HSA and FSA administrators · RankedFidelity HSA
Fidelity HSA is a health savings account offered by Fidelity and listed among HSA and FSA administrators · fidelity.com ↗
Read the same way at every company size.
The standing depends on who is buying. Every model is asked the same questions for each company size.
Lively is first at 47%.
Lively is first at 26%. 2 of 14 models made it the first choice when asked directly.
HealthEquity is first at 68%.
Why models recommend it
“The largest HSA provider with approximately 24% market share, known for its fee-free structure, no investment minimums”MiniMax M2.5 · Comparative question · first choice
“compare Fidelity for spending costs, HSA Bank for investing, and HealthEquity for a strong middle ground”GPT-6 Luna · Comparative question · first choice
“Fidelity | High (only one) | Above Average | No account fees, no investment minimum, 3.56% cash rate”DeepSeek V4 Flash · Comparative question · first choice
“Fidelity: Rated "High" for both investing and spending. Strong on low fees, robust investment options”Grok 4.20 · Comparative question · first choice
What gives them pause
“notes that its ratings don't assess employer-negotiated HSA plans; price and features in your company's contract may differ”GPT-6 Luna · Direct question · warning
“Fidelity's FSA offering is less mature than their HSA product”Claude Haiku 4.5 · Comparative question · warning
Also on the shortlist
The products named in the same answers as Fidelity HSA, over the 137 answers that named it, and how often each was the first choice instead.
| Product | Named together | Picked instead | |
|---|---|---|---|
| 126 | 42 | Compare → | |
| 89 | 35 | Compare → | |
| 73 | 1 | View → | |
| 60 | 10 | Compare → | |
| 57 | 12 | Compare → | |
| 47 | 0 | Compare → | |
| 37 | 7 | Compare → | |
| 30 | 0 | View → | |
| 29 | 0 | View → | |
| 29 | 0 | View → |
What the models named instead of Fidelity HSA →
A side-by-side page exists where both products are among a category's top eight.
At a glance
Stated on Fidelity HSA's own site, not checked by Gane.
- For
- individuals and employers
- Price stated
- No account fees; zero account fees and zero account minimums for Fidelity HSAs® offered through Fidelity.com to individuals and employers; $0 commissions for US stock & ETF trades
How this is measured
Fourteen AI models from 12 labs are asked the same buying questions six ways, for three company sizes. Standings refresh every edition.
Gane sells AI visibility software. No company can pay to change a result.
Read the method →Sources returned with these answers
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted. These counts come from 130 of the 137 answers that named Fidelity HSA and are not a share of its labels.
Domains cited
403 of the 503 domain citations in answers naming Fidelity HSA came from a third party's page. Sixty-six were to the publisher's own pages (the Gane Index), which the models cite like any other source; they are not counted as a third party.
Pages cited
Pages are listed as the models cited them.
By model
| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 2 | 1 | 3 |
| GPT-5.4 mini | 1 | 0 | 1 | 0 | 2 |
| Gemini 3.5 Flash | 1 | 4 | 1 | 0 | 6 |
| Perplexity Sonar | 1 | 1 | 0 | 0 | 2 |
| Grok 4.20 | 1 | 1 | 3 | 0 | 5 |
| Mistral Small | 1 | 1 | 2 | 0 | 4 |
| DeepSeek V4 Flash | 3 | 2 | 0 | 0 | 5 |
| Llama 4 Maverick | 0 | 0 | 2 | 0 | 2 |
| Qwen 3.7 Flash | 0 | 2 | 1 | 0 | 3 |
| Kimi K2 | 0 | 2 | 2 | 0 | 4 |
| GLM 4.7 FlashX | 2 | 3 | 0 | 0 | 5 |
| MiniMax M2.5 | 1 | 3 | 0 | 0 | 4 |
| GPT-6 Luna | 2 | 0 | 1 | 1 | 4 |
| Muse Glimmer 30B | 0 | 1 | 3 | 0 | 4 |
What it publishes
| Kind | Pages | Last 90 days | 2025-10 to 2026-09 | Latest | Categories named |
|---|---|---|---|---|---|
| Glossary or explainer | 123 | undated | |||
| Comparison | 75 | 0 | 2024-08-27 | ||
| Report or ebook | 68 | undated | |||
| News or press | 53 | undated | |||
| Blog | 32 | undated | |||
| Template or tool | 26 | undated | |||
| Conference or event | 10 | undated | |||
| Podcast or video | 7 | 0 | 2024-01-23 | ||
| Webinar or virtual event | 5 | 0 | 2026-05-14 | ||
| Case study | 1 | undated |
Most recent
- 2026-05-14Insights live on demand webinar or virtual event
- 2024-08-27Term life vs whole life insurance comparison
- 2024-01-23Podcast preview podcast or video
- 2022-09-26Fresh invest podcast actively seeking passive income podcast or video
- 2020-09-02Options 101 webinar series recording webinar or virtual event
How it is countedHide how it is counted
Every page fidelity.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.