Index › Finance › Spend and procurement › Accounts payable automat › Small business · November 2026 Edition
Accounts payable automation for small business buyers
Asked as “accounts payable automation software”, and as “invoice processing automation”, on behalf of a small B2B company. 46 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
46%
Clear leader
46BILL Accounts Payable20Melio15Ramp20others
46% of first choices, clear leader.
Since October 2026▲+5Since October 2026: 41% → 46%, +5 points. Inside the 10-point floor: within noise.BILL Accounts Payable held the lead, +5 points on 41%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
BILL Accounts Payable46%Clear leader▲+5Since October 2026: 41% → 46%, +5 points. Inside the 10-point floor: within noise.This pageMid-marketBILL Accounts Payable30%Contested↗new leaderNew leader since October 2026: BILL Accounts Payable (30%) replaces Ramp (22% then, 23% now), 7 points clear, inside the 10-point floor.Standing →Enterprise
Coupa23%Contested▲+3Since October 2026: 20% → 23%, +3 points. Inside the 10-point floor: within noise.Standing →
BILL Accounts Payable46%Clear leader▲+5Since October 2026: 41% → 46%, +5 points. Inside the 10-point floor: within noise.This pageMid-marketBILL Accounts Payable30%Contested↗new leaderNew leader since October 2026: BILL Accounts Payable (30%) replaces Ramp (22% then, 23% now), 7 points clear, inside the 10-point floor.Standing →EnterpriseCoupa23%Contested▲+3Since October 2026: 20% → 23%, +3 points. Inside the 10-point floor: within noise.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a small B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01BILL Accounts Payable46%19%69endorsed leader▲+5Since October 2026: 41% → 46%, +5 points. Inside the 10-point floor: within noise.41% → 46%
BILL Accounts Payable46%19%69endorsed leader▲+5Since October 2026: 41% → 46%, +5 points. Inside the 10-point floor: within noise.41% → 46%02
Melio20%4%54accepted challenger▲+1Since October 2026: 19% → 20%, +1 point. Inside the 10-point floor: within noise.19% → 20%
Melio20%4%54accepted challenger▲+1Since October 2026: 19% → 20%, +1 point. Inside the 10-point floor: within noise.19% → 20%03
Ramp15%5%59accepted challenger▼−12Since October 2026: 27% → 15%, −12 points. Past the 10-point floor: movement.27% → 15%
Ramp15%5%59accepted challenger▼−12Since October 2026: 27% → 15%, −12 points. Past the 10-point floor: movement.27% → 15%04
QuickBooks9%6%33accepted challenger▲+4Since October 2026: 5% → 9%, +4 points. Inside the 10-point floor: within noise.5% → 9%
QuickBooks9%6%33accepted challenger▲+4Since October 2026: 5% → 9%, +4 points. Inside the 10-point floor: within noise.5% → 9%Show the three products at 0%, ordered by negative rate
07
AvidXchange0%90%10criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
AvidXchange0%90%10criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%06
Tipalti0%46%35criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Tipalti0%46%35criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%05
Stampli0%17%30accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Stampli0%17%30accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
Head to headHead-to-head pages are published for mid-market buyers, so these open on mid-market figures, not small business.
All fifteen head-to-head pages: the top six products, each against each
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01020304050607Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative60%
Key
01BILL Accounts Payable46%
BILL Accounts Payable46%02Melio20%
Melio20%03Ramp15%
Ramp15%04QuickBooks9%
QuickBooks9%05Stampli0%
Stampli0%06Tipalti0%
Tipalti0%07AvidXchange0%
AvidXchange0%What they warned about
Five of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, Perplexity Sonar, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Tipalti46%
16 of 35 labels negative · 11 of 14 models · 2 hard negative
“Avoid enterprise tools (AvidXchange, Hyland, Kofax, Tipalti)” DeepSeek V4 Flash, negative prompt
BILL Accounts Payable19%
13 of 69 labels negative · 9 of 14 models
“consider this only if you primarily mean processing supplier invoices you receive... rather than outbound customer billing” Perplexity Sonar, paraphrase prompt
AvidXchange90%
9 of 10 labels negative · 8 of 14 models · 4 hard negative
“Avoid enterprise tools (AvidXchange, Hyland, Kofax, Tipalti) unless you're genuinely mid-market with complex needs.” DeepSeek V4 Flash, negative prompt
Coupa100%
5 of 5 labels negative · 5 of 14 models · 2 hard negative
“Small businesses generally run into trouble with the enterprise procure-to-pay suites that are built for volume, multi-entity and dedicated IT support.” Muse Glimmer 30B, negative prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
74 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 758 links across 184 sites, every framing counted. Ranked by the number of answers carrying the site or page. 7 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
35 answers · 35 citations · 10 models
vendor site · G234 answers · 50 citations · 11 models
vendor site · BILL30 answers · 44 citations · 13 models
19 answers · 21 citations · 8 models
19 answers · 19 citations · 9 models
18 answers · 19 citations · 9 models
vendor site · DOKKA16 answers · 29 citations · 8 models
vendor site · Tipalti16 answers · 18 citations · 8 models
vendor site · Ramp15 answers · 21 citations · 9 models
vendor site · Envoice15 answers · 15 citations · 7 models
14 answers · 15 citations · 7 models
vendor site · Capterra13 answers · 16 citations · 8 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
35 answers · 10 models
21 answers · 9 models
15 answers · 7 models
15 answers · 8 models
14 answers · 8 models
13 answers · 8 models
12 answers · 7 models
12 answers · 8 models
12 answers · 7 models
11 answers · 7 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “accounts payable automation software”, “ap automation tools”, “best accounts payable automation software”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| BILL bill.com BILL Accounts Payable 46% | 46% | 150 | 2,740,000 | 1,063,001 | 1,783,039 company | $199,231 | 119 | |
| Melio melio.com Melio 20%, Melio Go 2% | 22% | 281 | 33,100 | 492 | 36,039 | $1,429 | 60 | |
| Ramp ramp.com | 15% | 916 | 246,000 | 49,733 | 770,056 | $13,511 | 120 | |
| QuickBooks quickbooks.ninja | 9% | 288 | 1,000,000 | 54,681 | 253 | |||
| Zoho zoho.com Zoho Books 2% | 2% | 367 | 27,100 | 268 | 1,216,894 company | $51,031 | 119 | |
| Xero xero.com | 2% | 729 | 90,500 | 4,610 | 1,200,289 | $500 | 119 | |
| Zoho parent site Zoho Invoice 2% | 2% | 155 | 18,100 | 238 | ||||
| Upflow upflow.io | 2% | 213 | 880 | 102 | 25,361 | |||
| Stampli stampli.com | 0% | 194 | 18,100 | 68 | 26,332 | $39 | 53 | 1 |
| Envoice envoice.eu | 0% | 11 | 5 |
Google's top ten for the three searches hold 20 sites; 2 of them are among the sites the models cited here (envoice.eu, tipalti.com). The first result for “accounts payable automation software” is reddit.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best accounts payable automation software for a small B2B company?”Paraphrase“Which invoice processing automation would you recommend to a small business that sells to other businesses?”Comparative“What are the top AP automation tools for a small team and how do they differ?”Budget-constrained“What is the best accounts payable automation software for a small company with a tight budget?”Scale-constrained“We are a 30 person company evaluating an accounts payable automation software. What should we look at?”Negative“Which AP automation tools should a small business avoid or be cautious about?”
Claude Haiku 4.5MelioBILL Accounts PayableChangedBILL Accounts Payable, RampMeliono first choiceagainst: AvidXchange, FreshBooks, Quadient AP, QuickBooks, SAP, Sage Intacct, Tipalti, Xero
Two alternatives
BILL Accounts Payable, RampTwo alternatives
QuickBooks, StampliTwo alternatives
Melio, StampliTwo alternatives
Ramp, Zoho BooksGPT-5.4 miniBILL Accounts PayableBILL Accounts PayableHeldBILL Accounts Payable, MelioBILL Accounts Payable, Meliono first choiceagainst: BILL Accounts Payable
Three alternatives
Melio, Ramp, StampliOne alternative
RampFour alternatives
Airbase, Ramp, Stampli, TipaltiOne alternative
ApprovalMaxGemini 3.5 FlashBILL Accounts PayableBILL Accounts PayableHeldMelioMeliono first choiceagainst: AvidXchange, BILL Accounts Payable, Quadient AP, Tipaltiagainst: AvidXchange, BILL Accounts Payable, Basware, Coupa, SAP Concur, Tipalti
Four alternatives
Melio, Ramp, Stampli, TipaltiFour alternatives
Chaser, Dext Prepare, Melio, RampFour alternatives
BILL Accounts Payable, Ramp, Stampli, TipaltiThree alternatives
BILL Accounts Payable, Native Bill Pay, RampPerplexity SonarBILL Accounts PayableXeroChangedagainst: BILL Accounts PayableBILL Accounts Payableagainst: TipaltiRampagainst: BILL Accounts Payableno first choiceagainst: AvidXchange, Basware, Coupa, HighRadius, Melio, Ramp, SAP Concur, Tipalti
Four alternatives
Melio, Ramp, Stampli, TipaltiThree alternatives
FreshBooks, QuickBooks, Stripe BillingFour alternatives
Melio, QuickBooks, Ramp, StampliThree alternatives
Melio, QuickBooks, Zoho BooksGrok 4.20BILL Accounts Payableagainst: DOKKA, QuickBooks, StampliBILL Accounts PayableHeldagainst: Invoice FlyBILL Accounts Payable, Melioagainst: Basware, Coupa, Stampli, TipaltiMeliono first choiceagainst: Oracle, SAPagainst: AvidXchange, BILL Accounts Payable, Oracle, Ramp, SAP Ariba, Stampli, Workday AP
Three alternatives
Melio, Ramp, Zoho BooksThree alternatives
Invoiced, QuickBooks Online with Add-ons, TipaltiTwo alternatives
Envoice, RampThree alternatives
BILL Accounts Payable, Plooto, RampMistral SmallBILL Accounts PayableBILL Accounts PayableHeldBILL Accounts Payableagainst: StampliRampno first choiceagainst: Catch
Two alternatives
Melio, RampThree alternatives
Invoiced, Stampli, TipaltiFive alternatives
Melio, Plooto, QuickBooks, Ramp, TipaltiThree alternatives
BILL Accounts Payable, Melio, QuickBooksDeepSeek V4 FlashRampQuickBooksChangedBILL Accounts Payableagainst: TipaltiRampagainst: BILL Accounts Payableno first choiceagainst: AvidXchange, Hyland, Kofax, Tipalti
Three alternatives
BILL Accounts Payable, Melio, QuickBooksTwo alternatives
BILL Accounts Payable, Zoho InvoiceFour alternatives
Melio, QuickBooks, Ramp, StampliThree alternatives
Melio, QuickBooks, Zoho BooksLlama 4 MaverickBILL Accounts Payableno first choiceChangedBILL Accounts Payable, Melio, RampBILL Accounts Payableno first choiceagainst: AvidXchange, Tipalti
Three alternatives
Melio, Ramp, TipaltiTwo alternatives
Melio, RampQwen 3.7 FlashBILL Accounts PayableBILL Accounts Payable, UpflowChangedBILL Accounts PayableBILL Accounts Payable, Meliono first choiceagainst: Coupa, Oracle NetSuite, SAP Ariba
Three alternatives
Melio, Ramp, TipaltiThree alternatives
InvoiceSherpa, QuickBooks, XeroThree alternatives
Dext Prepare, Melio, RampTwo alternatives
QuickBooks, RampKimi K2BILL Accounts PayableBILL Accounts PayableHeldMelio, Rampagainst: Airbase, TipaltiMelio, Rampagainst: BILL Accounts Payableno first choiceagainst: BILL Accounts Payable, Melio, Plooto, Tipalti
Four alternatives
Melio, QuickBooks, Ramp, StampliFour alternatives
Envoice, Melio, QuickBooks, RampSix alternatives
BILL Accounts Payable, Brex, DOKKA, Qonto, Spendesk, StampliOne alternative
Zoho BooksGLM 4.7 FlashXBILL Accounts Payableagainst: StampliZoho Books, Zoho InvoiceChangedBILL Accounts PayableMelioagainst: BILL Accounts Payable, Tipaltino first choiceagainst: AvidXchange, BILL Accounts Payable, Dext Prepare, Medius, Tipalti, Vic.ai
Four alternatives
Envoice, Melio, QuickBooks, RampSix alternatives
BILL Accounts Payable, Nanonets, Paidnice, Parseur, QuickBooks, XeroEight alternatives
AvidXchange, Brex, Envoice, Melio, Nanonets, QuickBooks, Ramp, TipaltiFour alternatives
DocuClipper, MineralTree Invoice‑to‑Pay, QuickBooks, RampMiniMax M2.5BILL Accounts Payableno first choiceChangedBILL Accounts PayableRampno first choiceagainst: Tipalti
Five alternatives
Melio, QuickBooks, Ramp, Stampli, Zoho BooksFive alternatives
Melio, Nanonets, Ramp, Stampli, TipaltiThree alternatives
BILL Accounts Payable, Melio, QuickBooksGPT-6 LunaRampQuickBooksChangedQuickBooksMelio GoQuickBooksagainst: BILL Accounts Payable, Ramp, Tipalti
Two alternatives
BILL Accounts Payable, MelioOne alternative
Bill360Three alternatives
BILL Accounts Payable, Melio, RampOne alternative
RampTwo alternatives
BILL Accounts Payable, RampMuse Glimmer 30BBILL Accounts PayableQuickBooksChangedBILL Accounts PayableMeliono first choiceagainst: AvidXchange, BILL Accounts Payable, Basware, Coupa, HighRadius, Medius, SAP Ariba/Concur, Tipalti
Three alternatives
Melio, Stampli, Zoho BooksThree alternatives
BILL Accounts Payable, FreshBooks, XeroFour alternatives
Melio, Ramp, Stampli, TipaltiFour alternatives
AutoPayables, BILL Accounts Payable, DocuClipper, RampBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:38 | yes | 10 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:11 | yes | 3 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:13 | yes | 8 | 18 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 11:06 | yes | 10 | 3 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:19 | yes | 5 | 26 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:36 | yes | 5 | 4 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:00 | yes | 24 | 22 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:40 | yes | 5 | 3 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:20 | yes | 9 | 32 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:49 | yes | 5 | 11 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:45 | yes | 10 | 70 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:13 | yes | 5 | 21 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:58 | yes | 3 | 16 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:17 | yes | 12 | 15 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 08:46 | yes | 16 | 8 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:10 | yes | 3 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:43 | no | 0 | 15 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 08:39 | yes | 10 | 3 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:30 | yes | 5 | 31 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:19 | yes | 5 | 5 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 08:52 | yes | 23 | 23 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:57 | yes | 5 | 3 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:10 | yes | 9 | 41 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:15 | yes | 10 | 20 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:28 | yes | 25 | 40 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:12 | no | 0 | 78 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:41 | yes | 2 | 12 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:52 | yes | 14 | 20 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:21 | yes | 17 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:56 | yes | 5 | 7 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:10 | yes | 11 | 29 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 09:58 | yes | 10 | 5 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:08 | yes | 5 | 34 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:38 | yes | 5 | 8 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:55 | yes | 18 | 28 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:16 | yes | 5 | 3 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:55 | yes | 5 | 26 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:29 | yes | 24 | 73 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 13:02 | yes | 15 | 76 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:14 | yes | 23 | 48 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:36 | yes | 4 | 27 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:11 | yes | 14 | 29 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:15 | yes | 10 | 7 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:32 | yes | 2 | 4 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:52 | yes | 10 | 16 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 12:54 | yes | 10 | 4 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:20 | yes | 10 | 29 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:25 | yes | 5 | 5 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:16 | yes | 20 | 23 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:02 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:05 | yes | 5 | 17 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:54 | yes | 15 | 28 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:21 | yes | 13 | 46 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:36 | yes | 9 | 26 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:52 | yes | 2 | 11 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:17 | yes | 12 | 23 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:27 | no | 0 | 6 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:48 | no | 0 | 4 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 08:59 | no | 0 | 17 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 10:28 | yes | 10 | 9 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:28 | yes | 5 | 32 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:19 | no | 0 | 6 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:01 | yes | 15 | 27 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:35 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:47 | yes | 5 | 24 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:29 | no | 0 | 82 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:40 | yes | 20 | 93 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:04 | no | 0 | 40 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:18 | yes | 2 | 13 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:07 | no | 0 | 1 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:57 | yes | 17 | 10 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:35 | yes | 5 | 5 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:00 | yes | 16 | 21 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 08:44 | yes | 10 | 5 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:26 | yes | 5 | 28 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 08:58 | yes | 5 | 5 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:31 | yes | 23 | 36 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:27 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:19 | no | 0 | 32 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:38 | yes | 15 | 19 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 12:41 | yes | 21 | 58 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:11 | yes | 18 | 70 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:37 | yes | 3 | 18 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:25 | yes | 23 | 37 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
BILL read as BILL Accounts Payable
BILL (BILL AP/AR) read as BILL Accounts Payable
BILL (Bill.com) read as BILL Accounts Payable
BILL (formerly Bill.com) read as BILL Accounts Payable
BILL / Bill.com read as BILL Accounts Payable
BILL AP read as BILL Accounts Payable
BILL AP/AR read as BILL Accounts Payable
Bill.com read as BILL Accounts Payable
Bill.com (BILL) read as BILL Accounts Payable
Dext read as Dext Prepare
QuickBooks Bill Pay read as QuickBooks
QuickBooks Online read as QuickBooks
QuickBooks Online (Plus/Advanced) read as QuickBooks
QuickBooks Online Advanced read as QuickBooks
QuickBooks Online Bill Pay read as QuickBooks
Ramp Bill Pay read as Ramp
Unresolved, counted raw
BILL Corporate
Built-in Bill Pay
Catch
DocuWare
EasyVend
Hyland
Lido
MineralTree Invoice‑to‑Pay
Native Bill Pay (QuickBooks Online or Xero)
Parseur
Workday AP
Discontinued, still offered
No shut-down product was recommended here.