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Cash application · November 2026 Edition

Billtrust vs Kolleno

Three of fourteen models named Billtrust first on the direct prompt; zero named Kolleno. Billtrust was named by thirteen of the fourteen models and Kolleno by seven and Billtrust carries 43 labels and Kolleno 10, so the shares are not directly comparable.

Billtrust

accepted challenger

Named in nine categories this edition.

Kolleno

accepted challenger

Named in five categories this edition.

First-choice share8%2%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate23%10%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#4#6A position in a field of 12; printed, not drawn.
Labels4310A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Billtrust reading right to left. Rank and label count are printed, not drawn.Quadient Accounts Receivable was named alongside these two in ten of the fourteen direct answers. Versapay vs Billtrust · Versapay vs Kolleno · Upflow vs Billtrust

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the cash application page.

By framing

How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
BilltrustFirst choices, of fourteen modelsKolleno
Direct302 against Billtrust
Paraphrase111 against Billtrust
Comparative10
Budget-constrained003 against Billtrust · 1 against Kolleno
Scale-constrained002 against Billtrust
Negative002 against Billtrust
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.

Every model, every framing

The eighty-four answers behind the chart above, one cell each: where Billtrust and Kolleno stood in it.
ModelDirectParaphraseComparativeBudget-constrainedScale-constrainedNegative
Claude Haiku 4.5
GPT-5.4 mini
Gemini 3.5 Flash
Perplexity Sonar
Grok 4.20
Mistral Small
DeepSeek V4 Flash
Llama 4 Maverick
Qwen 3.7 Flash
Kimi K2
GLM 4.7 FlashX
MiniMax M2.5
GPT-6 Luna
Muse Glimmer 30B
Billtrust Kolleno first choice named as an alternative argued againstblank: not namedEach cell is one answer, Billtrust on the left and Kolleno on the right.

The direct prompt

The plain question, one answer per model, grouped by where Billtrust and Kolleno stood in it.

Billtrust first, Kolleno not the choice

3 of 14 modelsKolleno was named in the answer but not as the choice, or not at all.
GPT-5.4 miniBilltrust, Versapay alternatives: HighRadius, Tesorio, Upflow
Mistral SmallBilltrust, HighRadius alternatives: Esker, Quadient Accounts Receivable
GLM 4.7 FlashXBilltrust, HighRadius alternatives: Cashbook, Esker, Quadient Accounts Receivable, Serrala, Upflow

Neither was the first choice, one was named

9 of 14 modelsThe answer put something else first and named one of the two as an alternative.
Claude Haiku 4.5HighRadius alternatives: Billtrust, Cashbook, Gaviti, Quadient Accounts Receivable, Tesorio, Upflow, Versapay
Gemini 3.5 FlashVersapay alternatives: Billtrust, HighRadius, Quadient Accounts Receivable, Upflow
Perplexity SonarUpflow alternatives: Billtrust, Gaviti, Quadient Accounts Receivable
DeepSeek V4 FlashQuadient Accounts Receivable, Versapay alternatives: Billtrust, Upflow
Llama 4 MaverickHighRadius alternatives: Billtrust, BlackLine Cash Application, Esker
Kimi K2Quadient Accounts Receivable, Upflow alternatives: Kolleno, Versapay
MiniMax M2.5HighRadius alternatives: Billtrust, Esker, Quadient Accounts Receivable, Versapay
GPT-6 LunaVersapay alternatives: Billtrust, HighRadius, Upflow
Muse Glimmer 30BHighRadius alternatives: Billtrust, Quadient Accounts Receivable, Versapay

Neither was named

2 of 14 modelsThe answer made no first choice from these two in this category.
Grok 4.20Quadient Accounts Receivable alternatives: Upflow, Versapay
Qwen 3.7 FlashBILL alternatives: Apadana, Oracle Fusion Cash Application, SAP DME, TRIGGERSPEC

Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Billtrust leads by two points.
Billtrust2%#12 of 17
Kolleno0%#14 of 17
The full small business standing →
Mid-marketThe figures above
Billtrust leads by six points.
Billtrust8%#4 of 12
Kolleno2%#6 of 12
The full mid-market standing →
Enterprise
Billtrust leads by two points.
Billtrust2%#4 of 9
Kolleno0%#– of 9
The full enterprise standing →

What the models said about Billtrust

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of three in this category shown.

“Billtrust — Geared toward large enterprises” DeepSeek V4 Flash · budget prompt · hard negative
“Legacy cash application leaders (like HighRadius, Billtrust, or BlackLine) cater primarily to large enterprises with six-figure implementation budgets” Gemini 3.5 Flash · budget prompt · soft negative
“I'd usually recommend Billtrust if your main pain point is payment matching / cash application at meaningful invoice volume” GPT-5.4 mini · paraphrase prompt · first choice

What the models said about Kolleno

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Two of two in this category shown.

“Kolleno - $650/user/month, targeted at larger finance teams” Kimi K2 · budget prompt · hard negative
“My recommendation: Start with Kolleno for a demo if you're a typical mid-sized B2B company” Kimi K2 · paraphrase prompt · first choice
Also compared

Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.