# Rocky Mountain Reserve: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 3 judge labels across 1 category by 3 of 14 models. Page: https://www.gane.ai/index/hr/vendors/rocky-mountain-reserve

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [HSA and FSA administrators](https://www.gane.ai/index/hr/rewards/hsa-and-fsa-administration/index.md) | 0% | 92 | 100% | 3 |

## And against it

- "BBB customer review rating is 1.07/5 stars average of 14 customer reviews." (Muse Glimmer 30B, HSA & FSA admin)
- "This provider has extremely low ratings on consumer protection sites." (Qwen 3.7 Flash, HSA & FSA admin)
- "Not BBB Accredited, 1.1/5 star customer review average" (Kimi K2, HSA & FSA admin)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 1 | 1 |
| Kimi K2 | 0 | 0 | 0 | 1 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 1 | 1 |

## Sources returned with these answers

The sites and pages cited by the answers that named Rocky Mountain Reserve, from 10 of the 10 answers that named it (only the models that return a source list).

### Domains cited

- bbb.org: 10
- reddit.com: 8
- trustpilot.com: 8
- alegeus.com: 5
- leadchangegroup.com: 4
- alston.com: 3
- benely.com: 3
- classaction.org: 3
- complaintsboard.com: 3
- consumeraffairs.com: 3

### Pages cited

- https://bbb.org/us/co/littleton/profile/health-savings-administrators/rocky-mountain-reserve-1296-90152808/customer-reviews: 8
- https://bbb.org/us/ut/draper/profile/health-savings-administrators/healthequity-inc-1126-22234692/complaints: 6
- https://alegeus.com/insights/spotlight-on-hsas: 5
- https://bbb.org/us/ut/draper/profile/health-savings-administrators/healthequity-inc-1166-22234692/complaints: 5
- https://bbb.org/us/ca/oakland/profile/health-savings-administrators/sterling-administration-1116-79356/complaints: 4
- https://reddit.com/r/HealthInsurance/comments/18zapvf/wex_for_hsa_or_fsa_management_is_complete_trash: 4
- https://alston.com/en/insights/publications/2024/12/2024-health-benefits-a-year-to-remember: 3
- https://bbb.org/us/ca/oakland/profile/health-savings-administrators/sterling-administration-1116-79356/customer-reviews: 3

## Record

- Method: https://www.gane.ai/index/hr/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/hr.