NOWPayments vs Request Finance
Zero of fourteen models named NOWPayments first on the direct prompt; four named Request Finance. NOWPayments was named by eight of the fourteen models and Request Finance by eight and both carry 12 labels, so the shares below are directly comparable.
Named in one category this edition.
Named in one category this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the stablecoin platforms page.
By framing
NOWPaymentsFirst choices, of fourteen modelsRequest Finance
Across every category in the November 2026 Edition, NOWPayments and Request Finance were named in the same answer eleven times, of the 31 answers naming NOWPayments and the 36 naming Request Finance. In those answers Request Finance took the first choice two times and NOWPayments three.
Every model, every framing
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | | | ||||
| Perplexity Sonar | | | ||||
| Grok 4.20 | | | ||||
| Mistral Small | | | | |||
| DeepSeek V4 Flash | | | ||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | | | ||||
| GLM 4.7 FlashX | | |||||
| MiniMax M2.5 | | | ||||
| GPT-6 Luna | ||||||
| Muse Glimmer 30B | | |
NOWPayments Request Finance first choice named as an alternative argued againstblank: not namedEach cell is one answer, NOWPayments on the left and Request Finance on the right.The direct prompt
Request Finance first, NOWPayments not the choice
4 of 14 modelsNOWPayments was named in the answer but not as the choice, or not at all.Neither was the first choice, one was named
2 of 14 modelsThe answer put something else first and named one of the two as an alternative.Neither was named
8 of 14 modelsThe answer made no first choice from these two in this category.Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
NOWPayments12%#3 of 12Request Finance12%#2 of 12NOWPayments12%#2 of 12Request Finance10%#3 of 12Request Finance2%#– of 9NOWPayments—not namedWhat the models said about NOWPayments
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Five of six in this category shown.
“it's more merchant-oriented (less B2B treasury depth) and has limited regulatory licensing compared to the others” Grok 4.20 · direct prompt · soft negative
“generally less comprehensive for complex B2B stablecoin payments compared to BVNK and Circle” Mistral Small · direct prompt · soft negative
“I'd recommend starting with NOWPayments due to its competitive 0.5%-1% fees, no monthly costs” MiniMax M2.5 · budget prompt · first choice
“Why NOWPayments is a top pick: The 0.5% base rate is the lowest among the big hosted gateways.” GLM 4.7 FlashX · budget prompt · first choice
“For most small companies on a limited budget, NOWPayments is the best overall choice.” DeepSeek V4 Flash · budget prompt · first choice
What the models said about Request Finance
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.
“Request Finance is the strongest starting point: it is built specifically to solve fragmented treasury” Muse Glimmer 30B · direct prompt · first choice
“Best All-in-One Finance Suite (AP/AR, Invoicing & Payroll): [Request Finance]” Gemini 3.5 Flash · direct prompt · first choice
“Request Finance stands out as the strongest all-around choice” DeepSeek V4 Flash · direct prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.