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Cross-border payments and FX · November 2026 Edition
Corpay Cross-Border Payments vs Thunes
Two of fourteen models named Corpay Cross-Border Payments first on the direct prompt; one named Thunes. Corpay Cross-Border Payments was named by nine of the fourteen models and Thunes by nine and both carry 14 labels, so the shares below are directly comparable.
Named in one category this edition.
Named in three categories this edition.
First-choice share8%2%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate7%0%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#3#5A position in a field of 15; printed, not drawn.
Labels1414Equal, which is what makes the shares comparable.
The two percentage rows are drawn on one 0 to 100 track, Corpay Cross-Border Payments reading right to left. Rank and label count are printed, not drawn.Airwallex was named alongside these two in thirteen of the fourteen direct answers. Wise Business vs Corpay Cross-Border Payments · Wise Business vs Thunes · Airwallex vs Corpay Cross-Border Payments
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the Cross-border payments and FX page.
By framing
How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
Corpay Cross-Border PaymentsFirst choices, of fourteen modelsThunes
Direct21
Paraphrase201 against Corpay Cross-Border Payments
Comparative00
Budget-constrained00
Scale-constrained00
Negative00
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.
Every model, every framing
The eighty-four answers behind the chart above, one cell each: where Corpay Cross-Border Payments and Thunes stood in it.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | |||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | | | | |||
| Perplexity Sonar | | |||||
| Grok 4.20 | | | ||||
| Mistral Small | | |||||
| DeepSeek V4 Flash | | | | | ||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | | |||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | | |||||
| MiniMax M2.5 | | |||||
| GPT-6 Luna | | | ||||
| Muse Glimmer 30B | |
Corpay Cross-Border Payments Thunes first choice named as an alternative argued againstblank: not namedEach cell is one answer, Corpay Cross-Border Payments on the left and Thunes on the right.The direct prompt
The plain question, one answer per model, grouped by where Corpay Cross-Border Payments and Thunes stood in it.
Corpay Cross-Border Payments first, Thunes an alternative
2 of 14 modelsThunes was named in the answer but not as the choice, or not at all.Qwen 3.7 FlashCorpay Cross-Border Payments, Ebury alternatives: Airwallex, Thunes, XTransfer
MiniMax M2.5Airwallex, Corpay Cross-Border Payments alternatives: Ebury, Wise Business, XTransfer
Thunes first, Corpay Cross-Border Payments not the choice
1 of 14 modelsCorpay Cross-Border Payments was named in the answer but not as the choice, or not at all.Muse Glimmer 30BThunes, Wise Business alternatives: Airwallex, XTransfer
Neither was the first choice, one was named
6 of 14 modelsThe answer put something else first and named one of the two as an alternative.Claude Haiku 4.5Wise Business alternatives: Airwallex, Thunes, Tipalti
Gemini 3.5 FlashAirwallex alternatives: Corpay Cross-Border Payments, Ebury, HighRadius, Tipalti
Grok 4.20Airwallex alternatives: Thunes, Wise Business, WorldFirst
Mistral SmallXTransfer alternatives: Corpay Cross-Border Payments, Ebury, Payoneer, Thunes, Wise Business
DeepSeek V4 FlashAirwallex alternatives: Convera, Corpay Cross-Border Payments, Thunes, Wise Business
GPT-6 LunaAirwallex alternatives: Corpay Cross-Border Payments, Tipalti, Wise Business
Neither was named
5 of 14 modelsThe answer made no first choice from these two in this category.GPT-5.4 miniAirwallex alternatives: Wise Business
Perplexity SonarAirwallex alternatives: Wise Business, XTransfer
Llama 4 MaverickXTransfer alternatives: Airwallex, Payoneer, Wise Business, WorldFirst
Kimi K2Wise Business alternatives: Airwallex, Tipalti, XTransfer
GLM 4.7 FlashXXTransfer alternatives: Airwallex, Wise Business
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Corpay Cross-Border Payments leads by two points.
Corpay Cross-Border Payments2%#– of 9Thunes0%#– of 9Mid-marketThe figures above
Corpay Cross-Border Payments leads by six points.
Corpay Cross-Border Payments8%#3 of 15Thunes2%#5 of 15Enterprise
The order flips: Thunes leads at enterprise.
Thunes12%#3 of 12Corpay Cross-Border Payments8%#6 of 12What the models said about Corpay Cross-Border Payments
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“typically offer less treasury-workflow automation than Kantox” Perplexity Sonar · paraphrase prompt · soft negative
“My default recommendation is Corpay Cross-Border if your company needs both recurring international supplier/customer payments and real FX hedging” GPT-6 Luna · paraphrase prompt · first choice
“Choose Corpay or Ebury if you have high volumes and need to hedge against FX risk” Qwen 3.7 Flash · direct prompt · first choice
“Corpay or Airwallex are often the strongest starting points” MiniMax M2.5 · direct prompt · first choice
What the models said about Thunes
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.
“Thunes is repeatedly called out as the best overall choice for B2B payouts at scale” Muse Glimmer 30B · direct prompt · first choice
“Backend payments infrastructure providers (B2B network APIs) ... Unrivaled coverage in developing markets” Gemini 3.5 Flash · comparative prompt · alternative
“Running a platform that needs to pay users globally at scale? → Thunes, Payouts.com, or Airwallex” DeepSeek V4 Flash · comparative prompt · alternative
Also compared
Wise Business vs Corpay Cross-Border PaymentsWise Business vs ThunesAirwallex vs Corpay Cross-Border PaymentsAirwallex vs ThunesCorpay Cross-Border Payments vs XTransferCorpay Cross-Border Payments vs WorldFirstCorpay Cross-Border Payments vs ConveraXTransfer vs ThunesThunes vs WorldFirstThunes vs ConveraAll twenty-one head-to-head pages and the full cross-border payments standing
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.