Hokodo is a B2B buy now, pay later platform that lets businesses offer net terms and trade credit to their customers without lengthy credit processes · hokodo.co ↗
“Hokodo offers invoice payment with 30-, 60-, and 90-day terms, with non-payment risk underwritten by SCOR SE”Claude Haiku 4.5 · Comparative question · alternative
“Hokodo combines real-time credit underwriting with backing from major trade credit insurers”Gemini 3.5 Flash · Comparative question · alternative
“Better for complex/software contracts vs. short e-commerce invoices; high customization.”Grok 4.20 · Comparative question · alternative
“Mondu or Hokodo — Best for UK & European Companies”Gemini 3.5 Flash · Budget-constrained question · alternative
“Hokodo is no longer an option: This European provider stopped accepting new business in November 2025 and is winding down operations.”Kimi K2 · Direct question · warning
“Hokodo has since ceased trading, so it should not be evaluated as an active option for new 2026 implementations.”Muse Glimmer 30B · Negative question · warning
“Note: Hokodo ceased operations in April 2026 ... Its closure is a reminder that provider stability matters”DeepSeek V4 Flash · Comparative question · warning
“Avoid providers with a history of failure or insolvency (e.g., Synapse, EPS, Hokodo, Parker, Klump).”GLM 4.7 FlashX · Negative question · warning
The products named in the same answers as Hokodo, over the 54 answers that named it, and how often each was the first choice instead.
| Product | Named together | Picked instead | |
|---|---|---|---|
| 31 | 9 | View → | |
| 30 | 8 | View → | |
| 30 | 2 | View → | |
| 23 | 2 | View → | |
| 21 | 0 | View → | |
| 21 | 0 | View → | |
| 17 | 0 | View → | |
| 13 | 0 | View → | |
| 11 | 0 | View → | |
| 11 | 0 | View → |
What the models named instead of Hokodo →
A side-by-side page exists where both products are among a category's top eight.
Stated on Hokodo's own site, not checked by Gane.
Fourteen AI models from 12 labs are asked the same buying questions six ways, for three company sizes. Standings refresh every edition.
Gane sells AI visibility software. No company can pay to change a result.
Read the method →Fourteen of the fourteen models returned a source list in this edition: five return the pages they cited and nine the search results they consulted. These counts come from 51 of the 54 answers that named Hokodo and are not a share of its labels.
216 of the 216 domain citations in answers naming Hokodo came from a third party's page.
Pages are listed as the models cited them.
| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 1 | 0 | 1 | 2 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 2 | 1 | 0 | 3 |
| Perplexity Sonar | 0 | 0 | 0 | 1 | 1 |
| Grok 4.20 | 0 | 2 | 0 | 1 | 3 |
| Mistral Small | 0 | 0 | 0 | 1 | 1 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 3 | 3 |
| Llama 4 Maverick | 0 | 0 | 1 | 0 | 1 |
| Qwen 3.7 Flash | 0 | 0 | 1 | 0 | 1 |
| Kimi K2 | 0 | 0 | 0 | 2 | 2 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 1 | 1 |
| MiniMax M2.5 | 0 | 0 | 0 | 2 | 2 |
| GPT-6 Luna | 0 | 0 | 0 | 1 | 1 |
| Muse Glimmer 30B | 0 | 0 | 2 | 2 | 4 |