# John Hancock: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 8 judge labels across 1 category by 6 of 14 models. Page: https://www.gane.ai/index/hr/vendors/john-hancock

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [401(k) providers](https://www.gane.ai/index/hr/rewards/401k-providers/index.md) | 0% | 80 | 75% | 8 |

## And against it

- "worst offenders are usually the insurance companies. John Hancock, Principal, Pru, T Rowe etc." (Muse Glimmer 30B, 401(k) providers)
- "Known for high fees and trailing returns compared to low-cost index funds." (Mistral Small, 401(k) providers)
- "Common Examples: John Hancock, Transamerica, Principal Financial... Why to be cautious: Many insurance-based 401(k) plans" (Gemini 3.5 Flash, 401(k) providers)
- "Historically known for high expense ratios and limited low-cost index options, though they've improved somewhat." (DeepSeek V4 Flash, 401(k) providers)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 1 | 1 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 1 | 1 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 1 | 1 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 1 | 1 |
| Kimi K2 | 0 | 0 | 1 | 1 | 2 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 1 | 1 | 2 |

## Sources returned with these answers

The sites and pages cited by the answers that named John Hancock, from 17 of the 18 answers that named it (only the models that return a source list).

### Domains cited

- reddit.com: 14
- investmentnews.com: 9
- trustpilot.com: 8
- employeefiduciary.com: 7
- bogleheads.org: 6
- metalsretirement.com: 6
- jdsupra.com: 5
- purposefulfinance.org: 5
- bbb.org: 4
- betterment.com: 4

### Pages cited

- https://reddit.com/r/personalfinance/comments/5uf1a9/401k_plans_which_financial_service_providers_are: 8
- https://bogleheads.org/forum/viewtopic.php: 6
- https://reddit.com/r/Bogleheads/comments/1kw87w4/anyone_else_have_bad_401k_choices: 6
- https://metalsretirement.com/learn/worst-401k-plans: 5
- https://purposefulfinance.org/a-guide-to-choosing-a-401k-provider: 5
- https://investmentnews.com/regulation-legal-compliance/workers-allege-principal-financial-ran-459b-401k-as-a-fee-machine/268324: 4
- https://reddit.com/r/Bogleheads/comments/143kl70/picking_a_new_401k_provider: 4
- https://401k.is/compare: 3

## In its own words

What John Hancock's own pages state, read 2026-10-05. Stated by the vendor, not checked by the index.

- Positioning: At John Hancock, we provide life insurance that helps our customers to live longer, healthier, better lives. (https://johnhancock.com/)
- For: customers (https://johnhancock.com/)
- Customers named: Kelley

## What it publishes

Every page johnhancock.com exposes, read 2026-10-05: 678 addresses. By kind, pages and the last 90 days:

- blog: 94 pages, 0 in the last 90 days, latest undated
- case study: 1 pages, 0 in the last 90 days, latest undated
- comparison: 6 pages, 0 in the last 90 days, latest 2025-01-01
- glossary or explainer: 3 pages, 0 in the last 90 days, latest undated
- podcast or video: 20 pages, 0 in the last 90 days, latest undated
- news or press: 387 pages, 12 in the last 90 days, latest 2026-10-01
- Recent: 2026-10-01 news or press: John hancock closed end funds declare monthly distributions https://www.johnhancock.com/about-us/news/john-hancock-investment-management/2026/10/john-hancock-closed-end-funds-declare-monthly-distributions
- Recent: 2026-09-01 news or press: John hancock closed end funds declare quarterly distributions https://www.johnhancock.com/about-us/news/john-hancock-investment-management/2026/09/john-hancock-closed-end-funds-declare-quarterly-distributions
- Recent: 2026-09-01 news or press: John hancock closed end funds declare monthly distributions https://www.johnhancock.com/about-us/news/john-hancock-investment-management/2026/09/john-hancock-closed-end-funds-declare-monthly-distributions
- Recent: 2026-09-01 news or press: John hancock closed end funds announce annual shareholder meeting and record dates https://www.johnhancock.com/about-us/news/john-hancock-investment-management/2026/09/john-hancock-closed-end-funds-announce-annual-shareholder-meeting-and-record-dates
- Recent: 2026-09-01 news or press: John hancock financial opportunities fund notice to shareholders sources of distribution under section 19 a https://www.johnhancock.com/about-us/news/john-hancock-investment-management/2026/09/john-hancock-financial-opportunities-fund-notice-to-shareholders-sources-of-distribution-under-section-19-a
- Recent: 2026-09-01 news or press: John hancock diversified income fund notice to shareholders sources of distribution under section 19 a https://www.johnhancock.com/about-us/news/john-hancock-investment-management/2026/09/john-hancock-diversified-income-fund-notice-to-shareholders-sources-of-distribution-under-section-19-a

## Record

- Method: https://www.gane.ai/index/hr/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/hr.