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Cross-border payments and FX · November 2026 Edition

Thunes vs WorldFirst

One of fourteen models named Thunes first on the direct prompt; zero named WorldFirst. Thunes was named by nine of the fourteen models and WorldFirst by nine and Thunes carries 14 labels and WorldFirst 13, so the shares are not directly comparable.

Thunes

accepted challenger

Named in three categories this edition.

WorldFirst

accepted challenger

Named in one category this edition.

First-choice share2%2%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate0%0%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#5#6A position in a field of 15; printed, not drawn.
Labels1413A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Thunes reading right to left. Rank and label count are printed, not drawn.Airwallex was named alongside these two in thirteen of the fourteen direct answers. Wise Business vs Thunes · Wise Business vs WorldFirst · Airwallex vs Thunes

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the Cross-border payments and FX page.

By framing

How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
ThunesFirst choices, of fourteen modelsWorldFirst
Direct10
Paraphrase01
Comparative00
Budget-constrained00
Scale-constrained00
Negative00
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.

Across every category in the November 2026 Edition, Thunes and WorldFirst were named in the same answer nine times, of the 40 answers naming Thunes and the 30 naming WorldFirst. In those answers WorldFirst took the first choice zero times and Thunes one.

Every model, every framing

The eighty-four answers behind the chart above, one cell each: where Thunes and WorldFirst stood in it.
ModelDirectParaphraseComparativeBudget-constrainedScale-constrainedNegative
Claude Haiku 4.5
GPT-5.4 mini
Gemini 3.5 Flash
Perplexity Sonar
Grok 4.20
Mistral Small
DeepSeek V4 Flash
Llama 4 Maverick
Qwen 3.7 Flash
Kimi K2
GLM 4.7 FlashX
MiniMax M2.5
GPT-6 Luna
Muse Glimmer 30B
Thunes WorldFirst first choice named as an alternative argued againstblank: not namedEach cell is one answer, Thunes on the left and WorldFirst on the right.

The direct prompt

The plain question, one answer per model, grouped by where Thunes and WorldFirst stood in it.

Thunes first, WorldFirst not the choice

1 of 14 modelsWorldFirst was named in the answer but not as the choice, or not at all.
Muse Glimmer 30BThunes, Wise Business alternatives: Airwallex, XTransfer

Neither was the first choice, one was named

6 of 14 modelsThe answer put something else first and named one of the two as an alternative.
Claude Haiku 4.5Wise Business alternatives: Airwallex, Thunes, Tipalti
Grok 4.20Airwallex alternatives: Thunes, Wise Business, WorldFirst
Mistral SmallXTransfer alternatives: Corpay Cross-Border Payments, Ebury, Payoneer, Thunes, Wise Business
DeepSeek V4 FlashAirwallex alternatives: Convera, Corpay Cross-Border Payments, Thunes, Wise Business
Llama 4 MaverickXTransfer alternatives: Airwallex, Payoneer, Wise Business, WorldFirst
Qwen 3.7 FlashCorpay Cross-Border Payments, Ebury alternatives: Airwallex, Thunes, XTransfer

Neither was named

7 of 14 modelsThe answer made no first choice from these two in this category.
GPT-5.4 miniAirwallex alternatives: Wise Business
Gemini 3.5 FlashAirwallex alternatives: Corpay Cross-Border Payments, Ebury, HighRadius, Tipalti
Perplexity SonarAirwallex alternatives: Wise Business, XTransfer
Kimi K2Wise Business alternatives: Airwallex, Tipalti, XTransfer
GLM 4.7 FlashXXTransfer alternatives: Airwallex, Wise Business
MiniMax M2.5Airwallex, Corpay Cross-Border Payments alternatives: Ebury, Wise Business, XTransfer
GPT-6 LunaAirwallex alternatives: Corpay Cross-Border Payments, Tipalti, Wise Business

Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
WorldFirst leads by four points.
WorldFirst4%#4 of 9
Thunes0%#– of 9
The full small business standing →
Mid-marketThe figures above
Level: the same share of first choices.
Thunes2%#5 of 15
WorldFirst2%#6 of 15
The full mid-market standing →
Enterprise
The order flips: Thunes leads at enterprise.
Thunes12%#3 of 12
WorldFirst0%#– of 12
The full enterprise standing →

What the models said about Thunes

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.

“Thunes is repeatedly called out as the best overall choice for B2B payouts at scale” Muse Glimmer 30B · direct prompt · first choice
“Backend payments infrastructure providers (B2B network APIs) ... Unrivaled coverage in developing markets” Gemini 3.5 Flash · comparative prompt · alternative
“Running a platform that needs to pay users globally at scale? → Thunes, Payouts.com, or Airwallex” DeepSeek V4 Flash · comparative prompt · alternative

What the models said about WorldFirst

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.

“I'd generally recommend WorldFirst if your priority is a mix of international payments plus actual FX risk management/hedging” GPT-5.4 mini · paraphrase prompt · first choice
“Good for multi-currency accounts and basic hedging/payments if your needs are more collection-focused” Grok 4.20 · paraphrase prompt · alternative
“WorldFirst and Thunes specialize in APAC and emerging‑market corridors” GLM 4.7 FlashX · comparative prompt · alternative
Also compared

Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.