# TerraUSD: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 9 judge labels across 1 category by 9 of 14 models. Page: https://www.gane.ai/index/finance/vendors/terrausd

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Stablecoin platforms](https://www.gane.ai/index/finance/treasury/stablecoin-platforms/index.md) | 0% | 145 | 100% | 9 |

## And against it

- "The Cautionary Tale: TerraUSD (UST). It was once considered the "safest" algorithmic coin until it lost its peg in May 2022, causing billions in losses." (Qwen 3.7 Flash, Stablecoin platforms)
- "Algorithmic Stablecoins (Avoid as a primary hold): ... TerraUSD (UST/LUNA) is the most infamous. It collapsed catastrophically" (MiniMax M2.5, Stablecoin platforms)
- "The most infamous example is TerraUSD (UST), which collapsed in May 2022... it's best to avoid them entirely." (Mistral Small, Stablecoin platforms)
- "TerraUSD (UST) lost its peg and collapsed in May 2022, illustrating how quickly that design can fail." (GPT-6 Luna, Stablecoin platforms)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 1 | 1 |
| Perplexity Sonar | 0 | 0 | 0 | 1 | 1 |
| Grok 4.20 | 0 | 0 | 0 | 1 | 1 |
| Mistral Small | 0 | 0 | 0 | 1 | 1 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 1 | 1 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 1 | 1 |
| Kimi K2 | 0 | 0 | 0 | 1 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 1 | 1 |
| GPT-6 Luna | 0 | 0 | 0 | 1 | 1 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named TerraUSD, from 19 of the 21 answers that named it (only the models that return a source list).

### Domains cited

- stripe.com: 10
- congress.gov: 7
- federalreserve.gov: 7
- sec.gov: 7
- binance.com: 4
- bis.org: 4
- onesafe.io: 4
- pharos.watch: 4
- 247wallst.com: 3
- archlending.com: 3

### Pages cited

- https://stripe.com/resources/more/are-stablecoins-safe-for-business-use: 9
- https://federalreserve.gov/econres/notes/feds-notes/stablecoins-in-2025-developments-and-financial-stability-implications-20260408.html: 4
- http://congress.gov/crs-product/IN11928: 3
- http://congress.gov/crs_external_products/IN/PDF/IN11928/IN11928.1.pdf: 3
- https://247wallst.com/investing/cryptocurrency/2026/10/31/tether-made-1-5-billion-in-q3-and-doubled-its-reserve-cushion-to-8-billion-how-safe-is-usdt-now: 3
- https://archlending.com/blog/what-is-the-safest-stablecoin: 3
- https://federalreserve.gov/econres/notes/feds-notes/in-the-shadow-of-bank-run-lessons-from-the-silicon-valley-bank-failure-and-its-impact-on-stablecoins-20251217.html: 3
- https://hkma.gov.hk/media/eng/publication-and-research/research/research-memorandums/2022/RM09-2022.pdf: 3

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.