accepted challengerNamed in nine categories this edition.
accepted challengerNamed in eight categories this edition.
First-choice share2%2%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate0%0%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#7#8A position in a field of 13; printed, not drawn.
Labels1715A count; the two differ.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the B2B credit management page.
By framing
How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
BilltrustFirst choices, of fourteen modelsUpflow
Direct11
Paraphrase00
Comparative00
Budget-constrained00
Scale-constrained00
Negative00
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.
Across every category in the November 2026 Edition, Billtrust and Upflow were named in the same answer ninety-three times, of the 380 answers naming Billtrust and the 220 naming Upflow. In those answers Upflow took the first choice eighteen times and Billtrust ten.
The direct prompt
The plain question, one answer per model, grouped by where Billtrust and Upflow stood in it.
Billtrust first, Upflow not the choice
1 of 14 modelsUpflow was named in the answer but not as the choice, or not at all.xAIGrok 4.20Billtrust, Creditsafe alternatives: D&B Finance Analytics, HighRadius Credit Cloud
Upflow first, Billtrust an alternative
1 of 14 modelsBilltrust was named in the answer but not as the choice, or not at all.GPT-5.4 miniTesorio, Upflow alternatives: Billtrust, Creditsafe, D&B Finance Analytics, HighRadius Credit Cloud
Neither was the first choice, one was named
5 of 14 modelsThe answer put something else first and named one of the two as an alternative.Claude Haiku 4.5Gaviti alternatives: Billtrust, HighRadius Credit Cloud, Nuvo, Tesorio
Mistral SmallCredit Pulse alternatives: Bectran, Chaser, Esker, Gaviti, Resolve Pay, Tesorio, Upflow
Qwen 3.7 FlashCredit Pulse alternatives: Billtrust, Upflow
Kimi K2HighRadius Credit Cloud alternatives: Chaser, Credit Pulse, Gaviti, Paidnice, Upflow
Z.AIGLM 4.7 FlashXCredit Pulse alternatives: Chaser, HighRadius Credit Cloud, Paraglide, Upflow
Neither was named
7 of 14 modelsThe answer made no first choice from these two in this category.Gemini 3.5 FlashQuadient AR alternatives: Gaviti, HighRadius Credit Cloud, Resolve Pay, Tesorio, Versapay
Perplexity SonarHighRadius Credit Cloud alternatives: Credit Pulse, Gaviti
DeepSeek V4 FlashCredit Pulse alternatives: D&B Finance Analytics, Esker, HighRadius Credit Cloud
Llama 4 Maverickno first choice alternatives: Bectran, Credit Pulse, Creditsafe, D&B Finance Analytics, Esker, Gaviti, HighRadius Credit Cloud, Rex, Tesorio
MiniMax M2.5HighRadius Credit Cloud alternatives: Credit Pulse, Gaviti, Tesorio
GPT-6 LunaBectran alternatives: Esker, Gaviti, Tesorio
Muse Glimmer 30BCredit Pulse, Tesorio alternatives: Gaviti
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.