Contractor payments
Asked as “contractor payments and 1099 platform”, and as “freelancer payout software”, on behalf of a mid-market B2B company. 50 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
28%
Contested · Deel 20%
28Tipalti20Deel18Square Payroll34others
28% of first choices, contested.
Since October 2026▲+6Since October 2026: 22% → 28%, +6 points. Inside the 10-point floor: within noise.Tipalti held the lead, +6 points on 22%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Gusto49%Clear leader▲+7Since October 2026: 42% → 49%, +7 points. Inside the 10-point floor: within noise.Standing →Mid-market
Tipalti28%Contested▲+6Since October 2026: 22% → 28%, +6 points. Inside the 10-point floor: within noise.This pageEnterpriseTipalti47%Clear leader▲+22Since October 2026: 25% → 47%, +22 points. Past the 10-point floor: movement.Standing →
Gusto49%Clear leader▲+7Since October 2026: 42% → 49%, +7 points. Inside the 10-point floor: within noise.Standing →Mid-marketTipalti28%Contested▲+6Since October 2026: 22% → 28%, +6 points. Inside the 10-point floor: within noise.This pageEnterpriseTipalti47%Clear leader▲+22Since October 2026: 25% → 47%, +22 points. Past the 10-point floor: movement.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01Tipalti28%3%34accepted challenger▲+6Since October 2026: 22% → 28%, +6 points. Inside the 10-point floor: within noise.22% → 28%
Tipalti28%3%34accepted challenger▲+6Since October 2026: 22% → 28%, +6 points. Inside the 10-point floor: within noise.22% → 28%02
Deel20%17%60accepted challenger=heldSince October 2026: 20% → 20%, ±0 points. Inside the 10-point floor: within noise.20% → 20%
Deel20%17%60accepted challenger=heldSince October 2026: 20% → 20%, ±0 points. Inside the 10-point floor: within noise.20% → 20%03
Square Payroll18%15%20accepted challenger▲+10Since October 2026: 8% → 18%, +10 points. Inside the 10-point floor: within noise.8% → 18%
Square Payroll18%15%20accepted challenger▲+10Since October 2026: 8% → 18%, +10 points. Inside the 10-point floor: within noise.8% → 18%04
Rippling14%13%38accepted challenger▲+6Since October 2026: 8% → 14%, +6 points. Inside the 10-point floor: within noise.8% → 14%
Rippling14%13%38accepted challenger▲+6Since October 2026: 8% → 14%, +6 points. Inside the 10-point floor: within noise.8% → 14%05
QuickBooks Contractor Payments6%5%19accepted challenger=heldSince October 2026: 6% → 6%, ±0 points. Inside the 10-point floor: within noise.6% → 6%
QuickBooks Contractor Payments6%5%19accepted challenger=heldSince October 2026: 6% → 6%, ±0 points. Inside the 10-point floor: within noise.6% → 6%06Gusto2%14%49accepted challenger▼−6Since October 2026: 8% → 2%, −6 points. Inside the 10-point floor: within noise.8% → 2%
Gusto2%14%49accepted challenger▼−6Since October 2026: 8% → 2%, −6 points. Inside the 10-point floor: within noise.8% → 2%07
Remote2%6%34accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%
Remote2%6%34accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%08
Worksuite2%0%10accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%
Worksuite2%0%10accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%Show the six products at 0%, ordered by negative rate
14
PayPal MassPay0%80%15criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
PayPal MassPay0%80%15criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%13
Stripe Connect0%30%10criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Stripe Connect0%30%10criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%12
Payoneer Workforce Management0%24%25accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Payoneer Workforce Management0%24%25accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%09
Wise Business0%20%30accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Wise Business0%20%30accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%11
BILL0%8%12accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%
BILL0%8%12accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%10
Papaya Global0%0%11accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%
Papaya Global0%0%11accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All twenty-eight head-to-head pages: the top eight products, each against each
Tipalti vs QuickBooks Contractor PaymentsTipalti vs GustoTipalti vs RemoteTipalti vs WorksuiteDeel vs Square PayrollDeel vs RipplingDeel vs QuickBooks Contractor PaymentsDeel vs GustoDeel vs RemoteDeel vs WorksuiteSquare Payroll vs RipplingSquare Payroll vs QuickBooks Contractor PaymentsSquare Payroll vs GustoSquare Payroll vs RemoteSquare Payroll vs WorksuiteRippling vs QuickBooks Contractor PaymentsRippling vs GustoRippling vs RemoteRippling vs WorksuiteQuickBooks Contractor Payments vs GustoQuickBooks Contractor Payments vs RemoteQuickBooks Contractor Payments vs WorksuiteGusto vs RemoteGusto vs WorksuiteRemote vs Worksuite
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
0102030405060708091011121314Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01Tipalti28%
Tipalti28%02Deel20%
Deel20%03Square Payroll18%
Square Payroll18%04Rippling14%
Rippling14%05QuickBooks Contractor Payments6%
QuickBooks Contractor Payments6%06Gusto2%
Gusto2%07Remote2%
Remote2%08Worksuite2%
Worksuite2%09Wise Business0%
Wise Business0%10Papaya Global0%
Papaya Global0%11BILL0%
BILL0%12Payoneer Workforce Management0%
Payoneer Workforce Management0%13Stripe Connect0%
Stripe Connect0%14PayPal MassPay0%
PayPal MassPay0%What they warned about
Two of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.20, Mistral Small, Llama 4 Maverick, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
PayPal MassPay80%
12 of 15 labels negative · 9 of 14 models · 4 hard negative
“platforms to avoid or be cautious about. Some of the platforms mentioned include PayPal MassPay, Venmo, Deel, and Zelle. These platforms have been flagged as having high fees” Llama 4 Maverick, negative prompt
Deel17%
10 of 60 labels negative · 9 of 14 models · 2 hard negative
“flagged as having high fees, lacking compliance features, or being unsuitable for contractor payments” Llama 4 Maverick, negative prompt
Cash App100%
6 of 6 labels negative · 6 of 14 models · 5 hard negative
“Payment Methods to Avoid (or Use with Extreme Caution) ... Consumer Peer-to-Peer Apps (Zelle, Cash App, Personal Venmo)” Gemini 3.5 Flash, negative prompt
Venmo100%
6 of 6 labels negative · 6 of 14 models · 5 hard negative
“Venmo prohibits commercial activity on personal profiles; using one for contracting can lead to reversed funds or a frozen balance.” Perplexity Sonar, negative prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
76 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 864 links across 244 sites, every framing counted. Ranked by the number of answers carrying the site or page. 56 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · G227 answers · 36 citations · 10 models
22 answers · 29 citations · 9 models
vendor site · Sourceforge22 answers · 25 citations · 10 models
21 answers · 25 citations · 11 models
21 answers · 21 citations · 8 models
vendor site · PhotonPay19 answers · 19 citations · 11 models
vendor site · Ruul18 answers · 20 citations · 10 models
vendor site · Worksuite18 answers · 20 citations · 8 models
vendor site · Wingspan16 answers · 19 citations · 9 models
publisher (Gane)15 answers · 16 citations · 9 models
vendor site · Capterra14 answers · 21 citations · 6 models
vendor site · FirstHR14 answers · 15 citations · 11 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
21 answers · 9 models
21 answers · 8 models
19 answers · 11 models
19 answers · 11 models
17 answers · 7 models
14 answers · 11 models
14 answers · 9 models
14 answers · 8 models
14 answers · 6 models
13 answers · 7 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best contractor payments and 1099 platform”, “contractor payment platforms”, “contractor payments and 1099 platform”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Tipalti tipalti.com Tipalti 28%, Tipalti Mass Payments 2% | 30% | 490 | 18,100 | 381 | 213,652 | $83,363 | 120 | 3 |
| Deel deel.com | 20% | 172 | 40,500 | 1,210 | 307,175 | $330,608 | 118 | |
| Square squareup.com Square Payroll 18% | 18% | 53 | 1,000,000 | 497,526 | 3,658,565 company | $9 | 99 | 3 |
| Rippling rippling.com | 14% | 90 | 301,000 | 17,886 | 712,399 | $42,013 | 115 | |
| QuickBooks parent site QuickBooks Contractor Payments 6% | 6% | 50 | 1,000,000 | 54,681 | ||||
| Gusto gusto.com | 2% | 129 | 673,000 | 10,560 | 1,629,483 | 118 | ||
| Remote remote.com | 2% | 85 | 110,000 | 426,655 | 766,598 | $15,858 | 88 | |
| Worksuite worksuite.com | 2% | 36 | 880 | 5 | 8,941 | 4 | ||
| Melio melio.com | 2% | 281 | 33,100 | 492 | 36,039 | $1,429 | 60 | |
| Found found.com | 2% | 33 | 201,000 | 640,595 | 87,265 | 13 |
Google's top ten for the three searches hold 22 sites; 1 of them are among the sites the models cited here (worksuite.com). The first result for “best contractor payments and 1099 platform” is wise.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best contractor payments and 1099 platform for a mid-market B2B company?”Paraphrase“Which freelancer payout software would you recommend to a mid-sized B2B company?”Comparative“What are the top contractor payment platforms and how do they differ?”Budget-constrained“What is the best contractor payments and 1099 platform for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a contractor payments and 1099 platform. What should we look at?”Negative“Which contractor payment platforms should I avoid or be cautious about?”
Claude Haiku 4.5Worksuiteagainst: GustoDeel, TipaltiChangedDeelSquare Payrollno first choiceagainst: Deel, PayPal MassPay, Square Payroll, Stripe Connect
Three alternatives
BILL, Tipalti, WingspanTwo alternatives
Fiverr Enterprise, RipplingSeven alternatives
Gusto, Procore Pay, QuickBooks Payments, Remote, Rippling, Tipalti, WorksuiteThree alternatives
Found, OnPay, QuickBooks Contractor PaymentsGPT-5.4 miniRipplingagainst: GustoDeelChangedDeel, GustoGusto, QuickBooks Contractor Paymentsagainst: Ripplingno first choiceagainst: Deel
Two alternatives
Deel, TipaltiThree alternatives
Gusto, Remote, RipplingFive alternatives
Melio, Payoneer Workforce Management, Routable, Tipalti, Wise BusinessGemini 3.5 FlashTipaltiDeelChangedDeelSquare Payrollagainst: Deel, Remoteno first choiceagainst: BILL, Cash App, Fiverr Enterprise, PayPal MassPay, Payoneer Workforce Management, Personal Venmo, Upwork, Zelle
Three alternatives
Deel, Rippling, WorksuiteThree alternatives
Remote, Rippling, TipaltiFive alternatives
BILL, Gusto, Remote, Rippling, Wise BusinessFive alternatives
Melio, QuickBooks Contractor Payments, Tax1099, Track1099, Wise BusinessPerplexity SonarTipaltiagainst: GustoDeelChangedagainst: Wise BusinessDeel, Remoteagainst: Square or PayPalSquare Payrollagainst: Deelno first choiceagainst: Gusto, PayPal MassPay, Payoneer Workforce Management, Venmo, Wise Business, Zelle
Three alternatives
BILL, Deel, WorksuiteThree alternatives
Payoneer Workforce Management, Remote, WorksuiteEight alternatives
GCPay, Gusto, Papaya Global, Procore Pay, QuickBooks Payments, Stripe Connect, Tipalti, Wise BusinessTwo alternatives
Gusto, QuickBooks Contractor PaymentsGrok 4.20Ripplingagainst: PayPal MassPay, QuickBooks Contractor Payments, Wise BusinessTipaltiChangedDeel, Remote, Wise Businessagainst: PayPal MassPay, RipplingSquare Payrollagainst: Deel, Remote, Ripplingno first choiceagainst: Stripe Atlas, Wise Businessagainst: Airwallex, Fiverr Enterprise, PayPal MassPay, Payoneer Workforce Management, Upwork, Worksome
Three alternatives
Deel, Gusto, TipaltiFive alternatives
Deel, Gusto, Remote, Rippling, WingspanOne alternative
Payoneer Workforce ManagementFour alternatives
Gusto, OnPay, Patriot Software, QuickBooks WorkforceMistral SmallRipplingRippling, TipaltiChangedagainst: DeelDeel, Ripplingagainst: Payoneer Workforce Management, QuickBooks Payments, Wise BusinessSquare Payrollno first choiceagainst: Cash App, Deel, PayPal MassPay, Venmo
Four alternatives
Deel, Payoneer Workforce Management, QuickBooks Contractor Payments, TipaltiOne alternative
WorksuiteFive alternatives
Buildertrend Payments, Multiplier, Procore Pay, Remote, SlashThree alternatives
Gusto, Patriot Software, QuickBooks Contractor PaymentsDeepSeek V4 FlashTipaltiagainst: GustoTipaltiHeldDeel, RemoteSquare PayrollDeelagainst: Fiverr Enterprise, Payoneer Workforce Management, Paystack, Stripe Connect, Upwork, WePay, Wise Business
Three alternatives
BILL, Deel, RipplingThree alternatives
Deel, Papaya Global, Payoneer Workforce ManagementFive alternatives
Gusto, Papaya Global, Payoneer Workforce Management, RemoFirst, Wise BusinessTwo alternatives
Patriot Software, QuickBooks Contractor PaymentsSeven alternatives
Gusto, Openforce, Remote, Rippling, Wise Business, Worksuite, myBasePayLlama 4 MaverickDeelTipaltiChangedno first choiceQuickBooks Contractor Paymentsno first choiceagainst: Cash App, Deel, PayPal MassPay, Venmo, Zelle
Three alternatives
Deel, Gusto, Papaya GlobalThree alternatives
Deel, Gusto, Square PayrollQwen 3.7 FlashTipaltiTipaltiHeldGustoagainst: Square PayrollSquare Payrollagainst: Gusto, OnPayno first choiceagainst: Airbase, Oracle HCM, Rampagainst: Cash App, Deel, PayPal MassPay, Remote Employer Platforms, Venmo, Zelle
Three alternatives
Deel, Gusto, QuickBooks Contractor PaymentsTwo alternatives
Deel, RipplingFive alternatives
Deel, EBizCharge, Procore Pay, Remote, RipplingTwo alternatives
QuickBooks Online, SurePayrollSeven alternatives
Ascentis, BILL, Contour, Deel, Ripple, Rippling, SurelloKimi K2RipplingDeelChangedDeel, Wise Businessagainst: PayPal MassPay, RipplingSquare Payrollno first choiceagainst: Fiverr Enterprise, Freelancer.com, PayPal MassPay, Payoneer Workforce Management, Upwork
Four alternatives
BILL, Deel, Gusto, TipaltiFive alternatives
Gusto, Payoneer Workforce Management, Tipalti, Wingspan, Wise BusinessSix alternatives
EBizCharge, Gusto, Joist Payments, Payoneer Workforce Management, QuickBooks Payments, RemoteThree alternatives
Patriot Software, QuickBooks Contractor Payments, Tax1099GLM 4.7 FlashXRipplingDeelChangedDeel, RemoteFound, Meliono first choiceagainst: Patriot Software, Square Payrollagainst: AvidPay / AvidXchange, Thumbtack, WorkMarket
Seven alternatives
Deel, Gusto, Papaya Global, Remote, Tipalti, Wingspan, WorkMarketTwo alternatives
Tipalti, WorksuiteFifteen alternatives
EBizCharge, Globalization Partners, Gusto, Multiplier, Native Teams, Papaya Global, Payoneer Workforce Management, Playroll, Procore Pay, RemoFirst, Rippling, Skuad, Slash, Tipalti, Wise BusinessFour alternatives
Gusto Contractor‑Only Plan, Patriot Payroll, QuickBooks Contractor Payments, Square PayrollMiniMax M2.5RipplingTipaltiChangedno first choiceQuickBooks Contractor Paymentsno first choiceagainst: Cash App, Deel, Gusto, PayPal MassPay, Rippling, Tipalti, Venmo, Zelle
Four alternatives
Deel, Gusto, Remote, Square PayrollThree alternatives
Deel, Gusto, RemoteSeven alternatives
Deel, Gusto, Melio, Payoneer Workforce Management, Remote, Rippling, Wise BusinessTwo alternatives
Patriot Software, Square PayrollGPT-6 LunaTipaltiTipalti Mass PaymentsChangedGustoSquare Payrollno first choiceagainst: Cash App, Venmo, Zelle
Three alternatives
Deel, Remote, RipplingTwo alternatives
Deel, Wise BusinessFive alternatives
BILL, Deel, Remote, Tipalti, Wise BusinessTwo alternatives
QuickBooks Online, Track1099Muse Glimmer 30BTipaltiDeel, Remote, TipaltiChangedRemoteSquare Payroll Contractor-onlyagainst: Wave PayrollDeelagainst: Buildertrend, CoConstruct, Fiverr Enterprise, Stripe Connect, Upwork, WorkMarket
Four alternatives
Deel, Gusto, Remote, RipplingTwo alternatives
Papaya Global, WingspanNine alternatives
Deel, Gusto, Hyperwallet, Oyster, Papaya Global, Payoneer Workforce Management, Rippling, Tipalti, Wise BusinessThree alternatives
QuickBooks Contractor Payments, Tax1099, TaxBanditsSeven alternatives
Gusto, Papaya Global, QuickBooks Contractor Payments, Remote, Rippling, Tipalti, WingspanBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:13 | yes | 10 | 9 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 08:55 | yes | 3 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:46 | no | 0 | 17 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 09:03 | yes | 10 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:27 | yes | 13 | 31 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:51 | yes | 5 | 5 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:35 | yes | 23 | 41 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:30 | yes | 5 | 3 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:55 | yes | 5 | 29 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:52 | yes | 19 | 35 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:25 | yes | 14 | 33 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:43 | yes | 13 | 29 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:59 | yes | 5 | 17 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:35 | yes | 20 | 31 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:08 | yes | 10 | 8 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:43 | yes | 3 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 08:48 | no | 0 | 12 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 12:34 | yes | 10 | 3 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:18 | yes | 5 | 31 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:32 | yes | 5 | 4 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:31 | yes | 23 | 30 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:32 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:23 | yes | 5 | 24 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:17 | yes | 15 | 88 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:23 | yes | 25 | 58 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:43 | yes | 10 | 56 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:18 | yes | 3 | 12 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 08:49 | yes | 14 | 18 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:40 | yes | 9 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:46 | yes | 8 | 11 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:28 | yes | 5 | 22 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 13:00 | yes | 10 | 9 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:13 | yes | 15 | 34 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:41 | yes | 9 | 10 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:43 | yes | 21 | 38 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:47 | yes | 5 | 4 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:53 | yes | 10 | 30 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:47 | yes | 15 | 45 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 12:02 | yes | 14 | 72 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:45 | yes | 5 | 30 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:31 | yes | 7 | 19 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:50 | yes | 13 | 33 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:32 | yes | 10 | 8 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:50 | yes | 3 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:07 | yes | 13 | 20 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 11:07 | yes | 10 | 4 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:06 | yes | 5 | 33 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:53 | yes | 5 | 5 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:13 | yes | 24 | 28 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:15 | yes | 8 | 4 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:08 | yes | 5 | 30 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:40 | yes | 24 | 35 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:28 | yes | 25 | 192 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 08:45 | yes | 5 | 36 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:56 | yes | 3 | 18 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:36 | yes | 24 | 30 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:47 | no | 0 | 7 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:48 | no | 0 | 5 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:18 | no | 0 | 20 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 12:28 | yes | 10 | 10 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:30 | yes | 5 | 32 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:50 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:51 | yes | 23 | 32 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 10:54 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:26 | no | 0 | 33 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:21 | yes | 15 | 45 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:57 | yes | 14 | 33 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:58 | no | 0 | 15 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:25 | yes | 3 | 26 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:40 | yes | 13 | 22 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:32 | yes | 28 | 13 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 08:58 | yes | 1 | 4 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:19 | yes | 11 | 19 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 09:28 | yes | 10 | 4 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:28 | yes | 14 | 31 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:07 | yes | 5 | 5 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:46 | yes | 25 | 46 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 08:56 | yes | 5 | 2 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:37 | yes | 5 | 28 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:49 | yes | 20 | 31 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:32 | yes | 24 | 33 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:00 | yes | 15 | 58 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:03 | yes | 2 | 16 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:51 | yes | 23 | 31 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
ADP WorkMarket read as WorkMarket
Avalara (Track1099) read as Track1099
Avalara 1099 read as Track1099
Bill.com read as BILL
Bill.com (BILL) read as BILL
Joist read as Joist Payments
Patriot read as Patriot Software
PayPal read as PayPal MassPay
PayPal (Personal Accounts & MassPay) read as PayPal MassPay
Payoneer read as Payoneer Workforce Management
QuickBooks read as QuickBooks Contractor Payments
Square read as Square Payroll
Stripe read as Stripe Connect
Wave read as Wave Payroll
Unresolved, counted raw
Ascentis
AvidPay / AvidXchange
Buildertrend
Buildertrend Payments
CoConstruct
Contour
Globalization Partners (G‑P)
Gusto Contractor‑Only Plan
Lupa
Magnifi
Oracle HCM
Pebl
Personal Venmo
Playroll
Remote Employer Platforms
RemotePass
Sapphire
Skuad
Square Payroll Contractor-only
Square or PayPal
Surello
Velocity Global
efile4Biz
myBasePay
Discontinued, still offered
No shut-down product was recommended here.