Index › Finance › Receivables and billing › B2B payment acceptance › Enterprise · October 2026 Edition
B2B payment acceptance for enterprise buyers
Asked as “B2B payment acceptance platform”, and as “accounts receivable payment portal”, on behalf of an enterprise B2B company. 51 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
25%
Contested · Adyen 24%
25HighRadius B2B Payments24Adyen16Billtrust35others
25% of first choices, contested.
Since September 2026▲+1Since September 2026: 28% → 29%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.HighRadius B2B Payments held the lead, +1 point on 28%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Helcim31%Contested▼−7Since September 2026: 35% → 28%, −7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →Mid-market
Versapay19%Contested↗new leaderNew leader since September 2026: Versapay (15%) replaces Helcim (17% then, 12% now), 3 points clear, inside the 10-point floor.Standing →EnterpriseHighRadius B2B Payments25%Contested▲+1Since September 2026: 28% → 29%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.This page
Helcim31%Contested▼−7Since September 2026: 35% → 28%, −7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →Mid-marketVersapay19%Contested↗new leaderNew leader since September 2026: Versapay (15%) replaces Helcim (17% then, 12% now), 3 points clear, inside the 10-point floor.Standing →EnterpriseHighRadius B2B Payments25%Contested▲+1Since September 2026: 28% → 29%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.This pageThe standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
01HighRadius B2B Payments25%0%42accepted challenger▲+1Since September 2026: 28% → 29%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.28% → 29%
02
Adyen24%3%35accepted challenger▲+1Since September 2026: 23% → 24%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.23% → 24%
Adyen24%3%35accepted challenger▲+1Since September 2026: 23% → 24%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.23% → 24%03
Billtrust16%0%23accepted challenger▼−1Since September 2026: 14% → 13%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.14% → 13%
Billtrust16%0%23accepted challenger▼−1Since September 2026: 14% → 13%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.14% → 13%04
Stripe12%21%43accepted challenger▲+2Since September 2026: 9% → 11%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.9% → 11%
Stripe12%21%43accepted challenger▲+2Since September 2026: 9% → 11%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.9% → 11%05
Tipalti4%8%26accepted challenger▲+2Since September 2026: 2% → 4%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 4%
Tipalti4%8%26accepted challenger▲+2Since September 2026: 2% → 4%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 4%06
TreviPay2%0%11accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
TreviPay2%0%11accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%07
Worldpay2%8%13accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%
Worldpay2%8%13accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%08
BILL Accounts Receivable2%31%35criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
BILL Accounts Receivable2%31%35criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%Show the four products at 0%, ordered by negative rate
12PayPal Payments0%71%14criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
09Versapay0%12%16accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Versapay0%12%16accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%10
Coupa Pay0%0%13accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Coupa Pay0%0%13accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%11
Airwallex0%0%12accepted challenger▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 0%
Airwallex0%0%12accepted challenger▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one can't be told apart from repeat variation, and both are shown. Each index measures its own floor from its own repeat, over its own categories, so the floor differs from one index to the next. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
Head to headHead-to-head pages are published for mid-market buyers, so these open on mid-market figures, not enterprise.
All twenty-eight head-to-head pages: the top eight products, each against each
Versapay vs BilltrustVersapay vs MelioVersapay vs MineralTreeVersapay vs TipaltiHelcim vs StripeHelcim vs BILL Accounts ReceivableHelcim vs BilltrustHelcim vs MelioHelcim vs MineralTreeHelcim vs TipaltiStripe vs BILL Accounts ReceivableStripe vs BilltrustStripe vs MelioStripe vs MineralTreeStripe vs TipaltiBILL Accounts Receivable vs BilltrustBILL Accounts Receivable vs MelioBILL Accounts Receivable vs MineralTreeBILL Accounts Receivable vs TipaltiBilltrust vs MelioBilltrust vs MineralTreeBilltrust vs TipaltiMelio vs MineralTreeMelio vs TipaltiMineralTree vs Tipalti
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
H01
02030405060708091011P12
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01HighRadius B2B Payments25%
02Adyen24%
Adyen24%03Billtrust16%
Billtrust16%04Stripe12%
Stripe12%05Tipalti4%
Tipalti4%06TreviPay2%
TreviPay2%07Worldpay2%
Worldpay2%08BILL Accounts Receivable2%
BILL Accounts Receivable2%09Versapay0%
Versapay0%10Coupa Pay0%
Coupa Pay0%11Airwallex0%
Airwallex0%12PayPal Payments0%
What they warned about
Two of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.20, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, GLM 4.7 FlashX, MiniMax M2.5 and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
PayPal Payments
71%
10 of 14 labels negative · 9 of 14 models · 4 hard negative
“Consumer-First or B2C-Optimized Digital Wallets (e.g., PayPal, Venmo, Zelle) ... Why to avoid: ... structurally mismatched for enterprise B2B workflows.” Gemini 3.5 Flash, negative prompt
BILL Accounts Receivable31%
11 of 35 labels negative · 8 of 14 models · 4 hard negative
“Avoid per-user subscription models such as BILL and standard Stripe for payment acceptance at thousands-of-users scale” Muse Glimmer 30B, budget prompt
Stripe21%
9 of 43 labels negative · 7 of 14 models · 1 hard negative
“Avoid platforms like BILL or standard Stripe that charge per-user fees” Muse Glimmer 30B, budget prompt
Melio100%
3 of 3 labels negative · 3 of 14 models · 1 hard negative
“it is generally not recommended for large enterprises” GLM 4.7 FlashX, negative prompt
What they cite
Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted.
Sites the answers cite
79 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1186 links across 316 sites, every framing counted. Ranked by the number of answers carrying the site or page. 20 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · HighRadius54 answers · 90 citations · 13 models
vendor site · ConnectPay32 answers · 34 citations · 12 models
vendor site · Resolve Pay22 answers · 33 citations · 10 models
vendor site · Stripe20 answers · 32 citations · 10 models
20 answers · 21 citations · 11 models
vendor site · Serrala19 answers · 21 citations · 9 models
vendor site · G219 answers · 20 citations · 11 models
17 answers · 17 citations · 8 models
17 answers · 17 citations · 8 models
vendor site · Airwallex16 answers · 21 citations · 9 models
vendor site · Worldmetrics16 answers · 21 citations · 9 models
15 answers · 17 citations · 7 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
42 answers · 12 models
30 answers · 12 models
20 answers · 11 models
17 answers · 9 models
17 answers · 8 models
16 answers · 8 models
14 answers · 9 models
14 answers · 9 models
13 answers · 6 models
11 answers · 6 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “b2b payment acceptance platform”, “b2b payment platforms”, “best b2b payment acceptance platform”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| HighRadius highradius.com HighRadius B2B Payments 25% | 25% | 53 | 6,600 | 118 | 294,561 company | $2,272 | 120 | 4 |
| Adyen adyen.com | 24% | 159 | 22,200 | 890 | 126,446 | $7,702 | 84 | |
| Billtrust billtrust.com | 16% | 362 | 6,600 | 159 | 50,343 | $718 | 15 | |
| Stripe stripe.com | 12% | 265 | 823,000 | 102,741 | 3,226,782 | $3,621 | 102 | 2 |
| Stax staxpayments.com | 6% | 26 | 27,100 | 2,176 | 23,084 | $141 | 34 | |
| Tipalti tipalti.com | 4% | 490 | 18,100 | 381 | 213,652 | $83,363 | 120 | |
| TreviPay trevipay.com | 2% | 139 | 2,400 | 60 | 40,661 | $8 | 13 | |
| Worldpay worldpay.com | 2% | 22 | 14,800 | 1,018 | 44,677 | $111 | 13 | |
| BILL bill.com BILL Accounts Receivable 2% | 2% | 179 | 2,740,000 | 1,063,001 | 1,783,039 company | $199,231 | 119 | |
| Paystand paystand.com | 2% | 25 | 1,900 | 32 | 59,075 | $55,504 | 51 |
Google's top ten for the three searches hold 22 sites; 4 of them are among the sites the models cited here (connectpay.com, highradius.com, resolvepay.com, stripe.com). The first result for “b2b payment acceptance platform” is paytrace.net.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best B2B payment acceptance platform for an enterprise B2B company?”Paraphrase“Which accounts receivable payment portal would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade B2B payment platforms and how do they differ?”Budget-constrained“What is the best B2B payment acceptance platform for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a B2B payment acceptance platform. What should we look at?”Negative“Which B2B payment platforms should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5AdyenBilltrust, HighRadius B2B PaymentsChangedAdyenAdyen, HighRadius B2B Paymentsno first choicenothing named
Seven alternatives
Billtrust, HighRadius B2B Payments, Serrala FS2 Payments, Stripe, Tipalti, Versapay, WorldpayOne alternative
VersapaySix alternatives
Coupa Pay, HighRadius B2B Payments, Medius, Stripe, Tipalti, TreviPayOne alternative
TreviPayGPT-5.4 miniStripe, TreviPayBilltrustChangedAdyen, Stripeagainst: BILL Accounts Receivable, Wise BusinessStripeno first choiceagainst: Braintree, PayFast / payfast.io, PayPal Payments, Payop, Paytm Business
Three alternatives
Adyen, BILL Accounts Receivable, Checkout.comThree alternatives
HighRadius B2B Payments, Monto, VersapayFive alternatives
Airwallex, Corpay, Payoneer, Stripe Treasury, TipaltiFour alternatives
PayPal Payments, Tranch, Visa B2B Payables, Wells Fargo Merchant ServicesGemini 3.5 FlashAdyenHighRadius B2B PaymentsChangedagainst: BILL Accounts Receivable, PlootoAdyenagainst: StripePaystandagainst: BILL Accounts Receivable, Stripeno first choiceagainst: BILL Accounts Receivable, PayPal Payments, Venmo for Business, Zelle
Five alternatives
Billtrust, HighRadius B2B Payments, Resolve Pay, Stripe, TreviPayTwo alternatives
Billtrust, VersapayTwo alternatives
HighRadius B2B Payments, VersapayTwo alternatives
HighRadius B2B Payments, StaxPerplexity SonarAdyenHighRadius B2B PaymentsChangedHighRadius B2B PaymentsStaxno first choiceagainst: PayPal Payments, Venmo for Business
Three alternatives
HighRadius B2B Payments, Stripe, WorldpayThree alternatives
Billtrust, TreviPay, VersapaySix alternatives
BILL Accounts Receivable, Kyriba, Stripe, Tipalti, TreviPay, Visa B2B ConnectTwo alternatives
Billtrust, NuveiGrok 4.20Adyen, Stripeagainst: BILL Accounts Receivable, TipaltiHighRadius B2B PaymentsChangedagainst: TipaltiAdyenAdyenagainst: Stripeno first choiceagainst: BILL Accounts Receivable, PayPal Payments, Square, Stripe
One alternative
Checkout.comThree alternatives
AvidXchange, Billtrust, VersapayFive alternatives
AvidXchange, BILL Accounts Receivable, Checkout.com, Stripe, TipaltiThree alternatives
Checkout.com, Helcim, StaxMistral SmallWorldpayBilltrustChangedTipaltiStaxno first choiceagainst: American Express, BILL Accounts Receivable, Checkout.com, Melio, PayPal Payments, Plooto, Stripe
Three alternatives
Adyen, Checkout.com, HighRadius B2B PaymentsTwo alternatives
HighRadius B2B Payments, InvoicedThree alternatives
BILL Accounts Receivable, Coupa Pay, Stripe TreasuryTwo alternatives
BILL Accounts Receivable, HelcimDeepSeek V4 FlashAdyenHighRadius B2B PaymentsChangedagainst: VersapayHighRadius B2B PaymentsBILL Accounts Receivable, Tipaltino first choiceagainst: Fiserv, PayPal Payments, Payoneer, Stripe, Wise Business
Two alternatives
HighRadius B2B Payments, StripeOne alternative
BilltrustSix alternatives
BILL Accounts Receivable, Coupa Pay, Kyriba, Oracle, SAP Ariba, TipaltiThree alternatives
Adyen, HighRadius B2B Payments, StripeLlama 4 MaverickAdyenBilltrustChangedHighRadius B2B PaymentsStripeHighRadius B2B Paymentsagainst: PayPal Payments
Two alternatives
HighRadius B2B Payments, NickelTwo alternatives
Emagia, HighRadius B2B PaymentsOne alternative
Worldpay from FISTwo alternatives
Paystand, StaxOne alternative
BilltrustQwen 3.7 FlashAdyenHighRadius B2B PaymentsChangedagainst: PayPal PaymentsHighRadius B2B PaymentsStaxno first choiceagainst: AvidXchange, BILL Accounts Receivable, PayPal Payments, Square, Stripe Checkout
Three alternatives
BILL Accounts Receivable, HighRadius B2B Payments, StripeFour alternatives
Adyen, Billtrust, Stripe Connect, TipaltiFive alternatives
Airwallex, BILL Accounts Receivable, Kyriba, Sila, TipaltiFive alternatives
Adyen, BILL Accounts Receivable, HighRadius B2B Payments, Stripe Connect, TreviPayKimi K2HighRadius B2B PaymentsHighRadius B2B PaymentsHeldagainst: VersapayAirwallex, Tipaltiagainst: Braintree, PayPal PaymentsStripe, Tipaltiagainst: BILL Accounts Receivable, Meliono first choiceagainst: FTX, Wirecard
Two alternatives
Adyen, StripeOne alternative
BilltrustFour alternatives
Adyen, BILL Accounts Receivable, Stripe, Wise BusinessTwo alternatives
Coupa Pay, HighRadius B2B PaymentsGLM 4.7 FlashXHighRadius B2B PaymentsBilltrust, HighRadius B2B PaymentsChangedAdyen, StripeAdyenagainst: Braintree, Stripeno first choiceagainst: Adyen, Checkout.com, Corpay Cross-Border, Melio, PayUMoney, Worldpay
Three alternatives
Adyen, Billtrust, StripeTwo alternatives
NetSuite, TesorioSeven alternatives
BILL Accounts Receivable, Billtrust, Coupa Pay, HighRadius B2B Payments, Stampli, Tipalti, WorldpayThree alternatives
Airwallex, BILL Accounts Receivable, TipaltiMiniMax M2.5Adyenagainst: StripeBilltrust, HighRadius B2B PaymentsChangedno first choiceMaxioagainst: BILL Accounts Receivableno first choicenothing named
Two alternatives
Payoneer, WorldpayOne alternative
GavitiTwo alternatives
Adyen, TipaltiGPT-6 LunaBilltrustBilltrustHeldBilltrust, VersapayStripeno first choiceagainst: BridgePay, Synapse, Zelle
Four alternatives
Adyen, Paystand, Stripe, VersapayTwo alternatives
HighRadius B2B Payments, VersapaySeven alternatives
Adyen, Airwallex, Basware, Coupa Pay, Stripe, Tipalti, Wise BusinessOne alternative
Adyen for PlatformsMuse Glimmer 30BAdyenHighRadius Autonomous Receivables / Customer Payment PortalChangedTipaltiHelcimagainst: BILL Accounts Receivable, Stripeno first choiceagainst: Finastra UK, Klarna, Slim CD
Four alternatives
HighRadius B2B Payments, NMI, Paysafe, StripeOne alternative
BilltrustTwelve alternatives
Adyen, AvidXchange, BILL Accounts Receivable, Brex, Corpay, Coupa Pay, FIS, HighRadius B2B Payments, Ramp, Stripe Treasury, Thunes, WorldpayThree alternatives
Adyen, Airwallex, VersapayBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency.
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:29 | yes | 14 | 10 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:23 | yes | 4 | 7 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:38 | yes | 23 | 29 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-01 08:34 | yes | 16 | 2 s |
| Direct recommendation | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 09:49 | yes | 23 | 10 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:33 | yes | 5 | 6 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:03 | yes | 23 | 28 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:53 | yes | 5 | 1 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:08 | yes | 10 | 47 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:47 | yes | 18 | 22 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:37 | yes | 21 | 74 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 11:23 | yes | 10 | 22 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-01 10:24 | yes | 5 | 15 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 08:42 | yes | 14 | 22 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:30 | yes | 16 | 12 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:54 | yes | 4 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:47 | yes | 18 | 23 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-01 10:54 | yes | 19 | 2 s |
| Paraphrase | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 08:17 | yes | 23 | 8 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 07:45 | yes | 5 | 3 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:02 | yes | 24 | 27 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:03 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 09:02 | no | 0 | 25 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:06 | yes | 13 | 33 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:01 | yes | 25 | 23 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:28 | yes | 5 | 26 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-01 10:57 | yes | 3 | 18 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:23 | yes | 13 | 17 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:43 | yes | 10 | 11 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:37 | yes | 5 | 13 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:12 | yes | 17 | 26 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-01 10:01 | yes | 17 | 7 s |
| Comparative | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 10:10 | yes | 22 | 10 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:42 | yes | 13 | 10 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:20 | yes | 21 | 31 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:58 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:55 | yes | 9 | 44 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 10:56 | yes | 25 | 32 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:55 | yes | 25 | 42 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:03 | yes | 14 | 29 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:52 | yes | 5 | 29 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 11:22 | yes | 15 | 59 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 11:03 | yes | 9 | 7 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 07:59 | yes | 4 | 6 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:27 | yes | 23 | 31 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-01 10:53 | yes | 16 | 3 s |
| Budget constrained | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 09:24 | yes | 24 | 17 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:34 | yes | 17 | 7 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 07:56 | yes | 22 | 48 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:53 | yes | 5 | 1 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 11:23 | yes | 10 | 66 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:02 | yes | 25 | 29 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:41 | yes | 23 | 78 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:21 | yes | 19 | 57 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:42 | yes | 3 | 18 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:36 | yes | 18 | 34 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:26 | yes | 18 | 13 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:29 | no | 0 | 8 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 11:05 | no | 0 | 18 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-01 08:55 | yes | 16 | 5 s |
| Scale constrained | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 08:56 | yes | 20 | 10 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:10 | no | 0 | 8 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:05 | yes | 25 | 52 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 11:20 | yes | 5 | 2 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 07:56 | yes | 5 | 36 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:17 | yes | 25 | 36 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:27 | yes | 24 | 33 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:01 | no | 0 | 9 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 07:42 | yes | 3 | 36 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 08:43 | yes | 14 | 47 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 07:51 | yes | 26 | 10 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:01 | yes | 4 | 6 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:07 | yes | 26 | 26 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-01 08:46 | yes | 17 | 4 s |
| Negative framing | Grok 4.20 | spacexai/grok-4.1-fast-non-reasoning via vertex (asked for grok-4.20-non-reasoning; the API answered as this version) | 2026-10-01 08:42 | yes | 24 | 9 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:47 | yes | 11 | 7 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 11:13 | yes | 24 | 70 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:26 | yes | 5 | 4 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:59 | yes | 17 | 33 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:47 | yes | 25 | 24 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:33 | yes | 23 | 162 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:23 | yes | 20 | 22 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:33 | yes | 3 | 26 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:20 | yes | 21 | 33 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
BILL read as BILL Accounts Receivable
BILL (Bill.com) read as BILL Accounts Receivable
BILL (formerly Bill.com) read as BILL Accounts Receivable
BILL / Bill.com read as BILL Accounts Receivable
BILL AP/AR read as BILL Accounts Receivable
Bill.com read as BILL Accounts Receivable
Bill.com (BILL) read as BILL Accounts Receivable
Bill.com (now BILL) read as BILL Accounts Receivable
Bill.com / BILL read as BILL Accounts Receivable
Coupa read as Coupa Pay
Coupa (Coupa Pay) read as Coupa Pay
HighRadius read as HighRadius B2B Payments
PayPal read as PayPal Payments
PayPal (for Business) read as PayPal Payments
PayPal (including Braintree) read as PayPal Payments
PayPal Business read as PayPal Payments
PayPal Enterprise read as PayPal Payments
SAP Ariba / SAP Business Network read as SAP Ariba
Venmo read as Venmo for Business
Unresolved, counted raw
AxxonPay
BridgePay
CHERRY
Finastra UK
HighRadius Autonomous Receivables / Customer Payment Portal
Monto
PayFast / payfast.io
PayUMoney
Payop
Reconcily
Slim CD
Stripe Checkout
Visa B2B Payables
Wells Fargo Merchant Services
Worldpay from FIS
Discontinued, still offered
No shut-down product was recommended here.