Spend management platforms
Asked as “spend management platform”, and as “all-in-one spend control software”, on behalf of a mid-market B2B company. 56 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
45%
Clear leader
45Ramp14BILL Spend & Expense07Airbase34others
45% of first choices, clear leader.
Since October 2026▲+1Since October 2026: 44% → 45%, +1 point. Inside the 10-point floor: within noise.Ramp held the lead, +1 point on 44%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Ramp55%Clear leader▼−3Since October 2026: 58% → 55%, −3 points. Inside the 10-point floor: within noise.Standing →Mid-marketRamp45%Clear leader▲+1Since October 2026: 44% → 45%, +1 point. Inside the 10-point floor: within noise.This pageEnterprise
Coupa60%Clear leader▲+4Since October 2026: 56% → 60%, +4 points. Inside the 10-point floor: within noise.Standing →
Ramp55%Clear leader▼−3Since October 2026: 58% → 55%, −3 points. Inside the 10-point floor: within noise.Standing →Mid-marketRamp45%Clear leader▲+1Since October 2026: 44% → 45%, +1 point. Inside the 10-point floor: within noise.This pageEnterpriseCoupa60%Clear leader▲+4Since October 2026: 56% → 60%, +4 points. Inside the 10-point floor: within noise.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01Ramp45%13%70endorsed leader▲+1Since October 2026: 44% → 45%, +1 point. Inside the 10-point floor: within noise.44% → 45%
Ramp45%13%70endorsed leader▲+1Since October 2026: 44% → 45%, +1 point. Inside the 10-point floor: within noise.44% → 45%02
BILL Spend & Expense14%18%50accepted challenger▼−1Since October 2026: 15% → 14%, −1 point. Inside the 10-point floor: within noise.15% → 14%
BILL Spend & Expense14%18%50accepted challenger▼−1Since October 2026: 15% → 14%, −1 point. Inside the 10-point floor: within noise.15% → 14%03
Airbase7%3%35accepted challenger▼−10Since October 2026: 17% → 7%, −10 points. Inside the 10-point floor: within noise.17% → 7%
Airbase7%3%35accepted challenger▼−10Since October 2026: 17% → 7%, −10 points. Inside the 10-point floor: within noise.17% → 7%04
Procurify5%3%34accepted challenger▲+3Since October 2026: 2% → 5%, +3 points. Inside the 10-point floor: within noise.2% → 5%
Procurify5%3%34accepted challenger▲+3Since October 2026: 2% → 5%, +3 points. Inside the 10-point floor: within noise.2% → 5%05
Brex5%17%42accepted challenger▲+5Since October 2026: 0% → 5%, +5 points. Inside the 10-point floor: within noise.0% → 5%
Brex5%17%42accepted challenger▲+5Since October 2026: 0% → 5%, +5 points. Inside the 10-point floor: within noise.0% → 5%06
Spendesk5%6%31accepted challenger▲+1Since October 2026: 4% → 5%, +1 point. Inside the 10-point floor: within noise.4% → 5%
Spendesk5%6%31accepted challenger▲+1Since October 2026: 4% → 5%, +1 point. Inside the 10-point floor: within noise.4% → 5%07
Zoho Expense5%0%14accepted challenger▲+1Since October 2026: 4% → 5%, +1 point. Inside the 10-point floor: within noise.4% → 5%
Zoho Expense5%0%14accepted challenger▲+1Since October 2026: 4% → 5%, +1 point. Inside the 10-point floor: within noise.4% → 5%08
Expensify4%38%21criticized challenger▲+4Since October 2026: 0% → 4%, +4 points. Inside the 10-point floor: within noise.0% → 4%
Expensify4%38%21criticized challenger▲+4Since October 2026: 0% → 4%, +4 points. Inside the 10-point floor: within noise.0% → 4%09
Payhawk2%4%23accepted challenger▼−4Since October 2026: 6% → 2%, −4 points. Inside the 10-point floor: within noise.6% → 2%
Payhawk2%4%23accepted challenger▼−4Since October 2026: 6% → 2%, −4 points. Inside the 10-point floor: within noise.6% → 2%10
Precoro2%5%20accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%
Precoro2%5%20accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%Show the four products at 0%, ordered by negative rate
14
SAP Concur0%43%23criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
SAP Concur0%43%23criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%12Coupa0%39%36criticized challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%
Coupa0%39%36criticized challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%13
SAP Ariba0%38%16criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
SAP Ariba0%38%16criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%11
Navan0%13%23accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Navan0%13%23accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All twenty-eight head-to-head pages: the top eight products, each against each
Ramp vs BrexRamp vs SpendeskRamp vs Zoho ExpenseRamp vs ExpensifyBILL Spend & Expense vs AirbaseBILL Spend & Expense vs ProcurifyBILL Spend & Expense vs BrexBILL Spend & Expense vs SpendeskBILL Spend & Expense vs Zoho ExpenseBILL Spend & Expense vs ExpensifyAirbase vs ProcurifyAirbase vs BrexAirbase vs SpendeskAirbase vs Zoho ExpenseAirbase vs ExpensifyProcurify vs BrexProcurify vs SpendeskProcurify vs Zoho ExpenseProcurify vs ExpensifyBrex vs SpendeskBrex vs Zoho ExpenseBrex vs ExpensifySpendesk vs Zoho ExpenseSpendesk vs ExpensifyZoho Expense vs Expensify
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
0102030405060708091011121314Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative60%
Key
01Ramp45%
Ramp45%02BILL Spend & Expense14%
BILL Spend & Expense14%03Airbase7%
Airbase7%04Procurify5%
Procurify5%05Brex5%
Brex5%06Spendesk5%
Spendesk5%07Zoho Expense5%
Zoho Expense5%08Expensify4%
Expensify4%09Payhawk2%
Payhawk2%10Precoro2%
Precoro2%11Navan0%
Navan0%12Coupa0%
Coupa0%13SAP Ariba0%
SAP Ariba0%14SAP Concur0%
SAP Concur0%What they warned about
Five of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Mistral Small, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5 and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
BILL Spend & Expense18%
9 of 50 labels negative · 9 of 14 models · 2 hard negative
“Who Should Avoid It: Fast-moving companies that make frequent vendor payments and cannot afford payment processing holds” Gemini 3.5 Flash, negative prompt
Coupa39%
14 of 36 labels negative · 8 of 14 models · 3 hard negative
“Avoid Coupa unless you have dedicated IT staff to manage its complexity” Kimi K2, negative prompt
Ramp13%
9 of 70 labels negative · 8 of 14 models
“Ramp offers a free core product, though some features like budget management and certain ERP integrations require a paid tier” Claude Haiku 4.5, budget prompt
SAP Concur43%
10 of 23 labels negative · 7 of 14 models · 2 hard negative
“Who Should Avoid It: Startups, mid-market companies, and SMBs.” Gemini 3.5 Flash, negative prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
71 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 802 links across 184 sites, every framing counted. Ranked by the number of answers carrying the site or page. 21 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
37 answers · 42 citations · 10 models
vendor site · Zylo27 answers · 28 citations · 11 models
vendor site · G225 answers · 45 citations · 12 models
vendor site · Capterra25 answers · 41 citations · 11 models
vendor site · BILL24 answers · 30 citations · 10 models
vendor site · Precoro18 answers · 18 citations · 10 models
vendor site · Ramp17 answers · 34 citations · 8 models
16 answers · 21 citations · 8 models
vendor site · Emburse16 answers · 17 citations · 7 models
15 answers · 18 citations · 6 models
vendor site · Spendesk15 answers · 17 citations · 9 models
vendor site · Payhawk14 answers · 16 citations · 9 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
37 answers · 10 models
27 answers · 11 models
14 answers · 6 models
14 answers · 9 models
14 answers · 8 models
13 answers · 11 models
13 answers · 8 models
12 answers · 6 models
12 answers · 7 models
11 answers · 6 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best spend management platform”, “spend management platform”, “spend management platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Ramp ramp.com | 45% | 916 | 246,000 | 49,733 | 770,056 | $13,511 | 120 | 3 |
| BILL bill.com BILL Spend & Expense 14% | 14% | 331 | 2,740,000 | 1,063,001 | 1,783,039 company | $199,231 | 119 | 7 |
| Airbase airbase.com | 7% | 142 | 14,800 | 577 | 5,429 | |||
| Procurify procurify.com | 5% | 278 | 4,400 | 43 | 62,225 | $282 | 14 | |
| Brex brex.com | 5% | 524 | 60,500 | 1,190 | 328,914 | $12,238 | 81 | 1 |
| Spendesk spendesk.com | 5% | 98 | 1,000 | 22 | 24,610 | 2 | ||
| Zoho parent site Zoho Expense 5% | 5% | 194 | 5,400 | 52 | ||||
| Expensify expensify.com | 4% | 246 | 74,000 | 932 | 76,291 | 0 | 1 | |
| Payhawk payhawk.com | 2% | 106 | 2,400 | 27 | 5,824 | 21 | 3 | |
| Precoro precoro.com | 2% | 341 | 1,000 | 3 | 82,966 | 86 |
Google's top ten for the three searches hold 14 sites; 5 of them are among the sites the models cited here (bill.com, g2.com, payhawk.com, ramp.com, spendesk.com). The first result for “best spend management platform” is gartner.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best spend management platform for a mid-market B2B company?”Paraphrase“Which all-in-one spend control software would you recommend to a mid-sized B2B company?”Comparative“What are the top spend management platforms and how do they differ?”Budget-constrained“What is the best spend management platform for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a spend management platform. What should we look at?”Negative“Which spend management platforms should I avoid or be cautious about?”
Claude Haiku 4.5RampFraxionChangedBrex, RampBILL Spend & Expenseagainst: Rampno first choicenothing named
Three alternatives
Airbase, Coupa, ProcurifyFour alternatives
Airbase, BILL Spend & Expense, Ramp, SpendeskSeven alternatives
Airbase, Coupa, Navan, Payhawk, Procurify, QuickBooks, SpendfloOne alternative
Zoho ExpenseGPT-5.4 miniRampPayhawk, RampChangedagainst: Coupano first choiceBILL Spend & Expenseno first choiceagainst: BILL Spend & Expense, Brex, Paychex, Pleo, Ramp, SAP Concur, Spendbase / SecureSpend, Xero
Five alternatives
BILL Spend & Expense, Navan, Payhawk, Procurify, Rippling SpendTwo alternatives
Procurify, Rippling FinanceTwo alternatives
Ramp, Zoho ExpenseGemini 3.5 FlashRampagainst: Coupa, SAP ConcurRampHeldno first choiceRampagainst: Expensify, SAP ConcurBrex, Ramp, Spendeskagainst: Expensify, SAP Aribaagainst: BILL Spend & Expense, Brex, Expensify, SAP Concur
Four alternatives
Airbase, Brex, Tipalti, ZipFive alternatives
Airbase, Brex, Payhawk, Spendesk, ZipEight alternatives
Airbase, BILL Spend & Expense, Brex, Coupa, Navan, Ramp, Rippling Spend, SAP ConcurThree alternatives
BILL Spend & Expense, Brex, Zoho ExpenseSix alternatives
Airbase, Coupa, Navan, SAP Concur, Tipalti, ZipPerplexity SonarRampagainst: CoupaRampHeldRampBILL Spend & Expenseagainst: Rampno first choiceagainst: Airbase, BILL Spend & Expense, Brex, Coupa, Moss, Procurify, Ramp, SAP Concur, Spendesk
Four alternatives
BILL Spend & Expense, Brex, Payhawk, ProcurifyFive alternatives
Airbase, BILL Spend & Expense, Navan, Payhawk, ProcurifySeven alternatives
BILL Spend & Expense, Brex, Coupa, Navan, Payhawk, SAP Concur, SpendeskTwo alternatives
Precoro, Zoho ExpenseGrok 4.20Rampagainst: Brex, Coupa, SAP ConcurRampHeldagainst: Navan, SAP ConcurCoupaZoho Expenseno first choiceagainst: Coupa, SAP Aribaagainst: BILL Spend & Expense, Coupa, Expensify, Monarch Money, Payhawk, Spendesk
Four alternatives
Airbase, BILL Spend & Expense, Navan, ProcurifyFour alternatives
Airbase, Brex, Procurify, RhoSix alternatives
Brex, Ivalua, Procurify, Ramp, SAP Ariba, SpendeskThree alternatives
BILL Spend & Expense, Expensify, RampThree alternatives
Procurify, Rho, SpendeskMistral SmallAirbase, BILL Spend & ExpenseBrex, RampChangedno first choiceagainst: SAP AribaBILL Spend & Expense, Zoho Expenseno first choiceagainst: Monarch, Rocket Money, WalletHub, YNAB
Two alternatives
ProcureDesk, SpendeskThree alternatives
Airbase, Procurify, RhoTwo alternatives
Airwallex, ExpensifyDeepSeek V4 FlashRampRampHeldRampagainst: Oracle Fusion Cloud ProcurementRampBrex, Rampagainst: Coupa, SAP Aribaagainst: BILL Spend & Expense, Coupa, Expensify, Ramp, SAP Ariba, SAP Concur
Four alternatives
Airbase, BILL Spend & Expense, Brex, SpendeskFour alternatives
Airbase, Brex, Navan, PayhawkNine alternatives
Airbase, Brex, Coupa, Ivalua, Navan, SAP Ariba, SAP Concur, Spendesk, ZipThree alternatives
Airwallex, Spendesk, Zoho ExpenseFive alternatives
Airbase, Pleo, Procurify, Soldo, SpendeskLlama 4 MaverickAirbaseno first choiceChangedRampBILL Spend & Expenseno first choicenothing named
Three alternatives
Brex, Procurify, RampTwo alternatives
Airbase, BrexThree alternatives
Airwallex, Brex, RampQwen 3.7 FlashRampagainst: Ariba, Coupa, ExpensifyAirbaseChangedSAP AribaExpensifyno first choiceagainst: BILL Spend & Expense, Brex, Coupa, EveryDollar, Honeydue, Navan, Pleo, Ramp, Rocket Money, SAP Concur, YNAB
Five alternatives
Airbase, BILL Spend & Expense, BrexBusiness, Rippling Spend, SaplingTwo alternatives
Procurify, RampFive alternatives
Coupa, Navan, Precoro, Rho, SpendeskFour alternatives
BILL Spend & Expense, Dext Prepare, Ramp, Zoho ExpenseKimi K2Airbase, Rampagainst: BrexProcurify, RampChangedCoupaZoho ExpenseSpendeskagainst: Coupa, Oracle Fusion Cloud Procurement, SAP Aribaagainst: BILL Spend & Expense, Brex, Corpay Complete, Coupa, Expensify, Navan, Ramp
Two alternatives
BILL Spend & Expense, ProcurifyThree alternatives
Airbase, Payhawk, PrecoroNine alternatives
Airbase, Brex, Ivalua, Payhawk, Precoro, Procurify, Ramp, SAP Ariba, SpendeskThree alternatives
BILL Spend & Expense, Expensify, RampFour alternatives
Payhawk, Precoro, Procurify, RampGLM 4.7 FlashXProcurifyRampChangedCoupa, SAP AribaBILL Spend & Expense, Rampno first choiceagainst: BILL Spend & Expense, Corpay Spend Management
Six alternatives
Airbase, BILL Spend & Expense, Coupa, Ramp, Spendesk, TipaltiEight alternatives
BILL Spend & Expense, Brex, Payhawk, Precoro, Procurify, Rippling Spend, SAP Concur, SpendeskTen alternatives
Airwallex, BILL Spend & Expense, Brex, Emburse, Precoro, Procurify, Ramp, Rho, SAP Concur, SpendeskFour alternatives
Expensify, Moss, Tradogram, Zoho ExpenseMiniMax M2.5RampProcurify, Rippling SpendChangedno first choiceExpensifyno first choicenothing named
Three alternatives
Airbase, BILL Spend & Expense, ProcurifyTwo alternatives
Payhawk, RhoNine alternatives
Brex, Coupa, Oracle Fusion Cloud Procurement, Pleo, Procurify, Ramp, SAP Ariba, Spendesk, ZipThree alternatives
Airwallex, BILL Spend & Expense, RampGPT-6 LunaRampRampHeldBrex, RampBILL Spend & Expenseno first choiceagainst: BILL Spend & Expense, Ramp, SAP Concur
Two alternatives
BILL Spend & Expense, Paylocity for FinanceTwo alternatives
BILL Spend & Expense, BrexSix alternatives
BILL Spend & Expense, Coupa, Navan, Payhawk, Paylocity for Finance, SAP ConcurTwo alternatives
Ramp, Zoho ExpenseMuse Glimmer 30BSpendeskPrecoro, ProcureDeskChangedRampRampagainst: Coupa, Precorono first choiceagainst: Expensify, Ramp, Weel
Six alternatives
Coupa, Precoro, ProcureDesk, Procurify, SAP Concur, VerticeThree alternatives
Airbase, Navan, ProcurifyNine alternatives
Airbase, BILL Spend & Expense, Brex, Coupa, Precoro, Procurify, Rippling Spend, SAP Ariba, SAP ConcurFour alternatives
Airwallex, Brex, Expensify Submit, Zoho ExpenseBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:45 | yes | 15 | 8 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:29 | yes | 4 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:37 | yes | 10 | 25 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 11:48 | yes | 10 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:17 | yes | 15 | 31 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:25 | yes | 5 | 5 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:28 | yes | 22 | 22 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 10:58 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 08:42 | no | 0 | 33 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:27 | yes | 14 | 30 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:41 | yes | 13 | 51 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:47 | yes | 14 | 45 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:42 | yes | 3 | 14 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:06 | yes | 13 | 28 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:02 | yes | 10 | 9 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:39 | yes | 4 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:25 | yes | 9 | 21 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 12:20 | yes | 10 | 4 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:07 | yes | 5 | 24 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:38 | yes | 5 | 5 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:06 | yes | 24 | 33 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:17 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:44 | yes | 5 | 27 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:59 | yes | 17 | 45 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:02 | yes | 14 | 34 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:59 | yes | 8 | 46 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:28 | yes | 4 | 14 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:44 | yes | 14 | 20 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:45 | yes | 10 | 8 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:07 | yes | 3 | 8 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:52 | no | 0 | 19 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 10:36 | yes | 10 | 6 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:23 | yes | 5 | 36 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:46 | yes | 5 | 7 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 08:57 | yes | 23 | 42 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 08:52 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:08 | yes | 5 | 28 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:03 | yes | 12 | 56 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:32 | yes | 19 | 45 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:13 | yes | 14 | 34 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:27 | yes | 8 | 31 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:59 | yes | 22 | 38 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:51 | yes | 18 | 7 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:24 | yes | 3 | 4 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:26 | no | 0 | 19 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 11:36 | yes | 10 | 3 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:11 | yes | 5 | 28 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:53 | yes | 5 | 4 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:50 | yes | 24 | 22 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 08:48 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:46 | no | 0 | 28 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:09 | yes | 10 | 33 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:11 | yes | 15 | 67 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:32 | yes | 5 | 30 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:59 | yes | 3 | 12 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:13 | yes | 14 | 22 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 08:52 | no | 0 | 6 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:00 | no | 0 | 7 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:23 | no | 0 | 17 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 11:03 | yes | 10 | 9 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:11 | yes | 14 | 34 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:37 | no | 0 | 9 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:56 | yes | 18 | 29 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:20 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:05 | no | 0 | 32 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:38 | yes | 21 | 30 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:34 | yes | 20 | 34 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:42 | no | 0 | 48 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:18 | yes | 3 | 19 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:14 | no | 0 | 7 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 08:38 | yes | 19 | 9 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 08:53 | yes | 4 | 8 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:45 | no | 0 | 17 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 09:22 | yes | 10 | 4 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:08 | yes | 24 | 39 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:41 | yes | 5 | 5 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:42 | yes | 22 | 31 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:17 | yes | 9 | 4 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:19 | yes | 10 | 39 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:59 | yes | 23 | 55 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:26 | yes | 24 | 76 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:06 | no | 0 | 19 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:54 | yes | 2 | 17 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:52 | yes | 24 | 25 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
BILL read as BILL Spend & Expense
Bill.com read as BILL Spend & Expense
Bill.com (formerly Divvy) read as BILL Spend & Expense
Corpay read as Corpay Complete
Divvy read as BILL Spend & Expense
Divvy (by Tipalti) read as BILL Spend & Expense
Oracle read as Oracle Fusion Cloud Procurement
Oracle Fusion read as Oracle Fusion Cloud Procurement
Oracle Procurement Cloud read as Oracle Fusion Cloud Procurement
Paylocity read as Paylocity for Finance
Rippling read as Rippling Spend
Unresolved, counted raw
BrexBusiness
EveryDollar (Ramsey Solutions)
Expensify Submit
Honeydue
Monarch Money
Oracle Fusion Procurement
Sapling
Spendbase
Spendbase / SecureSpend
TechnologyAdvice
WalletHub
Discontinued, still offered
No shut-down product was recommended here.