Index › Finance › Receivables and billing › B2B payment acceptance › Enterprise · November 2026 Edition
B2B payment acceptance for enterprise buyers
Asked as “B2B payment acceptance platform”, and as “accounts receivable payment portal”, on behalf of an enterprise B2B company. 52 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
31%
Contested · Adyen 17%
31HighRadius B2B Payments17Adyen10Paystand42others
31% of first choices, contested.
Since October 2026▲+6Since October 2026: 25% → 31%, +6 points. Inside the 10-point floor: within noise.HighRadius B2B Payments held the lead, +6 points on 25%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Helcim46%Clear leader▲+15Since October 2026: 31% → 46%, +15 points. Past the 10-point floor: movement.Standing →Mid-market
Versapay28%Contested▲+9Since October 2026: 19% → 28%, +9 points. Inside the 10-point floor: within noise.Standing →EnterpriseHighRadius B2B Payments31%Contested▲+6Since October 2026: 25% → 31%, +6 points. Inside the 10-point floor: within noise.This page
Helcim46%Clear leader▲+15Since October 2026: 31% → 46%, +15 points. Past the 10-point floor: movement.Standing →Mid-marketVersapay28%Contested▲+9Since October 2026: 19% → 28%, +9 points. Inside the 10-point floor: within noise.Standing →EnterpriseHighRadius B2B Payments31%Contested▲+6Since October 2026: 25% → 31%, +6 points. Inside the 10-point floor: within noise.This pageThe standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01HighRadius B2B Payments31%0%38endorsed leader▲+6Since October 2026: 25% → 31%, +6 points. Inside the 10-point floor: within noise.25% → 31%
02
Adyen17%6%36accepted challenger▼−7Since October 2026: 24% → 17%, −7 points. Inside the 10-point floor: within noise.24% → 17%
Adyen17%6%36accepted challenger▼−7Since October 2026: 24% → 17%, −7 points. Inside the 10-point floor: within noise.24% → 17%03
Stripe10%18%38accepted challenger▼−2Since October 2026: 12% → 10%, −2 points. Inside the 10-point floor: within noise.12% → 10%
Stripe10%18%38accepted challenger▼−2Since October 2026: 12% → 10%, −2 points. Inside the 10-point floor: within noise.12% → 10%04
Billtrust8%0%27accepted challenger▼−8Since October 2026: 16% → 8%, −8 points. Inside the 10-point floor: within noise.16% → 8%
Billtrust8%0%27accepted challenger▼−8Since October 2026: 16% → 8%, −8 points. Inside the 10-point floor: within noise.16% → 8%05Versapay2%0%23accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%
Versapay2%0%23accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%06
Tipalti2%4%23accepted challenger▼−2Since October 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise.4% → 2%
Tipalti2%4%23accepted challenger▼−2Since October 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise.4% → 2%07
BILL Accounts Receivable2%29%28criticized challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%
BILL Accounts Receivable2%29%28criticized challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%08Helcim2%10%10accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%
Helcim2%10%10accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%09PayPal Payments2%59%17criticized challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%
Show the three products at 0%, ordered by negative rate
12
AvidXchange0%10%10accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
AvidXchange0%10%10accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%10
Coupa Pay0%0%15accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Coupa Pay0%0%15accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%11
TreviPay0%0%11accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%
TreviPay0%0%11accepted challenger▼−2Since October 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise.2% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
Head to headHead-to-head pages are published for mid-market buyers, so these open on mid-market figures, not enterprise.
All twenty-eight head-to-head pages: the top eight products, each against each
Versapay vs EBizChargeVersapay vs HighRadius B2B PaymentsVersapay vs BILL Accounts ReceivableVersapay vs TipaltiHelcim vs StripeHelcim vs BilltrustHelcim vs EBizChargeHelcim vs HighRadius B2B PaymentsHelcim vs BILL Accounts ReceivableHelcim vs TipaltiStripe vs BilltrustStripe vs EBizChargeStripe vs HighRadius B2B PaymentsStripe vs BILL Accounts ReceivableStripe vs TipaltiBilltrust vs EBizChargeBilltrust vs HighRadius B2B PaymentsBilltrust vs BILL Accounts ReceivableBilltrust vs TipaltiEBizCharge vs HighRadius B2B PaymentsEBizCharge vs BILL Accounts ReceivableEBizCharge vs TipaltiHighRadius B2B Payments vs BILL Accounts ReceivableHighRadius B2B Payments vs TipaltiBILL Accounts Receivable vs Tipalti
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
H01
02030405060708P09
101112Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative50%
Key
01HighRadius B2B Payments31%
02Adyen17%
Adyen17%03Stripe10%
Stripe10%04Billtrust8%
Billtrust8%05Versapay2%
Versapay2%06Tipalti2%
Tipalti2%07BILL Accounts Receivable2%
BILL Accounts Receivable2%08Helcim2%
Helcim2%09PayPal Payments2%
10Coupa Pay0%
Coupa Pay0%11TreviPay0%
TreviPay0%12AvidXchange0%
AvidXchange0%What they warned about
One of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.20, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5 and GPT-6 Luna changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
PayPal Payments
59%
10 of 17 labels negative · 9 of 14 models · 3 hard negative
“Why cautious/avoid: High fees ... poor customer support ... features geared toward smaller or consumer transactions” Grok 4.20, negative prompt
BILL Accounts Receivable29%
8 of 28 labels negative · 7 of 14 models · 1 hard negative
“Avoid using SMB solutions (Bill.com, Melio, PayPal) for primary enterprise AP/AR” Gemini 3.5 Flash, negative prompt
Stripe18%
7 of 38 labels negative · 5 of 14 models · 1 hard negative
“Avoid: Standard online checkout providers (e.g., basic Stripe, PayPal, Square setups) that position themselves primarily for e-commerce retailers.” Qwen 3.7 Flash, negative prompt
Melio43%
3 of 7 labels negative · 3 of 14 models · 1 hard negative
“Avoid using SMB solutions (Bill.com, Melio, PayPal) for primary enterprise AP/AR” Gemini 3.5 Flash, negative prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
78 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 942 links across 296 sites, every framing counted. Ranked by the number of answers carrying the site or page. 21 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · HighRadius27 answers · 52 citations · 13 models
vendor site · Stripe25 answers · 41 citations · 11 models
vendor site · Sourceforge21 answers · 26 citations · 10 models
vendor site · G221 answers · 25 citations · 10 models
21 answers · 23 citations · 9 models
18 answers · 18 citations · 9 models
vendor site · Coastal Pay15 answers · 31 citations · 10 models
vendor site · Billtrust15 answers · 24 citations · 9 models
vendor site · Serrala15 answers · 18 citations · 8 models
vendor site · Versapay14 answers · 23 citations · 9 models
vendor site · BILL14 answers · 16 citations · 9 models
vendor site · Rillion13 answers · 15 citations · 9 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
20 answers · 9 models
18 answers · 9 models
17 answers · 10 models
13 answers · 9 models
12 answers · 9 models
11 answers · 9 models
10 answers · 7 models
10 answers · 10 models
10 answers · 10 models
9 answers · 6 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “b2b payment acceptance platform”, “b2b payment platforms”, “best b2b payment acceptance platform”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| HighRadius highradius.com HighRadius B2B Payments 31% | 31% | 53 | 6,600 | 118 | 294,561 company | $2,272 | 120 | 4 |
| Adyen adyen.com | 17% | 159 | 22,200 | 890 | 126,446 | $7,702 | 84 | |
| Stripe stripe.com | 10% | 265 | 823,000 | 102,741 | 3,226,782 | $3,621 | 102 | 2 |
| Paystand paystand.com | 10% | 25 | 1,900 | 32 | 59,075 | $55,504 | 51 | |
| Billtrust billtrust.com | 8% | 362 | 6,600 | 159 | 50,343 | $718 | 15 | |
| Stax staxpayments.com | 6% | 26 | 27,100 | 2,176 | 23,084 | $141 | 34 | |
| Stripe parent site Stripe Billing 4% | 4% | 39 | 823,000 | 102,741 | ||||
| Versapay versapay.com | 2% | 252 | 6,600 | 106 | 39,155 | $12,320 | 29 | 9 |
| Tipalti tipalti.com | 2% | 490 | 18,100 | 381 | 213,652 | $83,363 | 120 | |
| BILL bill.com BILL Accounts Receivable 2% | 2% | 179 | 2,740,000 | 1,063,001 | 1,783,039 company | $199,231 | 119 |
Google's top ten for the three searches hold 22 sites; 3 of them are among the sites the models cited here (highradius.com, stripe.com, versapay.com). The first result for “b2b payment acceptance platform” is paytrace.net.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best B2B payment acceptance platform for an enterprise B2B company?”Paraphrase“Which accounts receivable payment portal would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade B2B payment platforms and how do they differ?”Budget-constrained“What is the best B2B payment acceptance platform for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a B2B payment acceptance platform. What should we look at?”Negative“Which B2B payment platforms should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5BILL Accounts Receivable, Stripe BillingHighRadius B2B PaymentsChangedno first choiceAdyenno first choicenothing named
Two alternatives
Billtrust, VersapayTwo alternatives
Paystand, StripeGPT-5.4 miniStripeHighRadius B2B PaymentsChangedBILL Accounts ReceivablePayPal Paymentsno first choiceagainst: BILL Accounts Receivable, Cliq, Humboldt Merchant Services, Maverick / Zen Payments, Nuvei, PayPal Payments, Tesseract/Tipalti
Four alternatives
Adyen, Finix, PayPal Payments, WorldpayOne alternative
BILL Accounts ReceivableFour alternatives
Corpay, Payoneer, Rapyd, Wise BusinessOne alternative
Coupa PayGemini 3.5 FlashAdyen, StripeHighRadius B2B PaymentsChangedAdyen, StripePaystandno first choiceagainst: BILL Accounts Receivable, FreshBooks, Melio, PayPal Payments, QuickBooks Payments, Venmo for Business, Zelle for Business
Four alternatives
Billtrust, HighRadius B2B Payments, TreviPay, VersapayThree alternatives
Billtrust, Serrala, VersapayFive alternatives
Coupa Pay, Flywire, HighRadius B2B Payments, Tipalti, VersapayThree alternatives
Adyen, HighRadius B2B Payments, TreviPayPerplexity SonarAdyenHighRadius B2B PaymentsChangedAdyen, StripePaystandno first choiceagainst: PayPal Payments, Stripe, Venmo for Business
Six alternatives
Billtrust, Finix, HighRadius B2B Payments, Stripe, Tipalti, TreviPayThree alternatives
Billtrust, Invoiced, VersapayEight alternatives
Airwallex, AvidXchange, Billtrust, Fiserv, HighRadius B2B Payments, Serrala, Tipalti, WorldpayTwo alternatives
Adyen, FinixGrok 4.20Stripeagainst: FIS or FiservBilltrust, HighRadius B2B PaymentsChangedagainst: Gaviti, Growfin, PayPal Invoicing, Stripe Billingno first choiceStaxagainst: StripeStripe Billingagainst: Authorize.net, Cybersource, PayPal Payments, Square, Stripe
Four alternatives
Adyen, BILL Accounts Receivable, Coupa Pay, VersapayOne alternative
UpflowThree alternatives
Adyen, Coastal Pay, HelcimThree alternatives
Adyen for Platforms, Authorize.net, BraintreeMistral SmallSerralaHighRadius B2B PaymentsChangedno first choiceHelcim, Staxno first choiceagainst: Cash App, Zelle
Two alternatives
Billtrust, InvoicedOne alternative
NickelDeepSeek V4 FlashAdyenHighRadius B2B PaymentsChangedAdyen, Stripeagainst: Wise BusinessPaystandagainst: Adyen, Coastal Pay, Helcim, Kill Bill, Stripeno first choiceagainst: BILL Accounts Receivableagainst: Plastiq, Synapse Financial Technologies
Four alternatives
HighRadius B2B Payments, Stripe, Versapay, WorldpayTwo alternatives
Billtrust, VersapaySeven alternatives
Airwallex, BILL Accounts Receivable, Corpay Cross-Border, Coupa Pay, HighRadius B2B Payments, Paystand, TipaltiLlama 4 Maverickno first choiceHighRadius B2B PaymentsChangedno first choiceCoastal Payno first choiceagainst: BILL Accounts Receivable, PayPal Payments, Stripe
Qwen 3.7 FlashAdyenBilltrust, HighRadius B2B PaymentsChangedAdyen, StripeAdyenagainst: Square, Stripeno first choiceagainst: PayPal Payments, Square, Stripe
Two alternatives
Checkout.com, StripeOne alternative
InvoicedFour alternatives
BILL Accounts Receivable, ConnectPay, Payoneer, TipaltiThree alternatives
Coastal Pay, Netsuite Payments, StripeKimi K2Adyen, StripeHighRadius B2B PaymentsChangedStripeagainst: BILL Accounts Receivable, Bank of America, JPMorgan ChaseStaxno first choiceagainst: Adyen, BILL Accounts Receivable, Braintree, EVO Payments, Melio, PayPal Payments, Payoneer, Razorpay
Two alternatives
HighRadius B2B Payments, SerralaOne alternative
BilltrustFive alternatives
AvidXchange, Coupa Pay, SAP Ariba, SAP Concur, TipaltiOne alternative
StripeGLM 4.7 FlashXAdyen, HighRadius B2B PaymentsBilltrust, HighRadius B2B PaymentsChangedAdyen, Stripeagainst: PayPal Payments, Wise BusinessHighRadius B2B Paymentsno first choiceagainst: BILL Accounts Receivable, Melio, Paysera, Riverside Payments Inc
Five alternatives
BILL Accounts Receivable, Helcim, Stax, Stripe, TipaltiTwo alternatives
Invoiced, VersapaySeventeen alternatives
Airbase, AvidXchange, BILL Accounts Receivable, Billtrust, Coupa Pay, Helcim, Medius, Payment Depot, Ramp, Resolve Pay, Rho, Stampli, Stax, Tipalti, Versapay, WizPay, WorldpayTwo alternatives
Adyen, VersapayMiniMax M2.5Adyen, Stripeagainst: PayPal PaymentsHighRadius B2B PaymentsChangedno first choiceOroCommerce, Tipaltino first choiceagainst: American Express, AvidXchange, BILL Accounts Receivable, Divvy, PayPal Payments
One alternative
BILL Accounts ReceivableTwo alternatives
Billtrust, VersapayTwo alternatives
BILL Accounts Receivable, Coastal PayGPT-6 LunaVersapayBilltrustChangedno first choicePaystandno first choiceagainst: BlueSnap Payment Services Ireland
Three alternatives
Adyen, Billtrust, StripeThree alternatives
Esker, HighRadius B2B Payments, VersapayNine alternatives
Adyen, Basware, Billtrust, Coupa Pay, HighRadius B2B Payments, Modern Treasury, Stripe, Tipalti, TreviPayOne alternative
AdyenMuse Glimmer 30BHighRadius B2B PaymentsHighRadius B2B PaymentsHeldStripePaystandno first choiceagainst: Checkout.com, CoinsPaid, Finexio, Payoneer, Tipalti
Five alternatives
Adyen, Billtrust, Paystand, Stripe, VersapayFour alternatives
Billtrust, Emagia, Invoiced, VersapaySix alternatives
Adyen, Airwallex, AvidXchange, BILL Accounts Receivable, HighRadius B2B Payments, TipaltiFour alternatives
Adyen, Aviate, HighRadius B2B Payments, Kill BillBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:35 | no | 0 | 5 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:55 | yes | 5 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:24 | no | 0 | 18 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 10:18 | yes | 10 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:14 | yes | 5 | 27 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:43 | yes | 5 | 5 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:40 | yes | 25 | 39 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:25 | yes | 5 | 3 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:59 | yes | 5 | 25 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:55 | yes | 10 | 33 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 12:16 | yes | 18 | 181 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 08:43 | yes | 5 | 23 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:29 | yes | 4 | 12 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:48 | yes | 14 | 21 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:32 | yes | 10 | 9 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:53 | yes | 4 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 08:53 | yes | 8 | 20 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 11:39 | yes | 10 | 3 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:16 | yes | 5 | 25 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 11:39 | yes | 5 | 3 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:14 | yes | 24 | 33 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 08:59 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 08:57 | yes | 5 | 21 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:18 | yes | 8 | 16 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:11 | yes | 25 | 118 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:04 | yes | 10 | 32 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:06 | yes | 4 | 14 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 09:20 | yes | 12 | 17 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:13 | yes | 10 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:40 | yes | 5 | 7 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:18 | no | 0 | 20 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 12:19 | yes | 10 | 6 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:28 | yes | 5 | 38 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 08:45 | yes | 6 | 12 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:59 | yes | 23 | 34 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 08:50 | yes | 5 | 3 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:28 | yes | 5 | 18 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 08:55 | yes | 20 | 55 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 12:40 | yes | 23 | 62 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:35 | yes | 10 | 49 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:16 | yes | 9 | 25 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:57 | yes | 13 | 34 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:40 | yes | 18 | 9 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:26 | yes | 2 | 4 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:01 | yes | 7 | 18 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 08:40 | yes | 10 | 3 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:09 | yes | 24 | 33 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:35 | yes | 5 | 5 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:19 | yes | 24 | 21 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 12:22 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:05 | yes | 10 | 67 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:30 | yes | 23 | 33 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 09:26 | yes | 22 | 44 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:36 | yes | 25 | 74 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 12:44 | yes | 3 | 12 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:23 | yes | 15 | 25 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:06 | yes | 18 | 16 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:36 | yes | 4 | 6 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 08:39 | no | 0 | 24 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 09:54 | yes | 10 | 9 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:07 | yes | 10 | 36 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 08:47 | no | 0 | 8 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:02 | yes | 24 | 47 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:44 | yes | 5 | 4 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:10 | yes | 24 | 52 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:16 | yes | 10 | 24 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:14 | yes | 14 | 32 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:33 | yes | 20 | 71 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:55 | yes | 5 | 29 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:16 | yes | 13 | 20 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:57 | yes | 18 | 10 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:44 | yes | 5 | 7 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:17 | no | 0 | 19 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 11:33 | yes | 10 | 5 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:30 | yes | 20 | 67 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:03 | yes | 14 | 9 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 09:31 | yes | 25 | 31 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 10:12 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:32 | yes | 10 | 38 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:31 | yes | 25 | 32 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 08:59 | yes | 24 | 48 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:38 | yes | 20 | 39 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:30 | yes | 3 | 20 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:32 | yes | 23 | 24 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
BILL read as BILL Accounts Receivable
BILL (Bill.com) read as BILL Accounts Receivable
BILL (bill.com) read as BILL Accounts Receivable
BILL (formerly Bill.com) read as BILL Accounts Receivable
BILL AP/AR read as BILL Accounts Receivable
Bill.com read as BILL Accounts Receivable
Bill.com (BILL) read as BILL Accounts Receivable
Bill.com / BILL read as BILL Accounts Receivable
Coupa read as Coupa Pay
Coupa (Coupa Pay) read as Coupa Pay
Coupa (with Coupa Pay) read as Coupa Pay
HighRadius read as HighRadius B2B Payments
PayPal read as PayPal Payments
PayPal (B2B-focused products) read as PayPal Payments
PayPal (including PayPal Payments or Braintree by PayPal) read as PayPal Payments
PayPal Business read as PayPal Payments
PayPal Enterprise Payments read as PayPal Payments
PayPal for Business read as PayPal Payments
Resolve read as Resolve Pay
Unresolved, counted raw
Apple Pay for merchants
Aviate
BlueSnap Payment Services Ireland
Cliq
Eskoer
FIS or Fiserv
Finexio
JPMorgan Chase Payment Processing
Mastercard Track
Maverick / Zen Payments
Nets
Netsuite Payments
OroCommerce
Riverside Payments Inc
SAP Financial Logistics
Tesseract/Tipalti
WEX Business Payments
Zelle for Business
Discontinued, still offered
No shut-down product was recommended here.