Business bill pay for enterprise buyers
Asked as “bill pay platform for businesses”, and as “vendor payments software”, on behalf of an enterprise B2B company. 62 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
42%
Clear leader
42Tipalti24Coupa Pay08HighRadius26others
42% of first choices, clear leader.
Since September 2026▲+4Since September 2026: 42% → 46%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Tipalti held the lead, +4 points on 42%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Melio42%Clear leader▼−15Since September 2026: 57% → 42%, −15 points. Past the 10-point floor: movement. Read over the models both editions asked.Standing →Mid-market
BILL32%Contested▼−1Since September 2026: 35% → 34%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →Enterprise
Tipalti42%Clear leader▲+4Since September 2026: 42% → 46%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.This page
Melio42%Clear leader▼−15Since September 2026: 57% → 42%, −15 points. Past the 10-point floor: movement. Read over the models both editions asked.Standing →Mid-marketBILL32%Contested▼−1Since September 2026: 35% → 34%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →EnterpriseTipalti42%Clear leader▲+4Since September 2026: 42% → 46%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.This pageThe standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
01Tipalti42%3%59endorsed leader▲+4Since September 2026: 42% → 46%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.42% → 46%
Tipalti42%3%59endorsed leader▲+4Since September 2026: 42% → 46%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.42% → 46%02
Coupa Pay24%2%52accepted challenger▲+7Since September 2026: 12% → 19%, +7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.12% → 19%
Coupa Pay24%2%52accepted challenger▲+7Since September 2026: 12% → 19%, +7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.12% → 19%03
HighRadius8%0%20accepted challenger▼−13Since September 2026: 23% → 10%, −13 points. Past the 10-point floor: movement. Read over the models both editions asked.23% → 10%
HighRadius8%0%20accepted challenger▼−13Since September 2026: 23% → 10%, −13 points. Past the 10-point floor: movement. Read over the models both editions asked.23% → 10%04
Ramp5%37%27criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Ramp5%37%27criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%05BILL3%61%56criticized challenger▼−1Since September 2026: 5% → 4%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 4%
BILL3%61%56criticized challenger▼−1Since September 2026: 5% → 4%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 4%06
Stampli2%0%17accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%
Stampli2%0%17accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%07
AvidXchange2%22%27accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
AvidXchange2%22%27accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%08
Brex Bill Pay2%79%14criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Brex Bill Pay2%79%14criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%Show the four products at 0%, ordered by negative rate
12Melio0%75%20criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Melio0%75%20criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%11
SAP Concur0%10%10accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
SAP Concur0%10%10accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%09
SAP Ariba0%7%15accepted challenger▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 0%
SAP Ariba0%7%15accepted challenger▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 0%10
Medius0%0%10accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Medius0%0%10accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
Head to headHead-to-head pages are published for mid-market buyers, so these open on mid-market figures, not enterprise.
All fifteen head-to-head pages: the top six products, each against each
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
010203040506070809101112Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative60%
Key
01Tipalti42%
Tipalti42%02Coupa Pay24%
Coupa Pay24%03HighRadius8%
HighRadius8%04Ramp5%
Ramp5%05BILL3%
BILL3%06Stampli2%
Stampli2%07AvidXchange2%
AvidXchange2%08Brex Bill Pay2%
Brex Bill Pay2%09SAP Ariba0%
SAP Ariba0%10Medius0%
Medius0%11SAP Concur0%
SAP Concur0%12Melio0%
Melio0%What they warned about
Six of fourteen models held their first choice under the paraphrase. Gemini 3.5 Flash, Perplexity Sonar, Mistral Small, Llama 4 Maverick, Qwen 3.7 Flash, GLM 4.7 FlashX, MiniMax M2.5 and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
BILL61%
34 of 56 labels negative · 14 of 14 models · 12 hard negative
“primarily built for SMEs or smaller teams, and note limits around enterprise scalability, advanced automation, global payments, and multi-entity complexity” Perplexity Sonar, negative prompt
Melio75%
15 of 20 labels negative · 9 of 14 models · 8 hard negative
“platforms built for small businesses (Melio, BILL, consumer banking bill pay) frequently fail when scaled to enterprise needs” DeepSeek V4 Flash, negative prompt
Brex Bill Pay79%
11 of 14 labels negative · 8 of 14 models · 5 hard negative
“Brex has faced major outages (e.g., Brex Travel in June 2026), and legal agreements disclaim guaranteed uninterrupted service.” Mistral Small, negative prompt
Ramp37%
10 of 27 labels negative · 6 of 14 models · 3 hard negative
“Ramp: Free tier appealing, but enterprise adds $15/user + undisclosed fees.” Grok 4.20, budget prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
78 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1226 links across 268 sites, every framing counted. Ranked by the number of answers carrying the site or page. 7 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · BILL52 answers · 109 citations · 14 models
vendor site · Tipalti37 answers · 73 citations · 12 models
vendor site · HighRadius36 answers · 50 citations · 12 models
vendor site · Rippling36 answers · 45 citations · 11 models
vendor site · Ramp35 answers · 66 citations · 10 models
vendor site · G221 answers · 34 citations · 9 models
18 answers · 23 citations · 10 models
vendor site · Brex18 answers · 22 citations · 10 models
vendor site · Rillion17 answers · 26 citations · 9 models
vendor site · Serrala16 answers · 20 citations · 10 models
15 answers · 31 citations · 9 models
vendor site · Corpay15 answers · 19 citations · 9 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
32 answers · 11 models
20 answers · 9 models
15 answers · 9 models
14 answers · 10 models
14 answers · 10 models
13 answers · 7 models
11 answers · 10 models
11 answers · 7 models
11 answers · 6 models
11 answers · 7 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best bill pay platform for businesses”, “bill pay platform for businesses”, “bill pay platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Tipalti tipalti.com | 42% | 490 | 18,100 | 381 | 213,652 | $83,363 | 120 | |
| Coupa coupa.com Coupa Pay 24%, Coupa Spend Management 2% | 26% | 76 | 60,500 | 1,210 | 41,319 company | $339 | 91 | |
| HighRadius highradius.com | 8% | 604 | 6,600 | 118 | 294,561 | $2,272 | 120 | |
| Ramp ramp.com | 5% | 916 | 246,000 | 49,733 | 770,056 | $13,511 | 120 | |
| BILL bill.com | 3% | 374 | 2,740,000 | 1,063,001 | 1,783,039 | $199,231 | 119 | 1 |
| Stampli stampli.com | 2% | 194 | 18,100 | 68 | 26,332 | $39 | 53 | |
| AvidXchange avidxchange.com | 2% | 147 | 27,100 | 398 | 51,937 | $788 | 27 | 2 |
| Airbase airbase.com | 2% | 142 | 14,800 | 577 | 5,429 | |||
| SAP Concur Invoice concur.com | 2% | 11 | 30 | 0 | 445,133 | $116 | 86 | |
| Payhawk payhawk.com | 2% | 106 | 2,400 | 27 | 5,824 | 21 |
Google's top ten for the three searches hold 20 sites; 3 of them are among the sites the models cited here (bill.com, rippling.com, wise.com). The first result for “best bill pay platform for businesses” is efficient.app.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best bill pay platform for businesses for an enterprise B2B company?”Paraphrase“Which vendor payments software would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade bill pay platforms and how do they differ?”Budget-constrained“What is the best bill pay platform for businesses for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a bill pay platform for businesses. What should we look at?”Negative“Which bill pay platforms should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5HighRadiusHighRadiusHeldno first choiceMakersHubagainst: BILLno first choiceagainst: BILL
Two alternatives
Billtrust, SerralaTwo alternatives
Coupa Pay, SAP AribaTwo alternatives
Coupa Pay, Rippling SpendGPT-5.4 miniTipaltiagainst: BILLTipaltiHeldBILLCoupa Payagainst: BILLno first choicenothing named
Two alternatives
Coupa Pay, IvaluaThree alternatives
BILL, Basware, HighRadiusFour alternatives
AvidXchange, Corpay Complete, Coupa Pay, TipaltiTwo alternatives
SAP Ariba, TipaltiGemini 3.5 FlashTipaltiagainst: BILL, MelioCoupa PayChangedagainst: BILL, MelioTipaltiagainst: Brex Bill Pay, RampStampliTipaltiagainst: Brex Bill Pay, Rampagainst: BILL, Brex Bill Pay, Melio, Ramp
Four alternatives
AvidXchange, Coupa Pay, Medius, StampliFive alternatives
Basware, HighRadius, SAP Ariba, SAP Concur, TipaltiFive alternatives
AvidXchange, Coupa Pay, Medius, Stampli, Zone APThree alternatives
Medius, Rillion, YoozThree alternatives
Airbase, Coupa Pay, StampliPerplexity SonarTipaltiagainst: BILLHighRadiusChangedno first choiceagainst: BILL, Brex Bill Pay, MelioCoupa Payagainst: BILLno first choiceagainst: BILL
Three alternatives
AvidXchange, Coupa Pay, HighRadiusTwo alternatives
Serrala, TipaltiFive alternatives
Basware, Coupa Pay, HighRadius, Stampli, TipaltiOne alternative
TipaltiGrok 4.20Tipaltiagainst: BILL, Melio, RampTipaltiHeldagainst: SAP Aribano first choiceTipaltiagainst: BILL, Brex Bill Pay, Expensify, Ramp, Rippling SpendAvidXchange, BILL, HighRadius, Tipaltiagainst: AvidXchange, BILL, Brex Bill Pay, Melio, QuickBooks Bill Pay
Three alternatives
AvidXchange, Coupa Pay, HighRadiusTwo alternatives
Coupa Pay, HighRadiusFive alternatives
AvidXchange, BILL, Coupa Pay, SAP Ariba/Concur, TipaltiFive alternatives
AvidXchange, Coupa Pay, Melio's Unlimited plan, Payhawk, YoozMistral SmallCoupa Pay, Rippling Spendno first choiceChangedTipaltiCoupa Pay, SAP Concur Invoiceagainst: BILLno first choiceagainst: AvidXchange, BILL, Billtrust, Brex Bill Pay, Tipalti
Two alternatives
HighRadius, RampSix alternatives
Airbase, AvidXchange, BILL, Ramp, Stampli, Vic.aiTwo alternatives
Maxio, Stax BillDeepSeek V4 FlashCoupa Payagainst: BILL, RampCoupa PayHeldagainst: BILLCoupa Pay, TipaltiBrex Bill Payagainst: BILL, Coupa Pay, QuickBooks Bill Pay, RampRamp, Tipaltiagainst: Melioagainst: BILL, Melio, PayPal Bill Pay
Three alternatives
Basware, SAP Concur, TipaltiThree alternatives
HighRadius AP Suite, SAP Concur, TipaltiFour alternatives
BILL, Ramp, SAP Concur Invoice, StampliOne alternative
Rippling SpendOne alternative
BILLLlama 4 Maverickno first choiceTipaltiChangedno first choiceno first choiceTipaltiagainst: AvidXchange, BILL, Brex Bill Pay
One alternative
MediusThree alternatives
BILL, Ramp, StampliQwen 3.7 FlashCoupa Payagainst: BILLCoupa Pay, TipaltiChangedAvidXchange, Basware, Coupa Pay, TipaltiPayhawk, Tipaltiagainst: BILL, Meliono first choiceagainst: Block, FreshBooks, QuickBooks Online, Ripple, Xero Bills
Three alternatives
AvidXchange, HighRadius, TipaltiThree alternatives
GEP NEXXT, Oracle APO, SAP AribaThree alternatives
HighRadius, Oracle Procurement Cloud, SAP AribaTwo alternatives
AvidXchange, Coupa PayKimi K2Tipaltiagainst: AvidXchange, BILLTipaltiHeldagainst: SAP ConcurTipaltiagainst: AvidXchangeTipaltiagainst: BILL, Brex Bill Pay, Melio, RampAirbase, BILL, Tipaltiagainst: Melio, Ramp/Brexagainst: Airbase, BILL, Melio, Tipalti
Two alternatives
Coupa Pay, SAP AribaTwo alternatives
Coupa Pay, MediusFive alternatives
BILL, HighRadius, MineralTree, Ramp, StampliThree alternatives
Coupa Pay, Payhawk, SAP AribaThree alternatives
Coupa Pay, Fieldglass, SAP AribaGLM 4.7 FlashXHighRadius, TipaltiCoupa Pay, TipaltiChangedBILL, TipaltiTipaltino first choiceagainst: BILL, Melio, NetSuite, Sage Intacct
Six alternatives
AvidXchange, BILL, Billtrust, Coupa Pay, Ramp, StampliThree alternatives
MineralTree, SAP Fieldglass, StampliFive alternatives
AvidXchange, Corpay Complete, Coupa Pay, Kyriba, RampThree alternatives
AvidXchange, Melio, RampMiniMax M2.5TipaltiSage Intacct, TipaltiChangedno first choicePlooto, Tipaltiagainst: BILLno first choiceagainst: BILL, Brex Bill Pay, Ramp
Three alternatives
BILL, Coupa Pay, SAP ConcurThree alternatives
Agicap, Coupa Pay, SAP AribaTwo alternatives
Coupa Pay, Stax BillGPT-6 LunaCoupa PayCoupa PayHeldno first choiceagainst: RampRampagainst: BILLno first choiceagainst: BILL, Melio
Two alternatives
SAP Ariba, TipaltiTwo alternatives
Basware, SAP AribaSeven alternatives
Basware, Coupa Pay, Esker, GEP SMART, Medius, SAP Ariba, TipaltiOne alternative
MelioMuse Glimmer 30BCoupa Pay, Coupa Spend Management, Tipaltiagainst: BILLCoupa Pay, TipaltiChangedTipaltiCoupa Pay, Rampagainst: BILLno first choiceagainst: AvidXchange, BILL, Brex Bill Pay, Melio, Plastiq, QuickBooks Bill Pay
One alternative
AvidXchangeTwo alternatives
HighRadius, SAP AribaFour alternatives
AvidXchange, BILL, Coupa Pay, StampliOne alternative
TipaltiBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:17 | yes | 9 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:02 | yes | 3 | 7 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 07:30 | yes | 14 | 26 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-01 11:23 | yes | 20 | 5 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 09:37 | yes | 25 | 8 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 11:14 | yes | 11 | 6 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:52 | yes | 22 | 28 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:28 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:15 | yes | 15 | 60 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:06 | yes | 25 | 26 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 11:27 | yes | 24 | 51 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:10 | yes | 20 | 29 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:56 | yes | 4 | 13 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:18 | yes | 22 | 31 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 07:57 | yes | 16 | 9 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:50 | yes | 4 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 11:26 | yes | 10 | 42 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-01 07:52 | yes | 18 | 3 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 10:06 | yes | 25 | 9 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:47 | no | 0 | 1 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:35 | yes | 22 | 28 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:45 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:10 | no | 0 | 35 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:24 | yes | 19 | 25 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:12 | yes | 15 | 22 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:16 | yes | 10 | 34 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-01 10:53 | yes | 3 | 17 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:31 | yes | 14 | 26 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:50 | yes | 9 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:25 | yes | 3 | 7 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:07 | yes | 19 | 28 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-01 09:02 | yes | 20 | 5 s |
| Comparative | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 08:13 | yes | 24 | 10 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:36 | yes | 14 | 9 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:50 | yes | 24 | 57 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:20 | yes | 5 | 1 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 11:04 | yes | 17 | 63 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:48 | yes | 19 | 27 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:17 | yes | 22 | 72 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:19 | yes | 19 | 24 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-01 07:39 | yes | 9 | 37 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:03 | yes | 25 | 39 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:43 | yes | 18 | 8 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 07:47 | yes | 2 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:03 | yes | 31 | 34 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-01 10:32 | yes | 23 | 3 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 08:10 | yes | 22 | 8 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:13 | yes | 15 | 8 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 11:12 | yes | 22 | 29 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:13 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:54 | yes | 10 | 44 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 10:02 | yes | 24 | 48 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:29 | yes | 18 | 78 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 07:47 | yes | 24 | 46 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 10:23 | yes | 3 | 13 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 08:10 | yes | 18 | 37 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 09:59 | yes | 18 | 12 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 07:31 | yes | 3 | 8 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:02 | yes | 11 | 29 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-01 09:41 | yes | 18 | 9 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 08:21 | yes | 15 | 9 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:20 | no | 0 | 8 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:04 | yes | 25 | 30 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 07:36 | yes | 5 | 2 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 11:21 | no | 0 | 28 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:04 | yes | 15 | 35 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 07:44 | yes | 25 | 133 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:22 | no | 0 | 9 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:57 | yes | 5 | 27 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:52 | yes | 15 | 24 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 07:32 | yes | 18 | 14 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 07:42 | yes | 3 | 6 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:55 | yes | 20 | 31 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-01 08:40 | yes | 19 | 3 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 11:20 | yes | 23 | 9 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 11:02 | yes | 20 | 6 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 07:38 | yes | 24 | 35 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:21 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:52 | no | 0 | 33 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:25 | yes | 25 | 29 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:26 | yes | 25 | 92 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:45 | yes | 22 | 33 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-01 07:49 | yes | 2 | 31 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 11:15 | yes | 21 | 34 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
ShowHide
Category-scoped readings
BILL.com read as BILL
Bill.com read as BILL
Bill.com (BILL) read as BILL
Brex read as Brex Bill Pay
Brex (AP features) read as Brex Bill Pay
Brex (Enterprise plan) read as Brex Bill Pay
Corpay read as Corpay Complete
Coupa read as Coupa Pay
Coupa (Coupa Pay) read as Coupa Pay
Coupa (Enterprise) read as Coupa Pay
Coupa (with Coupa Pay) read as Coupa Pay
PayPal Business read as PayPal Bill Pay
Ramp Bill Pay read as Ramp
Rippling read as Rippling Spend
Rippling (Bill Pay module) read as Rippling Spend
Xero read as Xero Bills
Unresolved, counted raw
Buildertrend
Melio's Unlimited plan
Oracle APO
Squareworks
Discontinued, still offered
No shut-down product was recommended here.