Cash application
Asked as “cash application software”, and as “payment matching automation”, on behalf of a mid-market B2B company. 52 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
15%
Versapayand Upflow, HighRadius
Versapayand Upflow, HighRadiusContested · Upflow 15%
15HighRadius15Upflow15Versapay54others
15% of first choices, contested.
Since October 2026▲+6Since October 2026: 9% → 15%, +6 points. Inside the 10-point floor: within noise.Versapay held the lead, +6 points on 9%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
BILL23%Contested▲+7Since October 2026: 16% → 23%, +7 points. Inside the 10-point floor: within noise.Standing →Mid-marketVersapay15%Contested▲+6Since October 2026: 9% → 15%, +6 points. Inside the 10-point floor: within noise.This pageEnterprise
HighRadius65%Clear leader▲+3Since October 2026: 62% → 65%, +3 points. Inside the 10-point floor: within noise.Standing →
BILL23%Contested▲+7Since October 2026: 16% → 23%, +7 points. Inside the 10-point floor: within noise.Standing →Mid-marketVersapay15%Contested▲+6Since October 2026: 9% → 15%, +6 points. Inside the 10-point floor: within noise.This pageEnterpriseHighRadius65%Clear leader▲+3Since October 2026: 62% → 65%, +3 points. Inside the 10-point floor: within noise.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01Versapay15%3%34accepted challenger▲+6Since October 2026: 9% → 15%, +6 points. Inside the 10-point floor: within noise.9% → 15%
Versapay15%3%34accepted challenger▲+6Since October 2026: 9% → 15%, +6 points. Inside the 10-point floor: within noise.9% → 15%02
Upflow15%3%29accepted challenger▲+6Since October 2026: 9% → 15%, +6 points. Inside the 10-point floor: within noise.9% → 15%
Upflow15%3%29accepted challenger▲+6Since October 2026: 9% → 15%, +6 points. Inside the 10-point floor: within noise.9% → 15%03HighRadius15%35%54criticized challenger▲+6Since October 2026: 9% → 15%, +6 points. Inside the 10-point floor: within noise.9% → 15%
HighRadius15%35%54criticized challenger▲+6Since October 2026: 9% → 15%, +6 points. Inside the 10-point floor: within noise.9% → 15%04
Billtrust8%23%43accepted challenger▲+6Since October 2026: 2% → 8%, +6 points. Inside the 10-point floor: within noise.2% → 8%
Billtrust8%23%43accepted challenger▲+6Since October 2026: 2% → 8%, +6 points. Inside the 10-point floor: within noise.2% → 8%05
Quadient Accounts Receivable6%3%29accepted challenger▲+6Since October 2026: 0% → 6%, +6 points. Inside the 10-point floor: within noise.0% → 6%
Quadient Accounts Receivable6%3%29accepted challenger▲+6Since October 2026: 0% → 6%, +6 points. Inside the 10-point floor: within noise.0% → 6%06
Kolleno2%10%10accepted challenger▼−4Since October 2026: 6% → 2%, −4 points. Inside the 10-point floor: within noise.6% → 2%
Kolleno2%10%10accepted challenger▼−4Since October 2026: 6% → 2%, −4 points. Inside the 10-point floor: within noise.6% → 2%Show the six products at 0%, ordered by negative rate
11
BlackLine Cash Application0%36%28criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
BlackLine Cash Application0%36%28criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%12
Emagia0%25%16criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Emagia0%25%16criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%10
Serrala0%18%17accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Serrala0%18%17accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%07
Esker0%10%30accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%
Esker0%10%30accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%08
Cashbook0%0%16accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Cashbook0%0%16accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%09
QuickBooks Online0%0%10accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%
QuickBooks Online0%0%10accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
For buyers
All fifteen head-to-head pages: the top six products, each against each
Versapay vs Quadient Accounts ReceivableVersapay vs KollenoUpflow vs HighRadiusUpflow vs BilltrustUpflow vs Quadient Accounts ReceivableUpflow vs KollenoHighRadius vs BilltrustHighRadius vs Quadient Accounts ReceivableHighRadius vs KollenoBilltrust vs Quadient Accounts ReceivableBilltrust vs KollenoQuadient Accounts Receivable vs Kolleno
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
010203040506070809101112Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative30%
Key
01Versapay15%
Versapay15%02Upflow15%
Upflow15%03HighRadius15%
HighRadius15%04Billtrust8%
Billtrust8%05Quadient Accounts Receivable6%
Quadient Accounts Receivable6%06Kolleno2%
Kolleno2%07Esker0%
Esker0%08Cashbook0%
Cashbook0%09QuickBooks Online0%
QuickBooks Online0%10Serrala0%
Serrala0%11BlackLine Cash Application0%
BlackLine Cash Application0%12Emagia0%
Emagia0%What they warned about
Two of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Grok 4.20, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
HighRadius35%
19 of 54 labels negative · 11 of 14 models · 2 hard negative
“What to Avoid on a Tight Budget - HighRadius — Enterprise-grade, custom pricing” DeepSeek V4 Flash, budget prompt
BlackLine Cash Application36%
10 of 28 labels negative · 8 of 14 models · 1 hard negative
“What to Avoid: Enterprise solutions like HighRadius, Emagia, or BlackLine” Kimi K2, budget prompt
Billtrust23%
10 of 43 labels negative · 6 of 14 models · 1 hard negative
“Billtrust — Geared toward large enterprises” DeepSeek V4 Flash, budget prompt
Emagia25%
4 of 16 labels negative · 4 of 14 models · 1 hard negative
“What to Avoid: Enterprise solutions like HighRadius, Emagia, or BlackLine” Kimi K2, budget prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
73 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 808 links across 207 sites, every framing counted. Ranked by the number of answers carrying the site or page. 43 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · HighRadius36 answers · 50 citations · 13 models
31 answers · 31 citations · 10 models
vendor site · Cashbook27 answers · 27 citations · 10 models
vendor site · Upflow26 answers · 33 citations · 13 models
vendor site · Versapay26 answers · 31 citations · 11 models
17 answers · 19 citations · 8 models
17 answers · 18 citations · 10 models
vendor site · Stuut16 answers · 27 citations · 10 models
16 answers · 16 citations · 10 models
vendor site · Emagia15 answers · 31 citations · 7 models
vendor site · Lunos14 answers · 18 citations · 7 models
vendor site · Bluecopa14 answers · 15 citations · 5 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
31 answers · 10 models
25 answers · 10 models
22 answers · 11 models
20 answers · 10 models
16 answers · 10 models
15 answers · 10 models
14 answers · 7 models
13 answers · 5 models
12 answers · 7 models
11 answers · 5 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best cash application software”, “cash application software”, “cash application tools”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| HighRadius highradius.com HighRadius 15%, HighRadius RadiusOne 2% | 17% | 604 | 6,600 | 118 | 294,561 | $2,272 | 120 | 1 |
| Versapay versapay.com | 15% | 252 | 6,600 | 106 | 39,155 | $12,320 | 29 | 6 |
| Upflow upflow.io | 15% | 213 | 880 | 102 | 25,361 | |||
| Billtrust billtrust.com | 8% | 362 | 6,600 | 159 | 50,343 | $718 | 15 | 5 |
| Wave waveapps.com | 8% | 363 | 368,000 | 253,218 | 708,862 | 39 | ||
| Lunos lunos.ai | 8% | 13 | 1,000 | 488 | 162 | 1 | ||
| Quadient quadient.com Quadient Accounts Receivable 6% | 6% | 46 | 10 | 0 | 131,433 company | $83 | 42 | |
| BILL bill.com | 6% | 374 | 2,740,000 | 1,063,001 | 1,783,039 | $199,231 | 119 | 7 |
| Zoho zoho.com Zoho Books 4% | 4% | 367 | 27,100 | 268 | 1,216,894 company | $51,031 | 119 | |
| RemitClear remitclear.com | 4% | 9 | 10 | 0 | 47 |
Google's top ten for the three searches hold 17 sites; 4 of them are among the sites the models cited here (chaserhq.com, emagia.com, highradius.com, versapay.com). The first result for “best cash application software” is highradius.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best cash application software for a mid-market B2B company?”Paraphrase“Which payment matching automation would you recommend to a mid-sized B2B company?”Comparative“What are the top cash application tools and how do they differ?”Budget-constrained“What is the best cash application software for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a cash application software. What should we look at?”Negative“Which cash application tools should I avoid or be cautious about?”
Claude Haiku 4.5HighRadiusBILLChangedno first choiceLunos, Upflowno first choiceagainst: BlackLine Cash Application, HighRadius
Seven alternatives
Billtrust, Cashbook, Gaviti, Quadient Accounts Receivable, Tesorio, Upflow, VersapayTwo alternatives
Adra, FloQastFour alternatives
Cashbook, HighRadius, Kolleno, VersapayGPT-5.4 miniBilltrust, VersapayBilltrustChangedHighRadiusagainst: Quadient Accounts ReceivableHighRadiusagainst: BlackLine Cash Applicationno first choicenothing named
Three alternatives
HighRadius, Tesorio, UpflowTwo alternatives
BILL, HighRadiusSix alternatives
Billtrust, BlackLine Cash Application, Kolleno, SAP Cash Application, Serrala, VersapayFive alternatives
BILL, Microsoft Dynamics 365, Oracle NetSuite, QuickBooks Online, SAP Cash ApplicationGemini 3.5 FlashVersapayVersapayHeldBilltrust, HighRadiusUpflowagainst: Billtrust, BlackLine Cash Application, HighRadiusno first choicenothing named
Four alternatives
Billtrust, HighRadius, Quadient Accounts Receivable, UpflowFour alternatives
Billtrust, BlackLine Cash Application, HighRadius, Quadient Accounts ReceivableFive alternatives
BlackLine Cash Application, Esker, Quadient Accounts Receivable, Serrala, VersapaySix alternatives
Chaser, Invoiced, Oracle NetSuite, Quadient Accounts Receivable, QuickBooks Online, XeroPerplexity SonarUpflowagainst: HighRadius, SerralaUpflowHeldHighRadiusagainst: Emagia, Monk, OpenEnvoy, Transformance ClearMatchQuickBooks Paymentsno first choicenothing named
Three alternatives
Billtrust, Gaviti, Quadient Accounts ReceivableFive alternatives
Billtrust, HighRadius, Quadient Accounts Receivable, Stuut, VersapayEight alternatives
Billtrust, BlackLine Cash Application, Esker, Quadient Accounts Receivable, Serrala, Tesorio, Upflow, VersapayTwo alternatives
Invoiced, UpflowGrok 4.20Quadient Accounts Receivableagainst: Billtrust, BlackLine Cash Application, Emagia, HighRadiusVersapayChangedagainst: BILL, HighRadius, Stampli, TipaltiHighRadiusWaveno first choiceagainst: Apple Cash, Cash App, Google Pay, PayPal, Venmo, Zelle
Two alternatives
Upflow, VersapayOne alternative
KollenoSix alternatives
Billtrust, BlackLine Cash Application, Emagia, Esker, Quadient Accounts Receivable, VersapayThree alternatives
FreshBooks, Xero, Zoho BooksMistral SmallBilltrust, HighRadiusBILLChangedno first choiceWave, Zoho Booksno first choiceagainst: Serrala
Two alternatives
Esker, Quadient Accounts ReceivableThree alternatives
HighRadius, Upflow, VersapayTwo alternatives
FreshBooks, QuickBooks OnlineDeepSeek V4 FlashQuadient Accounts Receivable, Versapayagainst: BlackLine Cash Application, HighRadiusVersapayChangedHighRadiusWave, Zoho Booksagainst: Billtrust, HighRadius, Upflow, Versapayno first choiceagainst: Billtrust, Esker, Excel-based cash application, HighRadius
Two alternatives
Billtrust, UpflowThree alternatives
Billtrust, HighRadius, Quadient Accounts ReceivableNine alternatives
Billtrust, BlackLine Cash Application, Cashbook, Emagia, Esker, Paidnice, Serrala, Stuut, UpflowFive alternatives
CashFlowXpert, Cashbook, Paidnice, QuickBooks Online, ezyCollectLlama 4 MaverickHighRadiusno first choiceChangedno first choiceLunosno first choicenothing named
Three alternatives
Billtrust, BlackLine Cash Application, EskerThree alternatives
Cashbook, QuickBooks Online, Sage IntacctQwen 3.7 FlashBILLagainst: BlackLine Cash ApplicationUpflowChangedno first choiceAccountsReceivable.ai, Lunosagainst: BlackLine Cash Application, HighRadiusno first choiceagainst: BlackLine Cash Application, Trullionnothing named
Four alternatives
Apadana, Oracle Fusion Cash Application, SAP DME, TRIGGERSPECTwo alternatives
Invoiced, ZipTwo alternatives
QuickBooks Online, XeroThree alternatives
AppZen, CTRM, FinastraKimi K2Quadient Accounts Receivable, Upflowagainst: Billtrust, HighRadiusKolleno, VersapayChangedagainst: HighRadiusHighRadiusWaveagainst: BlackLine Cash Application, Emagia, HighRadius, Kollenono first choiceagainst: Billtrust, HighRadiusnothing named
Two alternatives
Kolleno, VersapayTwo alternatives
Billtrust, EskerSix alternatives
BlackLine Cash Application, Esker, Quadient Accounts Receivable, Serrala, Upflow, VersapayTwo alternatives
Melio, QuickBooks OnlineGLM 4.7 FlashXBilltrust, HighRadiusHighRadiusChangedno first choiceRemitClearno first choiceagainst: Billtrust, HighRadiusagainst: Cash App
Five alternatives
Cashbook, Esker, Quadient Accounts Receivable, Serrala, UpflowTen alternatives
AvidXchange, BILL, Basware, Corcentric, Coupa, Esker, Invoiced, Kolleno, Quadient Accounts Receivable, VersapayThree alternatives
QuickBooks Online, Wave, XeroMiniMax M2.5HighRadiusTipaltiChangedEsker, HighRadius, UpflowLunosagainst: HighRadius, Serralano first choicenothing named
Four alternatives
Billtrust, Esker, Quadient Accounts Receivable, VersapayTwo alternatives
AvidXchange, BILLSeven alternatives
Billtrust, BlackLine Cash Application, Emagia, Quadient Accounts Receivable, Serrala, Sidetrade, StuutTwo alternatives
Cashbook, WaveGPT-6 LunaVersapayHighRadius RadiusOneChangedHighRadiusBlixono first choiceagainst: HighRadius
Three alternatives
Billtrust, HighRadius, UpflowTwo alternatives
Billtrust, VersapaySix alternatives
Billtrust, BlackLine Cash Application, Esker, Oracle Fusion Cash Processing, SAP Cash Application, VersapayMuse Glimmer 30BHighRadiusUpflowChangedagainst: Billtrust, HighRadiusUpflowRemitClear, Upflowagainst: Billtrust, Emagia, Esker, HighRadiusno first choiceagainst: Billtrust, BlackLine Cash Application, Esker, Gaviti, HighRadius, NetSuite Cash Application
Three alternatives
Billtrust, Quadient Accounts Receivable, VersapayFour alternatives
Cforia, Esker, Kolleno, VersapayNine alternatives
Billtrust, BlackLine Cash Application, Cashbook, Emagia, Esker, HighRadius, Quadient Accounts Receivable, Serrala, SidetradeOne alternative
QuickBooks PaymentsBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:03 | yes | 9 | 8 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:21 | yes | 4 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 08:49 | yes | 8 | 21 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 09:33 | yes | 10 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:18 | yes | 7 | 30 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:46 | yes | 5 | 5 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:11 | yes | 24 | 25 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:33 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:34 | no | 0 | 30 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:51 | yes | 5 | 12 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 08:42 | yes | 14 | 19 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:58 | yes | 5 | 19 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:40 | yes | 5 | 14 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:10 | yes | 12 | 16 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:46 | yes | 18 | 9 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:13 | yes | 3 | 3 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:35 | no | 0 | 16 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 10:10 | yes | 10 | 3 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:15 | yes | 5 | 23 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:53 | yes | 5 | 6 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:58 | yes | 19 | 25 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:11 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:56 | yes | 5 | 21 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:08 | yes | 20 | 23 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:18 | yes | 19 | 310 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:28 | no | 0 | 89 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:16 | yes | 4 | 14 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:21 | yes | 14 | 17 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:11 | yes | 10 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:53 | yes | 4 | 7 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 08:41 | yes | 11 | 20 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 09:50 | yes | 10 | 6 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:22 | yes | 5 | 29 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:50 | yes | 5 | 5 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:15 | yes | 22 | 28 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 10:01 | yes | 5 | 3 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:08 | yes | 5 | 24 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 08:47 | yes | 9 | 16 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:19 | yes | 13 | 70 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:55 | yes | 14 | 69 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:02 | yes | 7 | 21 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:07 | yes | 12 | 23 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:06 | yes | 9 | 8 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:45 | no | 0 | 3 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:29 | yes | 11 | 24 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 12:00 | yes | 10 | 3 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:06 | yes | 5 | 33 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:35 | yes | 5 | 4 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 08:40 | yes | 24 | 26 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:08 | yes | 5 | 4 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:28 | yes | 25 | 79 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:54 | yes | 20 | 25 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:31 | yes | 24 | 110 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 08:41 | yes | 5 | 18 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:57 | yes | 1 | 11 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:20 | yes | 24 | 28 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:15 | no | 0 | 7 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 08:40 | no | 0 | 7 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:41 | no | 0 | 19 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 11:23 | yes | 10 | 9 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:17 | yes | 5 | 29 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 08:41 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:27 | yes | 19 | 25 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:38 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:04 | no | 0 | 31 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:44 | yes | 17 | 57 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:51 | yes | 23 | 56 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:25 | no | 0 | 14 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:08 | yes | 4 | 11 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:40 | yes | 15 | 20 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:30 | yes | 28 | 12 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:03 | yes | 3 | 6 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:59 | yes | 10 | 20 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 10:41 | yes | 10 | 4 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:28 | yes | 9 | 27 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:11 | yes | 5 | 5 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:36 | yes | 25 | 35 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:38 | yes | 5 | 2 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:00 | no | 0 | 27 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:08 | yes | 25 | 31 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:57 | yes | 24 | 22 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:42 | yes | 10 | 23 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 08:53 | yes | 1 | 12 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:29 | yes | 15 | 25 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
BILL AP/AR read as BILL
BILL.com read as BILL
Bill.com read as BILL
BlackLine read as BlackLine Cash Application
BlackLine (Automated Transaction Matching) read as BlackLine Cash Application
Lunos AI read as Lunos
NetSuite read as Oracle NetSuite
Quadient read as Quadient Accounts Receivable
Quadient (AR by YayPay) read as Quadient Accounts Receivable
Quadient (YayPay) read as Quadient Accounts Receivable
Quadient (formerly YayPay) read as Quadient Accounts Receivable
Quadient A/R read as Quadient Accounts Receivable
Quadient AR read as Quadient Accounts Receivable
Quadient AR (Formerly YayPay) read as Quadient Accounts Receivable
Quadient AR (YayPay) read as Quadient Accounts Receivable
Quadient AR (formerly YayPay) read as Quadient Accounts Receivable
Quadient AR by YayPay read as Quadient Accounts Receivable
QuickBooks read as QuickBooks Online
SAP read as SAP Cash Application
Transformance read as Transformance ClearMatch
Wave Accounting read as Wave
YayPay (by Quadient) read as Quadient Accounts Receivable
Unresolved, counted raw
Apadana
Apple Cash
Apple Pay
Blixo
CTRM
CashFlowXpert
Excel-based cash application
Google Pay
Loyverse
Nanon
NetSuite Cash Application
Oracle Fusion Cash Application
Oracle Fusion Cash Processing
Peloton
SAP DME (Direct Media Entry)
TRIGGERSPEC
The official Cash App (owned by Block, Inc.)
Discontinued, still offered
No shut-down product was recommended here.