Zero of fourteen models named Melio first on the direct prompt; two named Tipalti. Melio was named by thirteen of the fourteen models and Tipalti by fourteen and Melio carries 31 labels and Tipalti 41, so the shares are not directly comparable.
Named in nine categories this edition.
Named in nineteen categories this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the business bill pay page.
Across every category in the November 2026 Edition, Melio and Tipalti were named in the same answer 108 times, of the 308 answers naming Melio and the 557 naming Tipalti. In those answers Tipalti took the first choice seven times and Melio twenty.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | ||||||
| Perplexity Sonar | ||||||
| Grok 4.20 | ||||||
| Mistral Small | ||||||
| DeepSeek V4 Flash | ||||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | ||||||
| MiniMax M2.5 | ||||||
| GPT-6 Luna | ||||||
| Muse Glimmer 30B |
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Two of two in this category shown.
“Likely too lightweight for 500 people” DeepSeek V4 Flash · scale prompt · hard negative
“Start with Melio. Since it has a genuinely free plan, you can try it immediately with zero financial risk.” GLM 4.7 FlashX · budget prompt · first choice
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. One of one in this category shown.
“What to Avoid on a Tight Budget ... Tipalti — Premium pricing (~$499/month) designed for larger organizations” DeepSeek V4 Flash · budget prompt · hard negative
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.