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Business banking · November 2026 Edition

Brex vs Axos Bank Basic Business Checking

Two of fourteen models named Brex first on the direct prompt; zero named Axos Bank Basic Business Checking. Brex was named by eleven of the fourteen models and Axos Bank Basic Business Checking by ten and Brex carries 24 labels and Axos Bank Basic Business Checking 13, so the shares are not directly comparable.

Brex

accepted challenger

Named in twelve categories this edition.

Named in one category this edition.

First-choice share8%2%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate17%0%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#3#7A position in a field of 16; printed, not drawn.
Labels2413A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Brex reading right to left. Rank and label count are printed, not drawn.Mercury vs Brex · Mercury vs Axos Bank Basic Business Checking · Bluevine vs Brex

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the business banking page.

By framing

How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
BrexFirst choices, of fourteen modelsAxos Bank Basic Business Checking
Direct20
Paraphrase20
Comparative00
Budget-constrained01
Scale-constrained00
Negative004 against Brex
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.

Every model, every framing

The eighty-four answers behind the chart above, one cell each: where Brex and Axos Bank Basic Business Checking stood in it.
ModelDirectABParaphraseABComparativeABBudget-constrainedABScale-constrainedABNegativeAB
Claude Haiku 4.5AB
GPT-5.4 mini
Gemini 3.5 Flash
Perplexity Sonar
Grok 4.20AB
Mistral SmallABAB
DeepSeek V4 FlashABAB
Llama 4 MaverickAB
Qwen 3.7 FlashAB
Kimi K2
GLM 4.7 FlashX
MiniMax M2.5AB
GPT-6 Luna
Muse Glimmer 30BAB
BrexAB Axos Bank Basic Business Checking first choice named as an alternative argued againstblank: not namedEach cell is one answer, Brex on the left and Axos Bank Basic Business Checking on the right.

The direct prompt

The plain question, one answer per model, grouped by where Brex and Axos Bank Basic Business Checking stood in it.

Brex first, Axos Bank Basic Business Checking not the choice

2 of 14 modelsAxos Bank Basic Business Checking was named in the answer but not as the choice, or not at all.
Claude Haiku 4.5Brex alternatives: Chase Business Banking, Mercury, Relay
Kimi K2Brex alternatives: Bank of America, First Internet Bank, Mercury

Neither was the first choice, one was named

5 of 14 modelsThe answer put something else first and named one of the two as an alternative.
Gemini 3.5 FlashJPMorgan Chase – Middle Market Banking & Specialized Industries alternatives: Bank of America Global Commercial Banking, Brex, PNC Bank – Treasury Management, Ramp, Silicon Valley Bank, Wells Fargo – Commercial Banking
Perplexity SonarChase Commercial Banking alternatives: Airwallex, Bank of America, Brex, Mercury, Ramp, Rho, U.S. Bank
Grok 4.20Bank of America alternatives: Bluevine, Brex, Chase Business Banking, Citibank, Mercury, PNC Bank, Texas Capital Bank
Mistral SmallPNC Bank, TD Business Premier Checking alternatives: Axos Bank Basic Business Checking, Capital One Business Savings & Checking, Chase Business Banking
Muse Glimmer 30BPNC Bank alternatives: Bank of America, Brex, First Internet Bank

Neither was named

7 of 14 modelsThe answer made no first choice from these two in this category.
GPT-5.4 miniJ.P. Morgan Commercial Banking alternatives: Bank of America
DeepSeek V4 FlashChase Performance Business Checking alternatives: Capital One Enhanced Checking, KeyBank Business Reward Checking, Mercury, PNC Bank, Rho
Llama 4 Maverickno first choice
Qwen 3.7 FlashCamber, Mercury alternatives: Bank of America Business Advantage Fundamentals, Signature Bank, TD Bank Business Checking, Umpqua Bank
GLM 4.7 FlashXBank of America - Business Advantage 360, PNC Bank - Treasury Enterprise Plan alternatives: Chase - Performance Business Checking, First Internet Bank - Commercial Analyzed Checking, Frost Business Checking Plus
MiniMax M2.5Chase Performance Business Checking alternatives: American Express Business Checking, Mercury, PNC Bank, TD Business Premier Checking
GPT-6 LunaJ.P. Morgan Commercial Banking alternatives: Bank of America, Citibank

Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Level: the same share of first choices.
Brex2%#8 of 14
Axos Bank Basic Business Checking2%#6 of 14
The full small business standing →
Mid-marketThe figures above
Brex leads by six points.
Brex8%#3 of 16
Axos Bank Basic Business Checking2%#7 of 16
The full mid-market standing →
Enterprise
Brex leads by twenty-seven points.
Brex27%#1 of 13
Axos Bank Basic Business Checking0%#– of 13
The full enterprise standing →

What the models said about Brex

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Two of two in this category shown.

“Primary recommendation: Brex – if you want an all-in-one financial platform with modern tools, high yields, and integrated spend management” Kimi K2 · direct prompt · first choice
“Best if you run a venture-backed startup or mid-market company and want a corporate card plus treasury and vault services in one platform.” Claude Haiku 4.5 · direct prompt · first choice

What the models said about Axos Bank Basic Business Checking

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.

“Axos Basic Business Checking delivers fee-free banking without gimmicks, unlimited transactions, and solid digital tools, making it ideal for budget-conscious businesses.” Claude Haiku 4.5 · budget prompt · first choice
“Axos dominates the market for businesses looking to earn yield on idle cash without visiting a branch.” Qwen 3.7 Flash · comparative prompt · alternative
“another affordable choice, offering unlimited transactions and no monthly fee” Mistral Small · budget prompt · alternative
Also compared

Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.