Index › Finance › Receivables and billing › Payment orchestration › Small business · November 2026 Edition
Payment orchestration platforms for small business buyers
Asked as “payment orchestration platform”, and as “multi-processor payment routing layer”, on behalf of a small B2B company. 52 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each. Added to the November 2026 Edition.
Standing · first-choice share
23%
Contested · Stripe Orchestration 12%
23Primer12Stripe Orchestration08Helcim58others
23% of first choices, contested.
Since October 2026▲+4Since October 2026: 19% → 23%, +4 points. Inside the 10-point floor: within noise.Primer held the lead, +4 points on 19%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Primer23%Contested▲+4Since October 2026: 19% → 23%, +4 points. Inside the 10-point floor: within noise.This pageMid-marketPrimer20%Contested↗new leaderNew leader since October 2026: Primer (20%) replaces BlueSnap (18% then, 6% now), 14 points clear, past the 10-point floor.Standing →Enterprise
IXOPAY18%Contested▼−3Since October 2026: 21% → 18%, −3 points. Inside the 10-point floor: within noise.Standing →
Primer23%Contested▲+4Since October 2026: 19% → 23%, +4 points. Inside the 10-point floor: within noise.This pageMid-marketPrimer20%Contested↗new leaderNew leader since October 2026: Primer (20%) replaces BlueSnap (18% then, 6% now), 14 points clear, past the 10-point floor.Standing →EnterpriseIXOPAY18%Contested▼−3Since October 2026: 21% → 18%, −3 points. Inside the 10-point floor: within noise.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a small B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01Primer23%19%53accepted challenger▲+4Since October 2026: 19% → 23%, +4 points. Inside the 10-point floor: within noise.19% → 23%
Primer23%19%53accepted challenger▲+4Since October 2026: 19% → 23%, +4 points. Inside the 10-point floor: within noise.19% → 23%02
Stripe Orchestration12%6%35accepted challenger▼−5Since October 2026: 17% → 12%, −5 points. Inside the 10-point floor: within noise.17% → 12%
Stripe Orchestration12%6%35accepted challenger▼−5Since October 2026: 17% → 12%, −5 points. Inside the 10-point floor: within noise.17% → 12%03
Helcim8%0%11accepted challenger▲+2Since October 2026: 6% → 8%, +2 points. Inside the 10-point floor: within noise.6% → 8%
Helcim8%0%11accepted challenger▲+2Since October 2026: 6% → 8%, +2 points. Inside the 10-point floor: within noise.6% → 8%04
Solidgate6%7%27accepted challenger▲+2Since October 2026: 4% → 6%, +2 points. Inside the 10-point floor: within noise.4% → 6%
Solidgate6%7%27accepted challenger▲+2Since October 2026: 4% → 6%, +2 points. Inside the 10-point floor: within noise.4% → 6%05
Corefy6%52%23criticized challenger▲+6Since October 2026: 0% → 6%, +6 points. Inside the 10-point floor: within noise.0% → 6%
Corefy6%52%23criticized challenger▲+6Since October 2026: 0% → 6%, +6 points. Inside the 10-point floor: within noise.0% → 6%06
Spreedly4%33%49criticized challenger▼−4Since October 2026: 8% → 4%, −4 points. Inside the 10-point floor: within noise.8% → 4%
Spreedly4%33%49criticized challenger▼−4Since October 2026: 8% → 4%, −4 points. Inside the 10-point floor: within noise.8% → 4%07
PayPal4%13%15accepted challenger▲+2Since October 2026: 2% → 4%, +2 points. Inside the 10-point floor: within noise.2% → 4%
PayPal4%13%15accepted challenger▲+2Since October 2026: 2% → 4%, +2 points. Inside the 10-point floor: within noise.2% → 4%08
Hyperswitch2%8%13accepted challenger▼−2Since October 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise.4% → 2%
Hyperswitch2%8%13accepted challenger▼−2Since October 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise.4% → 2%09IXOPAY2%71%14criticized challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%
IXOPAY2%71%14criticized challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%Show the four products at 0%, ordered by negative rate
13
Adyen0%33%18criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Adyen0%33%18criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%10
Gr4vy0%29%35criticized challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%
Gr4vy0%29%35criticized challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%12
Checkout.com0%20%10accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%
Checkout.com0%20%10accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%11
Square0%9%11accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Square0%9%11accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
Head to headHead-to-head pages are published for mid-market buyers, so these open on mid-market figures, not small business.
All twenty-eight head-to-head pages: the top eight products, each against each
Primer vs HyperswitchPrimer vs BlueSnapPrimer vs Stripe OrchestrationPrimer vs Checkout.comSpreedly vs Juspay HyperswitchSpreedly vs CorefySpreedly vs HyperswitchSpreedly vs BlueSnapSpreedly vs Stripe OrchestrationSpreedly vs Checkout.comJuspay Hyperswitch vs CorefyJuspay Hyperswitch vs HyperswitchJuspay Hyperswitch vs BlueSnapJuspay Hyperswitch vs Stripe OrchestrationJuspay Hyperswitch vs Checkout.comCorefy vs HyperswitchCorefy vs BlueSnapCorefy vs Stripe OrchestrationCorefy vs Checkout.comHyperswitch vs BlueSnapHyperswitch vs Stripe OrchestrationHyperswitch vs Checkout.comBlueSnap vs Stripe OrchestrationBlueSnap vs Checkout.comStripe Orchestration vs Checkout.com
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01020304050607080910111213Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01Primer23%
Primer23%02Stripe Orchestration12%
Stripe Orchestration12%03Helcim8%
Helcim8%04Solidgate6%
Solidgate6%05Corefy6%
Corefy6%06Spreedly4%
Spreedly4%07PayPal4%
PayPal4%08Hyperswitch2%
Hyperswitch2%09IXOPAY2%
IXOPAY2%10Gr4vy0%
Gr4vy0%11Square0%
Square0%12Checkout.com0%
Checkout.com0%13Adyen0%
Adyen0%What they warned about
Two of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.20, Mistral Small, DeepSeek V4 Flash, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Spreedly33%
16 of 49 labels negative · 7 of 14 models · 3 hard negative
“Platforms to Specifically Avoid or Approach with High Caution ... Other orchestration-heavy platforms like Spreedly or IXOPAY ... avoid unless your volume justifies it” Grok 4.20, negative prompt
Corefy52%
12 of 23 labels negative · 7 of 14 models · 2 hard negative
“Generally poor starting points for a budget-constrained small company” Perplexity Sonar, budget prompt
Gr4vy29%
10 of 35 labels negative · 7 of 14 models · 2 hard negative
“enterprise-grade platforms with custom/sales-led pricing that will be far outside a small company's budget” DeepSeek V4 Flash, budget prompt
Primer19%
10 of 53 labels negative · 7 of 14 models · 2 hard negative
“enterprise-grade platforms with custom/sales-led pricing that will be far outside a small company's budget” DeepSeek V4 Flash, budget prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
76 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 869 links across 189 sites, every framing counted. Ranked by the number of answers carrying the site or page. None of the 252 answers across every segment cited this index's own page for the category.
vendor site · G245 answers · 66 citations · 12 models
40 answers · 51 citations · 12 models
vendor site · Primer34 answers · 63 citations · 10 models
vendor site · Whop33 answers · 33 citations · 11 models
vendor site · Spreedly26 answers · 33 citations · 10 models
vendor site · Gr4vy25 answers · 39 citations · 9 models
23 answers · 23 citations · 10 models
vendor site · Solidgate20 answers · 23 citations · 9 models
vendor site · Sourceforge16 answers · 20 citations · 8 models
vendor site · Corefy14 answers · 23 citations · 9 models
14 answers · 14 citations · 9 models
vendor site · Capterra11 answers · 13 citations · 7 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
36 answers · 12 models
31 answers · 11 models
28 answers · 12 models
23 answers · 10 models
17 answers · 9 models
15 answers · 8 models
14 answers · 9 models
13 answers · 9 models
13 answers · 8 models
11 answers · 6 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best payment orchestration platform”, “payment orchestration platform”, “payment orchestration platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Primer primer.io | 23% | 138 | 74,000 | 134,313 | 7,631 | 4 | ||
| Stripe parent site Stripe Orchestration 12% | 12% | 65 | 823,000 | 102,741 | ||||
| PayPal paypal.com PayPal Payments 6%, PayPal 4%, PayPal Braintree Payment Orchestration 2% | 12% | 109 | 5,000,000 | 111,104 | 8,961,782 company | $639 | 71 | |
| Helcim helcim.com | 8% | 121 | 12,100 | 143 | 52,527 | 28 | ||
| Solidgate solidgate.com | 6% | 76 | 1,600 | 117 | 53,439 | 1 | ||
| BlueSnap bluesnap.com | 6% | 44 | 1,900 | 64 | 19,445 | $232 | 25 | |
| Corefy corefy.com | 6% | 59 | 90 | 0 | 5,965 | |||
| Spreedly spreedly.com | 4% | 150 | 1,600 | 21 | 19,552 | 35 | 3 | |
| Juspay Hyperswitch juspay.io | 4% | 28 | 30 | 2 | 683 | |||
| Hyperswitch hyperswitch.io | 2% | 32 | 260 | 8 | 2,118 | 4 |
Google's top ten for the three searches hold 18 sites; 5 of them are among the sites the models cited here (g2.com, primer.io, solidgate.com, sourceforge.net, spreedly.com). The first result for “best payment orchestration platform” is reddit.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best payment orchestration platform for a small B2B company?”Paraphrase“Which multi-processor payment routing layer would you recommend to a small business that sells to other businesses?”Comparative“What are the top payment orchestration platforms for a small team and how do they differ?”Budget-constrained“What is the best payment orchestration platform for a small company with a tight budget?”Scale-constrained“We are a 30 person company evaluating a payment orchestration platform. What should we look at?”Negative“Which payment orchestration platforms should a small business avoid or be cautious about?”
Claude Haiku 4.5BlueSnapno first choiceChangedPrimerOpenSwitchno first choicenothing named
One alternative
NickelThree alternatives
Gr4vy, Norbr, SpreedlyFour alternatives
Juspay Hyperswitch, PayOrc, Payapp2, PrimerGPT-5.4 miniAkurateco, PayPal PaymentsStripe OrchestrationChangedPrimeragainst: IXOPAYStripe Orchestrationagainst: Primerno first choicenothing named
One alternative
AdyenOne alternative
AdyenFour alternatives
Adyen, Gr4vy, Spreedly, Stripe OrchestrationGemini 3.5 FlashSpreedlyPrimerChangedPrimerHyperswitchagainst: Gr4vy, Primer, Spreedlyno first choiceagainst: CellPoint Digital, Checkout.com, IXOPAY, Paydock, Spreedly
Three alternatives
BridgerPay, Gr4vy, PrimerFour alternatives
BridgerPay, Gr4vy, Hyperswitch, SpreedlyThree alternatives
Gr4vy, Hyperswitch, SpreedlyTwo alternatives
BridgerPay, WhopPerplexity SonarBlueSnapagainst: BILL, Corefy, SpreedlyPrimerChangedagainst: CorefyPrimeragainst: Hyperswitch, IXOPAYWhopagainst: Adyen, Corefy, Gr4vy, Primer, Solidgate, Spreedlyno first choiceagainst: Adyen, Corefy, Gr4vy, IXOPAY, Payrails, Primer, Solidgate, Spreedly, Stripe Orchestration
Two alternatives
Primer, Stripe OrchestrationFour alternatives
GoCardless, Solidgate, Spreedly, Stripe OrchestrationFour alternatives
Gr4vy, Paddle, Solidgate, SpreedlyThree alternatives
Juspay Hyperswitch, PayPal, Stripe OrchestrationGrok 4.20Primer, Solidgateagainst: IXOPAY, Juspay Hyperswitch, ProcessOut, SpreedlyPrimerChangedagainst: JuspayPrimeragainst: Corefy, IXOPAYSolidgateno first choiceagainst: Adyen, BridgerPay, Chargebee, Gr4vy, IXOPAY, PayTabs, ProcessOut, Rebilly, Shift4 Payments, Spreedly
Two alternatives
Braintree, Stripe OrchestrationTwo alternatives
Solidgate, SpreedlyThree alternatives
Gr4vy, Solidgate, SpreedlyFour alternatives
PayPal, Primer, Spreedly, Stripe OrchestrationMistral SmallPrimer, SolidgateCorefy, PrimerChangedGr4vy, PrimerPayPal Paymentsno first choicenothing named
Three alternatives
Checkout.com, Helcim, Stripe OrchestrationOne alternative
HyperswitchThree alternatives
Juspay Hyperswitch, OpenSwitch, SolidgateTwo alternatives
IXOPAY, SpreedlyDeepSeek V4 FlashBlueSnapagainst: Corefy, Gr4vyIXOPAYChangedagainst: Corefy, Primer, SpreedlyCorefy, Spreedlyagainst: Gr4vyPayOrcagainst: Adyen, Gr4vy, IXOPAY, Primer, Spreedlyno first choiceagainst: Corefyagainst: Adyen, BlueSnap, Cybersource, IXOPAY, PayU, Primer, Spreedly, Yuno
Four alternatives
Helcim, Primer, Solidgate, Stripe OrchestrationOne alternative
HyperswitchTwo alternatives
Primer, SolidgateTwo alternatives
Hyperswitch, WhopFour alternatives
BridgerPay, Primer, ProcessOut, SpreedlyLlama 4 Maverickno first choiceno first choiceHeldno first choicePayPal Paymentsno first choicenothing named
Three alternatives
Bridge, Gr4vy, RecurlyQwen 3.7 FlashCorefy, Primeragainst: BlackhawkCorefyChangedSpreedlyMollie, Reepayagainst: Adyen, Cartology, Omnichannelno first choiceagainst: Braintree, PayPal, Rapyd
Four alternatives
Helcim, Solidgate, Spreedly, Stripe ConnectThree alternatives
Primer, Square, Stripe OrchestrationTwo alternatives
Primer, SolidgateThree alternatives
MedusaJS, Snipcart, SpreedlySeven alternatives
Airwallex, Checkout.io, Mollie, Oracle Cybersource, Pagarica, Paystack, WorldlineKimi K2Helcimagainst: Gr4vyPrimerChangedJuspay Hyperswitch, Primeragainst: CorefyJuspay HyperswitchPrimeragainst: BILL, Creem.io, Juspay, PayPal Payments, Payoneer
Three alternatives
Primer, Spreedly, Stripe OrchestrationThree alternatives
Gr4vy, Hyperswitch, RecurlyTwo alternatives
Gr4vy, SpreedlyThree alternatives
OpenSwitch, PayOrc, Stripe OrchestrationFour alternatives
Airwallex, Gr4vy, Spreedly, Stripe OrchestrationGLM 4.7 FlashXPrimerPayPal Braintree Payment OrchestrationChangedPrimerBraintree, PayPal, Stripe Orchestrationagainst: Corefy, Spreedly – Independent Vaultno first choiceagainst: Juspay, Toast
Three alternatives
Gr4vy, Helcim, SpreedlyTwo alternatives
Hyperswitch, Stripe OrchestrationFour alternatives
Gr4vy, Hyperswitch, Solidgate, SpreedlyThree alternatives
Checkout.com, Primer, RebillyMiniMax M2.5Helcim, Stripe OrchestrationHelcim, Stripe OrchestrationHeldHyperswitchagainst: Gr4vyPayPal, Stripe Orchestrationagainst: Spreedlyno first choiceagainst: PayPal, Primer, Spreedly, Square, Stripe Orchestration
Two alternatives
Primer, SolidgateThree alternatives
Authorize.net, Corefy, PrecznFour alternatives
PayPal Payments, Primer, Solidgate, SpreedlyThree alternatives
Primer, Rebilly, WhopGPT-6 LunaStripe Invoicing plus ACH Direct DebitPrimerChangedPrimerP26Magainst: Orchestra, Spreedlyno first choiceagainst: Corefy, Gr4vy, Primer, Spreedly
One alternative
PrimerOne alternative
SpreedlyFour alternatives
Gr4vy, Hyperswitch, Spreedly, YunoMuse Glimmer 30BHelcimagainst: Primer, SpreedlyPrimer, SpreedlyChangedGr4vy, Primeragainst: Checkout.comJuspay Hyperswitchno first choiceagainst: Corefy, IXOPAY, Spreedly
Four alternatives
PayPal Payments, Solidgate, Stripe Orchestration, WhopOne alternative
CorefyThree alternatives
Corefy, Solidgate, SpreedlyThree alternatives
Gr4vy, Primer, SolidgateBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:20 | yes | 9 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:39 | yes | 3 | 4 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:01 | no | 0 | 14 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 09:03 | yes | 10 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:26 | yes | 11 | 28 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:08 | yes | 5 | 4 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 10:19 | yes | 21 | 24 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:20 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:49 | yes | 5 | 28 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:47 | yes | 14 | 52 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:27 | yes | 8 | 26 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:52 | yes | 7 | 27 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 08:58 | yes | 3 | 14 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:32 | yes | 22 | 29 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 08:47 | no | 0 | 4 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:37 | yes | 2 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:16 | yes | 12 | 23 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 09:05 | yes | 10 | 3 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:22 | yes | 5 | 28 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:56 | yes | 5 | 5 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:57 | yes | 25 | 23 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:27 | yes | 5 | 3 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:21 | yes | 10 | 63 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:45 | yes | 10 | 35 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:00 | yes | 24 | 24 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 08:58 | yes | 15 | 37 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:01 | yes | 1 | 13 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:54 | yes | 20 | 28 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:06 | yes | 9 | 10 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:12 | yes | 7 | 11 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:30 | yes | 7 | 20 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 08:47 | yes | 10 | 5 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:15 | yes | 10 | 33 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:07 | yes | 5 | 7 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:01 | yes | 23 | 52 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:36 | yes | 5 | 3 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:50 | yes | 10 | 43 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:08 | yes | 23 | 34 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:42 | yes | 23 | 102 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 08:56 | yes | 5 | 44 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:47 | yes | 6 | 19 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:58 | yes | 14 | 25 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:33 | yes | 10 | 7 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:55 | yes | 4 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:51 | yes | 5 | 16 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 12:57 | yes | 10 | 3 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:23 | yes | 24 | 37 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:33 | yes | 5 | 6 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:07 | yes | 23 | 17 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 10:33 | yes | 5 | 4 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:09 | no | 0 | 37 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:19 | yes | 17 | 28 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:18 | yes | 19 | 230 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:26 | yes | 19 | 53 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:24 | yes | 3 | 15 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:57 | yes | 13 | 20 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:09 | no | 0 | 7 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 08:50 | no | 0 | 6 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:31 | no | 0 | 16 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 09:16 | yes | 10 | 6 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:25 | yes | 14 | 34 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 08:43 | no | 0 | 6 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:33 | yes | 23 | 29 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:40 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:02 | no | 0 | 31 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:53 | yes | 17 | 50 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 08:55 | yes | 15 | 96 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:40 | yes | 5 | 31 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:51 | yes | 2 | 12 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 08:44 | yes | 13 | 23 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:10 | yes | 18 | 9 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:48 | yes | 3 | 5 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:05 | yes | 11 | 22 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 12:19 | yes | 10 | 4 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:21 | yes | 12 | 26 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:44 | yes | 5 | 7 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:39 | yes | 22 | 44 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:56 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 12:14 | yes | 8 | 42 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:07 | yes | 22 | 26 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:24 | yes | 20 | 149 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:21 | yes | 20 | 48 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:51 | yes | 5 | 22 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 08:44 | yes | 23 | 33 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
Bill.com read as BILL
Primer.io read as Primer
Stripe read as Stripe Orchestration
Unresolved, counted raw
Blackhawk
Boleto
Boxopay
Cartology
Checkout.com's ProcessOut
Checkout.io
Clover Connect
MedusaJS
Norbr
OXXO
Omnichannel
Oracle Cybersource
P26M
Pagarica
PayPal Braintree Payment Orchestration
PayPal's Braintree
Payapp2
Paytia
Preczn
Reepay
Shift4 Payments
Snipcart
Spreedly – Independent Vault
Stripe Invoicing plus ACH Direct Debit
iDEAL
Discontinued, still offered
No shut-down product was recommended here.