# Brigit: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 10 judge labels across 2 categories by 7 of 14 models. Page: https://www.gane.ai/index/hr/vendors/brigit

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Earned wage access](https://www.gane.ai/index/hr/rewards/earned-wage-access/index.md) | 0% | 74 | 88% | 8 |
| [Financial wellness platforms](https://www.gane.ai/index/hr/rewards/financial-wellness-platforms/index.md) | 0% | 116 | 100% | 2 |

## And against it

- "The FTC alleged deceptive advance promises and a hard-to-cancel membership; Brigit agreed to an $18 million settlement" (GPT-6 Luna, Financial wellness)
- "Frequently grouped in high-APR critiques (up to 1,456% in some analyses). Requires a monthly subscription" (Grok 4.20, Earned wage access)
- "$600,000 settlement with Maryland Attorney General (2024) - Allegations of unlicensed lending" (Kimi K2, Earned wage access)
- "$600,000 Maryland settlement for alleged unlicensed lending and deceptive practices" (GLM 4.7 FlashX, Earned wage access)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 1 | 1 | 2 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 1 | 1 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 1 | 1 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 1 | 1 |
| Kimi K2 | 0 | 0 | 0 | 2 | 2 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 1 | 1 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 2 | 2 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Brigit, from 22 of the 25 answers that named it (only the models that return a source list).

### Domains cited

- oag.maryland.gov: 9
- congress.gov: 8
- responsiblelending.org: 8
- consumerfinance.gov: 7
- consumerfinancemonitor.com: 7
- leadchangegroup.com: 7
- news.bloomberglaw.com: 7
- settlementinsight.com: 7
- tax.thomsonreuters.com: 7
- coag.gov: 6

### Pages cited

- https://oag.maryland.gov/News/pages/-Attorney-General-Brown-Announces-$600,000-Settlement-with-Earned-Wage-Access-Company-Brigit,-Protecting-Marylanders-from-H.aspx: 8
- https://settlementinsight.com/research/earned-wage-access-app-complaints: 7
- https://consumerfinancemonitor.com/earned-wage-access: 6
- https://news.bloomberglaw.com/banking-law/fintechs-cash-advances-for-workers-draw-suits-as-states-diverge: 6
- https://paymentsdive.com/news/earned-wage-access-federal-state-legal-regulatory-clarity/803398: 6
- https://coag.gov/press-releases/weiser-sues-earnin-for-illegal-high-cost-lending-violating-state-payday-lending-and-consumer-credit-laws: 5
- https://consumerfinance.gov/data-research/research-reports/data-spotlight-developments-in-the-paycheck-advance-market: 5
- https://corporatecomplianceinsights.com/earned-wage-access-popular-payroll-perk-employers-liability: 5

## Record

- Method: https://www.gane.ai/index/hr/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/hr.