Wells Fargo2%26%34criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%
Wells Fargo2%26%34criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%11
U.S. Bank2%31%13criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%
U.S. Bank2%31%13criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%12
Relay2%55%11criticized challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%
Relay2%55%11criticized challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%Show the one product at 0%, ordered by negative rate
13
Airwallex0%0%13accepted challenger▼−6Since October 2026: 6% → 0%, −6 points. Inside the 10-point floor: within noise.6% → 0%
Airwallex0%0%13accepted challenger▼−6Since October 2026: 6% → 0%, −6 points. Inside the 10-point floor: within noise.6% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
For buyers
Head to headHead-to-head pages are published for mid-market buyers, so these open on mid-market figures, not enterprise.
All twenty-eight head-to-head pages: the top eight products, each against each
Mercury vs PNC BankMercury vs American Express Business CheckingMercury vs Axos Bank Basic Business CheckingMercury vs Bank of AmericaBluevine vs BrexBluevine vs RhoBluevine vs PNC BankBluevine vs American Express Business CheckingBluevine vs Axos Bank Basic Business CheckingBluevine vs Bank of AmericaBrex vs RhoBrex vs PNC BankBrex vs American Express Business CheckingBrex vs Axos Bank Basic Business CheckingBrex vs Bank of AmericaRho vs PNC BankRho vs American Express Business CheckingRho vs Axos Bank Basic Business CheckingRho vs Bank of AmericaPNC Bank vs American Express Business CheckingPNC Bank vs Axos Bank Basic Business CheckingPNC Bank vs Bank of AmericaAmerican Express Business Checking vs Axos Bank Basic Business CheckingAmerican Express Business Checking vs Bank of AmericaAxos Bank Basic Business Checking vs Bank of America
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01020304P05
0607080910111213Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01Brex27%
Brex27%02Rho14%
Rho14%03Chase Business Banking10%
Chase Business Banking10%04Bank of America8%
Bank of America8%05PNC Bank8%
06Mercury6%
Mercury6%07Ramp6%
Ramp6%08Citibank2%
Citibank2%09HSBC2%
HSBC2%10Wells Fargo2%
Wells Fargo2%11U.S. Bank2%
U.S. Bank2%12Relay2%
Relay2%13Airwallex0%
Airwallex0%What they warned about
One of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.20, Mistral Small, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Wells Fargo26%
9 of 34 labels negative · 9 of 14 models · 4 hard negative
“Wells Fargo and Citibank are considered the worst banks, with Wells Fargo having a high percentage of unresolved complaints” Claude Haiku 4.5, negative prompt
Bank of America25%
11 of 44 labels negative · 9 of 14 models · 2 hard negative
“Ranked as one of the "most hated" companies in the U.S., with a 44 % negative‑experience rate in customer‑satisfaction polls.” GLM 4.7 FlashX, negative prompt
Brex26%
14 of 54 labels negative · 7 of 14 models · 6 hard negative
“You should likely avoid platforms like Brex and Ramp if your user count is in the thousands, due to their per-seat pricing models.” Muse Glimmer 30B, negative prompt
Mercury32%
12 of 38 labels negative · 7 of 14 models · 5 hard negative
“Mercury is designed for venture-backed tech/startups, not for large enterprises with cash handling, branch needs, multi-entity treasury and 24/7 support.” Muse Glimmer 30B, negative prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
73 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 968 links across 360 sites, every framing counted. Ranked by the number of answers carrying the site or page. 21 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · Brex40 answers · 88 citations · 13 models
vendor site · Rho29 answers · 68 citations · 11 models
24 answers · 36 citations · 11 models
vendor site · Airwallex21 answers · 32 citations · 13 models
vendor site · Ramp17 answers · 23 citations · 10 models
publisher (Gane)17 answers · 17 citations · 10 models
vendor site · Bank of America12 answers · 12 citations · 8 models
12 answers · 12 citations · 6 models
10 answers · 19 citations · 8 models
vendor site · Chase9 answers · 11 citations · 9 models
vendor site · PNC8 answers · 17 citations · 7 models
vendor site · Wells Fargo8 answers · 10 citations · 6 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
21 answers · 10 models
20 answers · 9 models
17 answers · 10 models
17 answers · 9 models
12 answers · 6 models
11 answers · 8 models
11 answers · 8 models
8 answers · 5 models
8 answers · 8 models
8 answers · 5 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best business bank account for a company”, “business bank account for a company”, “business banking providers”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Brex brex.com | 27% | 524 | 60,500 | 1,190 | 328,914 | $12,238 | 81 | 7 |
| Rho rho.co | 14% | 152 | 74,000 | 7,366 | 182,562 | $416 | 2 | |
| Chase chase.com Chase Business Banking 10% | 10% | 120 | 6,120,000 | 327,918 | 52,427,131 company | $69,752 | 119 | |
| Bank of America bankofamerica.com Bank of America 8%, Bank of America Global Commercial Banking 2% | 10% | 107 | 9,140,000 | 91,560 | 47,087,286 | $143,661 | 120 | 1 |
| PNC Bank | 8% | 2,740,000 | 20,975 | |||||
| Mercury mercury.com | 6% | 182 | 368,000 | 130,988 | 301,244 | $284,811 | 25 | 5 |
| Ramp ramp.com | 6% | 916 | 246,000 | 49,733 | 770,056 | $13,511 | 120 | |
| U.S. Bank usbank.com Bank of America CashPro 2%, U.S. Bank 2% | 4% | 46 | 3,350,000 | 32,385 | 21,547,254 | $38,387 | 52 | 8 |
| Citibank citibank.com | 2% | 31 | 2,740,000 | 29,035 | 1,483,844 | 1 | ||
| HSBC hsbc.com | 2% | 22 | 110,000 | 12,472 | 529,080 | $17,295 | 43 |
Google's top ten for the three searches hold 24 sites; 7 of them are among the sites the models cited here (airwallex.com, brex.com, business.bankofamerica.com, forbes.com, nerdwallet.com, pnc.com, wellsfargo.com). The first result for “best business bank account for a company” is business.bankofamerica.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best business bank account for a company for an enterprise B2B company?”Paraphrase“Which banking platform for a startup would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade business banking providers and how do they differ?”Budget-constrained“What is the best business bank account for a company for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a business bank account for a company. What should we look at?”Negative“Which business banking providers should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5no first choiceMercuryChangedChase Business BankingRelayno first choiceagainst: Citibank, Fifth Third Bank, Wells Fargo
Six alternatives
Bank of America® Business Advantage Fundamentals™ Banking, Bluevine Premier Business Checking, Chase Business Banking, Mercury, Relay, RhoFour alternatives
Brex, Silicon Valley Bank, Stripe Treasury, Wise BusinessSeven alternatives
Bank of America, FIS, Finacle, Oracle Banking Digital Experience, Oracle FLEXCUBE, TCS BaNCS, TemenosTwo alternatives
Mercury, Revolut BusinessGPT-5.4 miniBank of America Global Commercial BankingRampChangedChase Business BankingBank of America, Citibank, Wells Fargoagainst: Chase Platinum Business Checkingno first choiceagainst: BMO Bank, Bank of America, Capital One, Chase Business Banking, Citibank, PNC Bank, TD Bank, U.S. Bank, Wells Fargo
Three alternatives
Chase Business Banking, Mercury, Wells FargoSix alternatives
Airwallex, Bank of America, Brex, Chase Business Banking, Citibank, Wells FargoFour alternatives
Bank of America, Citi Commercial Bank, PNC Treasury / Institutional Business, Wells Fargo Commercial / Treasury ServicesGemini 3.5 FlashRhoBrexChangedagainst: MercuryJ.P. Morgan PaymentsRampno first choiceagainst: Bluevine, Brex, Evolve Bank & Trust, Found, Lili, Lineage Bank, Mercury, Novo, Relay, Synapse Financial Technologies, TD Bank, Wells Fargo
Five alternatives
Bank of America, Brex, Citi Commercial Bank, JPMorgan Chase Commercial Banking, Mercury Vault / TreasuryFive alternatives
Citi TTS, ICD, JPMorgan Chase Commercial, Kyriba, RampFour alternatives
Bank of America, Citibank, HSBC, Wells Fargo Commercial BankingFour alternatives
Airwallex, Bank of America, Chase Business Banking, CorpayPerplexity SonarPNC Bankagainst: Brex, Mercury, RhoChase Business BankingChangedagainst: MercuryBank of America, Chase Business BankingRhoagainst: Brex, Relayno first choiceagainst: American Express Business Checking, Bluevine, Brex, Found, Lili, Mercury, Novo, Ramp, Relay, Wells Fargo
Three alternatives
Bank of America, Chase Business Banking, J.P. Morgan Chase Commercial BankingFive alternatives
Bank of America, Brex, Ramp, Rho, Wells FargoSeven alternatives
Airwallex, Brex, Citibank, HSBC, Mercury, Ramp, RhoFour alternatives
Bank of America, Chase Business Banking, Traditional banks, U.S. BankGrok 4.20HSBCagainst: BrexChase Business BankingChangedagainst: Lili, NovoChase Business Bankingagainst: Brex, Stripe TreasuryBrexagainst: Bank of America, Chase Business Banking, Citibank, PNC Bank, Wells Fargono first choiceagainst: Bluevine, Brex, Mercury, Ramp, Silicon Valley Bankagainst: Barclays, Brex, HSBC, Ramp, Relay, Rho, Royal Bank of Scotland, The Co-operative Bank
Three alternatives
Bank of America, Chase Business Banking, CitibankFour alternatives
Bluevine, Brex, Mercury, RhoFour alternatives
Bank of America, Citibank, HSBC, Wells FargoTwo alternatives
Ramp, RhoMistral SmallBrex, PNC BankBrex, RhoChangedChase Business BankingCapital One Enhanced Business Checkingno first choiceagainst: Citi Business Banking, HSBC, NatWest, Relay
Two alternatives
Bank of America Business Advantage Fundamentals, Chase Business BankingOne alternative
Chase Business BankingNine alternatives
Axos Bank Basic Business Checking, BNP Paribas, Bank of America, Brex, Citibank, Deutsche Bank, HSBC, PNC Bank, Wells FargoOne alternative
PNC BankDeepSeek V4 FlashBrexBrexHeldagainst: Mercury, Ramp, RelayChase Business Bankingagainst: ICBCRhoagainst: Bank of America, Brex, Chase Performance Business Checking, Mercury, PNC BankBrexagainst: BMO, Bank of America, Brex, Capital One, Citibank, Evolve Bank & Trust, Mercury, PNC Bank, Ramp, Revolut Business, TD Bank, US Bancorp, Wells Fargo
Four alternatives
Airwallex, Bank of America, PNC Bank, RhoOne alternative
RhoSeven alternatives
Bank of America, Brex, Citibank, Mercury, Ramp, Rho, Wells FargoTwo alternatives
Mercury, RampLlama 4 MaverickBrexBank of AmericaChangedno first choiceno first choiceno first choiceagainst: Bank of America, Chase Business Banking, Citibank
Four alternatives
American Express Business Checking, Bank of America, PNC Bank, Wells Fargo Business Market Rate Savings AccountTwo alternatives
Airwallex, RhoFour alternatives
Brex, KeyBank Business Rewards, Rho, TD Business Premier CheckingQwen 3.7 FlashPNC BankMercuryChangedChase Business BankingRampagainst: TreasuryPrime, Unitno first choiceagainst: Bank of America, Brex, Ramp, Wells Fargo
Four alternatives
Brex, Chase Business Banking, Citibank, MercuryFour alternatives
Brex, Chase Business Banking, Rho, Wells FargoFive alternatives
Bank of America, Citibank, Goldman Sachs, HSBC, Wells FargoThree alternatives
Airwallex, BILL Spend & Expense, U.S. Bank or ChaseKimi K2Brex, Mercury Free CheckingBrexChangedagainst: MercuryChase Business BankingRhoagainst: Bank of America, Chase Business Bankingno first choiceagainst: Axiom Bank, Bank of America, Blue Ridge Bank, Capital One, Chase Business Banking, Credit Suisse, Cross River Bank, F.N.B., First Commonwealth, First Merchants, First Republic, Fulton Financial, M&T Bank, New York Community Bancorp / Flagstar Bank, Old Glory Bank, Old National, Peapack-Gladstone, Signature Bank, Silicon Valley Bank, Synapse Financial Technologies, Synovus, Thread Bank, Trustmark, U.S. Bank, Valley National, WaFD
Two alternatives
Chase Business Banking, PNC BankTwo alternatives
Chase Business Banking, RampSeven alternatives
Bank of America, Brex, Citibank, HSBC, Mercury, Relay, Wells FargoTwo alternatives
Airwallex, MercuryGLM 4.7 FlashXBrexRhoChangedagainst: Brex, Mercury, Rampno first choiceBank of America, Chase Business Banking, U.S. Bankagainst: Brex, Rampno first choiceagainst: BMO Bank, Bank of America, Capital One, Chase Business Banking, Citibank, PNC Bank, TD Bank, U.S. Bank, Wells Fargo
Two alternatives
Chase Business Banking, MercuryThree alternatives
Bank of America CashPro, Chase Business Banking, FIS Digital One CommercialTwo alternatives
Airwallex, PNC Business Treasury Enterprise PlanMiniMax M2.5Bank of America, Chase Business BankingBrexChangedno first choiceMercuryagainst: Titan Bankno first choicenothing named
Four alternatives
Brex, Mercury, Rho, Wells FargoThree alternatives
First Citizens Innovation Banking, Mercury + Treasury, RampTwo alternatives
Brex, RhoGPT-6 LunaJ.P. Morgan Commercial BankingChase Business BankingChangedno first choiceBank of America CashProno first choiceagainst: Bank of America, Evolve Bank & Trust, Synapse Financial Technologies, TD Bank
Three alternatives
Bank of America Global Commercial Banking, Citibank, First Citizens Innovation BankingThree alternatives
Brex, Modern Treasury, UnitTwo alternatives
JPMorgan Access, Wells Fargo VantageMuse Glimmer 30BPNC BankRhoChangedBank of America, Chase Business BankingBrexno first choiceagainst: Bank of America, Brex, Chase Business Banking, Mercury, Merrill Lynch, Ramp, Wells Fargo
Five alternatives
Bank of America Business Advantage Relationship Banking, Brex Business Banking Account, Chase Business Banking, Mercury, RhoTwo alternatives
Brex, RampThree alternatives
Citibank, HSBC, Wells FargoOne alternative
RhoBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:52 | yes | 10 | 8 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 08:50 | yes | 4 | 6 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:18 | yes | 8 | 19 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 12:57 | yes | 10 | 5 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:08 | yes | 13 | 34 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 08:51 | yes | 5 | 4 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:15 | yes | 22 | 39 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:16 | yes | 5 | 3 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:04 | yes | 8 | 65 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:01 | yes | 5 | 15 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:53 | yes | 25 | 44 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:08 | no | 0 | 30 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:50 | yes | 5 | 17 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:43 | yes | 17 | 25 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:46 | no | 0 | 4 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:28 | yes | 4 | 6 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:48 | yes | 10 | 20 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 09:45 | yes | 10 | 3 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:28 | yes | 10 | 33 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:00 | yes | 5 | 4 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:09 | yes | 22 | 20 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:49 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:27 | yes | 5 | 35 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:12 | yes | 20 | 49 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:08 | yes | 15 | 75 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:52 | yes | 10 | 62 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:19 | yes | 3 | 10 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:03 | yes | 23 | 33 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:12 | yes | 18 | 13 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:05 | yes | 7 | 9 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:27 | no | 0 | 20 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 09:18 | yes | 10 | 7 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:17 | yes | 10 | 42 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:55 | yes | 14 | 13 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:45 | yes | 25 | 42 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:50 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:45 | no | 0 | 35 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:36 | yes | 24 | 38 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:24 | yes | 25 | 30 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:47 | yes | 24 | 56 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:07 | yes | 7 | 18 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:06 | yes | 15 | 26 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:48 | yes | 10 | 8 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:54 | yes | 4 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:46 | yes | 7 | 19 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 12:25 | yes | 10 | 4 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:12 | yes | 23 | 44 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:29 | yes | 5 | 5 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:24 | yes | 20 | 24 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:31 | yes | 5 | 3 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:21 | yes | 19 | 95 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:19 | yes | 25 | 55 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:44 | yes | 23 | 26 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:50 | yes | 24 | 104 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:20 | yes | 2 | 15 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:47 | yes | 20 | 33 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:13 | no | 0 | 5 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:50 | yes | 0 | 11 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:20 | no | 0 | 25 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 10:28 | yes | 10 | 11 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:05 | yes | 5 | 38 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:50 | no | 0 | 9 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:47 | yes | 24 | 33 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:00 | yes | 10 | 5 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:54 | no | 0 | 34 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:05 | yes | 20 | 43 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:15 | yes | 15 | 37 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:10 | no | 0 | 14 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:42 | yes | 5 | 26 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:20 | yes | 24 | 29 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:51 | yes | 28 | 11 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:52 | yes | 5 | 6 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:39 | no | 0 | 20 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 09:12 | yes | 10 | 11 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:15 | yes | 15 | 25 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:01 | yes | 10 | 28 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:50 | yes | 25 | 45 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:01 | yes | 8 | 4 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:45 | yes | 10 | 58 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 08:59 | yes | 25 | 53 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:41 | yes | 25 | 129 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:58 | yes | 5 | 45 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:00 | yes | 5 | 32 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:56 | yes | 24 | 32 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
American Express (Business Select) read as American Express Business Checking
Axos read as Axos Bank Basic Business Checking
Axos Bank read as Axos Bank Basic Business Checking
Bank of America Business Advantage read as Bank of America
Bank of America Business Advantage Fundamentals™ Banking read as Bank of America Business Advantage Fundamentals
Chase read as Chase Business Banking
Chase Performance read as Chase Performance Business Checking
Citi read as Citibank
Citi (Citigroup Treasury & Trade Solutions - TTS) read as Citibank
First Republic Bank read as First Republic
J.P. Morgan read as Chase Business Banking
J.P. Morgan Chase read as Chase Business Banking
JPMorgan read as Chase Business Banking
JPMorgan Chase read as Chase Business Banking
JPMorgan Chase (Commercial Bank) read as Chase Business Banking
JPMorgan Chase (J.P. Morgan) read as Chase Business Banking
JPMorgan Chase (JPM) read as Chase Business Banking
JPMorgan Chase (JPMorgan Business Complete Banking) read as Chase Business Banking
PNC read as PNC Bank
Synapse read as Synapse Financial Technologies
Unresolved, counted raw
American Express® Business Checking
Axiom Bank
Bank of America Business Advantage Relationship Banking
Bank of America GTS
Bank of America® Business Advantage Fundamentals™ Banking
Bank of China
Brex Business Banking Account
Capital One Enhanced Business Checking
Chase Platinum Business Checking
Citi Business Banking
Credit Suisse
Cross River Bank
DBS
Emirates Islamic
F.N.B.
FIS Digital One Commercial
Finacle
First Commonwealth
First Merchants
First National Bank (FNB)
Fulton Financial
ICD
ING Wholesale Banking
Indus One Business Account (India)
J.P. Morgan Chase Commercial Banking
JPMorgan Access
JPMorgan Chase Commercial
JPMorgan Chase Commercial Banking
KeyBank Business Rewards
M&T Bank
Mercury Vault / Treasury
Merrill Lynch
New York Community Bancorp / Flagstar Bank
OCBC (Oversea-Chinese Banking Corporation)
Old Glory Bank
Old National
Open
PNC Business Treasury Enterprise Plan
PNC Treasury / Institutional Business
Peapack-Gladstone
Royal Bank of Scotland (RBS/NatWest)
Sharjah Islamic Bank
Standard Bank (South Africa)
TRIGG
Texas Bank – Enterprise Business Checking
Titan Bank
TreasuryPrime
Trustmark
U.S. Bank or Chase (Commercial Banking Division)
US Bancorp
Valley National
WaFD
Wells Fargo Business Market Rate Savings Account
Wells Fargo Commercial / Treasury Services
Wells Fargo Vantage
Wema Bank (ALAT for Business)
Discontinued, still offered
No shut-down product was recommended here.