Expense management for enterprise buyers
Asked as “expense management software”, and as “employee expense reporting tool”, on behalf of an enterprise B2B company. 38 first choices recorded across the direct, paraphrase, budget and scale prompts, twelve models each.
Standing · first-choice share
66%
Clear leader
66SAP Concur11Ramp05Brex18others
66% of first choices, clear leader.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all twelve models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
Show the two products at 0%, ordered by negative rate
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
Head to headHead-to-head pages are published for mid-market buyers, so these open on mid-market figures, not enterprise.
All twenty-eight head-to-head pages: the top eight products, each against each
Ramp vs BILL Spend & ExpenseRamp vs ExpensifyRamp vs NavanRamp vs SAP ConcurZoho Expense vs SpendeskZoho Expense vs Rippling SpendZoho Expense vs BILL Spend & ExpenseZoho Expense vs ExpensifyZoho Expense vs NavanZoho Expense vs SAP ConcurSpendesk vs Rippling SpendSpendesk vs BILL Spend & ExpenseSpendesk vs ExpensifySpendesk vs NavanSpendesk vs SAP ConcurRippling Spend vs BILL Spend & ExpenseRippling Spend vs ExpensifyRippling Spend vs NavanRippling Spend vs SAP ConcurBILL Spend & Expense vs ExpensifyBILL Spend & Expense vs NavanBILL Spend & Expense vs SAP ConcurExpensify vs NavanExpensify vs SAP ConcurNavan vs SAP Concur
One product takes 66% of first choices here, so the chart would put eight markers in one corner and one at the far edge. The two measurements it plots are columns in the standing above: share, and the negative label rate. Three products carry a negative rate above 25% in this category.
What they warned about
Seven of twelve models held their first choice under the paraphrase. GPT-5.4 mini, Gemini 3.5 Flash, Mistral Small, Llama 4 Maverick and Kimi K2 changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Expensify44%
15 of 34 labels negative · 11 of 12 models · 5 hard negative
“Tools to Avoid for Large Enterprises ### 1. Expensify - Hard limit: Does not support organizations with 1,000+ employees” Kimi K2, negative prompt
SAP Concur17%
11 of 63 labels negative · 6 of 12 models · 1 hard negative
“Avoid SAP Concur and per-report tools for this specific requirement” DeepSeek V4 Flash, budget prompt
Brex22%
7 of 32 labels negative · 5 of 12 models
“Cautions: Limited advanced accounting/complex approvals for very large orgs (e.g., Brex cons: lacks depth for intricate needs” Grok 4.20, negative prompt
BILL Spend & Expense27%
4 of 15 labels negative · 4 of 12 models · 1 hard negative
“SMB-focused: Designed for small to midsize businesses, not enterprise-scale” Kimi K2, negative prompt
What they cite
Twelve of the twelve models returned a source list in this edition: four return the pages they cited and eight the search results they consulted.
Sites the answers cite
69 of 72 answers in this category came back with a source list, from 12 of 12 models: citations where the model returns them, or the search results it consulted. 1017 links across 230 sites, every framing counted. Ranked by the number of answers carrying the site or page.
44 answers · 54 citations · 11 models
37 answers · 57 citations · 12 models
vendor site · Airwallex32 answers · 36 citations · 11 models
vendor site · OFX31 answers · 33 citations · 11 models
vendor site · Navan30 answers · 35 citations · 12 models
vendor site · G229 answers · 40 citations · 10 models
vendor site · Ramp25 answers · 36 citations · 11 models
vendor site · Spendesk24 answers · 24 citations · 10 models
vendor site · Brex20 answers · 29 citations · 8 models
vendor site · BILL20 answers · 21 citations · 10 models
vendor site · G217 answers · 31 citations · 10 models
vendor site · Emburse16 answers · 19 citations · 7 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
43 answers · 11 models
31 answers · 11 models
28 answers · 10 models
24 answers · 10 models
20 answers · 10 models
16 answers · 8 models
15 answers · 8 models
14 answers · 8 models
14 answers · 10 models
13 answers · 7 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best expense management software”, “expense management software”, “expense management tools”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| SAP Ariba sap.com SAP Concur 66%, SAP Ariba 0% | 66% | 553 | 74,000 | 502 | 2,214,514 | $1,251 | 23 | |
| Ramp ramp.com | 11% | 916 | 246,000 | 49,733 | 770,056 | $13,511 | 120 | 3 |
| Emburse emburse.com | 5% | 70 | 18,100 | 242 | 40,700 | $266 | 51 | |
| Brex brex.com | 5% | 524 | 60,500 | 1,190 | 328,914 | $12,238 | 81 | 3 |
| Expensify expensify.com | 5% | 246 | 74,000 | 932 | 76,291 | 0 | 1 | |
| Navan navan.com | 3% | 329 | 110,000 | 1,342 | 175,958 | $2,716 | 120 | 8 |
| Rippling rippling.com Rippling Spend 3% | 3% | 124 | 301,000 | 17,886 | 712,399 company | $42,013 | 115 | |
| Zoho parent site Zoho Expense 3% | 3% | 194 | 5,400 | 52 | ||||
| Coupa coupa.com Coupa Expense Management 0% | 0% | 29 | 60,500 | 1,210 | 41,319 company | $339 | 91 | |
| Payhawk payhawk.com | 0% | 106 | 2,400 | 27 | 5,824 | 21 |
Google's top ten for the three searches hold 18 sites; 5 of them are among the sites the models cited here (brex.com, gartner.com, navan.com, ramp.com, spendesk.com). The first result for “best expense management software” is expensify.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best expense management software for an enterprise B2B company?”Paraphrase“Which employee expense reporting tool would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade expense management tools and how do they differ?”Budget-constrained“What is the best expense management software for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating an expense management software. What should we look at?”Negative“Which expense management tools should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5SAP ConcurSAP ConcurHeldNavanRampagainst: SAP Concurno first choiceagainst: BILL Spend & Expense, Expensify, SAP Concur, Zoho Expense
Two alternatives
Coupa Expense Management, RampThree alternatives
Brex, Emburse, NavanTwo alternatives
Ramp, SAP ConcurGPT-5.4 miniSAP ConcurNavanChangedSAP Concuragainst: BILL Spend & Expense, ExpensifySAP Concurno first choiceagainst: Navan
One alternative
EmburseOne alternative
SAP ConcurFive alternatives
Brex, Coupa Expense Management, Emburse, Navan, RampTwo alternatives
ExpenseOnDemand, ExpensePointGemini 3.5 FlashBrex, RampSAP ConcurChangedno first choiceBrex, Rampno first choiceagainst: Brex, Expensify, FreshBooks, QuickBooks Online Expenses, Ramp, Rho, Tallie, Wave
Three alternatives
Emburse, Navan, SAP ConcurThree alternatives
Emburse, Navan, RampFive alternatives
Brex, Emburse, Navan, Ramp, SAP ConcurTwo alternatives
SAP Concur, Sage Expense ManagementPerplexity SonarSAP ConcurSAP ConcurHeldSAP ConcurSAP Concurno first choiceagainst: Brex, Ramp, Zoho Expense
Three alternatives
ExpensePoint, Navan, RampFour alternatives
Emburse, Navan, Ramp, Rippling SpendSix alternatives
BILL Spend & Expense, Brex, Coupa Expense Management, Emburse, Navan, RampFour alternatives
Coupa Expense Management, Navan, Payhawk, RampGrok 4.20SAP Concuragainst: BILL Spend & Expense, RampSAP ConcurHeldagainst: Rampno first choiceExpensify, Zoho Expenseagainst: Brex, Emburse, Navan, Ramp, SAP Concurno first choiceagainst: Brex, Rampagainst: Airbase, Brex, Expensify, Pleo, QuickBooks Online Expenses, Ramp, SAP Concur, Soldo, Spendesk
Two alternatives
Coupa Expense Management, EmburseFour alternatives
Coupa Expense Management, Emburse, Navan, Oracle ExpensesMistral SmallSAP ConcurRippling SpendChangedSAP Concuragainst: ExpensifySAP Concuragainst: Emburse, Expensifyno first choiceagainst: Expensify
Two alternatives
Coupa Expense Management, Rippling SpendThree alternatives
Emburse, Expensify, SpendeskFour alternatives
Brex, Emburse, Ramp, Zoho ExpenseDeepSeek V4 FlashSAP ConcurSAP ConcurHeldagainst: ExpensifySAP Concuragainst: Zoho ExpenseExpensifyagainst: Chrome River, SAP Concurno first choiceagainst: Payhawk, Pleoagainst: Expensify, SAP Concur
Four alternatives
Emburse, Navan, Payhawk, RampTwo alternatives
Coupa Expense Management, RampFive alternatives
Brex, Coupa Expense Management, Emburse, Navan, RampFour alternatives
Brex, Fyle, Navan, RampLlama 4 MaverickSAP Concurno first choiceChangedFyleno first choiceno first choiceagainst: Brex, Expensify
One alternative
Rippling SpendThree alternatives
Coupa Expense Management, Ramp, SAP ConcurQwen 3.7 FlashSAP ConcurSAP ConcurHeldSAP Concuragainst: ExpensifyRampagainst: SAP Concurno first choiceagainst: Coupa Expense Management, SAP Concuragainst: Expensify, IBM TripplePoint, SAP Concur, Zoho Expense
Four alternatives
BILL Spend & Expense, Coupa Expense Management, Expensify, Rippling SpendFour alternatives
BILL Spend & Expense, Expensify, Ramp, WorkdayFour alternatives
BILL Spend & Expense, Emburse, Navan, RampOne alternative
BrexKimi K2Emburse, SAP ConcurSAP ConcurChangedSAP Concuragainst: Coupa Expense ManagementEmburseno first choiceagainst: BILL Spend & Expense, Expensify, SAP Concur
Three alternatives
Brex, Navan, RampTwo alternatives
Navan, RampFour alternatives
Emburse, Expensify, Navan, RampTwo alternatives
Ramp, SAP ConcurGLM 4.7 FlashXSAP ConcurSAP ConcurHeldSAP ConcurSAP Concurno first choiceagainst: Expensify, Ramp, SAP Concur
Five alternatives
Airwallex, Coupa Expense Management, Emburse, Fyle, Rippling SpendThree alternatives
Brex, Emburse, RampFive alternatives
Brex, Coupa Expense Management, Fyle, Pleo, RampFour alternatives
Airbase, Expensify, Navan, RampMiniMax M2.5SAP ConcurSAP ConcurHeldCoupa Expense Management, SAP ConcurSAP Concuragainst: Brex, Expensifyno first choicenothing named
Three alternatives
Brex, Navan, RampFour alternatives
BILL Spend & Expense, Expensify, Navan, Rippling SpendTwo alternatives
Emburse, NavanTwo alternatives
Budgetly, SutiExpenseBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Seventy-two rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:27 | yes | 9 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:39 | yes | 3 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:37 | yes | 15 | 24 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-09-17 17:44 | yes | 20 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-09-17 17:28 | yes | 31 | 18 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:46 | yes | 22 | 13 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via fireworks | 2026-09-17 17:43 | yes | 18 | 18 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:37 | yes | 5 | 3 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:36 | yes | 5 | 26 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:35 | yes | 15 | 47 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:33 | yes | 20 | 41 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:43 | yes | 18 | 49 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:26 | yes | 9 | 17 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:26 | yes | 2 | 7 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:26 | yes | 11 | 19 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-09-17 17:39 | yes | 20 | 6 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-09-17 17:47 | yes | 40 | 16 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:35 | yes | 5 | 4 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via fireworks | 2026-09-17 17:34 | yes | 13 | 13 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:32 | yes | 5 | 3 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:38 | no | 0 | 39 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:33 | yes | 19 | 70 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:35 | yes | 14 | 36 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:49 | yes | 8 | 68 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:48 | yes | 9 | 10 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:46 | yes | 7 | 9 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:42 | yes | 12 | 25 s |
| Comparative | Perplexity Sonar | sonar | 2026-09-17 17:37 | yes | 20 | 8 s |
| Comparative | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-09-17 17:36 | yes | 24 | 17 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:29 | yes | 11 | 12 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via fireworks | 2026-09-17 17:44 | yes | 12 | 19 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:45 | yes | 5 | 3 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:35 | yes | 5 | 34 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:34 | yes | 13 | 31 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:40 | yes | 24 | 72 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:32 | yes | 10 | 24 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:41 | yes | 9 | 8 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:38 | yes | 4 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:48 | yes | 23 | 27 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-09-17 17:35 | yes | 20 | 7 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-09-17 17:48 | yes | 45 | 20 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:48 | yes | 5 | 4 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via fireworks | 2026-09-17 17:35 | yes | 25 | 29 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:33 | yes | 5 | 3 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:54 | yes | 8 | 24 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:34 | yes | 25 | 35 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:32 | yes | 24 | 67 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:45 | yes | 18 | 49 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:32 | yes | 18 | 12 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:47 | no | 0 | 14 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:46 | yes | 8 | 25 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-09-17 17:35 | yes | 20 | 11 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-09-17 17:47 | yes | 14 | 9 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:42 | no | 0 | 11 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via fireworks | 2026-09-17 17:46 | yes | 18 | 26 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:39 | yes | 5 | 4 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:28 | yes | 5 | 25 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:31 | yes | 19 | 34 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:38 | yes | 14 | 36 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:31 | yes | 5 | 63 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:31 | yes | 14 | 8 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:41 | yes | 5 | 8 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:42 | yes | 25 | 28 s |
| Negative framing | Perplexity Sonar | sonar | 2026-09-17 17:48 | yes | 16 | 7 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-09-17 17:43 | yes | 22 | 14 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:42 | yes | 5 | 6 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via fireworks | 2026-09-17 17:39 | yes | 29 | 39 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:42 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:27 | yes | 15 | 36 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:37 | yes | 26 | 35 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:27 | yes | 29 | 51 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:37 | yes | 10 | 24 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
ShowHide
Category-scoped readings
BILL read as BILL Spend & Expense
Bill.com read as BILL Spend & Expense
Certify read as Emburse
Certify (now Emburse Certify) read as Emburse
Certify (now part of Emburse) read as Emburse
Coupa read as Coupa Expense Management
Coupa (Coupafinance) read as Coupa Expense Management
Coupa Expense read as Coupa Expense Management
Emburse Expense Enterprise read as Emburse
Oracle read as Oracle Expenses
QuickBooks read as QuickBooks Online Expenses
QuickBooks Expense Management (or Intuit ecosystem standalone) read as QuickBooks Online Expenses
Rippling read as Rippling Spend
Workday Expenses read as Workday
Zoho read as Zoho Expense
Unresolved, counted raw
Budgetly
ExpenseOnDemand
IBM TripplePoint
Discontinued, still offered
No shut-down product was recommended here.