HSA and FSA administrators · November 2026 Edition
Fidelity HSA vs Businessolver
Two of fourteen models named Fidelity HSA first on the direct prompt; one named Businessolver. Fidelity HSA was named by fourteen of the fourteen models and Businessolver by nine and Fidelity HSA carries 53 labels and Businessolver 19, so the shares are not directly comparable.
Named in one category this edition.
Named in two categories this edition.
First-choice share7%4%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate4%0%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#5#8A position in a field of 14; printed, not drawn.
Labels5319A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Fidelity HSA reading right to left. Rank and label count are printed, not drawn.HealthEquity was named alongside these two in eleven of the fourteen direct answers. Lively vs Fidelity HSA · Lively vs Businessolver · HealthEquity vs Fidelity HSA
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the HSA and FSA administrators page.
By framing
How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
Fidelity HSAFirst choices, of fourteen modelsBusinessolver
Direct211 against Fidelity HSA
Paraphrase01
Comparative601 against Fidelity HSA
Budget-constrained20
Scale-constrained00
Negative30
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.
Every model, every framing
The eighty-four answers behind the chart above, one cell each: where Fidelity HSA and Businessolver stood in it.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | |||||
| GPT-5.4 mini | | |||||
| Gemini 3.5 Flash | | | | | | |
| Perplexity Sonar | | | | |||
| Grok 4.20 | | | | | ||
| Mistral Small | | | | |||
| DeepSeek V4 Flash | | | | | | |
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | | | ||||
| Kimi K2 | | | ||||
| GLM 4.7 FlashX | | | | | | |
| MiniMax M2.5 | | | | | ||
| GPT-6 Luna | | | | |||
| Muse Glimmer 30B | | |
Fidelity HSA Businessolver first choice named as an alternative argued againstblank: not namedEach cell is one answer, Fidelity HSA on the left and Businessolver on the right.The direct prompt
The plain question, one answer per model, grouped by where Fidelity HSA and Businessolver stood in it.
Fidelity HSA first, Businessolver not the choice
2 of 14 modelsBusinessolver was named in the answer but not as the choice, or not at all.GPT-5.4 miniFidelity HSA alternatives: Paychex, WEX Benefits
GLM 4.7 FlashXFidelity HSA, HealthEquity alternatives: Forma, HSA Bank, WEX Health
Businessolver first, Fidelity HSA an alternative
1 of 14 modelsFidelity HSA was named in the answer but not as the choice, or not at all.MiniMax M2.5Businessolver, HealthEquity, WEX Health alternatives: Fidelity HSA, HSA Bank
Neither was the first choice, one was named
7 of 14 modelsThe answer put something else first and named one of the two as an alternative.Gemini 3.5 FlashLively alternatives: Fidelity HSA, HealthEquity, WEX Benefits
Perplexity SonarHealthEquity alternatives: Businessolver, WEX Benefits
Grok 4.20HealthEquity alternatives: Businessolver, Navia Benefit Solutions, WEX Health
DeepSeek V4 FlashForma, HealthEquity alternatives: Businessolver, Fidelity HSA, HSA Bank, Navia Benefit Solutions, WEX Benefits
Qwen 3.7 FlashHealthEquity alternatives: Fidelity HSA, Navia Benefit Solutions
Kimi K2Lively alternatives: Fidelity HSA, HealthEquity, Navia Benefit Solutions, WEX Benefits
Muse Glimmer 30BForma, HealthEquity alternatives: Businessolver, Fidelity HSA, WEX Health
Neither was named
4 of 14 modelsThe answer made no first choice from these two in this category.Claude Haiku 4.5no first choice
Mistral SmallForma, HealthEquity, WEX Health
Llama 4 Maverickno first choice
GPT-6 LunaWEX Benefits alternatives: HealthEquity
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Fidelity HSA leads by ten points.
Fidelity HSA10%#2 of 10Businessolver0%#– of 10Mid-marketThe figures above
Fidelity HSA leads by four points.
Fidelity HSA7%#5 of 14Businessolver4%#8 of 14Enterprise
Level: the same share of first choices.
Fidelity HSA2%#4 of 13Businessolver2%#– of 13What the models said about Fidelity HSA
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Five of six in this category shown.
“notes that its ratings don't assess employer-negotiated HSA plans; price and features in your company's contract may differ” GPT-6 Luna · direct prompt · soft negative
“Fidelity's FSA offering is less mature than their HSA product” Claude Haiku 4.5 · comparative prompt · soft negative
“The largest HSA provider with approximately 24% market share, known for its fee-free structure, no investment minimums” MiniMax M2.5 · comparative prompt · first choice
“compare Fidelity for spending costs, HSA Bank for investing, and HealthEquity for a strong middle ground” GPT-6 Luna · comparative prompt · first choice
“Fidelity | High (only one) | Above Average | No account fees, no investment minimum, 3.56% cash rate” DeepSeek V4 Flash · comparative prompt · first choice
What the models said about Businessolver
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.
“Businessolver or WEX Health are top recommendations due to their comprehensive platforms, scalability, and strong track records” Mistral Small · paraphrase prompt · first choice
“I'd recommend getting quotes from at least HealthEquity, WEX Health, and Businessolver” MiniMax M2.5 · direct prompt · first choice
“Businessolver, WEX Health, Fidelity HSA, HSA Bank, Further, Tasc and Ameriflex are the other mid-market staples most often cited” Muse Glimmer 30B · direct prompt · alternative
Also compared
Lively vs Fidelity HSALively vs BusinessolverHealthEquity vs Fidelity HSAHealthEquity vs BusinessolverWEX Benefits vs Fidelity HSAWEX Benefits vs BusinessolverWEX Health vs Fidelity HSAWEX Health vs BusinessolverFidelity HSA vs FormaFidelity HSA vs Navia Benefit SolutionsForma vs BusinessolverNavia Benefit Solutions vs BusinessolverAll twenty-eight head-to-head pages and the full HSA & FSA admin standing
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.