Ten of fourteen models named Resolve Pay first on the direct prompt; three named Credit Key. Resolve Pay was named by fourteen of the fourteen models and Credit Key by thirteen and Resolve Pay carries 50 labels and Credit Key 36, so the shares are not directly comparable.
Named in five categories this edition.
Named in one category this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the B2B BNPL and net terms page.
Across every category in the November 2026 Edition, Resolve Pay and Credit Key were named in the same answer eighty-seven times, of the 181 answers naming Resolve Pay and the 99 naming Credit Key. In those answers Credit Key took the first choice twenty times and Resolve Pay thirty.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | ||||||
| Perplexity Sonar | ||||||
| Grok 4.20 | ||||||
| Mistral Small | ||||||
| DeepSeek V4 Flash | ||||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | ||||||
| MiniMax M2.5 | ||||||
| GPT-6 Luna | ||||||
| Muse Glimmer 30B |
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“Caution level: Medium-High ... found zero verified reviews and undocumented credit-limit/auto-hold features” DeepSeek V4 Flash · negative prompt · soft negative
“Best For: US-based wholesalers, manufacturers, and distributors looking for non-recourse net terms and automated Accounts Receivable (AR) management.” Gemini 3.5 Flash · comparative prompt · first choice
“many mid-market product businesses in the U.S. are landing on Resolve for embedded net terms and upfront cash flow” Muse Glimmer 30B · direct prompt · first choice
“Resolve - Focus: Full net terms lifecycle management, non-recourse financing, AI-powered credit decisions.” Mistral Small · comparative prompt · first choice
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.
“Credit Key is the top pick due to its flexibility, strong credit limits, and broad applicability across B2B sales channels” Mistral Small · direct prompt · first choice
“Credit Key and Resolve are the top US‑based, general B2B options, offering non‑recourse net terms and cash advances” GLM 4.7 FlashX · comparative prompt · first choice
“the best fit is usually Credit Key if your goal is to offer true B2B buy now, pay later” GPT-5.4 mini · direct prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.