Business bill pay for enterprise buyers
Asked as “bill pay platform for businesses”, and as “vendor payments software”, on behalf of an enterprise B2B company. 51 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
29%
Contested · Tipalti 25%
29HighRadius25Tipalti20Coupa Pay25others
29% of first choices, contested.
Since October 2026↗new leaderNew leader since October 2026: HighRadius (29%) replaces Tipalti (42% then, 25% now), 4 points clear, inside the 10-point floor.HighRadius leads at 29%, replacing Tipalti, which led at 42% and stands at 25% now: 4 points clear, inside the floor, so the swap reads as unsettled. The verdict moved from clear leader to contested.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Melio44%Clear leader▲+2Since October 2026: 42% → 44%, +2 points. Inside the 10-point floor: within noise.Standing →Mid-market
BILL33%Contested▲+1Since October 2026: 32% → 33%, +1 point. Inside the 10-point floor: within noise.Standing →Enterprise
HighRadius29%Contested↗new leaderNew leader since October 2026: HighRadius (29%) replaces Tipalti (42% then, 25% now), 4 points clear, inside the 10-point floor.This page
Melio44%Clear leader▲+2Since October 2026: 42% → 44%, +2 points. Inside the 10-point floor: within noise.Standing →Mid-marketBILL33%Contested▲+1Since October 2026: 32% → 33%, +1 point. Inside the 10-point floor: within noise.Standing →EnterpriseHighRadius29%Contested↗new leaderNew leader since October 2026: HighRadius (29%) replaces Tipalti (42% then, 25% now), 4 points clear, inside the 10-point floor.This pageThe standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01HighRadius29%7%29accepted challenger▲+21Since October 2026: 8% → 29%, +21 points. Past the 10-point floor: movement.8% → 29%
HighRadius29%7%29accepted challenger▲+21Since October 2026: 8% → 29%, +21 points. Past the 10-point floor: movement.8% → 29%02
Tipalti25%5%57accepted challenger▼−17Since October 2026: 42% → 25%, −17 points. Past the 10-point floor: movement.42% → 25%
Tipalti25%5%57accepted challenger▼−17Since October 2026: 42% → 25%, −17 points. Past the 10-point floor: movement.42% → 25%03
Coupa Pay20%2%49accepted challenger▼−4Since October 2026: 24% → 20%, −4 points. Inside the 10-point floor: within noise.24% → 20%
Coupa Pay20%2%49accepted challenger▼−4Since October 2026: 24% → 20%, −4 points. Inside the 10-point floor: within noise.24% → 20%04BILL8%54%65criticized challenger▲+5Since October 2026: 3% → 8%, +5 points. Inside the 10-point floor: within noise.3% → 8%
BILL8%54%65criticized challenger▲+5Since October 2026: 3% → 8%, +5 points. Inside the 10-point floor: within noise.3% → 8%05
SAP Ariba4%9%22accepted challenger▲+4Since October 2026: 0% → 4%, +4 points. Inside the 10-point floor: within noise.0% → 4%
SAP Ariba4%9%22accepted challenger▲+4Since October 2026: 0% → 4%, +4 points. Inside the 10-point floor: within noise.0% → 4%06
Stampli2%5%19accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%
Stampli2%5%19accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%07
Ramp2%25%24criticized challenger▼−3Since October 2026: 5% → 2%, −3 points. Inside the 10-point floor: within noise.5% → 2%
Ramp2%25%24criticized challenger▼−3Since October 2026: 5% → 2%, −3 points. Inside the 10-point floor: within noise.5% → 2%Show the six products at 0%, ordered by negative rate
13
QuickBooks Bill Pay0%70%10criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
QuickBooks Bill Pay0%70%10criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%12Melio0%60%10criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Melio0%60%10criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%11
Medius0%8%13accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Medius0%8%13accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%10
Basware0%6%16accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Basware0%6%16accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%08
AvidXchange0%5%21accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%
AvidXchange0%5%21accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%09
Serrala0%0%14accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Serrala0%0%14accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
For buyers
Head to headHead-to-head pages are published for mid-market buyers, so these open on mid-market figures, not enterprise.
All twenty-one head-to-head pages: the top seven products, each against each
BILL vs TipaltiBILL vs AvidXchangeBILL vs QuickBooks Bill PayMelio vs RampMelio vs StampliMelio vs TipaltiMelio vs AvidXchangeMelio vs QuickBooks Bill PayRamp vs StampliRamp vs TipaltiRamp vs AvidXchangeRamp vs QuickBooks Bill PayStampli vs TipaltiStampli vs AvidXchangeStampli vs QuickBooks Bill PayTipalti vs AvidXchangeTipalti vs QuickBooks Bill PayAvidXchange vs QuickBooks Bill Pay
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01020304050607080910111213Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01HighRadius29%
HighRadius29%02Tipalti25%
Tipalti25%03Coupa Pay20%
Coupa Pay20%04BILL8%
BILL8%05SAP Ariba4%
SAP Ariba4%06Stampli2%
Stampli2%07Ramp2%
Ramp2%08AvidXchange0%
AvidXchange0%09Serrala0%
Serrala0%10Basware0%
Basware0%11Medius0%
Medius0%12Melio0%
Melio0%13QuickBooks Bill Pay0%
QuickBooks Bill Pay0%What they warned about
Four of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, Gemini 3.5 Flash, Grok 4.20, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5 and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
BILL54%
35 of 65 labels negative · 14 of 14 models · 13 hard negative
“Platforms to Be Cautious About ### Bill.com - Security rating concerns: UpGuard rates Bill.com's security posture at 783/950 (B rating), with noted vulnerabilities” MiniMax M2.5, negative prompt
QuickBooks Bill Pay70%
7 of 10 labels negative · 6 of 14 models · 3 hard negative
“Why avoid for enterprise: Enterprise organizations generally operate on enterprise resource planning (ERP) suites” Gemini 3.5 Flash, negative prompt
Melio60%
6 of 10 labels negative · 5 of 14 models · 1 hard negative
“Why avoid for enterprise: Melio is explicitly designed for micro-to-small businesses and sole proprietors.” Gemini 3.5 Flash, negative prompt
Ramp25%
6 of 24 labels negative · 5 of 14 models · 1 hard negative
“Pure card/spend platforms like Ramp or Brex: ... may have hidden platform fees and are better for mid-market than massive scale.” Grok 4.20, budget prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
77 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 968 links across 276 sites, every framing counted. Ranked by the number of answers carrying the site or page. 1 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · BILL59 answers · 153 citations · 14 models
vendor site · Tipalti26 answers · 36 citations · 11 models
vendor site · Serrala25 answers · 31 citations · 10 models
vendor site · HighRadius23 answers · 32 citations · 12 models
vendor site · G220 answers · 39 citations · 10 models
17 answers · 24 citations · 8 models
16 answers · 17 citations · 8 models
vendor site · Rillion14 answers · 15 citations · 10 models
vendor site · Guideflow14 answers · 14 citations · 9 models
13 answers · 15 citations · 7 models
12 answers · 12 citations · 9 models
vendor site · Stampli11 answers · 14 citations · 7 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
24 answers · 10 models
19 answers · 11 models
19 answers · 9 models
16 answers · 9 models
15 answers · 12 models
14 answers · 9 models
13 answers · 7 models
12 answers · 9 models
11 answers · 6 models
9 answers · 8 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best bill pay platform for businesses”, “bill pay platform for businesses”, “bill pay platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| HighRadius highradius.com | 29% | 604 | 6,600 | 118 | 294,561 | $2,272 | 120 | |
| Tipalti tipalti.com Tipalti 25%, Tipalti Accounts Payable 2% | 27% | 490 | 18,100 | 381 | 213,652 | $83,363 | 120 | |
| Coupa coupa.com Coupa Pay 20% | 20% | 76 | 60,500 | 1,210 | 41,319 company | $339 | 91 | |
| BILL bill.com | 8% | 374 | 2,740,000 | 1,063,001 | 1,783,039 | $199,231 | 119 | 1 |
| SAP sap.com SAP Ariba 4%, SAP 2%, SAP Concur 0% | 6% | 553 | 135,000 | 74,309 | 2,214,514 | $1,251 | 23 | |
| MakersHub makershub.com | 4% | 5 | 390 | 0 | 847 | $41 | 14 | |
| Stampli stampli.com | 2% | 194 | 18,100 | 68 | 26,332 | $39 | 53 | |
| Ramp ramp.com | 2% | 916 | 246,000 | 49,733 | 770,056 | $13,511 | 120 | |
| Routable routable.com | 2% | 22 | 1,300 | 114 | 5,890 | $1,108 | 7 | |
| AvidXchange avidxchange.com | 0% | 147 | 27,100 | 398 | 51,937 | $788 | 27 | 2 |
Google's top ten for the three searches hold 20 sites; 1 of them are among the sites the models cited here (bill.com). The first result for “best bill pay platform for businesses” is efficient.app.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best bill pay platform for businesses for an enterprise B2B company?”Paraphrase“Which vendor payments software would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade bill pay platforms and how do they differ?”Budget-constrained“What is the best bill pay platform for businesses for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a bill pay platform for businesses. What should we look at?”Negative“Which bill pay platforms should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5HighRadiusagainst: BILLno first choiceChangedBILLRampno first choicenothing named
Four alternatives
BillingPlatform, Billtrust, Tipalti, ZuoraFour alternatives
Airwallex, AvidXchange, Coupa Pay, TipaltiThree alternatives
BILL, Coupa Pay, TipaltiGPT-5.4 miniTipaltiTipaltiHeldno first choiceTipaltiagainst: BILLno first choicenothing named
Four alternatives
BILL, Corpay Complete, Coupa Pay, StampliThree alternatives
Basware, Coupa Pay, SAP AribaSix alternatives
Airbase, BILL, Coupa Pay, HighRadius, Stampli, TipaltiOne alternative
Corpay CompleteGemini 3.5 FlashTipaltiagainst: BILL, MelioCoupa PayChangedCoupa Pay, TipaltiStampliagainst: BILLno first choiceagainst: Brex Bill Pay, Rampagainst: BILL, Brex Bill Pay, Melio, Plastiq, QuickBooks Bill Pay, Ramp
Five alternatives
Airbase, Coupa Pay, Medius, Ramp, StampliFour alternatives
Basware, Corpay Complete, SAP Taulia, TipaltiFour alternatives
AvidXchange, Corpay Complete, Medius, SAP Ariba/ConcurFour alternatives
AvidXchange, MineralTree, Ramp, TipaltiPerplexity SonarHighRadiusagainst: BILLHighRadiusHeldCoupa Pay, Tipaltiagainst: BILLRoutableagainst: BILLno first choiceagainst: BILL, Brex Bill Pay, Melio, PayPal Bill Pay, QuickBooks Bill Pay, Ramp, Stripe, Tipalti, Venmo, Zelle
Three alternatives
AvidXchange, Serrala, TipaltiFour alternatives
Coupa Pay, SAP Concur, Serrala, TipaltiFive alternatives
AvidXchange, Medius, Ramp, SAP Concur Invoice, StampliOne alternative
RhoGrok 4.20SAPagainst: BILLCoupa Pay, TipaltiChangedagainst: QuickBooks OnlineTipaltiagainst: HighRadius, Ramp or BrexTipaltiagainst: BILL, Basware, Brex Bill Pay, HighRadius, Medius, QuickBooks Bill Pay, Ramp, SAP Ariba, StampliBILLagainst: QuickBooks Bill Pay, Veemagainst: PayPal Bill Pay
Three alternatives
Coupa Pay, Stampli, TipaltiFive alternatives
BILL, Medius, Rillion, Sage Intacct, StampliSix alternatives
AvidXchange, BILL, Coupa Pay, SAP Ariba, SAP Concur, StampliTwo alternatives
Coupa Pay, MakersHubSix alternatives
HighRadius, Melio, Paystand, SAP Ariba/Concur, Serrala, VersapayMistral SmallHighRadiusagainst: BILLHighRadius, TipaltiChangedTipaltiBILLagainst: Melio, QuickBooks Bill Payno first choiceagainst: BILL, Ramp, Tipalti
Two alternatives
Coupa Pay, SAP AribaTwo alternatives
SAP Ariba, SerralaFive alternatives
AvidXchange, BILL, Coupa Pay, Stampli, StripeDeepSeek V4 FlashHighRadiusagainst: BILLCoupa PayChangedEsker, TipaltiTipaltiagainst: BILLno first choiceagainst: BILL, Braintree, Cash App, CheckFree, MyCheckFree, PayPal Bill Pay, Venmo, Zelle
Four alternatives
AvidXchange, Coupa Pay, SAP Concur / SAP Ariba, TipaltiTwo alternatives
HighRadius, TipaltiThree alternatives
AvidXchange, BILL, SerralaTwo alternatives
Coupa Pay, SAP AribaLlama 4 MaverickHighRadiusCoupa Pay, HighRadius, SAP AribaChangedno first choiceBILLno first choiceagainst: BILL
Three alternatives
AvidXchange, BILL, BilltrustThree alternatives
Forwardly, MakersHub, RampQwen 3.7 FlashHighRadiusagainst: BILLHighRadiusHeldBILLMakersHubagainst: BILLno first choiceagainst: BILLagainst: BILL, Kyriba
Two alternatives
Coupa Pay, TipaltiTwo alternatives
Corcentric, TipaltiFour alternatives
Corpay Complete, Coupa Pay, SAP Ariba Buying & Invoicing, TipaltiThree alternatives
AvidXchange, Routable, TipaltiKimi K2Coupa Pay, TipaltiCoupa PayChangedno first choiceTipaltiagainst: AutoPayables, BILLBILLagainst: BILL, Tipalti, Willow Pays
Three alternatives
BILL, MineralTree, SAP AribaThree alternatives
HighRadius, SAP Concur, TipaltiFour alternatives
Basware, Coupa Pay, Kefron, SAP AribaFour alternatives
Coupa Pay, Ramp, SAP Concur, TipaltiGLM 4.7 FlashXHighRadiusHighRadius, SAP AribaChangedBILLCoupa Payagainst: BILLno first choiceagainst: Adyen Payments, BILL, Billtrust, Braintree, Corpay Cross‑Border, NetSuite, PayPal Payments, Xero Bills
Four alternatives
AvidXchange, Billtrust, Serrala, TipaltiOne alternative
Oracle Procurement CloudSix alternatives
Corpay One, Coupa Pay, HighRadius, Melio, QuickBooks Bill Pay, TipaltiOne alternative
TipaltiMiniMax M2.5TipaltiHighRadiusChangedno first choiceMakersHub, Tipaltiagainst: BILLno first choiceagainst: BILL, BILL 24 Co., Ltd., Coupa Pay, SAP Ariba
Four alternatives
BILL, Coupa Pay, SAP Concur, StampliTwo alternatives
SAP Ariba, TipaltiSeven alternatives
AvidXchange, BILL, Basware, Coupa Pay, HighRadius, SAP Concur, TipaltiFour alternatives
AutoPayables, Cadel, Coupa Pay, YoozGPT-6 LunaCoupa Payagainst: BILLCoupa PayHeldno first choiceTipaltiagainst: BILL, Rampno first choiceagainst: BILL, Melio, QuickBooks Bill Pay
Two alternatives
Oracle Fusion Payables, TipaltiFour alternatives
Basware, Oracle Fusion Procurement, SAP Ariba, TipaltiSix alternatives
Basware, Coupa Pay, Medius, Oracle Fusion Cloud Payables, SAP Ariba, TipaltiOne alternative
RoutableMuse Glimmer 30BHighRadiusagainst: BILLCoupa Pay, HighRadiusChangedCoupa Pay, Tipaltiagainst: BILL, Melio, QuickBooks Bill PayTipalti Accounts Payableno first choiceagainst: AvidXchange, BILL
Seven alternatives
AvidXchange, Coupa Pay, Medius, SAP Ariba, SAP Concur, Serrala, TipaltiTwo alternatives
SAP, TipaltiFour alternatives
AvidXchange, Basware, HighRadius, SerralaTwo alternatives
BILL Accounts Payable, RampBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:42 | yes | 10 | 8 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:13 | yes | 1 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:30 | yes | 12 | 21 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 08:48 | yes | 10 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:22 | yes | 13 | 30 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:16 | yes | 5 | 5 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:04 | yes | 22 | 22 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:52 | yes | 5 | 3 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:50 | yes | 5 | 29 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 08:57 | yes | 15 | 38 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:04 | yes | 15 | 52 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:10 | yes | 14 | 29 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 08:47 | yes | 5 | 14 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:38 | yes | 13 | 22 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:42 | no | 0 | 5 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:09 | yes | 3 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:55 | no | 0 | 15 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 09:59 | yes | 10 | 4 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:29 | yes | 5 | 25 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:09 | yes | 5 | 8 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:41 | yes | 25 | 25 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:40 | yes | 5 | 3 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:18 | yes | 10 | 31 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:38 | yes | 15 | 46 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:38 | yes | 14 | 83 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:02 | yes | 5 | 32 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:18 | yes | 5 | 15 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:53 | yes | 14 | 22 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:07 | yes | 9 | 8 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:18 | yes | 6 | 10 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:39 | yes | 9 | 25 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 08:51 | yes | 10 | 6 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:21 | yes | 14 | 37 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:58 | yes | 10 | 8 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:23 | yes | 24 | 26 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:19 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:01 | yes | 5 | 41 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:44 | yes | 10 | 25 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:46 | yes | 15 | 90 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:52 | yes | 20 | 57 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:54 | yes | 7 | 30 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:16 | yes | 24 | 42 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:57 | yes | 17 | 8 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:35 | yes | 3 | 6 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:10 | yes | 12 | 26 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 10:49 | yes | 10 | 4 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:21 | yes | 19 | 30 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:28 | yes | 5 | 4 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:56 | yes | 20 | 18 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:43 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 08:58 | yes | 7 | 60 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:46 | yes | 19 | 63 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 08:50 | yes | 24 | 55 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:23 | yes | 25 | 78 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:59 | yes | 4 | 25 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:17 | yes | 23 | 31 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:13 | yes | 28 | 17 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:45 | yes | 2 | 8 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:59 | no | 0 | 20 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 11:56 | yes | 10 | 11 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:26 | yes | 15 | 33 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:00 | no | 0 | 8 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:47 | yes | 24 | 39 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:49 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:05 | no | 0 | 31 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:50 | yes | 25 | 34 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:39 | yes | 24 | 31 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:32 | no | 0 | 26 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:38 | yes | 3 | 23 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:43 | yes | 15 | 19 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:34 | yes | 18 | 8 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:54 | yes | 7 | 7 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:27 | no | 0 | 19 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 10:17 | yes | 10 | 5 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:11 | yes | 11 | 33 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:53 | yes | 8 | 6 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:30 | yes | 25 | 36 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:51 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:05 | yes | 9 | 29 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:45 | yes | 25 | 23 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 12:02 | yes | 24 | 47 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:15 | yes | 25 | 62 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:29 | yes | 3 | 17 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:45 | yes | 25 | 25 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
BILL.com read as BILL
BILL.com (BILL) read as BILL
Bill.com read as BILL
Bill.com (BILL) read as BILL
Bill.com (now BILL) read as BILL
Bottomline read as Bottomline Technologies
Brex read as Brex Bill Pay
Brex Enterprise read as Brex Bill Pay
Corpay read as Corpay Complete
Corpay (by First National Bank of Omaha) read as Corpay Complete
Corpay (formerly Nvoicepay / FLEETCOR) read as Corpay Complete
Corpay (formerly Nvoicepay) read as Corpay Complete
Coupa read as Coupa Pay
Coupa (Coupa Pay) read as Coupa Pay
Coupa (now part of SAP) read as Coupa Pay
Divvy read as BILL Spend & Expense
Oracle Fusion Cloud Financials read as Oracle Fusion Cloud Payables
PayPal read as PayPal Bill Pay
QuickBooks read as QuickBooks Online
Quicken read as Quicken Bill Manager
Ramp Bill Pay read as Ramp
Rippling read as Rippling Spend
SAP Ariba / SAP Business Network read as SAP Ariba
Xero (AP‑focused use) read as Xero Bills
Unresolved, counted raw
Adyen Payments
AltPay/Kyriba
BILL 24 Co., Ltd.
CM.com
CheckFree
Corpay Cross‑Border
Corpay One
Kefron
MailToPay
NetSuite or Sage Intacct modules
Nvoicepay
Oracle Cloud
Oracle Fusion Payables
Oracle Fusion Procurement
Oracle Payables
PayByLink
PayNearMe
Paytweak
Ramp or Brex
SAP Ariba Buying & Invoicing
SAP Concur Vendor Management
SlimPay
Tipalti Accounts Payable
Tropo
Twikey
Discontinued, still offered
No shut-down product was recommended here.