Expense management · November 2026 Edition
Expensify vs Rippling Spend
Two of fourteen models named Expensify first on the direct prompt; one named Rippling Spend. Expensify was named by fourteen of the fourteen models and Rippling Spend by ten and Expensify carries 65 labels and Rippling Spend 15, so the shares are not directly comparable.
Named in seven categories this edition.
Named in five categories this edition.
First-choice share12%6%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate14%0%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#3#5A position in a field of 12; printed, not drawn.
Labels6515A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Expensify reading right to left. Rank and label count are printed, not drawn.Ramp was named alongside these two in twelve of the fourteen direct answers. Ramp vs Expensify · Ramp vs Rippling Spend · Zoho Expense vs Expensify
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the expense management page.
By framing
How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
ExpensifyFirst choices, of fourteen modelsRippling Spend
Direct211 against Expensify
Paraphrase22
Comparative20
Budget-constrained201 against Expensify
Scale-constrained00
Negative107 against Expensify
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.
Every model, every framing
The eighty-four answers behind the chart above, one cell each: where Expensify and Rippling Spend stood in it.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | | | | |||
| Gemini 3.5 Flash | | | | | ||
| Perplexity Sonar | | | | | ||
| Grok 4.20 | | | | | | |
| Mistral Small | | | | | | |
| DeepSeek V4 Flash | | | | | | |
| Llama 4 Maverick | | | ||||
| Qwen 3.7 Flash | | | | | | |
| Kimi K2 | | | | | | |
| GLM 4.7 FlashX | | | | | ||
| MiniMax M2.5 | | | | | ||
| GPT-6 Luna | | | ||||
| Muse Glimmer 30B | | | | |
Expensify Rippling Spend first choice named as an alternative argued againstblank: not namedEach cell is one answer, Expensify on the left and Rippling Spend on the right.The direct prompt
The plain question, one answer per model, grouped by where Expensify and Rippling Spend stood in it.
Expensify first, Rippling Spend an alternative
2 of 14 modelsRippling Spend was named in the answer but not as the choice, or not at all.Mistral SmallBrex, Expensify, Ramp alternatives: BILL Spend & Expense, Navan, Rippling Spend
MiniMax M2.5Expensify, Ramp alternatives: Navan, SAP Concur, Zoho Expense
Rippling Spend first, Expensify not the choice
1 of 14 modelsExpensify was named in the answer but not as the choice, or not at all.Qwen 3.7 FlashRippling Spend alternatives: BILL Spend & Expense, Navan, Ramp
Neither was the first choice, one was named
7 of 14 modelsThe answer put something else first and named one of the two as an alternative.GPT-5.4 miniRamp alternatives: Brex, Navan, Rippling Spend, SAP Concur
Perplexity SonarRamp alternatives: BILL Spend & Expense, Expensify, ITILITE, Navan, Rydoo, Spendesk, Zoho Expense
Grok 4.20Ramp alternatives: BILL Spend & Expense, Brex, Expensify, Zoho Expense
DeepSeek V4 FlashRamp alternatives: BILL Spend & Expense, Brex, Expensify, Zoho Expense
Kimi K2Ramp alternatives: BILL Spend & Expense, Brex, Expensify, Zoho Expense
GLM 4.7 FlashXZoho Expense alternatives: BILL Spend & Expense, Brex, Expensify, Ramp
Muse Glimmer 30BZoho Expense alternatives: Brex, Expensify, Navan, Ramp, SAP Concur
Neither was named
4 of 14 modelsThe answer made no first choice from these two in this category.Claude Haiku 4.5no first choice alternatives: Airbase, Paylocity, Rydoo, Spendesk
Gemini 3.5 FlashRamp alternatives: Airbase, Brex, Navan
Llama 4 Maverickno first choice
GPT-6 LunaRamp alternatives: Brex, Navan, SAP Concur
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Expensify leads by eleven points.
Expensify13%#3 of 10Rippling Spend2%#– of 10Mid-marketThe figures above
Expensify leads by six points.
Expensify12%#3 of 12Rippling Spend6%#5 of 12Enterprise
Expensify leads by ten points.
Expensify10%#3 of 12Rippling Spend0%#9 of 12What the models said about Expensify
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of three in this category shown.
“Expensify, if your team relies on a very simple mobile workflow. Recent user reviews report that interface changes made submitting expenses more confusing” GPT-6 Luna · negative prompt · soft negative
“rated 4.5/5 on Capterra; it has its quirks but far fewer "horror stories" than Divvy or Rydoo” DeepSeek V4 Flash · negative prompt · first choice
“Choose Expensify if you want flexibility with existing cards and strong receipt scanning” Kimi K2 · comparative prompt · first choice
What the models said about Rippling Spend
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Two of two in this category shown.
“The Best "All-in-One" Platform: Rippling ... Rippling has become the preferred choice for mid-market companies” Qwen 3.7 Flash · direct prompt · first choice
“Navan / Rippling Spend is the safest default from the mid-market trust data” Muse Glimmer 30B · paraphrase prompt · first choice
Also compared
Ramp vs ExpensifyRamp vs Rippling SpendZoho Expense vs ExpensifyZoho Expense vs Rippling SpendExpensify vs BILL Spend & ExpenseExpensify vs NavanExpensify vs BrexExpensify vs EmburseBILL Spend & Expense vs Rippling SpendRippling Spend vs NavanRippling Spend vs BrexRippling Spend vs EmburseAll twenty-eight head-to-head pages and the full expense management standing
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.