# Dave Inc.: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 2 judge labels across 1 category by 2 of 14 models. Page: https://www.gane.ai/index/hr/vendors/dave-inc

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Earned wage access](https://www.gane.ai/index/hr/rewards/earned-wage-access/index.md) | 0% | 70 | 100% | 2 |

## And against it

- "FTC referred case to DOJ for allegedly using misleading marketing, charging undisclosed fees, and collecting tips without consent" (GLM 4.7 FlashX, Earned wage access)
- "FTC lawsuit (referred to DOJ) for deceptive practices - Multiple class action lawsuits ongoing" (Kimi K2, Earned wage access)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 1 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 1 | 1 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Dave Inc., from 4 of the 4 answers that named it (only the models that return a source list).

### Domains cited

- news.bloomberglaw.com: 4
- oag.maryland.gov: 4
- coag.gov: 3
- congress.gov: 3
- govinfo.gov: 3
- leadchangegroup.com: 3
- classaction.org: 2
- cnbc.com: 2
- consumerfinancemonitor.com: 2
- federalregister.gov: 2

### Pages cited

- https://news.bloomberglaw.com/banking-law/fintechs-cash-advances-for-workers-draw-suits-as-states-diverge: 4
- https://oag.maryland.gov/News/pages/-Attorney-General-Brown-Announces-$600,000-Settlement-with-Earned-Wage-Access-Company-Brigit,-Protecting-Marylanders-from-H.aspx: 4
- https://coag.gov/press-releases/weiser-sues-earnin-for-illegal-high-cost-lending-violating-state-payday-lending-and-consumer-credit-laws: 3
- https://leadchangegroup.com/earned-wage-access: 3
- https://classaction.org/newsletter/issue-352: 2
- https://congress.gov/crs_external_products/IF/HTML/IF12727.html: 2
- https://consumerfinancemonitor.com/earned-wage-access: 2
- https://jcl.law.uiowa.edu/sites/jcl.law.uiowa.edu/files/2023-07/Beasley_Online.pdf: 2

## Record

- Method: https://www.gane.ai/index/hr/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/hr.