# Solo Funds: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 2 judge labels across 1 category by 2 of 14 models. Page: https://www.gane.ai/index/hr/vendors/solo-funds

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Earned wage access](https://www.gane.ai/index/hr/rewards/earned-wage-access/index.md) | 0% | 69 | 100% | 2 |

## And against it

- "The CFPB sued Solo Funds for using "dark patterns" to induce consumers into paying high "tips"" (Gemini 3.5 Flash, Earned wage access)
- "Solo Funds (CFPB action)" (Grok 4.20, Earned wage access)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 1 | 1 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 1 | 1 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Solo Funds, from 3 of the 3 answers that named it (only the models that return a source list).

### Domains cited

- nclc.org: 3
- responsiblelending.org: 3
- consumerfinance.gov: 2
- g2.com: 2
- settlementinsight.com: 2
- best-earned-wage-access-providers-usa.lovable.app: 1
- cipp.org.uk: 1
- congress.gov: 1
- consumerfinanceinsights.com: 1
- consumerfinancemonitor.com: 1

### Pages cited

- https://nclc.org/resources/selected-government-enforcement-actions-against-earned-wage-payday-lenders: 3
- https://responsiblelending.org/research-publication/payday-loan-app-litigation-tracker: 2
- https://settlementinsight.com/research/earned-wage-access-app-complaints: 2
- https://best-earned-wage-access-providers-usa.lovable.app/: 1
- https://cipp.org.uk/static/07715ada-4b96-4d48-924c09df1aefc29b/Earned-Wage-Access-Code-of-Practice.pdf: 1
- https://congress.gov/crs-product/IF12727: 1
- https://consumerfinance.gov/archive/newsroom/cfpb-rescinds-special-regulatory-treatment-for-payactiv: 1
- https://consumerfinance.gov/data-research/research-reports/data-spotlight-developments-in-the-paycheck-advance-market: 1

## What it publishes

Every page solofunds.com exposes, read 2026-09-29: 680 addresses. By kind, pages and the last 90 days:

- blog: 162 pages, 27 in the last 90 days, latest 2026-09-25
- conference or event: 4 pages, 0 in the last 90 days, latest 2022-09-13
- comparison: 56 pages, 22 in the last 90 days, latest 2026-07-17
- glossary or explainer: 14 pages, 0 in the last 90 days, latest 2026-05-20
- podcast or video: 2 pages, 0 in the last 90 days, latest undated
- news or press: 265 pages, 18 in the last 90 days, latest 2026-09-17
- Recent: 2026-09-25 blog: How solo engineering approached mcp without duplicating business logic https://solofunds.com/blog/engineering/how-solo-engineering-approached-mcp-without-duplicating-business-logic/
- Recent: 2026-09-17 news or press: Is it finally time why the fed may raise rates for first time since 2023 https://solofunds.com/press/is-it-finally-time-why-the-fed-may-raise-rates-for-first-time-since-2023/
- Recent: 2026-09-09 news or press: Solo funds rapid growth earns place on 2026 inc 5000 underscoring scale of community finance model 2 https://solofunds.com/press/solo-funds-rapid-growth-earns-place-on-2026-inc-5000-underscoring-scale-of-community-finance-model-2/
- Recent: 2026-09-09 news or press: Fintechs frontier navigating hyper growth real time risk and evolving regulations https://solofunds.com/press/fintechs-frontier-navigating-hyper-growth-real-time-risk-and-evolving-regulations/
- Recent: 2026-09-02 news or press: Solo funds hits 100 million revenue milestone on 53 million raised https://solofunds.com/press/solo-funds-hits-100-million-revenue-milestone-on-53-million-raised/
- Recent: 2026-08-27 news or press: Solo funds surpasses 100 million in revenue on just 53 million raised the most capital efficient milestone in fintech hi https://solofunds.com/press/solo-funds-surpasses-100-million-in-revenue-on-just-53-million-raised-the-most-capital-efficient-milestone-in-fintech-history/

## Record

- Method: https://www.gane.ai/index/hr/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/hr.