Ten of fourteen models named Resolve Pay first on the direct prompt; one named Two. Resolve Pay was named by fourteen of the fourteen models and Two by thirteen and Resolve Pay carries 50 labels and Two 29, so the shares are not directly comparable.
Named in five categories this edition.
Named in two categories this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the B2B BNPL and net terms page.
Across every category in the November 2026 Edition, Resolve Pay and Two were named in the same answer eighty times, of the 181 answers naming Resolve Pay and the 91 naming Two. In those answers Two took the first choice nine times and Resolve Pay twenty-three.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | ||||||
| Perplexity Sonar | ||||||
| Grok 4.20 | ||||||
| Mistral Small | ||||||
| DeepSeek V4 Flash | ||||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | ||||||
| MiniMax M2.5 | ||||||
| GPT-6 Luna | ||||||
| Muse Glimmer 30B |
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“Caution level: Medium-High ... found zero verified reviews and undocumented credit-limit/auto-hold features” DeepSeek V4 Flash · negative prompt · soft negative
“Best For: US-based wholesalers, manufacturers, and distributors looking for non-recourse net terms and automated Accounts Receivable (AR) management.” Gemini 3.5 Flash · comparative prompt · first choice
“many mid-market product businesses in the U.S. are landing on Resolve for embedded net terms and upfront cash flow” Muse Glimmer 30B · direct prompt · first choice
“Resolve - Focus: Full net terms lifecycle management, non-recourse financing, AI-powered credit decisions.” Mistral Small · comparative prompt · first choice
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Five of six in this category shown.
“Avoid providers requiring minimum volumes – Some enterprise-focused providers (like Two) target high-volume sellers” Kimi K2 · budget prompt · soft negative
“Higher fees (3-5%+) and more enterprise-focused; good features but may not suit limited budgets.” Grok 4.20 · budget prompt · soft negative
“Two is widely considered the top provider for mid-market and high-volume merchants in the US and UK.” Qwen 3.7 Flash · direct prompt · first choice
“Two (Two.inc) — Best Overall for SMBs & B2B E-Commerce” Gemini 3.5 Flash · budget prompt · first choice
“If your primary customer base is in Europe, Two provides checkout-native credit infrastructure across 19 markets.” Qwen 3.7 Flash · paraphrase prompt · alternative
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.