# OnPay: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 40 judge labels across 4 categories by 14 of 14 models. Page: https://www.gane.ai/index/hr/vendors/onpay

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Payroll software](https://www.gane.ai/index/hr/core/payroll-software/index.md) | 0% | 16 | 10% | 30 |
| [Benefits administration](https://www.gane.ai/index/hr/core/benefits-administration/index.md) | 0% | 18 | 0% | 7 |
| [Leave and absence management](https://www.gane.ai/index/hr/core/leave-and-absence-management/index.md) | 0% | 46 | 0% | 2 |
| [HR compliance and policy management](https://www.gane.ai/index/hr/core/hr-compliance-and-policy-management/index.md) | 0% | 58 | 0% | 1 |

## What the models said for it

- "Look into modern, full-service, transparently-priced platforms like Gusto, OnPay, or Patriot Payroll." (Gemini 3.5 Flash, Payroll software)
- "takes no upfront payment for its benefits administration software and offers transparent pricing that is among the most budget-friendly" (Claude Haiku 4.5, Benefits administration)
- "Best if you need multi‑state payroll: OnPay – handles complex state filings without extra per‑state fees." (GLM 4.7 FlashX, Payroll software)
- "Choose OnPay if you want simple, predictable, all-inclusive pricing for a small team without upsells." (Gemini 3.5 Flash, Payroll software)

## And against it

- "Highlighted in "avoid" lists for very low pricing that may compromise long-term support quality." (Grok 4.20, Payroll software)
- "OnPay 2/10, with OnPay also scoring 3/10 for cost and pricing" (Muse Glimmer 30B, Payroll software)
- "or OnPay ($49 base + $6/employee)" (Grok 4.20, Payroll software)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 2 | 2 | 0 | 4 |
| GPT-5.4 mini | 0 | 1 | 0 | 0 | 1 |
| Gemini 3.5 Flash | 1 | 3 | 1 | 0 | 5 |
| Perplexity Sonar | 0 | 1 | 1 | 0 | 2 |
| Grok 4.20 | 0 | 0 | 1 | 2 | 3 |
| Mistral Small | 0 | 0 | 2 | 0 | 2 |
| DeepSeek V4 Flash | 0 | 4 | 0 | 0 | 4 |
| Llama 4 Maverick | 0 | 2 | 2 | 0 | 4 |
| Qwen 3.7 Flash | 0 | 0 | 1 | 0 | 1 |
| Kimi K2 | 0 | 2 | 0 | 0 | 2 |
| GLM 4.7 FlashX | 0 | 2 | 1 | 0 | 3 |
| MiniMax M2.5 | 0 | 3 | 1 | 0 | 4 |
| GPT-6 Luna | 0 | 1 | 0 | 0 | 1 |
| Muse Glimmer 30B | 0 | 2 | 1 | 1 | 4 |

## Sources returned with these answers

The sites and pages cited by the answers that named OnPay, from 114 of the 123 answers that named it (only the models that return a source list).

### Domains cited

- forbes.com: 49
- gusto.com: 35
- capterra.com: 34
- adp.com: 30
- techrepublic.com: 30
- fitsmallbusiness.com: 25
- g2.com: 25
- peoplemanagingpeople.com: 23
- softwareadvice.com: 23
- rippling.com: 17

### Pages cited

- https://forbes.com/advisor/business/software/best-payroll-services: 40
- https://techrepublic.com/article/best-payroll-software: 22
- https://capterra.com/resources/payroll-software-for-small-businesses: 16
- https://technologyadvice.com/payroll-software: 16
- https://money.com/best-payroll-software: 11
- https://zapier.com/blog/best-payroll-systems: 11
- https://tech.co/hr-software/best-payroll-software-small-business: 10
- https://adp.com/resources/articles-and-insights/articles/t/the-best-payroll-software-providers-for-small-businesses.aspx: 9

## In its own words

What OnPay's own pages state, read 2026-09-28. Stated by the vendor, not checked by the index.

- Positioning: Powerful people tech, backed by real experts (https://onpay.com/)
- For: small businesses and their accountants (https://onpay.com/)
- Price stated: Starting at $49 /month Base Fee $6 /month Per Worker; Pricing starts at $55 per month (https://onpay.com/)
- Starting price: 49 (https://onpay.com/)
- Free plan or trial: Get one month free (https://onpay.com/)
- Certifications: SOC 2 Type II
- Customers named: Joski Tile

## What it publishes

Every page onpay.com exposes, read 2026-09-29: 1165 addresses. By kind, pages and the last 90 days:

- blog: 519 pages, 5 in the last 90 days, latest 2026-09-18
- report or ebook: 1 pages, 0 in the last 90 days, latest undated
- comparison: 44 pages, 1 in the last 90 days, latest 2026-08-27
- template or tool: 165 pages, 0 in the last 90 days, latest 2025-06-25
- glossary or explainer: 157 pages, 0 in the last 90 days, latest 2026-04-24
- news or press: 1 pages, 0 in the last 90 days, latest 2018-11-30
- Recent: 2026-09-18 blog: Geofencing time tracking explained https://onpay.com/insights/geofencing-time-tracking-explained
- Recent: 2026-08-27 comparison: Double time vs overtime explained https://onpay.com/insights/double-time-vs-overtime-explained
- Recent: 2026-08-18 blog: How time tracking improve employee productivity https://onpay.com/insights/how-time-tracking-improve-employee-productivity
- Recent: 2026-07-27 blog: How to start a business in georgia https://onpay.com/insights/how-to-start-a-business-in-georgia
- Recent: 2026-07-21 blog: Benefits compliance 101 small business https://onpay.com/resources/benefits-compliance-101-small-business
- Recent: 2026-07-21 blog: Benefits compliance accountants https://onpay.com/resources/benefits-compliance-accountants

## Record

- Method: https://www.gane.ai/index/hr/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/hr.