Optum Bank
Why models recommend it
“Often tied to UnitedHealthcare and Optum benefits ecosystems, offers mutual fund investment options”MiniMax M2.5 · Comparative question · alternative
“Solid for spending (debit card, digital wallet); investment fees waived above certain balances.”Grok 4.20 · Comparative question · alternative
What gives them pause
“user satisfaction for individual account management is mixed”Gemini 3.5 Flash · Negative question · warning
“Optum Bank (large but rated lower for spending/investing)”DeepSeek V4 Flash · Comparative question · warning
Also on the shortlist
The products named in the same answers as Optum Bank, over the 36 answers that named it, and how often each was the first choice instead.
| Product | Named together | Picked instead | |
|---|---|---|---|
| 33 | 11 | View → | |
| 29 | 5 | View → | |
| 29 | 0 | View → | |
| 26 | 5 | View → | |
| 23 | 2 | View → | |
| 17 | 5 | View → | |
| 13 | 0 | View → | |
| 11 | 2 | View → | |
| 11 | 0 | View → | |
| 11 | 0 | View → |
A side-by-side page exists where both products are among a category's top eight.
How this is measured
Fourteen AI models from 12 labs are asked the same buying questions six ways, for three company sizes. Standings refresh every edition.
Gane sells AI visibility software. No company can pay to change a result.
Read the method →Sources returned with these answers
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted. These counts come from 34 of the 36 answers that named Optum Bank and are not a share of its labels.
Domains cited
No domain is on file for Optum Bank, so its own site is not marked. Twenty were to the publisher's own pages (the Gane Index), which the models cite like any other source; they are not counted as a third party.
Pages cited
Pages are listed as the models cited them.
By model
| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 1 | 0 | 1 |
| GPT-5.4 mini | 0 | 0 | 1 | 0 | 1 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 1 | 1 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 1 | 0 | 0 | 1 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 1 | 1 |
| Llama 4 Maverick | 0 | 0 | 1 | 0 | 1 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 1 | 0 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 1 | 0 | 1 |
| MiniMax M2.5 | 0 | 1 | 0 | 0 | 1 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |