# Grant Money: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 1 judge label across 1 category by 1 of 14 models. Page: https://www.gane.ai/index/hr/vendors/grant-money

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Earned wage access](https://www.gane.ai/index/hr/rewards/earned-wage-access/index.md) | 0% | 65 | 100% | 1 |

## And against it

- "named in court cases where 16 out of 16 courts ruled they ARE credit products subject to lending laws" (Kimi K2, Earned wage access)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 1 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Grant Money, from 1 of the 1 answers that named it (only the models that return a source list).

### Domains cited

- apps.apple.com: 1
- classaction.org: 1
- cnbc.com: 1
- coag.gov: 1
- congress.gov: 1
- consumer.sc.gov: 1
- dfi.wa.gov: 1
- federalregister.gov: 1
- finance.mo.gov: 1
- fortune.com: 1

### Pages cited

- http://congress.gov/crs-product/IF12727: 1
- https://apps.apple.com/us/app/floatme-fast-cash-advance-app/id1395667279: 1
- https://classaction.org/finance-arbitrations-to-join: 1
- https://classaction.org/newsletter/issue-352: 1
- https://cnbc.com/2024/01/28/why-one-expert-called-earned-wage-access-payday-lending-on-steroids.html: 1
- https://coag.gov/press-releases/weiser-sues-earnin-for-illegal-high-cost-lending-violating-state-payday-lending-and-consumer-credit-laws: 1
- https://congress.gov/crs-product/IF12727: 1
- https://consumer.sc.gov/business-resourceslaws/licensing/ewa: 1

## Record

- Method: https://www.gane.ai/index/hr/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/hr.