# ADP Starter-k Complete: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 5 judge labels across 1 category by 5 of 14 models. Page: https://www.gane.ai/index/hr/vendors/adp-starter-k-complete

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [401(k) providers](https://www.gane.ai/index/hr/rewards/401k-providers/index.md) | 0% | 19 | 0% | 5 |

## What the models said for it

- "If you prefer a more recognized name and can afford slightly higher costs, ADP or Fidelity provide excellent infrastructure" (MiniMax M2.5, 401(k) providers)
- "Best for Very Small Teams ... Designed specifically for 1-9 employees, streamlined and affordable" (Kimi K2, 401(k) providers)
- "For very small teams (1–9 employees): ADP Starter-k at $100/month flat is hard to beat." (DeepSeek V4 Flash, 401(k) providers)
- "worth considering if you already use ADP or want a simplified option for a very small team" (GPT-6 Luna, 401(k) providers)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 1 | 0 | 0 | 1 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 1 | 0 | 0 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 1 | 0 | 0 | 1 |
| GPT-6 Luna | 0 | 1 | 0 | 0 | 1 |
| Muse Glimmer 30B | 0 | 1 | 0 | 0 | 1 |

## Sources returned with these answers

The sites and pages cited by the answers that named ADP Starter-k Complete, from 10 of the 10 answers that named it (only the models that return a source list).

### Domains cited

- adp.com: 10 (its own site)
- employeefiduciary.com: 7
- fidelity.com: 5
- forbes.com: 5
- myubiquity.com: 5
- sharebuilder401k.com: 5
- betterment.com: 4
- joinhomebase.com: 4
- fidelityworkplace.com: 3
- guideline.com: 3

### Pages cited

- https://adp.com/what-we-offer/benefits/retirement/401k.aspx: 10
- https://employeefiduciary.com/solutions/401k: 6
- https://forbes.com/advisor/retirement/best-401k-plans: 5
- https://employeefiduciary.com/small-business: 4
- https://joinhomebase.com/blog/who-are-the-best-small-business-401k-providers: 4
- https://myubiquity.com/pricing: 4
- https://myubiquity.com/resources/how-much-does-a-401-k-cost-a-small-business: 4
- https://guideline.com/public-assets/enablement/401(k)Brochure.pdf: 3

## In its own words

What ADP Starter-k Complete's own pages state, read 2026-10-06. Stated by the vendor, not checked by the index.

- Positioning: simple, affordable way to offer retirement benefits without the complexity of a traditional 401(k) (https://www.adp.com/resources/articles-and-insights/articles/s/safe-harbor-pep-starter-k.aspx)
- For: businesses that haven’t yet established a plan but want to help employees begin saving for retirement right away (https://www.adp.com/resources/articles-and-insights/articles/s/safe-harbor-pep-starter-k.aspx)

## Record

- Method: https://www.gane.ai/index/hr/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/hr.