# Credit Karma: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 1 judge label across 1 category by 1 of 14 models. Page: https://www.gane.ai/index/hr/vendors/credit-karma

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Financial wellness platforms](https://www.gane.ai/index/hr/rewards/financial-wellness-platforms/index.md) | 0% | 53 | 0% | 1 |

## What the models said for it

- "Credit Karma (free credit monitoring — reputable, though be aware of upsell marketing)" (DeepSeek V4 Flash, Financial wellness)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 1 | 0 | 0 | 1 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Credit Karma, from 1 of the 1 answers that named it (only the models that return a source list).

### Domains cited

- apps.apple.com: 1
- bbb.org: 1
- cash.app: 1
- consumerfinance.gov: 1
- finder.com: 1
- flofr.gov: 1
- ftc.gov: 1
- oag.state.va.us: 1
- reddit.com: 1
- retailconsumerproductslaw.com: 1

### Pages cited

- https://apps.apple.com/gb/app/money-advisory-centre/id6450699363: 1
- https://apps.apple.com/ke/app/power-financial-wellness/id6471488866: 1
- https://apps.apple.com/us/app/monarch-budget-track-money/id1459319842: 1
- https://bbb.org/scamtracker/lookupscam/1368733: 1
- https://bbb.org/us/ca/san-francisco/profile/financial-services/bright-money-1116-929877/complaints: 1
- https://cash.app/learn/protect-your-money/how-to-spot-and-avoid-scams: 1
- https://cash.app/learn/protect-your-money/the-most-common-types-of-scams-and-how-they-actually-work: 1
- https://consumerfinance.gov/ask-cfpb/what-are-some-classic-warning-signs-of-possible-fraud-and-scams-en-2094: 1

## Record

- Method: https://www.gane.ai/index/hr/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/hr.