Index › HR › Compensation and total rewards › 401(k) providers › Fidelity Workplace Investing vs Fidelity Advantage 401
401(k) providers · November 2026 Edition

Fidelity Workplace Investing vs Fidelity Advantage 401

Four of fourteen models named Fidelity Workplace Investing first on the direct prompt; two named Fidelity Advantage 401. Fidelity Workplace Investing was named by ten of the fourteen models and Fidelity Advantage 401 by thirteen and Fidelity Workplace Investing carries 17 labels and Fidelity Advantage 401 29, so the shares are not directly comparable.

Fidelity Workplace Investing

accepted challenger

Named in one category this edition.

Fidelity Advantage 401

accepted challenger

Named in one category this edition.

First-choice share16%6%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate0%7%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#2#6A position in a field of 18; printed, not drawn.
Labels1729A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Fidelity Workplace Investing reading right to left. Rank and label count are printed, not drawn.Human Interest was named alongside these two in ten of the fourteen direct answers. Human Interest vs Fidelity Workplace Investing · Human Interest vs Fidelity Advantage 401 · Fidelity Workplace Investing vs Guideline

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the 401(k) providers page.

By framing

How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
Fidelity Workplace InvestingFirst choices, of fourteen modelsFidelity Advantage 401
Direct42
Paraphrase41
Comparative02
Budget-constrained001 against Fidelity Advantage 401
Scale-constrained00
Negative031 against Fidelity Advantage 401
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.

Every model, every framing

The eighty-four answers behind the chart above, one cell each: where Fidelity Workplace Investing and Fidelity Advantage 401 stood in it.
ModelDirectFWParaphraseFWComparativeFWBudget-constrainedFWScale-constrainedFWNegativeFW
Claude Haiku 4.5
GPT-5.4 mini
Gemini 3.5 Flash
Perplexity SonarFW
Grok 4.20FW
Mistral Small
DeepSeek V4 FlashFW
Llama 4 MaverickFWFW
Qwen 3.7 FlashFW
Kimi K2FWFW
GLM 4.7 FlashXFWFW
MiniMax M2.5FWFW
GPT-6 LunaFW
Muse Glimmer 30BFWFW
FW Fidelity Workplace Investing Fidelity Advantage 401FW first choiceFW named as an alternativeFW argued againstblank: not namedEach cell is one answer, Fidelity Workplace Investing on the left and Fidelity Advantage 401 on the right.

The direct prompt

The plain question, one answer per model, grouped by where Fidelity Workplace Investing and Fidelity Advantage 401 stood in it.

Fidelity Workplace Investing first, Fidelity Advantage 401 not the choice

4 of 14 modelsFidelity Advantage 401 was named in the answer but not as the choice, or not at all.
Perplexity SonarFidelity Workplace Investing alternatives: Betterment at Work, Human Interest
Qwen 3.7 FlashFidelity Workplace Investing, Human Interest alternatives: Empower Retirement, Vanguard Workplace Solutions
Kimi K2Fidelity Workplace Investing, Human Interest alternatives: Betterment at Work, Empower Retirement, ForUsAll, Vanguard Workplace Solutions, Vestwell
Muse Glimmer 30BEmpower Retirement, Fidelity Workplace Investing alternatives: ADP Retirement Services, Betterment at Work, Human Interest, Paychex Retirement Services, Vanguard Workplace Solutions

Fidelity Advantage 401 first, Fidelity Workplace Investing not the choice

2 of 14 modelsFidelity Workplace Investing was named in the answer but not as the choice, or not at all.
Mistral SmallADP Retirement Services, Empower Retirement, Fidelity Advantage 401, Vanguard Workplace Solutions alternatives: ForUsAll, Guideline, Human Interest, Paychex Retirement Services, Vestwell
GPT-6 LunaEmpower Retirement, Fidelity Advantage 401 alternatives: ADP Retirement Services, Principal

Neither was the first choice, one was named

4 of 14 modelsThe answer put something else first and named one of the two as an alternative.
Grok 4.20Human Interest alternatives: ADP Retirement Services, Betterment at Work, Fidelity Workplace Investing, Guideline, Vestwell
DeepSeek V4 FlashHuman Interest alternatives: Empower Retirement, Fidelity Advantage 401
GLM 4.7 FlashXBetterment for Business, Human Interest alternatives: ADP Retirement Services, Empower Retirement, Fidelity Workplace Investing, Vanguard Workplace Solutions
MiniMax M2.5Human Interest alternatives: Betterment at Work, Fidelity Workplace Investing

Neither was named

4 of 14 modelsThe answer made no first choice from these two in this category.
Claude Haiku 4.5no first choice
GPT-5.4 miniEmpower Retirement alternatives: ADP Retirement Services, Guideline, Gusto Retirement, Human Interest
Gemini 3.5 FlashFidelity Investments alternatives: ADP Retirement Services, Empower Retirement, Principal Financial Group
Llama 4 Maverickno first choice

Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Fidelity Advantage 401 leads by nine points.
Fidelity Advantage 4019%#5 of 11
Fidelity Workplace Investing0%#– of 11
The full small business standing →
Mid-marketThe figures above
The order flips: Fidelity Workplace Investing leads at mid-market.
Fidelity Workplace Investing16%#2 of 18
Fidelity Advantage 4016%#6 of 18
The full mid-market standing →
Enterprise
The order flips: Fidelity Advantage 401 leads at enterprise.
Fidelity Advantage 4019%#3 of 11
Fidelity Workplace Investing2%#– of 11
The full enterprise standing →

What the models said about Fidelity Workplace Investing

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.

“I'd put Fidelity Workplace Investing first on the RFP shortlist—not award the contract without comparing bids.” GPT-6 Luna · paraphrase prompt · first choice
“Fidelity Workplace Investing is a safe, well-supported default for scale and fiduciary resources” Muse Glimmer 30B · paraphrase prompt · first choice
“Scale / investment choice + fiduciary support: Fidelity Workplace Investing, Empower Retirement” Muse Glimmer 30B · direct prompt · first choice

What the models said about Fidelity Advantage 401

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Five of six in this category shown.

“Recent class action lawsuits have been brought against Fidelity, BlackRock and T. Rowe Price.” Claude Haiku 4.5 · negative prompt · soft negative
“may involve more asset-based elements and isn't always the cheapest for very tight budgets” Grok 4.20 · budget prompt · soft negative
“Fidelity - Excellent for mid-market companies with comprehensive plan options (401(k), SIMPLE IRA, SEP IRA), strong investment choices, and robust employer tools.” Claude Haiku 4.5 · paraphrase prompt · first choice
“Consistently praised for low-cost index funds, excellent customer service, and robust online tools (top recommendation from HR professionals)” DeepSeek V4 Flash · negative prompt · first choice
“Overall Top for Most Businesses: Fidelity, Vanguard, Charles Schwab (low-cost leaders with strong tools).” Grok 4.20 · comparative prompt · first choice
Also compared

Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.