ZayZoon vs Payactiv
Zero of fourteen models named ZayZoon first on the direct prompt; zero named Payactiv. ZayZoon was named by twelve of the fourteen models and Payactiv by twelve and ZayZoon carries 14 labels and Payactiv 19, so the shares are not directly comparable.
Named in two categories this edition.
Named in two categories this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the financial wellness platforms page.
By framing
ZayZoonFirst choices, of fourteen modelsPayactiv
Across every category in the November 2026 Edition, ZayZoon and Payactiv were named in the same answer 124 times, of the 167 answers naming ZayZoon and the 218 naming Payactiv. In those answers Payactiv took the first choice eleven times and ZayZoon thirty.
Every model, every framing
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | |||||
| GPT-5.4 mini | | |||||
| Gemini 3.5 Flash | | |||||
| Perplexity Sonar | | |||||
| Grok 4.20 | | |||||
| Mistral Small | | |||||
| DeepSeek V4 Flash | | |||||
| Llama 4 Maverick | | |||||
| Qwen 3.7 Flash | | |||||
| Kimi K2 | | |||||
| GLM 4.7 FlashX | | | ||||
| MiniMax M2.5 | ||||||
| GPT-6 Luna | ||||||
| Muse Glimmer 30B | |
ZayZoon Payactiv first choice named as an alternative argued againstblank: not namedEach cell is one answer, ZayZoon on the left and Payactiv on the right.The direct prompt
Neither was the first choice, one was named
1 of 14 modelsThe answer put something else first and named one of the two as an alternative.Neither was named
13 of 14 modelsThe answer made no first choice from these two in this category.Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
ZayZoon21%#2 of 13Payactiv5%#5 of 13ZayZoon0%#– of 12Payactiv0%#11 of 12What the models said about ZayZoon
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of three in this category shown.
“platforms that have been criticized or have a high negative rate include DailyPay, Payactiv, and ZayZoon” Llama 4 Maverick · negative prompt · hard negative
“flagged these as "criticized challengers" or "hard negative" due to their fee structures” Mistral Small · negative prompt · hard negative
“ZayZoon offers wages on-demand and financial education for employees as a voluntary benefit that is free for you to offer.” Claude Haiku 4.5 · budget prompt · first choice
What the models said about Payactiv
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of four in this category shown.
“Payactiv, a financial wellness / earned-wage-access platform, is subject to a class action settlement after an April 2025 data breach.” Muse Glimmer 30B · negative prompt · hard negative
“platforms that have been criticized or have a high negative rate include DailyPay, Payactiv, and ZayZoon” Llama 4 Maverick · negative prompt · hard negative
“flagged these as "criticized challengers" or "hard negative" due to their fee structures” Mistral Small · negative prompt · hard negative
“starting with a free option like Chime Workplace or Payactiv provides excellent value without any initial investment” GLM 4.7 FlashX · budget prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.