Gane Index
All indexesEvery index and its categoriesGTMMarketing, sales, customer and revenue operations softwareITSecurity, IT operations, cloud, developer and data softwareHRHR, payroll, recruiting, performance and learning softwareFinanceAccounting, planning, spend, billing and treasury software
Claim your listing
Index › Finance › Spend and procurement › Expense management › Ramp vs Zoho Expense
Expense management · November 2026 Edition

Ramp vs Zoho Expense

Nine of fourteen models named Ramp first on the direct prompt; two named Zoho Expense. Both were named by all fourteen models and Ramp carries 59 labels and Zoho Expense 51, so the shares are not directly comparable.

Ramp

endorsed leader

Named in sixteen categories this edition.

Zoho Expense

accepted challenger

Named in five categories this edition.

First-choice share31%29%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate5%0%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#1#2A position in a field of 12; printed, not drawn.
Labels5951A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Ramp reading right to left. Rank and label count are printed, not drawn.Brex was named alongside these two in nine of the fourteen direct answers. Ramp vs Expensify · Ramp vs BILL Spend & Expense · Ramp vs Rippling Spend

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the expense management page.

By framing

How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
RampFirst choices, of fourteen modelsZoho Expense
Direct92
Paraphrase42
Comparative52
Budget-constrained211
Scale-constrained10
Negative003 against Ramp
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.

Across every category in the November 2026 Edition, Ramp and Zoho Expense were named in the same answer 164 times, of the 1022 answers naming Ramp and the 211 naming Zoho Expense. In those answers Zoho Expense took the first choice forty-three times and Ramp thirty-nine.

Every model, every framing

The eighty-four answers behind the chart above, one cell each: where Ramp and Zoho Expense stood in it.
ModelDirectParaphraseComparativeBudget-constrainedScale-constrainedNegative
Claude Haiku 4.5
GPT-5.4 mini
Gemini 3.5 Flash
Perplexity Sonar
Grok 4.20
Mistral Small
DeepSeek V4 Flash
Llama 4 Maverick
Qwen 3.7 Flash
Kimi K2
GLM 4.7 FlashX
MiniMax M2.5
GPT-6 Luna
Muse Glimmer 30B
Ramp Zoho Expense first choice named as an alternative argued againstblank: not namedEach cell is one answer, Ramp on the left and Zoho Expense on the right.

The direct prompt

The plain question, one answer per model, grouped by where Ramp and Zoho Expense stood in it.

Ramp first, Zoho Expense an alternative

9 of 14 modelsZoho Expense was named in the answer but not as the choice, or not at all.
GPT-5.4 miniRamp alternatives: Brex, Navan, Rippling Spend, SAP Concur
Gemini 3.5 FlashRamp alternatives: Airbase, Brex, Navan
Perplexity SonarRamp alternatives: BILL Spend & Expense, Expensify, ITILITE, Navan, Rydoo, Spendesk, Zoho Expense
Grok 4.20Ramp alternatives: BILL Spend & Expense, Brex, Expensify, Zoho Expense
Mistral SmallBrex, Expensify, Ramp alternatives: BILL Spend & Expense, Navan, Rippling Spend
DeepSeek V4 FlashRamp alternatives: BILL Spend & Expense, Brex, Expensify, Zoho Expense
Kimi K2Ramp alternatives: BILL Spend & Expense, Brex, Expensify, Zoho Expense
MiniMax M2.5Expensify, Ramp alternatives: Navan, SAP Concur, Zoho Expense
GPT-6 LunaRamp alternatives: Brex, Navan, SAP Concur

Zoho Expense first, Ramp an alternative

2 of 14 modelsRamp was named in the answer but not as the choice, or not at all.
GLM 4.7 FlashXZoho Expense alternatives: BILL Spend & Expense, Brex, Expensify, Ramp
Muse Glimmer 30BZoho Expense alternatives: Brex, Expensify, Navan, Ramp, SAP Concur

Neither was the first choice, one was named

1 of 14 modelsThe answer put something else first and named one of the two as an alternative.
Qwen 3.7 FlashRippling Spend alternatives: BILL Spend & Expense, Navan, Ramp

Neither was named

2 of 14 modelsThe answer made no first choice from these two in this category.
Claude Haiku 4.5no first choice alternatives: Airbase, Paylocity, Rydoo, Spendesk
Llama 4 Maverickno first choice

Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Zoho Expense leads by thirty points.
Zoho Expense48%#1 of 10
Ramp19%#2 of 10
The full small business standing →
Mid-marketThe figures above
The order flips: Ramp leads at mid-market.
Ramp31%#1 of 12
Zoho Expense29%#2 of 12
The full mid-market standing →
Enterprise
Ramp leads by sixteen points.
Ramp16%#2 of 12
Zoho Expense0%#12 of 12
The full enterprise standing →

What the models said about Ramp

No label in this category carried a quote.

What the models said about Zoho Expense

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Two of two in this category shown.

“Zoho Expense stands out as the best expense management software for companies with a limited budget” Grok 4.20 · budget prompt · first choice
“For the tightest budgets: Start with Zoho Expense (free plan) or Wave (completely free).” Kimi K2 · budget prompt · first choice
Also compared
Ramp vs ExpensifyRamp vs BILL Spend & ExpenseRamp vs Rippling SpendRamp vs NavanRamp vs BrexRamp vs EmburseZoho Expense vs ExpensifyZoho Expense vs BILL Spend & ExpenseZoho Expense vs Rippling SpendZoho Expense vs NavanZoho Expense vs BrexZoho Expense vs EmburseAll twenty-eight head-to-head pages and the full expense management standing

Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.