HSA and FSA administrators · November 2026 Edition
Lively vs Businessolver
Two of fourteen models named Lively first on the direct prompt; one named Businessolver. Lively was named by fourteen of the fourteen models and Businessolver by nine and Lively carries 39 labels and Businessolver 19, so the shares are not directly comparable.
Named in two categories this edition.
Named in two categories this edition.
First-choice share26%4%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate3%0%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#1#8A position in a field of 14; printed, not drawn.
Labels3919A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Lively reading right to left. Rank and label count are printed, not drawn.HealthEquity was named alongside these two in eleven of the fourteen direct answers. Lively vs HealthEquity · Lively vs WEX Benefits · Lively vs WEX Health
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the HSA and FSA administrators page.
By framing
How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
LivelyFirst choices, of fourteen modelsBusinessolver
Direct21
Paraphrase11
Comparative001 against Lively
Budget-constrained100
Scale-constrained00
Negative10
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.
Every model, every framing
The eighty-four answers behind the chart above, one cell each: where Lively and Businessolver stood in it.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | |||||
| GPT-5.4 mini | | |||||
| Gemini 3.5 Flash | | | | | | |
| Perplexity Sonar | | | ||||
| Grok 4.20 | | | | | | |
| Mistral Small | | | | |||
| DeepSeek V4 Flash | | | | |||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | | |||||
| Kimi K2 | | | ||||
| GLM 4.7 FlashX | | | | |||
| MiniMax M2.5 | | | | |||
| GPT-6 Luna | | |||||
| Muse Glimmer 30B | | | |
Lively Businessolver first choice named as an alternative argued againstblank: not namedEach cell is one answer, Lively on the left and Businessolver on the right.The direct prompt
The plain question, one answer per model, grouped by where Lively and Businessolver stood in it.
Lively first, Businessolver not the choice
2 of 14 modelsBusinessolver was named in the answer but not as the choice, or not at all.Gemini 3.5 FlashLively alternatives: Fidelity HSA, HealthEquity, WEX Benefits
Kimi K2Lively alternatives: Fidelity HSA, HealthEquity, Navia Benefit Solutions, WEX Benefits
Businessolver first, Lively not the choice
1 of 14 modelsLively was named in the answer but not as the choice, or not at all.MiniMax M2.5Businessolver, HealthEquity, WEX Health alternatives: Fidelity HSA, HSA Bank
Neither was the first choice, one was named
4 of 14 modelsThe answer put something else first and named one of the two as an alternative.Perplexity SonarHealthEquity alternatives: Businessolver, WEX Benefits
Grok 4.20HealthEquity alternatives: Businessolver, Navia Benefit Solutions, WEX Health
DeepSeek V4 FlashForma, HealthEquity alternatives: Businessolver, Fidelity HSA, HSA Bank, Navia Benefit Solutions, WEX Benefits
Muse Glimmer 30BForma, HealthEquity alternatives: Businessolver, Fidelity HSA, WEX Health
Neither was named
7 of 14 modelsThe answer made no first choice from these two in this category.Claude Haiku 4.5no first choice
GPT-5.4 miniFidelity HSA alternatives: Paychex, WEX Benefits
Mistral SmallForma, HealthEquity, WEX Health
Llama 4 Maverickno first choice
Qwen 3.7 FlashHealthEquity alternatives: Fidelity HSA, Navia Benefit Solutions
GLM 4.7 FlashXFidelity HSA, HealthEquity alternatives: Forma, HSA Bank, WEX Health
GPT-6 LunaWEX Benefits alternatives: HealthEquity
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Lively leads by forty-seven points.
Lively47%#1 of 10Businessolver0%#– of 10Mid-marketThe figures above
Lively leads by twenty-two points.
Lively26%#1 of 14Businessolver4%#8 of 14Enterprise
The order flips: Businessolver leads at enterprise.
Businessolver2%#– of 13Lively0%#9 of 13What the models said about Lively
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“Rated “Above Average” for spending, “Average” for investing.” Mistral Small · comparative prompt · soft negative
“For most mid-market B2B companies, Lively offers the best combination of modern technology, transparent pricing, and strong customer service.” Kimi K2 · direct prompt · first choice
“Lively is likely the best starting point if you want one modern platform for both HSA and FSA administration” Perplexity Sonar · budget prompt · first choice
“Lively is likely the best choice because: It offers both HSA and FSA administration under one platform” MiniMax M2.5 · budget prompt · first choice
What the models said about Businessolver
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.
“Businessolver or WEX Health are top recommendations due to their comprehensive platforms, scalability, and strong track records” Mistral Small · paraphrase prompt · first choice
“I'd recommend getting quotes from at least HealthEquity, WEX Health, and Businessolver” MiniMax M2.5 · direct prompt · first choice
“Businessolver, WEX Health, Fidelity HSA, HSA Bank, Further, Tasc and Ameriflex are the other mid-market staples most often cited” Muse Glimmer 30B · direct prompt · alternative
Also compared
Lively vs HealthEquityLively vs WEX BenefitsLively vs WEX HealthLively vs Fidelity HSALively vs FormaLively vs Navia Benefit SolutionsHealthEquity vs BusinessolverWEX Benefits vs BusinessolverWEX Health vs BusinessolverFidelity HSA vs BusinessolverForma vs BusinessolverNavia Benefit Solutions vs BusinessolverAll twenty-eight head-to-head pages and the full HSA & FSA admin standing
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.