Nine of fourteen models named Forma first on the direct prompt; one named JOON. Forma was named by fourteen of the fourteen models and JOON by twelve and Forma carries 50 labels and JOON 21, so the shares are not directly comparable.
Named in three categories this edition.
Named in one category this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the flexible benefits and lifestyle spending accounts page.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | ||||||
| Perplexity Sonar | ||||||
| Grok 4.20 | ||||||
| Mistral Small | ||||||
| DeepSeek V4 Flash | ||||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | ||||||
| MiniMax M2.5 | ||||||
| GPT-6 Luna | ||||||
| Muse Glimmer 30B |
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of four in this category shown.
“Platforms to Avoid on a Strict Budget | Forma | Custom enterprise pricing” Kimi K2 · budget prompt · hard negative
“reviewers frequently report rejected claims, unclear purchase guidelines, reimbursement denials, and slow support” GPT-5.4 mini · negative prompt · soft negative
“The best lifestyle spending account platform for a mid-market B2B company is Forma, as it is considered the most mature standalone LSA platform” Llama 4 Maverick · direct prompt · first choice
“Dedicated platforms like Forma, Benify, or Ben focus on smart spending cards, flexible allowances, and international compliance.” Gemini 3.5 Flash · negative prompt · first choice
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“strong products, but they may be better if you can spend a bit more” GPT-5.4 mini · budget prompt · soft negative
“Joon and Compt are the most recommended due to their affordability, ease of use, and low administrative requirements” Mistral Small · budget prompt · first choice
“many budget-constrained teams compare Compt and JOON first: reimbursement-based, no pre-funding, fast launch” Muse Glimmer 30B · budget prompt · first choice
“Choose JOON if you have under 100 employees and want low monthly rates with zero long-term commitment.” Gemini 3.5 Flash · budget prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.