Ramp vs BILL Spend & Expense
Fourteen of fourteen models named Ramp first on the direct prompt; zero named BILL Spend & Expense. Both were named by all fourteen models and Ramp carries 66 labels and BILL Spend & Expense 46, so the shares are not directly comparable.
Named in sixteen categories this edition.
Named in four categories this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the corporate cards page.
By framing
RampFirst choices, of fourteen modelsBILL Spend & Expense
Across every category in the November 2026 Edition, Ramp and BILL Spend & Expense were named in the same answer 336 times, of the 1022 answers naming Ramp and the 363 naming BILL Spend & Expense. In those answers BILL Spend & Expense took the first choice thirty-one times and Ramp 137.
Every model, every framing
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | | ||||
| GPT-5.4 mini | | | | | ||
| Gemini 3.5 Flash | | | | | | |
| Perplexity Sonar | | | | | ||
| Grok 4.20 | | | | | | |
| Mistral Small | | | | | ||
| DeepSeek V4 Flash | | | | | ||
| Llama 4 Maverick | | | | |||
| Qwen 3.7 Flash | | | | | ||
| Kimi K2 | | | | | | |
| GLM 4.7 FlashX | | | | |||
| MiniMax M2.5 | | | | | | |
| GPT-6 Luna | | | | | | |
| Muse Glimmer 30B | | | | | |
Ramp BILL Spend & Expense first choice named as an alternative argued againstblank: not namedEach cell is one answer, Ramp on the left and BILL Spend & Expense on the right.The direct prompt
Ramp first, BILL Spend & Expense an alternative
14 of 14 modelsBILL Spend & Expense was named in the answer but not as the choice, or not at all.Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
Ramp65%#1 of 6BILL Spend & Expense16%#2 of 6Ramp67%#1 of 7BILL Spend & Expense12%#2 of 7Ramp52%#1 of 12BILL Spend & Expense0%#9 of 12What the models said about Ramp
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Five of five in this category shown.
“The business is NOT BBB Accredited... Risk-based limit changes are a known operational feature” Muse Glimmer 30B · negative prompt · hard negative
“Customer service issues reported—unresponsive and difficult to reach during urgent problems” MiniMax M2.5 · negative prompt · hard negative
“Choose Ramp if: Your main goal is cost cutting, automating receipts, restricting employee spending policy, and getting built-in software without paying software fees.” Gemini 3.5 Flash · comparative prompt · first choice
“Ramp is widely considered the leader in this space for mid-sized businesses because it moves away from standard plastic cards to a virtual-first model.” Qwen 3.7 Flash · paraphrase prompt · first choice
“Ramp: Strong all-around (1.5% cash back, excellent controls/analytics, accounting integrations). Often praised for automation and no-fee model.” Grok 4.20 · scale prompt · first choice
What the models said about BILL Spend & Expense
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. One of one in this category shown.
“The American Express Blue Business Cash and BILL Divvy cards appear to be the most accessible options for budget-conscious businesses” MiniMax M2.5 · budget prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.