Cash flow forecasting
Asked as “cash flow forecasting software”, and as “cash management tool”, on behalf of a mid-market B2B company. 54 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
17%
Contested · Drivetrain 9%
17Agicap09Drivetrain09Pulse65others
17% of first choices, contested.
Since October 2026▲+4Since October 2026: 13% → 17%, +4 points. Inside the 10-point floor: within noise.Agicap held the lead, +4 points on 13%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Float24%Contested▼−11Since October 2026: 35% → 24%, −11 points. Past the 10-point floor: movement.Standing →Mid-market
Agicap17%Contested▲+4Since October 2026: 13% → 17%, +4 points. Inside the 10-point floor: within noise.This pageEnterprise
Kyriba34%Contested▲+10Since October 2026: 24% → 34%, +10 points. Inside the 10-point floor: within noise.Standing →
Float24%Contested▼−11Since October 2026: 35% → 24%, −11 points. Past the 10-point floor: movement.Standing →Mid-marketAgicap17%Contested▲+4Since October 2026: 13% → 17%, +4 points. Inside the 10-point floor: within noise.This pageEnterpriseKyriba34%Contested▲+10Since October 2026: 24% → 34%, +10 points. Inside the 10-point floor: within noise.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01Agicap17%3%35accepted challenger▲+4Since October 2026: 13% → 17%, +4 points. Inside the 10-point floor: within noise.13% → 17%
Agicap17%3%35accepted challenger▲+4Since October 2026: 13% → 17%, +4 points. Inside the 10-point floor: within noise.13% → 17%02
Upflow9%0%11accepted challenger▲+3Since October 2026: 6% → 9%, +3 points. Inside the 10-point floor: within noise.6% → 9%
Upflow9%0%11accepted challenger▲+3Since October 2026: 6% → 9%, +3 points. Inside the 10-point floor: within noise.6% → 9%03
Pulse9%7%14accepted challenger▲+3Since October 2026: 6% → 9%, +3 points. Inside the 10-point floor: within noise.6% → 9%
Pulse9%7%14accepted challenger▲+3Since October 2026: 6% → 9%, +3 points. Inside the 10-point floor: within noise.6% → 9%04
Drivetrain9%17%12accepted challenger▲+7Since October 2026: 2% → 9%, +7 points. Inside the 10-point floor: within noise.2% → 9%
Drivetrain9%17%12accepted challenger▲+7Since October 2026: 2% → 9%, +7 points. Inside the 10-point floor: within noise.2% → 9%05
Cash Flow Frog7%0%23accepted challenger▼−1Since October 2026: 8% → 7%, −1 point. Inside the 10-point floor: within noise.8% → 7%
Cash Flow Frog7%0%23accepted challenger▼−1Since October 2026: 8% → 7%, −1 point. Inside the 10-point floor: within noise.8% → 7%06
Prophix One7%0%21accepted challenger▲+7Since October 2026: 0% → 7%, +7 points. Inside the 10-point floor: within noise.0% → 7%
Prophix One7%0%21accepted challenger▲+7Since October 2026: 0% → 7%, +7 points. Inside the 10-point floor: within noise.0% → 7%07
Centime7%0%12accepted challenger▲+3Since October 2026: 4% → 7%, +3 points. Inside the 10-point floor: within noise.4% → 7%
Centime7%0%12accepted challenger▲+3Since October 2026: 4% → 7%, +3 points. Inside the 10-point floor: within noise.4% → 7%08
Tesorio6%0%25accepted challenger=heldSince October 2026: 6% → 6%, ±0 points. Inside the 10-point floor: within noise.6% → 6%
Tesorio6%0%25accepted challenger=heldSince October 2026: 6% → 6%, ±0 points. Inside the 10-point floor: within noise.6% → 6%09
Trovata4%0%18accepted challenger=heldSince October 2026: 4% → 4%, ±0 points. Inside the 10-point floor: within noise.4% → 4%
Trovata4%0%18accepted challenger=heldSince October 2026: 4% → 4%, ±0 points. Inside the 10-point floor: within noise.4% → 4%10Float2%8%36accepted challenger▼−6Since October 2026: 8% → 2%, −6 points. Inside the 10-point floor: within noise.8% → 2%
Float2%8%36accepted challenger▼−6Since October 2026: 8% → 2%, −6 points. Inside the 10-point floor: within noise.8% → 2%11Kyriba2%16%32accepted challenger▼−2Since October 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise.4% → 2%
Kyriba2%16%32accepted challenger▼−2Since October 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise.4% → 2%12
Chaser2%0%13accepted challenger▼−6Since October 2026: 8% → 2%, −6 points. Inside the 10-point floor: within noise.8% → 2%
Chaser2%0%13accepted challenger▼−6Since October 2026: 8% → 2%, −6 points. Inside the 10-point floor: within noise.8% → 2%13
HighRadius2%6%16accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%
HighRadius2%6%16accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%14
QuickBooks Cash Flow Planner2%31%13criticized challenger▼−2Since October 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise.4% → 2%
QuickBooks Cash Flow Planner2%31%13criticized challenger▼−2Since October 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise.4% → 2%Show the eight products at 0%, ordered by negative rate
22
Anaplan0%38%21criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Anaplan0%38%21criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%20
Workday Adaptive Planning0%27%15criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Workday Adaptive Planning0%27%15criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%21
Datarails0%20%10accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Datarails0%20%10accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%15
Vena0%9%23accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Vena0%9%23accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%19
Dryrun0%8%12accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Dryrun0%8%12accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%17
Cube0%8%13accepted challenger▼−6Since October 2026: 6% → 0%, −6 points. Inside the 10-point floor: within noise.6% → 0%
Cube0%8%13accepted challenger▼−6Since October 2026: 6% → 0%, −6 points. Inside the 10-point floor: within noise.6% → 0%16
Fathom0%7%14accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Fathom0%7%14accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%18
Planful0%0%10accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Planful0%0%10accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All twenty-eight head-to-head pages: the top eight products, each against each
Agicap vs Cash Flow FrogAgicap vs Prophix OneAgicap vs CentimeAgicap vs TesorioUpflow vs PulseUpflow vs DrivetrainUpflow vs Cash Flow FrogUpflow vs Prophix OneUpflow vs CentimeUpflow vs TesorioPulse vs DrivetrainPulse vs Cash Flow FrogPulse vs Prophix OnePulse vs CentimePulse vs TesorioDrivetrain vs Cash Flow FrogDrivetrain vs Prophix OneDrivetrain vs CentimeDrivetrain vs TesorioCash Flow Frog vs Prophix OneCash Flow Frog vs CentimeCash Flow Frog vs TesorioProphix One vs CentimeProphix One vs TesorioCentime vs Tesorio
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01020304050607080910111213141516171819202122Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative30%
Key
01Agicap17%
Agicap17%02Upflow9%
Upflow9%03Pulse9%
Pulse9%04Drivetrain9%
Drivetrain9%05Cash Flow Frog7%
Cash Flow Frog7%06Prophix One7%
Prophix One7%07Centime7%
Centime7%08Tesorio6%
Tesorio6%09Trovata4%
Trovata4%10Float2%
Float2%11Kyriba2%
Kyriba2%12Chaser2%
Chaser2%13HighRadius2%
HighRadius2%14QuickBooks Cash Flow Planner2%
QuickBooks Cash Flow Planner2%15Vena0%
Vena0%16Fathom0%
Fathom0%17Cube0%
Cube0%18Planful0%
Planful0%19Dryrun0%
Dryrun0%20Workday Adaptive Planning0%
Workday Adaptive Planning0%21Datarails0%
Datarails0%22Anaplan0%
Anaplan0%What they warned about
Two of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Grok 4.20, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5 and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Microsoft Excel88%
7 of 8 labels negative · 7 of 14 models · 6 hard negative
“Bare Manual Spreadsheets (Excel / Google Sheets) *for Mid-Market & Enterprise* ... relying solely on static spreadsheets for complex, multi-entity, or fast-growing businesses is a major trap.” Gemini 3.5 Flash, negative prompt
Google Sheets86%
6 of 7 labels negative · 6 of 14 models · 5 hard negative
“Basic Spreadsheets (Excel/Google Sheets) for Complex Businesses ... When to avoid: If you have high transaction volume, multiple entities, or need real-time visibility.” MiniMax M2.5, negative prompt
Anaplan38%
8 of 21 labels negative · 5 of 14 models · 2 hard negative
“Avoid for tight budgets: Enterprise tools like Drivetrain, Vena, or Anaplan, which are powerful but geared toward larger teams with higher costs.” Grok 4.20, budget prompt
Kyriba16%
5 of 32 labels negative · 4 of 14 models · 2 hard negative
“What to Avoid - Kyriba / GTreasury / TIS: Powerful but typically over-engineered and expensive for mid-sized B2B” Kimi K2, paraphrase prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
75 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 752 links across 189 sites, every framing counted. Ranked by the number of answers carrying the site or page. 19 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · Prophix34 answers · 39 citations · 13 models
vendor site · Drivetrain27 answers · 28 citations · 11 models
24 answers · 37 citations · 12 models
vendor site · Tesorio24 answers · 24 citations · 11 models
23 answers · 27 citations · 10 models
22 answers · 27 citations · 11 models
vendor site · Upflow18 answers · 20 citations · 9 models
16 answers · 21 citations · 11 models
vendor site · Cash Flow Frog15 answers · 23 citations · 10 models
vendor site · Tidely14 answers · 14 citations · 7 models
vendor site · G213 answers · 18 citations · 10 models
12 answers · 14 citations · 9 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
30 answers · 13 models
27 answers · 11 models
20 answers · 10 models
18 answers · 10 models
18 answers · 9 models
16 answers · 8 models
14 answers · 7 models
14 answers · 7 models
13 answers · 11 models
11 answers · 8 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best cash flow forecasting software”, “cash flow forecasting software”, “cash forecasting tools”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Agicap agicap.com | 17% | 123 | 590 | 5 | 31,998 | 22 | ||
| Upflow upflow.io | 9% | 213 | 880 | 102 | 25,361 | |||
| Pulse pulseapp.com | 9% | 43 | 110,000 | 58,405 | 1,633 | |||
| Drivetrain drivetrain.ai | 9% | 55 | 18,100 | 2,818 | 8,983 | $134 | 1 | 2 |
| Cash Flow Frog cashflowfrog.com | 7% | 68 | 320 | 1 | 9,412 | 2 | 5 | |
| Prophix prophix.com Prophix One 7% | 7% | 107 | 1,600 | 41 | 14,138 company | $109 | 103 | |
| Centime centime.com | 7% | 43 | 1,300 | 197 | 1,695 | 9 | ||
| Tesorio tesorio.com | 6% | 155 | 880 | 8 | 1,079 | 13 | ||
| Trovata trovata.io | 4% | 124 | 2,900 | 89 | 1,685 | 6 | ||
| Xero Cash Flow xero.com Xero Cash Flow Forecasting 4% | 4% | 23 | 20 | 1 | 1,200,289 | $500 | 119 |
Google's top ten for the three searches hold 15 sites; 4 of them are among the sites the models cited here (cashflowfrog.com, drivetrain.ai, fathomhq.com, floatapp.com). The first result for “best cash flow forecasting software” is fathomhq.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best cash flow forecasting software for a mid-market B2B company?”Paraphrase“Which cash management tool would you recommend to a mid-sized B2B company?”Comparative“What are the top cash forecasting tools and how do they differ?”Budget-constrained“What is the best cash flow forecasting software for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a cash flow forecasting software. What should we look at?”Negative“Which cash forecasting tools should I avoid or be cautious about?”
Claude Haiku 4.5Prophix Oneno first choiceChangedno first choiceXero Cash Flow Forecastingno first choiceagainst: Agicap, Float, Microsoft Excel
Four alternatives
Chaser, Cube, Tesorio, TrovataFive alternatives
Agicap, Cash Flow Frog, Float, GTreasury, HighRadiusThree alternatives
Cash Flow Frog, Float, The Cash Flow PlannerGPT-5.4 miniKyribaBilltrustChangedKyribaCash Flow Frog, Floatagainst: Datarails, Jiravno first choicenothing named
Three alternatives
Agicap, Anaplan, DrivetrainTwo alternatives
Agicap, KyribaSeven alternatives
Datarails, HighRadius, Oracle Predictive Cash Forecasting, Planful, Prophix One, Tesorio, Workday Adaptive PlanningGemini 3.5 FlashCentime, TesorioTrovataChangedno first choiceGoogle Sheets, Microsoft Excel, Trezyagainst: Floatno first choiceagainst: Kyribaagainst: Google Sheets, Microsoft Excel
Four alternatives
Abacum, Agicap, Cube, TrovataThree alternatives
Agicap, Kyriba, TesorioNine alternatives
Abacum, Agicap, Centime, Cube, Float, HighRadius, Kyriba, Tesorio, Workday Adaptive PlanningFive alternatives
Cash Flow Frog, Helm, LivePlan, QuickBooks Cash Flow Planner, Xero Cash Flow ForecastingPerplexity SonarUpflowUpflowHeldno first choiceagainst: AnaplanCash Flow Frogagainst: Anaplan, Kyriba, Workday Adaptive Planningno first choiceagainst: Google Sheets, Microsoft Excel
Three alternatives
Chaser, Prophix One, TesorioFive alternatives
Billtrust, Chaser, Kyriba, NetCash, TrovataThirteen alternatives
Agicap, Cash Flow Frog, Chaser, Cube, Drivetrain, Fathom, Float, HighRadius, Jirav, Tesorio, Trovata, Upflow, Workday Adaptive PlanningThree alternatives
Built-in accounting planner, Fathom, FloatGrok 4.20Drivetrainagainst: Anaplan, Workday Adaptive PlanningHighRadiusChangedCash Flow Frog, Floatagainst: QuickBooks Cash Flow Planner, VenaCash Flow Frogagainst: Anaplan, Drivetrain, HighRadius, Venano first choicenothing named
Six alternatives
Agicap, Cash Flow Frog, CashAnalytics, Float, Prophix One, VenaFive alternatives
Agicap, Billtrust, Chaser, Kyriba, RampFive alternatives
Agicap, Anaplan, Fathom, Kyriba, Syft AnalyticsThree alternatives
Microsoft Excel or Google Sheets with Templates, QuickBooks Cash Flow Planner, Xero's Built-in Cash Flow ToolsSeven alternatives
Agicap, Commitly, Limelight, Planful, Prophix One, Tidely, UpflowMistral SmallProphix One, UpflowCentime, TesorioChangedFloatPulseno first choiceagainst: Anaplan
Two alternatives
Chaser, TesorioOne alternative
ChaserTwelve alternatives
Anaplan, Banktrack, Cash Flow Frog, Dryrun, Fathom, GTreasury, Kyriba, Spotlight Reporting, Syft Analytics, TIS, Vena, Workday Adaptive PlanningThree alternatives
Cash Flow Frog, Float, G-CashFlowDeepSeek V4 FlashAgicapTrovataChangedagainst: GTreasury, Kyribano first choiceagainst: AnaplanPulseDrivetrain, Prophix Oneagainst: Anaplanagainst: Dryrun, Fathom, Float, Pulse, QuickBooks Cash Flow Planner
Five alternatives
Centime, Chaser, Prophix One, Tesorio, UpflowThree alternatives
Agicap, Billtrust, HighRadiusTen alternatives
Cash Flow Frog, CashAnalytics, Dryrun, Fathom, Float, Kyriba, Spotlight Reporting, Syft Analytics, Vena, Workday Adaptive PlanningFive alternatives
Cash Flow Frog, Float, Forevana, Google Sheets template, Xero Short Term Cash Flow ToolFour alternatives
Agicap, Tesorio, Trovata, VenaLlama 4 MaverickChaserno first choiceChangedno first choicePulseno first choiceagainst: Aleph, Cube, Datarails, Drivetrain, Google Sheets, Jirav, MYOB, Microsoft Excel, QuickBooks Cash Flow Planner, Workday Adaptive Planning, Xero Cash Flow Forecasting, cfo.ai
Three alternatives
Prophix One, Upflow, VenaTwo alternatives
Cash Flow Frog, FloatQwen 3.7 FlashTesorio, UpflowAgicapChangedno first choicePulseagainst: Excel/Google Sheets, PocketSmithno first choiceagainst: Board, COMCASH, Google Sheets, Helu, KickFin, Lucanet, MYOB, Microsoft Excel, QuickBooks Cash Flow Planner, Xero Cash Flow Forecasting
Three alternatives
Prophix One, Trovata, VenaFour alternatives
Billtrust, Centime, Kyriba, TesorioTwo alternatives
Cash Flow Frog, FloatKimi K2Agicap, DrivetrainAgicapChangedagainst: GTreasury, Kyriba, TISno first choiceGoogle Sheets or Excel, Pulseno first choiceagainst: Anaplan, Workday Adaptive Planningagainst: Kyriba, SAP Treasury and Risk Management
Four alternatives
Chaser, Cube, Prophix One, VenaFour alternatives
Centime, Gaviti, Trovata, VersapayTen alternatives
Agicap, Anaplan, Cash Flow Frog, Float, HighRadius, Kyriba, OneStream, Tesorio, Trovata, VenaTwo alternatives
Cash Flow Frog, Xero's Built-in Cash Flow ToolGLM 4.7 FlashXDrivetrainAgicapChangedFloatCash Flow Frogno first choicenothing named
Four alternatives
Agicap, Float, Prophix One, VenaOne alternative
KyribaSix alternatives
Anaplan, Cube, Fathom, Kyriba, Prophix One, VenaSeven alternatives
Float, G-CashFlow, Google Sheets Cash-Flow Forecast, Pulse, QuickBooks Cash Flow Planner, Xero Cash Flow Forecasting, Zoho BooksMiniMax M2.5Centime, UpflowAgicap, CentimeChangedno first choiceXero Cash Flow Forecastingno first choiceagainst: Google Sheets, Microsoft Excel
Two alternatives
Prophix One, VenaTwo alternatives
Kyriba, TesorioTwo alternatives
Cash Flow Frog, FathomGPT-6 LunaAgicapAgicapHeldno first choiceQuickBooks Cash Flow Plannerno first choicenothing named
Three alternatives
Centime, Prophix One, TesorioTwo alternatives
Centime, TrovataNine alternatives
Agicap, Anaplan, CashAnalytics, Float, GTreasury, HighRadius, Kyriba, Planful, TrovataTwo alternatives
Pulse, WaveMuse Glimmer 30BDrivetrain, Prophix OneAgicapChangedAgicapXero's built-in Short Term Cash Flow Tool/Reportno first choiceagainst: Board, Google Sheets, Helu, Lucanet, Microsoft Excel, companyon
Seven alternatives
Abacum, Agicap, Chaser, Tesorio, Trovata, Upflow, VenaThree alternatives
Centime, HighRadius, TrovataNine alternatives
Anaplan, Cash Flow Frog, Drivetrain, Fathom, Float, Jirav, Planful, Prophix One, VenaThree alternatives
Float, Pulse, QuickBooks Cash Flow PlannerBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:56 | yes | 10 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:06 | yes | 3 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:20 | yes | 7 | 22 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 10:35 | yes | 10 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:29 | yes | 9 | 30 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 08:49 | yes | 5 | 4 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:58 | yes | 24 | 29 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:53 | yes | 5 | 3 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 08:46 | yes | 9 | 43 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:03 | yes | 8 | 38 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:08 | yes | 21 | 73 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:32 | yes | 5 | 34 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:09 | yes | 4 | 16 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:22 | yes | 10 | 27 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:52 | no | 0 | 4 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:03 | yes | 3 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:38 | no | 0 | 13 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 11:55 | yes | 10 | 3 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:26 | yes | 5 | 26 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:23 | yes | 5 | 5 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:19 | yes | 19 | 20 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:56 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:50 | yes | 5 | 20 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:22 | yes | 20 | 57 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:45 | yes | 10 | 102 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:55 | yes | 5 | 67 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:02 | yes | 3 | 13 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:20 | yes | 12 | 19 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:57 | yes | 17 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:01 | yes | 6 | 8 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:21 | yes | 10 | 18 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 09:42 | yes | 10 | 7 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:22 | yes | 5 | 32 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:08 | yes | 5 | 7 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:30 | yes | 22 | 32 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 10:13 | yes | 5 | 3 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:59 | yes | 5 | 29 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:44 | yes | 18 | 50 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 08:56 | yes | 25 | 39 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:20 | yes | 5 | 20 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:36 | yes | 7 | 19 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:23 | yes | 15 | 23 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:36 | yes | 9 | 7 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:08 | yes | 4 | 4 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:42 | yes | 8 | 19 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 08:44 | yes | 10 | 3 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:12 | yes | 5 | 31 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:06 | yes | 5 | 3 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:00 | yes | 21 | 20 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:23 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:33 | yes | 5 | 17 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:35 | yes | 19 | 44 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 12:08 | yes | 13 | 27 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:30 | yes | 5 | 18 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:33 | yes | 3 | 11 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 08:59 | yes | 12 | 18 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:02 | no | 0 | 6 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:54 | no | 0 | 6 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:56 | no | 0 | 17 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 09:45 | yes | 10 | 7 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:18 | yes | 5 | 36 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:08 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:38 | yes | 17 | 40 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:26 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:12 | no | 0 | 32 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:06 | yes | 14 | 61 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:52 | no | 0 | 20 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:07 | no | 0 | 22 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:19 | yes | 3 | 14 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:13 | yes | 15 | 27 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:33 | yes | 18 | 10 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:22 | yes | 3 | 5 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:39 | yes | 8 | 19 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 09:06 | yes | 10 | 4 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:25 | yes | 10 | 28 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:54 | yes | 5 | 4 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:38 | yes | 25 | 24 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:19 | yes | 10 | 4 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:09 | yes | 15 | 43 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:19 | yes | 20 | 59 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 08:45 | yes | 15 | 82 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 08:47 | yes | 8 | 40 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:12 | yes | 5 | 14 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:34 | yes | 20 | 25 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
Coupa read as Coupa Treasury
Excel read as Microsoft Excel
Excel Spreadsheets read as Microsoft Excel
Prophix read as Prophix One
QuickBooks read as QuickBooks Cash Flow Planner
QuickBooks (Built-in) read as QuickBooks Cash Flow Planner
QuickBooks Cash Flow read as QuickBooks Cash Flow Planner
QuickBooks Online read as QuickBooks Cash Flow Planner
SAP read as SAP Treasury and Risk Management
Vena Solutions read as Vena
Workday Adaptive read as Workday Adaptive Planning
Xero read as Xero Cash Flow Forecasting
Xero (Built-in Tool) read as Xero Cash Flow Forecasting
Unresolved, counted raw
13-Week Cash Flow Forecast Template
Built-in accounting planner
COMCASH
Google Sheets Cash-Flow Forecast
Google Sheets template
Grasshopper Bank
KickFin
Microsoft Excel or Google Sheets with Templates
PNC Bank Cash Flow Insight
Simple Cash Flow Template for SMEs
Small Business Cash Flow Forecast
The Cash Flow Planner
Xero's Built-in Cash Flow Tools
Xero's built-in Short Term Cash Flow Tool/Report
cfo.ai formerly Runway
Discontinued, still offered
No shut-down product was recommended here.