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Cross-border payments and FX · November 2026 Edition
Airwallex vs Corpay Cross-Border Payments
Seven of fourteen models named Airwallex first on the direct prompt; two named Corpay Cross-Border Payments. Airwallex was named by fourteen of the fourteen models and Corpay Cross-Border Payments by nine and Airwallex carries 45 labels and Corpay Cross-Border Payments 14, so the shares are not directly comparable.
Named in ten categories this edition.
Named in one category this edition.
First-choice share17%8%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate4%7%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#2#3A position in a field of 15; printed, not drawn.
Labels4514A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Airwallex reading right to left. Rank and label count are printed, not drawn.Wise Business was named alongside these two in twelve of the fourteen direct answers. Wise Business vs Airwallex · Wise Business vs Corpay Cross-Border Payments · Airwallex vs XTransfer
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the Cross-border payments and FX page.
By framing
How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
AirwallexFirst choices, of fourteen modelsCorpay Cross-Border Payments
Direct72
Paraphrase021 against Airwallex · 1 against Corpay Cross-Border Payments
Comparative20
Budget-constrained101 against Airwallex
Scale-constrained00
Negative00
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.
Every model, every framing
The eighty-four answers behind the chart above, one cell each: where Airwallex and Corpay Cross-Border Payments stood in it.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | | ||||
| GPT-5.4 mini | | | | | ||
| Gemini 3.5 Flash | | | | | ||
| Perplexity Sonar | | | | | ||
| Grok 4.20 | | | | |||
| Mistral Small | | |||||
| DeepSeek V4 Flash | | | | | | |
| Llama 4 Maverick | | |||||
| Qwen 3.7 Flash | | | | |||
| Kimi K2 | | | | |||
| GLM 4.7 FlashX | | | ||||
| MiniMax M2.5 | | |||||
| GPT-6 Luna | | | | |||
| Muse Glimmer 30B | | |
Airwallex Corpay Cross-Border Payments first choice named as an alternative argued againstblank: not namedEach cell is one answer, Airwallex on the left and Corpay Cross-Border Payments on the right.The direct prompt
The plain question, one answer per model, grouped by where Airwallex and Corpay Cross-Border Payments stood in it.
Both were the first choice
1 of 14 modelsThe answer named them together, and the judge labeled each a first choice.MiniMax M2.5Airwallex, Corpay Cross-Border Payments alternatives: Ebury, Wise Business, XTransfer
Airwallex first, Corpay Cross-Border Payments an alternative
6 of 14 modelsCorpay Cross-Border Payments was named in the answer but not as the choice, or not at all.GPT-5.4 miniAirwallex alternatives: Wise Business
Gemini 3.5 FlashAirwallex alternatives: Corpay Cross-Border Payments, Ebury, HighRadius, Tipalti
Perplexity SonarAirwallex alternatives: Wise Business, XTransfer
Grok 4.20Airwallex alternatives: Thunes, Wise Business, WorldFirst
DeepSeek V4 FlashAirwallex alternatives: Convera, Corpay Cross-Border Payments, Thunes, Wise Business
GPT-6 LunaAirwallex alternatives: Corpay Cross-Border Payments, Tipalti, Wise Business
Corpay Cross-Border Payments first, Airwallex an alternative
1 of 14 modelsAirwallex was named in the answer but not as the choice, or not at all.Qwen 3.7 FlashCorpay Cross-Border Payments, Ebury alternatives: Airwallex, Thunes, XTransfer
Neither was the first choice, one was named
6 of 14 modelsThe answer put something else first and named one of the two as an alternative.Claude Haiku 4.5Wise Business alternatives: Airwallex, Thunes, Tipalti
Mistral SmallXTransfer alternatives: Corpay Cross-Border Payments, Ebury, Payoneer, Thunes, Wise Business
Llama 4 MaverickXTransfer alternatives: Airwallex, Payoneer, Wise Business, WorldFirst
Kimi K2Wise Business alternatives: Airwallex, Tipalti, XTransfer
GLM 4.7 FlashXXTransfer alternatives: Airwallex, Wise Business
Muse Glimmer 30BThunes, Wise Business alternatives: Airwallex, XTransfer
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Level: the same share of first choices.
Airwallex2%#5 of 9Corpay Cross-Border Payments2%#– of 9Mid-marketThe figures above
Airwallex leads by eight points.
Airwallex17%#2 of 15Corpay Cross-Border Payments8%#3 of 15Enterprise
Airwallex leads by eighteen points.
Airwallex27%#1 of 12Corpay Cross-Border Payments8%#6 of 12What the models said about Airwallex
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“less suitable when formal forwards, exposure monitoring, and hedging governance are required” Perplexity Sonar · paraphrase prompt · soft negative
“For most mid-market B2B companies, Airwallex offers the best balance of scalability, FX pricing, multi-currency accounts, and modern infrastructure.” DeepSeek V4 Flash · direct prompt · first choice
“Airwallex stands out as the best overall cross-border payments platform for a mid-market B2B company” Grok 4.20 · direct prompt · first choice
“Airwallex is my first platform to demo for a mid-market company with broad international operations” GPT-6 Luna · direct prompt · first choice
What the models said about Corpay Cross-Border Payments
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“typically offer less treasury-workflow automation than Kantox” Perplexity Sonar · paraphrase prompt · soft negative
“My default recommendation is Corpay Cross-Border if your company needs both recurring international supplier/customer payments and real FX hedging” GPT-6 Luna · paraphrase prompt · first choice
“Choose Corpay or Ebury if you have high volumes and need to hedge against FX risk” Qwen 3.7 Flash · direct prompt · first choice
“Corpay or Airwallex are often the strongest starting points” MiniMax M2.5 · direct prompt · first choice
Also compared
Wise Business vs AirwallexWise Business vs Corpay Cross-Border PaymentsAirwallex vs XTransferAirwallex vs ThunesAirwallex vs WorldFirstAirwallex vs ConveraCorpay Cross-Border Payments vs XTransferCorpay Cross-Border Payments vs ThunesCorpay Cross-Border Payments vs WorldFirstCorpay Cross-Border Payments vs ConveraAll twenty-one head-to-head pages and the full cross-border payments standing
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.