# Upflow alternatives: what AI models name instead, November 2026

Gane Index, November 2026 Edition. 848 of the 1,008 answers in the 4 categories where Upflow holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://www.gane.ai/index/finance/vendors/upflow/alternatives

## Named instead, most often (every category and segment added)

- HighRadius: 109
- HighRadius Credit Cloud: 52
- Kyriba: 32
- Float: 31
- Cash Flow Frog: 23
- Chaser: 22

## Accounts receivable automation

**Small business**: 58 of 84 answers did not name Upflow (Upflow is #4 of 15 at 10%).

- BILL Accounts Receivable: first choice in 7 of those 58
- Paidnice: first choice in 6 of those 58
- Chaser: first choice in 5 of those 58
- Zoho Books: first choice in 5 of those 58
- Wave: first choice in 4 of those 58
- FreshBooks: first choice in 3 of those 58
- Plooto: first choice in 3 of those 58
- Invoiced: first choice in 2 of those 58

**Mid-market**: 53 of 84 answers did not name Upflow (Upflow is #1 of 13 at 24%).

- Zoho Books: first choice in 7 of those 53
- HighRadius: first choice in 4 of those 53
- Melio: first choice in 3 of those 53
- Emagia: first choice in 2 of those 53
- Nickel: first choice in 2 of those 53
- Versapay: first choice in 2 of those 53
- Wave: first choice in 2 of those 53
- Automation Anywhere: first choice in 1 of those 53

**Enterprise**: 79 of 84 answers did not name Upflow.

- HighRadius: first choice in 44 of those 79
- Billtrust: first choice in 6 of those 79
- BILL Accounts Receivable: first choice in 1 of those 79
- BlackLine Invoice-to-Cash: first choice in 1 of those 79
- Emagia: first choice in 1 of those 79
- Esker: first choice in 1 of those 79
- Melio: first choice in 1 of those 79
- Quadient AR: first choice in 1 of those 79

## Cash application

**Small business**: 52 of 84 answers did not name Upflow (Upflow is #5 of 17 at 8%).

- BILL: first choice in 5 of those 52
- QuickBooks Online: first choice in 5 of those 52
- Wave: first choice in 4 of those 52
- QuickBooks Payments: first choice in 3 of those 52
- Zoho Books: first choice in 3 of those 52
- Versapay: first choice in 2 of those 52
- Apriori: first choice in 1 of those 52
- Bill360: first choice in 1 of those 52

**Mid-market**: 62 of 84 answers did not name Upflow (Upflow is #2 of 12 at 15%).

- HighRadius: first choice in 10 of those 62
- Versapay: first choice in 4 of those 62
- Wave: first choice in 4 of those 62
- Billtrust: first choice in 3 of those 62
- Lunos: first choice in 3 of those 62
- BILL: first choice in 2 of those 62
- Zoho Books: first choice in 2 of those 62
- AccountsReceivable.ai: first choice in 1 of those 62

**Enterprise**: 83 of 84 answers did not name Upflow.

- HighRadius: first choice in 44 of those 83
- BlackLine Cash Application: first choice in 7 of those 83
- Billtrust: first choice in 3 of those 83
- Esker: first choice in 3 of those 83
- Serrala: first choice in 2 of those 83
- Stuut: first choice in 2 of those 83
- BlackLine Invoice-to-Cash: first choice in 1 of those 83
- Coupa: first choice in 1 of those 83

## Cash flow forecasting

**Small business**: 80 of 84 answers did not name Upflow.

- Float: first choice in 27 of those 80
- Cash Flow Frog: first choice in 18 of those 80
- Pulse: first choice in 8 of those 80
- QuickBooks Cash Flow Planner: first choice in 5 of those 80
- BILL: first choice in 4 of those 80
- Xero Cash Flow Forecasting: first choice in 3 of those 80
- Cash Flow Tool: first choice in 2 of those 80
- Fathom: first choice in 2 of those 80

**Mid-market**: 74 of 84 answers did not name Upflow (Upflow is #2 of 22 at 9%).

- Agicap: first choice in 9 of those 74
- Cash Flow Frog: first choice in 5 of those 74
- Pulse: first choice in 5 of those 74
- Drivetrain: first choice in 4 of those 74
- Float: first choice in 4 of those 74
- Centime: first choice in 3 of those 74
- Kyriba: first choice in 2 of those 74
- Prophix One: first choice in 2 of those 74

**Enterprise**: 82 of 84 answers did not name Upflow.

- Kyriba: first choice in 30 of those 82
- HighRadius: first choice in 7 of those 82
- Anaplan: first choice in 5 of those 82
- Pegasus Insights: first choice in 3 of those 82
- Tesorio: first choice in 3 of those 82
- Access CashForecaster: first choice in 2 of those 82
- OneStream: first choice in 2 of those 82
- Vena: first choice in 2 of those 82

## B2B credit management

**Small business**: 69 of 84 answers did not name Upflow (Upflow is #7 of 12 at 2%).

- Chaser: first choice in 13 of those 69
- Paidnice: first choice in 13 of those 69
- Creditsafe: first choice in 6 of those 69
- Credit-IQ: first choice in 3 of those 69
- Satago: first choice in 3 of those 69
- Experian Business Credit Reports: first choice in 2 of those 69
- Nav Business: first choice in 2 of those 69
- Resolve Pay: first choice in 2 of those 69

**Mid-market**: 73 of 84 answers did not name Upflow (Upflow is #8 of 13 at 2%).

- HighRadius Credit Cloud: first choice in 14 of those 73
- Creditsafe: first choice in 8 of those 73
- Chaser: first choice in 4 of those 73
- Credit Pulse: first choice in 4 of those 73
- Paidnice: first choice in 3 of those 73
- Satago: first choice in 3 of those 73
- AnnualCreditReport.com: first choice in 2 of those 73
- Bectran: first choice in 2 of those 73

**Enterprise**: 83 of 84 answers did not name Upflow.

- HighRadius Credit Cloud: first choice in 38 of those 83
- Billtrust: first choice in 4 of those 83
- Tesorio: first choice in 4 of those 83
- Credit Pulse: first choice in 3 of those 83
- Bectran: first choice in 2 of those 83
- Esker: first choice in 2 of those 83
- HighRadius Credit Risk Management: first choice in 2 of those 83
- D&B Finance Analytics Credit Intelligence: first choice in 1 of those 83

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.