# Ubiquity Retirement + Savings: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 8 judge labels across 1 category by 5 of 14 models. Page: https://www.gane.ai/index/hr/vendors/ubiquity-retirement-savings

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [401(k) providers](https://www.gane.ai/index/hr/rewards/401k-providers/index.md) | 4% | 9 | 0% | 8 |

## What the models said for it

- "Ubiquity Retirement + Savings often stands out as the top low-cost option due to its fully flat-fee structure" (Grok 4.20, 401(k) providers)
- "For the tightest budget, Ubiquity offers the lowest starting prices with complete transparency in fees." (MiniMax M2.5, 401(k) providers)
- "Choose Ubiquity if your team has significant retirement savings and you want to completely avoid paying percentage-based (AUM) fees." (Gemini 3.5 Flash, 401(k) providers)
- "Ubiquity offers flat-fee pricing that gets competitive above 20 participants." (Muse Glimmer 30B, 401(k) providers)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 1 | 0 | 0 | 1 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 2 | 0 | 0 | 2 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 1 | 0 | 1 | 0 | 2 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 1 | 1 | 0 | 0 | 2 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 1 | 0 | 0 | 1 |

## Sources returned with these answers

The sites and pages cited by the answers that named Ubiquity Retirement + Savings, from 24 of the 25 answers that named it (only the models that return a source list).

### Domains cited

- myubiquity.com: 19 (its own site)
- adp.com: 13
- betterment.com: 10
- reddit.com: 10
- fidelity.com: 9
- employeefiduciary.com: 8
- humaninterest.com: 8
- forusall.com: 7
- leadchangegroup.com: 7
- forbes.com: 6

### Pages cited

- https://adp.com/what-we-offer/benefits/retirement/401k.aspx: 11
- https://betterment.com/top-401ks-for-small-businesses-in-2026: 9
- https://myubiquity.com/pricing: 8
- https://myubiquity.com/resources/how-much-does-a-401-k-cost-a-small-business: 8
- https://adp.com/what-we-offer/benefits/retirement/adp-401k-essential.aspx: 6
- https://fidelity.com/retirement-ira/small-business/compare-retirement-plans: 6
- https://forbes.com/advisor/retirement/best-401k-plans: 6
- https://myubiquity.com/resources/ubiquity-guide-to-choosing-a-401-k-provider: 6

## In its own words

What Ubiquity Retirement + Savings's own pages state, read 2026-10-06. Stated by the vendor, not checked by the index.

- Positioning: Customized Retirement Plans for Your Small Business (https://myubiquity.com/)
- For: small businesses and self-employed individuals (https://myubiquity.com/)
- Price stated: Transparent Flat Fees; Group plans start at $97/month; No hidden fees; Save thousands yearly without AUM fees; Low cost, flat fees (https://myubiquity.com/)
- Starting price: $97/month (https://myubiquity.com/)
- Free plan or trial: Book a Free Consultation (https://www.myubiquity.com/products/solo-401k)
- Integrations claimed: 100 (https://www.myubiquity.com/integrations)

## What it publishes

Every page myubiquity.com exposes, read 2026-10-05: 432 addresses. By kind, pages and the last 90 days:

- blog: 144 pages, 98 in the last 90 days, latest 2026-09-30
- comparison: 6 pages, 4 in the last 90 days, latest 2026-09-30
- template or tool: 9 pages, 3 in the last 90 days, latest 2026-09-30
- glossary or explainer: 16 pages, 12 in the last 90 days, latest 2026-09-30
- news or press: 1 pages, 0 in the last 90 days, latest 2026-01-26
- Recent: 2026-09-30 blog: 3 16 fiduciary simplifying retirement plan management https://www.myubiquity.com/resources/3-16-fiduciary-simplifying-retirement-plan-management
- Recent: 2026-09-30 blog: 3 21 investment fiduciary services https://www.myubiquity.com/resources/3-21-investment-fiduciary-services
- Recent: 2026-09-30 blog: 3 reasons why automatic enrollment is awesome https://www.myubiquity.com/resources/3-reasons-why-automatic-enrollment-is-awesome
- Recent: 2026-09-30 blog: 401 k benefits https://www.myubiquity.com/resources/401-k-benefits
- Recent: 2026-09-30 blog: 401 k compliance calendar https://www.myubiquity.com/resources/401-k-compliance-calendar
- Recent: 2026-09-30 blog: 401 k contribution deadlines https://www.myubiquity.com/resources/401-k-contribution-deadlines

## Record

- Method: https://www.gane.ai/index/hr/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/hr.