B2B payment acceptance
Asked as “B2B payment acceptance platform”, and as “accounts receivable payment portal”, on behalf of a mid-market B2B company. 47 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
28%
Contested · Helcim 26%
28Versapay26Helcim09Billtrust38others
28% of first choices, contested.
Since October 2026▲+9Since October 2026: 19% → 28%, +9 points. Inside the 10-point floor: within noise.Versapay held the lead, +9 points on 19%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Helcim46%Clear leader▲+15Since October 2026: 31% → 46%, +15 points. Past the 10-point floor: movement.Standing →Mid-market
Versapay28%Contested▲+9Since October 2026: 19% → 28%, +9 points. Inside the 10-point floor: within noise.This pageEnterpriseHighRadius B2B Payments31%Contested▲+6Since October 2026: 25% → 31%, +6 points. Inside the 10-point floor: within noise.Standing →
Helcim46%Clear leader▲+15Since October 2026: 31% → 46%, +15 points. Past the 10-point floor: movement.Standing →Mid-marketVersapay28%Contested▲+9Since October 2026: 19% → 28%, +9 points. Inside the 10-point floor: within noise.This pageEnterpriseHighRadius B2B Payments31%Contested▲+6Since October 2026: 25% → 31%, +6 points. Inside the 10-point floor: within noise.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince October 2026
01Versapay28%6%32accepted challenger▲+9Since October 2026: 19% → 28%, +9 points. Inside the 10-point floor: within noise.19% → 28%
Versapay28%6%32accepted challenger▲+9Since October 2026: 19% → 28%, +9 points. Inside the 10-point floor: within noise.19% → 28%02Helcim26%4%23accepted challenger▲+11Since October 2026: 15% → 26%, +11 points. Past the 10-point floor: movement.15% → 26%
Helcim26%4%23accepted challenger▲+11Since October 2026: 15% → 26%, +11 points. Past the 10-point floor: movement.15% → 26%03
Stripe9%18%49accepted challenger▲+3Since October 2026: 6% → 9%, +3 points. Inside the 10-point floor: within noise.6% → 9%
Stripe9%18%49accepted challenger▲+3Since October 2026: 6% → 9%, +3 points. Inside the 10-point floor: within noise.6% → 9%04
Billtrust9%0%18accepted challenger▲+3Since October 2026: 6% → 9%, +3 points. Inside the 10-point floor: within noise.6% → 9%
Billtrust9%0%18accepted challenger▲+3Since October 2026: 6% → 9%, +3 points. Inside the 10-point floor: within noise.6% → 9%05
EBizCharge9%0%10accepted challenger▼−2Since October 2026: 11% → 9%, −2 points. Inside the 10-point floor: within noise.11% → 9%
EBizCharge9%0%10accepted challenger▼−2Since October 2026: 11% → 9%, −2 points. Inside the 10-point floor: within noise.11% → 9%06HighRadius B2B Payments6%28%18criticized challenger▲+4Since October 2026: 2% → 6%, +4 points. Inside the 10-point floor: within noise.2% → 6%
07
BILL Accounts Receivable4%10%40accepted challenger▼−2Since October 2026: 6% → 4%, −2 points. Inside the 10-point floor: within noise.6% → 4%
BILL Accounts Receivable4%10%40accepted challenger▼−2Since October 2026: 6% → 4%, −2 points. Inside the 10-point floor: within noise.6% → 4%08
Tipalti2%0%18accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%
Tipalti2%0%18accepted challenger=heldSince October 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise.2% → 2%09
Invoiced2%0%10accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%
Invoiced2%0%10accepted challenger▲+2Since October 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise.0% → 2%Show the six products at 0%, ordered by negative rate
15PayPal Payments0%41%22criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
14
Authorize.net0%27%11criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Authorize.net0%27%11criticized challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%12
Melio0%22%18accepted challenger▼−6Since October 2026: 6% → 0%, −6 points. Inside the 10-point floor: within noise.6% → 0%
Melio0%22%18accepted challenger▼−6Since October 2026: 6% → 0%, −6 points. Inside the 10-point floor: within noise.6% → 0%13Braintree0%7%14accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
10
Adyen0%5%19accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Adyen0%5%19accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%11
Wise Business0%0%12accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%
Wise Business0%0%12accepted challenger=heldSince October 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise.0% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Both editions asked the same fourteen models. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All twenty-eight head-to-head pages: the top eight products, each against each
Versapay vs EBizChargeVersapay vs HighRadius B2B PaymentsVersapay vs BILL Accounts ReceivableVersapay vs TipaltiHelcim vs StripeHelcim vs BilltrustHelcim vs EBizChargeHelcim vs HighRadius B2B PaymentsHelcim vs BILL Accounts ReceivableHelcim vs TipaltiStripe vs BilltrustStripe vs EBizChargeStripe vs HighRadius B2B PaymentsStripe vs BILL Accounts ReceivableStripe vs TipaltiBilltrust vs EBizChargeBilltrust vs HighRadius B2B PaymentsBilltrust vs BILL Accounts ReceivableBilltrust vs TipaltiEBizCharge vs HighRadius B2B PaymentsEBizCharge vs BILL Accounts ReceivableEBizCharge vs TipaltiHighRadius B2B Payments vs BILL Accounts ReceivableHighRadius B2B Payments vs TipaltiBILL Accounts Receivable vs Tipalti
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
0102030405H06
070809101112B13
14P15
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01Versapay28%
Versapay28%02Helcim26%
Helcim26%03Stripe9%
Stripe9%04Billtrust9%
Billtrust9%05EBizCharge9%
EBizCharge9%06HighRadius B2B Payments6%
07BILL Accounts Receivable4%
BILL Accounts Receivable4%08Tipalti2%
Tipalti2%09Invoiced2%
Invoiced2%10Adyen0%
Adyen0%11Wise Business0%
Wise Business0%12Melio0%
Melio0%13Braintree0%
14Authorize.net0%
Authorize.net0%15PayPal Payments0%
What they warned about
Three of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, GLM 4.7 FlashX, MiniMax M2.5 and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Stripe18%
9 of 49 labels negative · 8 of 14 models · 1 hard negative
“Avoid relying solely on consumer-centric aggregators (Stripe, PayPal, Square) as a single point of failure.” Gemini 3.5 Flash, negative prompt
PayPal Payments
41%
9 of 22 labels negative · 7 of 14 models · 4 hard negative
“PayPal's automated risk system is notorious for freezing accounts and holding funds for up to 180 days without clear appeal processes.” Mistral Small, negative prompt
HighRadius B2B Payments
28%
5 of 18 labels negative · 5 of 14 models
“Very expensive and typically requires a 6–12 month implementation timeline. It is generally considered overkill for a standard mid-sized firm” Qwen 3.7 Flash, paraphrase prompt
Melio22%
4 of 18 labels negative · 4 of 14 models · 1 hard negative
“Payoneer and Melio have the most documented issues with account freezes and customer service” Kimi K2, negative prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
73 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 807 links across 231 sites, every framing counted. Ranked by the number of answers carrying the site or page. 21 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · Versapay26 answers · 33 citations · 10 models
21 answers · 24 citations · 11 models
20 answers · 21 citations · 10 models
vendor site · HighRadius19 answers · 28 citations · 10 models
vendor site · G219 answers · 23 citations · 9 models
vendor site · BILL18 answers · 27 citations · 12 models
vendor site · Sourceforge18 answers · 20 citations · 8 models
vendor site · Stripe17 answers · 26 citations · 10 models
vendor site · Rillion16 answers · 18 citations · 7 models
vendor site · G214 answers · 16 citations · 13 models
vendor site · Serrala13 answers · 13 citations · 7 models
vendor site · Helcim10 answers · 28 citations · 8 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
21 answers · 11 models
21 answers · 9 models
20 answers · 10 models
14 answers · 7 models
12 answers · 12 models
11 answers · 6 models
11 answers · 5 models
10 answers · 8 models
9 answers · 7 models
8 answers · 7 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “b2b payment acceptance platform”, “b2b payment platforms”, “best b2b payment acceptance platform”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Versapay versapay.com | 28% | 252 | 6,600 | 106 | 39,155 | $12,320 | 29 | 9 |
| Helcim helcim.com | 26% | 121 | 12,100 | 143 | 52,527 | 28 | ||
| Stripe stripe.com | 9% | 265 | 823,000 | 102,741 | 3,226,782 | $3,621 | 102 | 2 |
| Billtrust billtrust.com | 9% | 362 | 6,600 | 159 | 50,343 | $718 | 15 | |
| EBizCharge ebizcharge.com | 9% | 50 | 2,400 | 16 | 22,849 | $7,184 | 24 | 2 |
| HighRadius highradius.com HighRadius B2B Payments 6% | 6% | 53 | 6,600 | 118 | 294,561 company | $2,272 | 120 | 4 |
| BILL bill.com BILL Accounts Receivable 4% | 4% | 179 | 2,740,000 | 1,063,001 | 1,783,039 company | $199,231 | 119 | |
| Upflow upflow.io | 4% | 213 | 880 | 102 | 25,361 | |||
| Tipalti tipalti.com | 2% | 490 | 18,100 | 381 | 213,652 | $83,363 | 120 | |
| Invoiced invoiced.com | 2% | 130 | 110,000 | 36,685 | 46,626 | 54 |
Google's top ten for the three searches hold 22 sites; 4 of them are among the sites the models cited here (fitsmallbusiness.com, highradius.com, stripe.com, versapay.com). The first result for “b2b payment acceptance platform” is paytrace.net.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best B2B payment acceptance platform for a mid-market B2B company?”Paraphrase“Which accounts receivable payment portal would you recommend to a mid-sized B2B company?”Comparative“What are the top B2B payment platforms and how do they differ?”Budget-constrained“What is the best B2B payment acceptance platform for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a B2B payment acceptance platform. What should we look at?”Negative“Which B2B payment platforms should I avoid or be cautious about?”
Claude Haiku 4.5EBizChargeVersapayChangedBILL Accounts ReceivableNickelno first choicenothing named
Three alternatives
AvidXchange, MineralTree, RillionThree alternatives
BILL Accounts Receivable, Billtrust, InvoicedNine alternatives
Adyen, Airwallex, Billtrust, HighRadius B2B Payments, Melio, Stripe, TreviPay, Versapay, Wise BusinessThree alternatives
Helcim, Melio, PayPal PaymentsGPT-5.4 miniBILL Accounts Receivable, TipaltiBilltrustChangedBILL Accounts ReceivableStripeno first choicenothing named
Five alternatives
Adyen, Checkout.com, Coupa Pay, NMI, RampTwo alternatives
Centime, UpflowFive alternatives
Airwallex, Coupa Pay, Melio, Stripe, TipaltiGemini 3.5 FlashEBizChargeVersapayChangedno first choiceStripeagainst: BILL Accounts Receivable, HighRadius B2B Payments, Versapayno first choiceagainst: BILL Accounts Receivable, Melio, PayPal Payments, Plooto, Shopify Payments, Square, Stripe
Five alternatives
PayTrace, Resolve Pay, Stripe, TreviPay, VersapayFour alternatives
Billtrust, Invoiced, Paystand, Quadient AREight alternatives
Adyen, BILL Accounts Receivable, Brex, Melio, Ramp, Stripe, Tipalti, Wise BusinessThree alternatives
Helcim, Melio, Wave PaymentsPerplexity SonarBilltrustagainst: HighRadius B2B Payments, StripeVersapayChangedno first choiceagainst: Fiserv, WorldpayHelcimagainst: Stripeno first choiceagainst: 2Checkout, Cash App, PayPal Payments, Venmo for Business, Zelle
Three alternatives
EBizCharge, Paystand, VersapayFive alternatives
Bill360, Gaviti, Invoiced, Quadient Accounts Receivable, UpflowTwelve alternatives
Adyen, Airwallex, AvidXchange, BILL Accounts Receivable, Billtrust, HighRadius B2B Payments, Payoneer, Stripe, Tipalti, TreviPay, Versapay, Wise BusinessThree alternatives
Nickel, Paystand, QuickBooks PaymentsGrok 4.20VersapayVersapayHeldagainst: HighRadius B2B Payments, Stripe BillingStripeHelcimagainst: Authorize.net, Braintree, Paystand, Stax, Versapayno first choiceagainst: Stripe Checkoutagainst: Authorize.net, Clear Junction, Experts of Deals, Helcim, PayPal Payments, PaymentCloud, Square, Stripe
Five alternatives
Authorize.net, Braintree, EBizCharge, Helcim, StripeSix alternatives
BILL Accounts Receivable, Billtrust, Chaser, Gaviti, Invoiced, Quadient ARFive alternatives
Airwallex, Authorize.net, AvidXchange, BILL Accounts Receivable, HelcimOne alternative
StripeMistral SmallHelcimVersapayChangedno first choiceHelcim, Stripeagainst: PayPal Paymentsno first choiceagainst: Adyen, PayPal Payments, Stripe, Worldpay
Four alternatives
HighRadius B2B Payments, Stax, Stripe, VersapayFour alternatives
Billtrust, Gaviti, Invoiced, Quadient AROne alternative
MelioDeepSeek V4 FlashHelcimVersapayChangedAdyen, Stripeagainst: AvidXchangeHelcimno first choiceagainst: BILL Accounts Receivable, BlueSnap, Nuvei, Razorpay, Stripe
Six alternatives
AvidXchange, BILL Accounts Receivable, Stax, Stripe, Tipalti, TreviPayFive alternatives
BILL Accounts Receivable, Billtrust, Gaviti, Quadient AR, UpflowNine alternatives
Airwallex, BILL Accounts Receivable, Braintree, Coupa Pay, Helcim, PayPal Payments, PaymentCloud, Tipalti, Wise BusinessTwo alternatives
Melio, StripeLlama 4 MaverickEBizChargeBilltrust, VersapayChangedBILL Accounts ReceivableHelcimno first choiceagainst: BILL Accounts Receivable, Melio, PayPal Payments, Stripe
Three alternatives
HighRadius B2B Payments, Versapay, WizPayThree alternatives
Melio, Stripe, TipaltiFive alternatives
Authorize.net, PayPal Payments, PaymentCloud, QuickBooks Payments, StripeQwen 3.7 FlashHighRadius B2B Paymentsagainst: PayPal MerchantUpflowChangedagainst: HighRadius B2B Paymentsno first choiceStripeagainst: PayPal Paymentsno first choiceagainst: Zapieragainst: Cash App, PayPal Payments, Payoneer, SWIFT, Stripe, Venmo for Business, Zelle
Three alternatives
Adyen, BILL Accounts Receivable, ForwardlyTwo alternatives
BILL Accounts Receivable, InvoicedEight alternatives
Adyen, BILL Accounts Receivable, Braintree, Coupa Pay, PayPal Payments, Stripe, Tipalti, VersapayTwo alternatives
GoCardless, SquareKimi K2VersapayVersapayHeldStripeHelcimagainst: Authorize.net, Staxno first choiceagainst: Capstone, Fiserv, Melio, Payoneer, Wirecard
Four alternatives
BILL Accounts Receivable, Forwardly, Helcim, StripeFour alternatives
BILL Accounts Receivable, Gaviti, Invoiced, UpflowSeven alternatives
Authorize.net, BILL Accounts Receivable, Braintree, Helcim, PayPal Payments, Stax, TipaltiTwo alternatives
Melio, StripeGLM 4.7 FlashXHighRadius B2B PaymentsUpflowChangedStripeHelcimno first choiceagainst: BlueSnap, EVO Payments, Electronic Payment Systems, First American Payment Systems, Humboldt Merchant Services, Ingenico Group, MyFatoorah, Nexway, Nuvei, Oceanpayment, Paystack, Razorpay, Verotel
Five alternatives
AvidXchange, BILL Accounts Receivable, EBizCharge, Helcim, StripeSix alternatives
Billtrust, DualEntry, HighRadius B2B Payments, Invoiced, Versapay, ezyCollectEleven alternatives
Adyen, Airwallex, Authorize.net, BILL Accounts Receivable, Braintree, Coupa Pay, Helcim, Medius, PayPal Payments, QuickBooks Payments, TipaltiOne alternative
StripeMiniMax M2.5BILL Accounts Receivable, HighRadius B2B PaymentsBilltrust, InvoicedChangedno first choiceHelcimno first choiceagainst: PayPal Payments, Square, Stripe, Traditional banks
Three alternatives
AvidXchange, Stampli, TipaltiThree alternatives
BILL Accounts Receivable, Gaviti, PaidniceSeven alternatives
Adyen, Authorize.net, BILL Accounts Receivable, Helcim, Stax, Stripe, Wise BusinessThree alternatives
Forwardly, PaymentCloud, StripeGPT-6 LunaVersapayVersapayHeldno first choiceHelcimno first choiceagainst: First American Payment Systems, Zelle
Two alternatives
Billtrust, PaystandTwo alternatives
Billtrust, UpflowEight alternatives
Adyen, Airwallex, BILL Accounts Receivable, GoCardless, Melio, Payoneer, Stripe, TipaltiTwo alternatives
Square, StripeMuse Glimmer 30BEBizChargeVersapayChangedagainst: HighRadius B2B Paymentsno first choiceHelcimno first choiceagainst: Clear Junction, Melio, Payabl., TradeKey.com, WebPays / webpays.com
Five alternatives
Adyen, AvidXchange, BILL Accounts Receivable, Stripe, VersapaySix alternatives
BILL Accounts Receivable, Billtrust, Domeo, Invoiced, Monk, UpflowFour alternatives
Melio Go, QuickBooks Payments, Rho, StripeBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:44 | yes | 15 | 8 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 12:59 | yes | 5 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 11:28 | yes | 7 | 25 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-11-01 10:06 | yes | 10 | 4 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:19 | yes | 9 | 32 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:09 | yes | 5 | 4 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:22 | yes | 22 | 26 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 10:29 | yes | 5 | 3 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:56 | yes | 5 | 27 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 09:30 | yes | 8 | 50 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:03 | yes | 23 | 29 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 12:40 | yes | 10 | 28 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:56 | yes | 3 | 16 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 08:56 | yes | 12 | 21 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:30 | yes | 18 | 8 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:28 | yes | 3 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:02 | yes | 12 | 21 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-11-01 12:41 | yes | 10 | 4 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:25 | yes | 5 | 25 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:05 | yes | 5 | 4 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:06 | yes | 23 | 21 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:51 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 11:07 | yes | 9 | 39 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:27 | yes | 9 | 13 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:32 | yes | 13 | 74 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:50 | yes | 5 | 30 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-11-01 11:51 | yes | 3 | 13 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 10:29 | yes | 22 | 33 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 11:09 | yes | 9 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:56 | yes | 5 | 7 s |
| Comparative | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 08:59 | no | 0 | 18 s |
| Comparative | Perplexity Sonar | sonar | 2026-11-01 12:27 | yes | 10 | 6 s |
| Comparative | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:09 | yes | 5 | 36 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 10:06 | yes | 5 | 7 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 11:56 | yes | 23 | 30 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:35 | yes | 5 | 3 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:01 | yes | 5 | 22 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 11:28 | yes | 8 | 19 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:17 | yes | 12 | 138 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 10:52 | yes | 10 | 29 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-11-01 10:55 | yes | 8 | 25 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 12:36 | yes | 20 | 26 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 10:57 | yes | 10 | 7 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 11:52 | yes | 5 | 6 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 09:47 | yes | 15 | 20 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-11-01 12:21 | yes | 10 | 3 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:14 | yes | 9 | 27 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:57 | yes | 5 | 5 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:12 | yes | 22 | 25 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 09:18 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:19 | no | 0 | 26 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 10:36 | yes | 14 | 44 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 11:41 | yes | 11 | 13 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:01 | yes | 10 | 45 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 08:40 | yes | 3 | 13 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:10 | yes | 23 | 33 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 12:34 | no | 0 | 7 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 09:30 | no | 0 | 6 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 12:07 | no | 0 | 17 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-11-01 10:27 | yes | 10 | 7 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:08 | yes | 5 | 36 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 12:15 | no | 0 | 8 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:23 | yes | 24 | 38 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 11:02 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 10:36 | no | 0 | 29 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:31 | yes | 19 | 25 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 10:55 | no | 0 | 15 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 09:44 | no | 0 | 29 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:13 | yes | 5 | 20 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 13:00 | yes | 14 | 24 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-11-01 09:01 | yes | 18 | 8 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-11-01 10:06 | no | 0 | 4 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.6-flash (asked for gemini-3.5-flash; the API answered as this version) | 2026-11-01 10:35 | yes | 9 | 21 s |
| Negative framing | Perplexity Sonar | sonar | 2026-11-01 12:30 | yes | 10 | 4 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.20-non-reasoning via xai | 2026-11-01 13:13 | yes | 10 | 35 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-11-01 09:33 | yes | 5 | 5 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-11-01 12:05 | yes | 23 | 23 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-11-01 08:54 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-11-01 09:26 | yes | 20 | 79 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-11-01 12:43 | yes | 25 | 38 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-11-01 12:22 | yes | 25 | 58 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-11-01 11:20 | no | 0 | 19 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-11-01 09:26 | yes | 4 | 19 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-11-01 11:44 | yes | 23 | 32 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
BILL read as BILL Accounts Receivable
BILL (AP/AR) read as BILL Accounts Receivable
BILL (Bill.com) read as BILL Accounts Receivable
BILL (formerly Bill.com) read as BILL Accounts Receivable
BILL AP/AR read as BILL Accounts Receivable
Bill.com read as BILL Accounts Receivable
Bill.com (BILL) read as BILL Accounts Receivable
Bill.com (now BILL) read as BILL Accounts Receivable
Coupa read as Coupa Pay
Coupa (Coupa Pay) read as Coupa Pay
HighRadius read as HighRadius B2B Payments
PayPal read as PayPal Payments
PayPal (including Braintree/PayPal Enterprise) read as PayPal Payments
PayPal Business read as PayPal Payments
PayPal Enterprise Payments (Braintree) read as PayPal Payments
Resolve read as Resolve Pay
Venmo read as Venmo for Business
Unresolved, counted raw
AlphaPoint
Atlantic Money
CARDZ3N
Capstone
Centralpay
Checkrun
Circulus
Computop
Domeo
Electronic Payment Systems
Epay
Experts of Deals (EOD)
Ingenico Group
Intuit
Isabel Group
MyFatoorah
Omega
PDCflow
PayPal Merchant
PayTrace
Payabl.
Payer Financial Services
Payment Rails
Payremit
SellersCommerce
Stripe Checkout
SuitePayments (NetSuite)
Verotel
WebPays / webpays.com
Zil Money
iControl
Discontinued, still offered
No shut-down product was recommended here.